NoBS Wealth®

Stoy Hall, CFP®
  • 4.6 (9)
  • ENTREPRENEURSHIP
  • UPDATED WEEKLY

Welcome to the NoBS Wealth Podcast, where we cut through the noise and tell the truth about money. Not the cute truth. The real truth. The kind that makes you pause, get uncomfortable, then finally do something different. I’m Stoy Hall, Certified Financial Planner and founder of Black Mammoth. This show isn’t built for people who want motivation. It’s built for people who want outcomes. Especially women, minorities, LGBTQ folks, and business owners who are tired of being talked down to, sold to, or fed recycled advice that doesn’t fit real life. Here’s what we do differently. We don’t spend 10 minutes on bios. We get straight to the topic and we go deep. Every episode follows a simple structure so you leave with clarity, not content consumption. What’s happening What’s the real problem and why does it matter right now. What the media and society are screaming about The hot takes, myths, half-truths, and fear cycles that keep people stuck. The expert lens Not theory. Not generic tips. How real professionals actually work with clients when things get messy. The frameworks, the mistakes, the hard truths. The plan Real steps you can take in the next 7 days, 30 days, and 90 days.  This show is for you if you’ve ever thought: "I’m making money but I still feel behind.""I’m running a business but cash flow feels like a constant fight.""I don’t come from money and I’m tired of learning the hard way.""I’m exhausted from financial anxiety and I need a plan that holds." We talk about investing and taxes, yes. But we also talk about the stuff most finance podcasts avoid: shame, pressure, identity, family expectations, survival mode, and why your nervous system can hijack every good intention you have. You’ll hear conversations with the NoBS Collective, a vetted group of up to 31 professionals across money and real life. Tax pros, attorneys, therapists, lenders, advisors, and operators who actually give a damn about people. Not clout. Not hype. Results! If you want to build real wealth, you don’t need more noise. You need truth and a plan. Hit follow. Listen weekly. Come ready to feel seen, called out, and leveled up. Visit nobswealth.com to catch the latest episodes and join the movement. And yes, we can get explicit around here. If that bothers you, you’re probably in the wrong place.

  1. The Economy Is Breaking People. Give Each Other Grace | Let's Get Real Ep. 32

    1D AGO

    The Economy Is Breaking People. Give Each Other Grace | Let's Get Real Ep. 32

    Just got out of the barbershop… and the weight of what I heard followed me to the car. A barber who moved into a new apartment, week and a half in, lost everything in a fire before he could get renter's insurance. That hit different. Because it's not just him. I've got people in my world dealing with mental health battles, physical health crises, job losses, and no clear answer for what comes next. I've got others who feel stable on paper but still feel the weight of everything pressing down. So let's talk about it. The real version. Not the Wall Street version. Not the version the media will cover between Epstein headlines and political theater. Here's the truth nobody wants to say out loud: We are in it. All of us. And there is no quick fix. Layoffs at levels we haven't seen since before COVID. All-time highs in the stock market and gold while salaries refuse to keep up. Kids' sports getting more expensive. Grocery bills not dropping. Insurance costs through the roof. It's a slow squeeze and the middle class is catching the worst of it because they're trying to hold everything together. In this episode, I talk about why I told someone at the barbershop to go into survival mode and why I said it with a heavy heart. I break down what that actually means, why we need to give each other grace right now, and why realistically we're looking at 12 to 24 months before things shift… depending on what happens with policy and politics. I also get into something that fires me up every time. Money. What it really is. Why billionaires and trillionaires exist. And why the whole system is built around power and control, not prosperity. This episode isn't about doom. It's about reality. It's about understanding what's happening around you so you can make better decisions, hold your people tighter, and stop absorbing everyone else's chaos on social media. Watch on YouTube: https://youtu.be/KXicglbEEF4 As always we ask you to comment, DM, whatever it takes to have a conversation to help you take the next step in your journey, reach out on any platform! Twitter, FaceBook, Instagram, Tiktok, Linkedin DISCLOSURE: Awards and rankings by third parties are not indicative of future performance or client investment success. Past performance does not guarantee future results. All investment strategies carry profit/loss potential and cannot eliminate investment risks. Information discussed may not reflect current positions/recommendations. While believed accurate, Black Mammoth does not guarantee information accuracy. This broadcast is not a solicitation for securities transactions or personalized investment advice. Tax/estate planning information is general - consult professionals for specific situations. Full disclosures at www.blackmammoth.com.

