Real Estate Notes Show: Note Investing | Seller Financing

JKP Holdings LLC: Dave Putz and Nathan Turner

Becoming the Bank: Note Investing and Seller Financing. Learn the most passive income strategy in real estate investing. This definitive resource for note investors, note creators, and note buyers shares expert-level formulas on non-performing loans (NPLs) and seller finance to build portfolios. We provide a due diligence checklist and capital raising blueprints.

  1. 3 天前

    Ep 152 From One Hour a Day to $330K: Ex-Marine's Real Estate Journey

    Keith's story is proof that constraints breed creativity. With only one hour during his military lunch break to build a business—dealing with 6-hour time zone differences between Hawaii and the mainland—he developed systems that eventually generated $330,000 in net profit. Get Keith’s info: https://bit.ly/4adxYeO Episode Highlights • The emotional cost of military service and why it drove him to real estate • Four years of losses before breaking through • Building deals across 34 states 100% virtually • The three-part profit center of note investing (cash now, cash flow, cash later) • Real-world Florida examples of insurance killing deals • Why killing bad deals is more important than doing deals • Professional underwriting as legal protection • AI and automation replacing 389 manual tasks Key Frameworks Discussed: The Four Variables: Seller needs, investor needs, property's highest use, and market cycle The Three Currencies: Time, Money, and Energy Reasonable Worst Case Scenario Analysis Keith now runs REI Automated, offering multiple software solutions for real estate investors including live data scraping, AI valuations, and comprehensive automation systems. Topics: Note Investing, Wholesaling, Fix and Flip, Rental Properties, Subject-to, Wrap Notes, Seller Financing, Real Estate Automation, Military to Entrepreneur (00:00) Introduction (02:15) Missing his children's births (05:30) Rich Dad Poor Dad transformation (08:45) Investing in Hawaii challenges (12:00) One hour lunch break strategy (16:30) Four years of struggles (19:45) Breaking through to $330K (23:15) Wholesaling to fix and flip (27:00) Introduction to notes (30:45) Four variables deal framework (35:20) Florida insurance crisis (39:15) When to kill bad deals (43:00) Saving $40K by killing deals (46:15) Professional underwriting importance (50:30) ARMLO and servicing (54:00) REI Automated software (58:15) 2026 market predictions

    59 分鐘
  2. 1月9日

    Ep 149 Missed This HUGE Investment Opportunity in 2025

    **Welcome to 2026! Our Goals, Lessons & What's Coming** Dave and Nathan kick off 2026 with a candid review of their 2025 goals—what they crushed, what they missed, and the lessons learned along the way. **Episode Highlights:** - DSCR loan success: Funding landlords with equity in their properties - DME Conference: Lower attendance but higher quality connections - The hard money lending opportunity they regret missing - Nathan's capital raising challenges and lessons on personal involvement - Personal wins: 10,000 push-ups and conquering Mount Rundle **2026 Goals Revealed:** - Dave's upcoming book for note creators - Expanding into the seller finance community - AI automation tools for note investors - Growing DME conference to 300 attendees - Deploying $3M+ into performing loans **Key Takeaways:** - SMART goals framework for note investors - Why networking and referrals drive this business - Warning signs on wrap notes and sub-to deals - How to create marketable notes from day one Next episode features Jay from BiggerPockets—don't miss it! (00:00) Introduction (00:52) Reflecting on 2025 (02:15) Why Goal Setting Matters (04:03) DME Conference Results (05:50) DSCR Loans Success (08:31) Missed Hard Money Opportunity (09:23) Capital Raising Challenges (10:30) Personal Goals and Family (12:11) 10K Push-ups & Mount Rundle (13:21) 2026 Show Plans (15:21) SMART Goals Framework (17:37) Fund Deployment Strategy (19:21) Wrap Notes Warning (21:19) AI Automation Goals (23:43) Dave's Upcoming Book (25:58) Note Buying Goals (28:25) Seller Finance Outreach (31:57) Next Episode Preview

    32 分鐘
  3. 2025/12/19

    Ep 148 Investor Predictions: 2026 Note Investing & Seller Financing | Dave Pollio

    In 2025 the landscape shifted dramatically for both Note Investors and Seller finance. Industry veteran Dave Pollio (SN Servicing Corporation) joins Dave Putz and Nate Turner to break down exactly what happened—and what's coming next. To obtain this week's Real Estate Notes Show guest David Pollio's information, use the following link: https://bit.ly/4rOSol9 In this comprehensive year-end analysis, discover why 2025 saw the **lowest transaction volume in 12 years** for note trading, despite increased activity from smaller funds and individual investors. Polio reveals that while institutional portfolios slowed dramatically, **seller finance notes and hard money loans surged**, representing a fundamental shift in the marketplace. 🔑 **Key topics covered:** 🎯 **Become a Confident Note Buyer:** Learn the "shadow bidding" technique 🚫 **Avoid the Wrap Note Disaster:** How to protect yourself from the double-digit default rates 📈 **Realistic 2026 Investment Strategy:** Position yourself in RPLs, seller finance notes, and alternative note products as traditional NPL deal flow remains constrained—plus why beating CD rates by 2-3% builds sustainable long-term wealth. Looking for more help with Note Investing? Visit our website, follow us on social, join our Note Investing Facebook group, or listen to our Note Investing Podcast! ✅Links Note Investor Education - https://www.jkpholdings.com/note-investor-education Website: https://www.jkpholdings.com Sell Your Note: https://jkpholdings.com/sell-my-mortgage-note Note Investors: https://jkpholdings.com/note-investing Podcast: https://jkpholdings.com/podcast/​​​ Beginner Series: Https://www.jkpholdings.com/beginner-series/ Advanced Note Investing Education: https://jkpholdings.com/note-investing/note-investing-junior-mastermind/

