Welcome to On the House, a podcast focusing on homeownership and the home buying process. On the House is produced by the Texas State Affordable Housing Corporation, a nonprofit that provides down payment grants and tax credits to home buyers. Learn more at www.tsahc.org.
Episode 20: Protect Your Home. Have an Estate Plan
Our homes are one of the largest assets that most of us will ever have. But if you don’t have a clear estate plan in place, your heirs could have difficulty documenting their ownership of the property. In this episode, we interview Crystal Requejo with the Mexican American Unity Council to discuss the importance of estate planning and provide some estate planning tips for homeowners.
Episode 19: Buying a Home with Student Loan Debt
When it comes to buying a home with student loan debt, many people believe that it's impossible to have your cake and eat it too. Well, we're here to let you know that, contrary to popular belief, you can! Join us as we sit down with our very own Frank Duplechain III and Aubrey Miller with the Q&A Mortgage Team at Cardinal Financial to break down everything you need to know about applying for a mortgage when you have student loan debt.
Episode 18: Tips for Winning the Bid in a Competitive Market
With historically-low interest rates, limited housing inventory, and bidding wars galore, today's housing market is chock-full of competition. So how do you outbid your competition? In our eighteenth episode, we meet with Gracie Perez, a loan officer with Town Square Mortgage, and Alicia Mendoza, a REALTOR® with JP & Associates to gain some insight on the best ways to win the bid and land the home of your dreams.
Episode 17: Busting Common DPA Myths
Down payment assistance programs allow many home buyers to purchase the home of their dreams. Yet despite the fact that the demand for these programs is at an all-time-high, there can still be some misconceptions about how DPA works. In honor of National Homeownership Month, we sit down with Sean Moss, Down Payment Resource’s Senior Vice President and Director of Operations, to debunk some common myths that home buyers hear about down payment assistance.
Episode 16: An In-depth Conversation About Fair Housing
April is National Fair Housing Month, but do you know your housing rights and what's required of housing providers? Join us as Frank Duplechain III and Michael Wilt, our newest guest host, visit with Ellena E. Rodriguez, Manager of Outreach, Compliance & Resolutions with the Texas Workforce Commission's Civil Rights Division to break down what the Fair Housing Act is and the protections it provides.
Episode 15: All About Property Taxes
When buying a home, it's important to consider all the costs that are involved in the process. But equally important are the taxes that come after the home buying process. This week, we sit down with James Matias, a TSAHC team member who has been a licensed REALTOR® for more than 15 years, to discuss what property taxes are, how they work, and what you can do to save money in the long run.
I stumbled upon this podcast in my search for information on purchasing a first home. The hosts and guests do a great job of explaining the different steps involved in the home buying process. Listening has helped me feel less intimidated in taking this huge step. A huge thanks to the team at TSAHC for putting this together!