    6 min
  2. Think Feel Do: Fix Your Money Mind w/ Ashley Quamme

    2D AGO

    Think Feel Do: Fix Your Money Mind w/ Ashley Quamme

    You know that pit in your stomach when you open your bank account late at night? That moment where the numbers load and your heart rate spikes before you even see anything? That is not a math problem. That is a mental and emotional one. And if you have been avoiding your finances, snapping at your partner when the Amazon package shows up, or telling yourself you will deal with it tomorrow, this episode is for you. Stoy sits down with Ashley Quamme, therapist and founder of a practice built on helping people understand the intersection of their mental and emotional world and their financial reality. What comes out of this conversation is raw, honest, and something a lot of financial content will never touch. Money has meaning. It is tied to your identity, your security, your freedom, and your sense of whether or not you are going to be okay. When you ignore that layer, no budget in the world is going to stick. Ashley breaks down a simple three-word framework called Think, Feel, Do. It comes from the therapeutic space and it creates a map of what is actually going on inside you when financial stress hits. Not just what you did, but what you were thinking, what you were feeling, and what that drove you to do. She walks through how to actually use it, why you need to physically write it out, and why doing it while you are emotionally ramped up is one of the biggest mistakes people make. They also get into business ownership anxiety, the noise versus truth conversation around structure and emotional capacity, why men in particular resist this kind of work, and why Stoy believes your mental and physical health are the most important investment you will ever make. Way before stocks. Way before mutual funds. Watch the full episode on YouTube here: https://youtu.be/qUv3gbe9NSY If you have been white-knuckling your way through your finances and wondering why nothing is sticking, this is the episode. Think. Feel. Do. Start there. As always we ask you to comment, DM, whatever it takes to have a conversation to help you take the next step in your journey, reach out on any platform! Twitter, FaceBook, Instagram, Tiktok, Linkedin DISCLOSURE: Awards and rankings by third parties are not indicative of future performance or client investment success. Past performance does not guarantee future results. All investment strategies carry profit/loss potential and cannot eliminate investment risks. Information discussed may not reflect current positions/recommendations. While believed accurate, Black Mammoth does not guarantee information accuracy. This broadcast is not a solicitation for securities transactions or personalized investment advice. Tax/estate planning information is general - consult professionals for specific situations. Full disclosures at www.blackmammoth.com.

    36 min
  3. Raising Black Boys When America Can't Decide What You Are | Let's Get Real Ep. 31

    FEB 26

    Raising Black Boys When America Can't Decide What You Are | Let's Get Real Ep. 31

    America says it's cool with you being Black… until it isn't. Too dark for the white side. Too light for the Black side. And somehow, you're just supposed to figure out where you belong. This is episode 31 of Let's Get Real — and it's one of the most personal, honest, and necessary conversations I've had on this show. We're talking Black History Month, light skin identity, and what it actually looks like to raise Black children in a world that still hasn't figured out how to see them clearly. I'll say what most people won't say out loud — Black History Month shouldn't be a separate month. It should be woven into every curriculum, every classroom, every dinner table conversation in this country. We lost too much history before Dr. Carter G. Woodson built the foundation for it. But it's 2026. We need to stop treating it like a checkbox and start treating it like what it is: our shared American story. Growing up light skinned, raised by a white mother, in a predominantly white neighborhood, attending predominantly white schools in Omaha — I didn't have access to Black history at home or at school. And now I'm raising kids who are even lighter than me. So how do I teach them who they are when I'm still piecing it together myself? I'll tell you exactly what I do — and I'll be straight with you about where I fall short. Food. Travel. Conversation. Culture. That's how I bring it to my boys. We don't just eat — we learn where the food comes from, who made it, what it means. We don't just travel — we go to understand. It's not perfect. But it's real. And being real is the only way any of us get better at this. If you're light skinned, you already know everything I'm saying is true — and you're probably laughing because you've lived it. If this is new to you? Good. Go talk to a light skinned friend. Do your research. Learn outside your lane. The inventors behind so much of what you use every day are Black… and most people have no idea. That's the problem. And this episode? This is the start of fixing it. As always we ask you to comment, DM, whatever it takes to have a conversation to help you take the next step in your journey, reach out on any platform! Twitter, FaceBook, Instagram, Tiktok, Linkedin DISCLOSURE: Awards and rankings by third parties are not indicative of future performance or client investment success. Past performance does not guarantee future results. All investment strategies carry profit/loss potential and cannot eliminate investment risks. Information discussed may not reflect current positions/recommendations. While believed accurate, Black Mammoth does not guarantee information accuracy. This broadcast is not a solicitation for securities transactions or personalized investment advice. Tax/estate planning information is general - consult professionals for specific situations. Full disclosures at www.blackmammoth.com.