    48 分鐘
  4. 2025/12/05

    Ep 147 Housing Expert : The Market Shift Coming Next Will Shock Most People | Melody Wright

    Housing Expert  @m3_melody  from Housing Wire joins this episode of the Real Estate Notes Show. They dive deep into one of the strangest, most unpredictable housing environments we’ve seen in years. Melody is an industry expert who pulls back the curtain on the conflicting data, rising risks, and hidden market shifts that are catching both lenders and investors off guard.Melody exposes the quiet forces distorting today’s housing numbers, from unreported forbearance deferrals to skyrocketing insurance costs, false rental demand, and the surge of off-MLS distressed sales. She explains why delinquencies appear contradictory, why non-bank lenders are quietly vulnerable, and why local boots-on-the-ground intelligence matters more now than any national headline.Most importantly: Melody breaks down where the cracks are forming, which markets are softening first, and what note investors and seller-finance creators must prepare for in the next 12 months.To obtain this week's Real Estate Notes Show guest Melody Wright's information, use this link https://bit.ly/4rrlZAM **Never Miss a Live Show**, Add our Calendar to yours! Google - https://bit.ly/3Djr8GL Apple/Outlook - https://bit.ly/3Dhj9ty We Buy Notes go to our site for more information! FAQs and Submit Your Note Watch this video on Youtube: Watch Video Our new Website Updated Tools, Resources, Bid Calculator, Education and over 100 assets for sale: ⁠https://www.jkpholdings.com/note-investor-education⁠ Youtube Channel: https://www.youtube.com/c/JKPholdingsllc?sub_confirmation=1 Upcoming Live Webinars: https://www.jkpholdings.com/webinars DME (Diversfied Mortgage Expo) Note Conference Video Recordings - ⁠Purchase SOCIAL MEDIA FB Group: https://www.facebook.com/groups/EastCoastDistressedNoteInvesting/ Facebook: https://www.facebook.com/JKPHoldings/ Linkedin: https://www.linkedin.com/company/jkp-holdings-llc

    54 分鐘
  5. 2025/11/21

    Ep 146 AI 101 for Real Estate Notes: Use ChatGPT Without Being a Tech Nerd

    To gain the AI Prompts we use, please complete this form: https://bit.ly/4oCvgEq In this episode, Dave and Nathan pull back the curtain on AI for note investors and seller finance creators. Fresh off the IMN Mortgage AI conference, Nathan shares how big mortgage companies are already using AI for underwriting, intake, call centers, and document review, while Dave walks through real, everyday ways he uses tools like ChatGPT in his own note business. From building amortization schedules and pricing notes at different yields, to summarizing 150-page collateral files, drafting social posts, and even brainstorming legal strategies for repeat squatters in Chicago, you’ll see exactly how AI can become your on-call analyst, copywriter, and research assistant. 🔑 What you will master in this episode: 🎯 Practical AI use cases for note people: underwriting support, amortization schedules, note pricing, market forecasts, and more. 🚫 Prompt mistakes to avoid: why vague questions get junk answers, and how to structure prompts so AI responds like a real note expert. 📈 Workflow ideas you can steal: using AI to review collateral files, summarize YouTube trainings, draft legal-aware questions for your attorney, and power up your marketing. 🧠 Jobs vs. Skynet: what Nathan heard at Mortgage AI about jobs, automation, and why AI is more likely to be your edge than your replacement. 📲 Voice + mobile tips: how to treat AI like a “phone-a-friend” expert you can talk to in the car and pick up right where you left off. Whether you’re AI-curious or still “Googling everything,” this episode shows you how to start using AI for 1% of your workflow today so you don’t get left behind tomorrow. **Never Miss a Live Show**, Add our Calendar to yours! Google - https://bit.ly/3Djr8GL Apple/Outlook - https://bit.ly/3Dhj9ty We Buy Notes go to our site for more information! FAQs and Submit Your Note Watch this video on Youtube: Watch Video Our new Website Updated Tools, Resources, Bid Calculator, Education and over 100 assets for sale: ⁠https://www.jkpholdings.com/note-investor-education⁠ Youtube Channel: https://www.youtube.com/c/JKPholdingsllc?sub_confirmation=1 Upcoming Live Webinars: https://www.jkpholdings.com/webinars DME (Diversfied Mortgage Expo) Note Conference Video Recordings - ⁠Purchase SOCIAL MEDIA FB Group: https://www.facebook.com/groups/EastCoastDistressedNoteInvesting/ Facebook: https://www.facebook.com/JKPHoldings/ Linkedin: https://www.linkedin.com/company/jkp-holdings-llc #noteinvesting #mortgagenotes #investor #mortgagenote #realestate #realestateinvestor [00:00:00] Show Intro and Guest Update [00:01:06] Why Winter Boosts Productivity [00:03:12] Getting Started With AI Tools [00:05:41] How To Prompt AI Correctly [00:08:03] AI In Note Investing Scenarios [00:10:49] Beginner Prompts To Try Today [00:13:32] AI’s Limits and Realistic Risks [00:15:51] Mortgage AI Conference Highlights [00:18:34] Automating Loan Applications With AI [00:21:00] Real Estate Note Analysis Using AI [00:23:37] Create Amortization Schedules Easily [00:26:14] AI Pricing For Performing Notes [00:28:32] Using AI To Solve Legal Issues [00:31:16] AI Social Media & Marketing Hacks [00:34:49] Image and File Analysis With AI [00:38:44] Roleplaying Experts Using AI [00:41:05] Property Data Extraction With Prompts [00:44:54] 2026 Real Estate Forecast By AI [00:49:03] Why AI Use Matters Going Forward [00:52:54] Summary, Predictions, and Final Thoughts [00:56:11] Episode Wrap Up and Goodbye

    56 分鐘
  6. 2025/11/07

    Ep 145 What Your Note Servicer Wished You Knew | Sohail Badruddin

    To obtain this week's Real Estate Notes Show guest Sohail Badruddin's information, use this link https://bit.ly/3LcGVeo Note Servicing Tips you can use Today! In this Podcast, Dave Putz (JKP Holdings) and Nathan Turner (Earnest Investing) sit down with Sohail of Provident Loan Servicing, a national note servicer, to unpack what today’s on-the-ground data means for both note buyers and seller-financers. 📞 Servicer call notes: how to read them and spot borrower intent 🤖 AI call recaps: faster insights, cleaner loan files 🧾 Prepaid-interest and first-payment-date traps that derail amortization 🧰 Wraps done right: escrow requirements, insurance alignment, and staying ahead on the underlying 🏞️ Land notes: why they’re quietly outperforming and how to underwrite them 💸 Down payment + DTI: the line between “helpful” and “high-risk” terms 🚫 Self-servicing risks: commingling, bad escrow math, and payoff disputes 🔍 Boarding tips: avoid “can’t service” surprises before you wire **Never Miss a Live Show**, Add our Calendar to yours! Google - https://bit.ly/3Djr8GL Apple/Outlook - https://bit.ly/3Dhj9ty We Buy Notes go to our site for more information! FAQs and Submit Your Note Watch this video on Youtube: Watch Video Our new Website Updated Tools, Resources, Bid Calculator, Education and over 100 assets for sale: ⁠https://www.jkpholdings.com/note-investor-education⁠ Youtube Channel: https://www.youtube.com/c/JKPholdingsllc?sub_confirmation=1 Upcoming Live Webinars: https://www.jkpholdings.com/webinars DME (Diversfied Mortgage Expo) Note Conference Video Recordings - ⁠Purchase SOCIAL MEDIA FB Group: https://www.facebook.com/groups/EastCoastDistressedNoteInvesting/ Facebook: https://www.facebook.com/JKPHoldings/ Linkedin: https://www.linkedin.com/company/jkp-holdings-llc #noteinvesting #mortgagenotes #investor #mortgagenote #realestate #realestateinvestor [00:00:00] Show Intro and Guest Update [00:02:10] Chicago Squatter Nightmare [00:05:04] Servicing Notes Tell the Truth [00:07:26] How AI Is Transforming Servicing [00:09:14] Why Notes Get Rejected at Boarding [00:12:01] The Rap Note Epidemic [00:14:47] Escrow Fails in Wrap Loans [00:17:58] Legal Risks of Bad Paperwork [00:20:01] When Lenders Must Refund Everything [00:22:19] Foreclosure and Deed-in-Lieu Trends [00:24:01] Land Loans Default Less [00:26:29] Down Payment Size and Default Risk [00:29:13] Tenants-Turned-Buyers Often Default [00:30:47] Where Arm-a-Loan Is Active [00:32:11] Lender Portal and Tech Features [00:35:40] Self-Servicing Pitfalls to Avoid [00:39:22] Borrower Communication Laws [00:43:08] The Third Win Everyone Forgets [00:45:04] Modifications vs. Foreclosure [00:47:15] Future Market Outlook & Foreclosures [00:50:59] Final Thoughts and Farewell

    51 分鐘

評分與評論

4
(滿分 5 顆星)
4 則評分

簡介

Becoming the Bank: Note Investing and Seller Financing. Learn the most passive income strategy in real estate investing. This definitive resource for note investors, note creators, and note buyers shares expert-level formulas on non-performing loans (NPLs) and seller finance to build portfolios. We provide a due diligence checklist and capital raising blueprints.