    6 min
  4. The Gap Between Hustle and Strategy

    FEB 25

    The Gap Between Hustle and Strategy

    You've got the passion. You've got the vision. You've got the people behind you. And you still can't get a yes. Why? Because you're speaking YOUR language — not theirs. This episode of NoBS Wealth hits different. We're back in the studio with consultant and community builder Gabriel Langley, and we're going deep on one of the most overlooked problems destroying small businesses and community-driven projects today — the dangerous gap between hustle and strategy. Gabriel brings a real scenario to the table: a community event center project 10 years in the making. Passionate people. Powerful vision. Strong relationships. And a graveyard of nos from every major funding institution and city official they approached. The problem wasn't the project. The problem was the translation. They were not speaking the language that decision-makers needed to hear in order to say yes. This is the episode that will make you pause and ask yourself the question that most business owners are terrified to answer: Are YOU the reason your business isn't moving? Not because you're not working hard enough — you probably are. But because hustle without positioning is just exhaustion dressed up in motivation. It gets you in the room. It doesn't get you the check. Gabriel breaks down exactly what it took to wake this team up, what the numbers revealed that a decade of passion couldn't, and why the moment those 20 pages hit the table, everything changed. The real aha wasn't the proposal. It was realizing they had outgrown their own playbook. We run through the Noise vs. Truth rapid-fire segment and bust two myths that are holding entrepreneurs hostage right now. Myth one: if the vision is strong enough, someone will fund it. Myth two: keep pushing and it'll eventually work. The truth? Funders in 2026 don't care about your passion. They care about your contingency plan in a volatile market. And if you can't show them that — with data, demographics, job analysis, and projections — your pitch is noise. Doesn't matter how many doors you knock on. Then we walk through Gabriel's powerful 3-step framework that every business owner, founder, or dreamer needs tattooed somewhere visible: Surface the real problem. Make the invisible visible. Create the path forward. These aren't buzzwords. This is the actual process that turned a stalled 10-year dream into a funded, energized, actionable plan. And the urgency of the first 30 days after that clarity hits? That's the momentum that either saves your business or lets it die on the vine. We close this one out honoring Black History Month in a way that goes beyond the surface. Gabriel shares what the month means to him personally — rooted in his father's legacy, the African tradition of storytelling, As always we ask you to comment, DM, whatever it takes to have a conversation to help you take the next step in your journey, reach out on any platform! Twitter, FaceBook, Instagram, Tiktok, Linkedin DISCLOSURE: Awards and rankings by third parties are not indicative of future performance or client investment success. Past performance does not guarantee future results. All investment strategies carry profit/loss potential and cannot eliminate investment risks. Information discussed may not reflect current positions/recommendations. While believed accurate, Black Mammoth does not guarantee information accuracy. This broadcast is not a solicitation for securities transactions or personalized investment advice. Tax/estate planning information is general - consult professionals for specific situations. Full disclosures at www.blackmammoth.com.

    34 min
  5. The Black Woman Who Built a College and a Movement | Let's Get Real Ep. 30

    FEB 19

    The Black Woman Who Built a College and a Movement | Let's Get Real Ep. 30

    Black History Month isn’t supposed to be a highlight reel of the same five names. It’s supposed to be receipts. And today I’m putting you on one most people have never heard of: Annie Turnbo Malone. Before “personal brand.” Before “women in business” panels. Before folks started acting like community was a hashtag, Annie built Poro College and used business like a real tool: training, jobs, pride, and a whole ecosystem for Black women to earn and grow. This episode is about the difference between a hustle and infrastructure. Annie didn’t just sell a product. She built a system and a hub. Political events. Community events. Support. Safety. A place that meant something. And if you’re a business owner right now trying to hold everything together, this is your reminder: stability is power. Clarity and community aren’t “soft.” They’re survival skills. Watch on YouTube: https://youtu.be/fIyt0YxA-HA As always we ask you to comment, DM, whatever it takes to have a conversation to help you take the next step in your journey, reach out on any platform! Twitter, FaceBook, Instagram, Tiktok, Linkedin DISCLOSURE: Awards and rankings by third parties are not indicative of future performance or client investment success. Past performance does not guarantee future results. All investment strategies carry profit/loss potential and cannot eliminate investment risks. Information discussed may not reflect current positions/recommendations. While believed accurate, Black Mammoth does not guarantee information accuracy. This broadcast is not a solicitation for securities transactions or personalized investment advice. Tax/estate planning information is general - consult professionals for specific situations. Full disclosures at www.blackmammoth.com.

    6 min
  6. Thermo King, Cold Food, and Black Innovation They Hid From You | Let's Get Real Ep. 29

    FEB 12

    Thermo King, Cold Food, and Black Innovation They Hid From You | Let's Get Real Ep. 29

    Most of your daily life runs on Black innovation and you don’t even know the names. That’s not just “history class trivia.” That’s power. Because when you don’t know who built the system, you don’t learn how to build your own. This episode is a Black History Month Series spotlight on Frederick McKinley Jones the man tied to the refrigeration units you see on top of semi trailers. The “reefers.” The reason food can move across the country without turning into trash. The reason supply chains evolved. The reason modern life feels “easy” in ways we take for granted. And the bigger message is uncomfortable: over time, inventions go mainstream and we forget who created them. Then we forget that invention, innovation, and ownership are literally how America got built. We lose the hunger to create. We lose the respect for builders. And we start living inside systems we didn’t design. So I’m challenging you in this one: be your own innovator. In your business, in your household, in the way your family runs. Write down the processes that make life smoother. Trace where they came from. Learn the history. Because the moment you understand how systems get built, you stop being a passenger in your own life. Watch on YouTube: https://youtu.be/yEvqSVMdqiA As always we ask you to comment, DM, whatever it takes to have a conversation to help you take the next step in your journey, reach out on any platform! Twitter, FaceBook, Instagram, Tiktok, Linkedin DISCLOSURE: Awards and rankings by third parties are not indicative of future performance or client investment success. Past performance does not guarantee future results. All investment strategies carry profit/loss potential and cannot eliminate investment risks. Information discussed may not reflect current positions/recommendations. While believed accurate, Black Mammoth does not guarantee information accuracy. This broadcast is not a solicitation for securities transactions or personalized investment advice. Tax/estate planning information is general - consult professionals for specific situations. Full disclosures at www.blackmammoth.com.

    5 min
  7. America's Chaos Problem Is Getting Worse | Let's Get Real Ep. 28

    FEB 5

    America's Chaos Problem Is Getting Worse | Let's Get Real Ep. 28

    This is Episode 28 of Let’s Get Real and I’m not here to whisper. I’m here to say the part out loud: when “safety” starts looking like chaos, somebody’s lying… and regular people are the ones paying the price. This episode is part of the Black History Month Series, and we’re talking about the BS swirling around ICE operations, the stories that shift, the fear that spreads, and the way it gets weaponized to keep us arguing with each other instead of holding power accountable. If the details are still unfolding, cool… that’s even more reason to slow down and demand receipts, not rumors. Here’s what I’m focused on: what tragedy does to people. It can shatter trust… or it can create unison. It can isolate families… or it can wake up communities. The question is whether we turn pain into purpose, or pain into posts. And then we get to the part everybody skips: the plan. Not motivational b******t. Not “thoughts and prayers.” A real move: clarity, community, cash, consequences. You’ll hear exactly what those mean and how to apply them without burning out or getting played. Watch the episode on YouTube here: https://youtu.be/VKGqWtB6smY As always we ask you to comment, DM, whatever it takes to have a conversation to help you take the next step in your journey, reach out on any platform! Twitter, FaceBook, Instagram, Tiktok, Linkedin DISCLOSURE: Awards and rankings by third parties are not indicative of future performance or client investment success. Past performance does not guarantee future results. All investment strategies carry profit/loss potential and cannot eliminate investment risks. Information discussed may not reflect current positions/recommendations. While believed accurate, Black Mammoth does not guarantee information accuracy. This broadcast is not a solicitation for securities transactions or personalized investment advice. Tax/estate planning information is general - consult professionals for specific situations. Full disclosures at www.blackmammoth.com.

    3 min
  8. Your Business Isn’t Growing Because Your Message Is Weak

    FEB 4

    Your Business Isn’t Growing Because Your Message Is Weak

    The world is chaotic and people are tired. And when people are tired, they stop rewarding “safe.” They reward clear. In this Black History Month Series episode, I’m joined by Kristina Hall and we’re talking about the problem too many Black business owners won’t admit out loud: your business isn’t stuck because you aren’t working hard. It’s stuck because your message is weak.  If you’re posting consistently, seeing other creators pop off, and sitting there thinking “do I need to be more controversial?” you’re not crazy. But let’s separate truth from coping: the algorithm doesn’t “hate” you. The message just isn’t landing. And in 2026, with AI making everybody sound the same, blending in is a death sentence. We get into the line between being bold and being messy. Bold is standing on what you believe and being able to back it up. Messy is rage-baiting for attention, copying hot takes, and building a brand that collapses the second a real client walks through the door. Kristina drops a clean framework we build in real time: Stand. Say. Sell. Stand on your business. Say it in plain English. Then sell your service like you’re not ashamed to get paid. We also break down a real client example (Pilates School SF) where one bold, clear message brought in the right audience, globally. And we close with a Black History Month question that gets real fast: what Black history means when you’re biracial, light-skinned, and still connected to the roots, the pride, and the pain. Watch the full episode on YouTube: https://youtu.be/8_Z3bf7EVEY As always we ask you to comment, DM, whatever it takes to have a conversation to help you take the next step in your journey, reach out on any platform! Twitter, FaceBook, Instagram, Tiktok, Linkedin DISCLOSURE: Awards and rankings by third parties are not indicative of future performance or client investment success. Past performance does not guarantee future results. All investment strategies carry profit/loss potential and cannot eliminate investment risks. Information discussed may not reflect current positions/recommendations. While believed accurate, Black Mammoth does not guarantee information accuracy. This broadcast is not a solicitation for securities transactions or personalized investment advice. Tax/estate planning information is general - consult professionals for specific situations. Full disclosures at www.blackmammoth.com.

    31 min
See All (215)

4.6
out of 5
9 Ratings

About

Welcome to the NoBS Wealth Podcast, where we cut through the noise and tell the truth about money. Not the cute truth. The real truth. The kind that makes you pause, get uncomfortable, then finally do something different. I’m Stoy Hall, Certified Financial Planner and founder of Black Mammoth. This show isn’t built for people who want motivation. It’s built for people who want outcomes. Especially women, minorities, LGBTQ folks, and business owners who are tired of being talked down to, sold to, or fed recycled advice that doesn’t fit real life. Here’s what we do differently. We don’t spend 10 minutes on bios. We get straight to the topic and we go deep. Every episode follows a simple structure so you leave with clarity, not content consumption. What’s happening What’s the real problem and why does it matter right now. What the media and society are screaming about The hot takes, myths, half-truths, and fear cycles that keep people stuck. The expert lens Not theory. Not generic tips. How real professionals actually work with clients when things get messy. The frameworks, the mistakes, the hard truths. The plan Real steps you can take in the next 7 days, 30 days, and 90 days.  This show is for you if you’ve ever thought: "I’m making money but I still feel behind.""I’m running a business but cash flow feels like a constant fight.""I don’t come from money and I’m tired of learning the hard way.""I’m exhausted from financial anxiety and I need a plan that holds." We talk about investing and taxes, yes. But we also talk about the stuff most finance podcasts avoid: shame, pressure, identity, family expectations, survival mode, and why your nervous system can hijack every good intention you have. You’ll hear conversations with the NoBS Collective, a vetted group of up to 31 professionals across money and real life. Tax pros, attorneys, therapists, lenders, advisors, and operators who actually give a damn about people. Not clout. Not hype. Results! If you want to build real wealth, you don’t need more noise. You need truth and a plan. Hit follow. Listen weekly. Come ready to feel seen, called out, and leveled up. Visit nobswealth.com to catch the latest episodes and join the movement. And yes, we can get explicit around here. If that bothers you, you’re probably in the wrong place.

Information

  • Creator
    Stoy Hall, CFP®
  • Years Active
    2021 - 2026
  • Episodes
    215
  • Rating
    Explicit
  • Copyright
    © 2026 NoBS Wealth®
  • Show Website
    NoBS Wealth®