One Vision fintech fuse

Theodora Lau

One Vision fintech fuse podcast, hosted by Theodora Lau, brings purposeful fintech innovation to spotlight. It is where impact meets innovation. One Vision is a convergence of minds that dream of a more equitable, inclusive, and sustainable world for future generations galvanized by innovation. The latest season, FinTech Fuse, brought to you by the powerhouse trio, Theodora Lau, Barb MacLean, and Stephanie Foster, continues the tradition of telling stories that matter. We speak to startup founders, investors, industry players, thought leaders and policy makers in the innovation ecosystem and get their views. While there have been a lot discussed about innovation in the western world, we believe that impact at scale can be achieved in the emerging markets too. In recent times we have seen several leap frog moments across the emerging world. What Alibaba and Tencent have achieved in China, PayTM in India and MPesa in Africa are great examples of impactful stories. We talk to many emerging market players and highlight their efforts to create such leap frog moments. We believe there are many innovation stories that have impact on people's life across the world. We identify these stories and talk to them about their journeys, successes and challenges they have had to overcome. In providing a stage for these entrepreneurs, thought leaders and innovators, we hope to inspire a generation looking to effect positive change. One Vision, One Dream, One Voice for One sustainable future. Hosted on Acast. See acast.com/privacy for more information.

  1. At the inflection point of AI and bank modernization

    JAN 26

    At the inflection point of AI and bank modernization

    🌟 New episode alert! One Vision — FinTech Fuse is back with a power-packed conversation with Jody Bhagat, North America President at Engine by Starling. We talk about the critical role of technology in transforming banking operations and delivering exceptional customer experiences. Whether you're grappling with legacy systems or eyeing the cutting-edge of AI, Jody's insights offer valuable guidance on modernization strategies and the transformative potential of technology. Check out this engaging discussion to learn how this dynamic industry can be both vital and cool!  00:00 Introduction and Guest Welcome 01:39 Understanding Engine by Starling 04:43 Challenges and Opportunities in the US Market 06:13 The Importance of Modern Technology in Banking 13:58 AI and Its Impact on Banking 21:38 Strategies for Bank Transformation 26:31 Looking Ahead: The Future of Banking 29:46 Conclusion and Farewell 📍 Hot take: Most banks and credit unions are spending 70 to 80% of their IT spend just on maintaining their legacy core, and it's providing little or no differentiation. #DigitalTransformation #AI #FinTech  Find Jody Bhagat on LinkedIn: https://www.linkedin.com/in/digitalbusinessgrower/  Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/  🔗 Theo’s latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/  🔗 About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/  Hosted on Acast. See acast.com/privacy for more information.

    30 min
  2. The Evolution of Walmart into a FinTech Powerhouse

    JAN 12

    The Evolution of Walmart into a FinTech Powerhouse

    In this episode of One Vision — FinTech Fuse, we took a deep dive into Walmart with Finovate’s very own Julie Muhn. We started with Walmart's bold move to apply for an ILC charter in 2005, their foray into fintech with OnePay, and the wide array of services they now provide beyond retail. The conversation explored Walmart’s integration of emerging technologies like AI and agentic commerce, as well as potential future developments and implications for traditional banks in retaining customer loyalty and trust in an increasingly digital financial landscape. 00:00 Introduction and Guest Welcome 01:07 Walmart's Evolution in Financial Services 02:43 Walmart's Super App Ambitions 03:41 Walmart's Diverse Service Offerings 07:15 Challenges and Limitations of Walmart's App 11:01 Agentic Commerce and Future Prospects 18:31 Behavioral Data and Consumer Trust 26:23 Conclusion and Final Thoughts 📍Hot take: (Referring to Walmart) They don't just have financial data, they have behavioral data.  📍Hot take: The banking relationship or relationships will be secondary as the AI kind of chooses which payment method to use.  #Walmart #Fintech #AI #AgenticCommerce Find Julie Muhn on LinkedIn: https://www.linkedin.com/in/julieschicktanz/  Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/  🔗 Theo’s latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/  🔗 About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/  Hosted on Acast. See acast.com/privacy for more information.

    29 min
  3. Bridging the banking experience gap with virtual branch solutions

    12/15/2025

    Bridging the banking experience gap with virtual branch solutions

    In today’s fast-paced digital world, the way we interact with organizations continues to evolve. In this episode of One Vision — FinTech Fuse, Theo sits down with Charles Oligbo, founder and CEO of Sawport. They discuss how Sawport is filling a gap in the banking experience with virtual branches, enabling customers to engage with their financial institutions without the need for physical visits while still maintaining the personal touch and security needed in today’s world.  Banking should be accessible to everyone, anytime, and anywhere. How important is accessibility in banking for you? And what features would you like to see in your experience next?  #AI #VirtualBanking #Innovation #CX #DigitalTransformation #BankingTechnology #FinTech   📍Hot take:  Why don't we just take the branch and put it right at their fingertip where they can do everything without having to step out of their house?  00:00 Introduction and Guest Welcome 00:36 Inspiration Behind Sawport 01:34 Virtual Branch and Target Market 07:33 Challenges and Future Capabilities 13:08 Future Vision and AI Integration Find Charles Oligbo on LinkedIn: https://www.linkedin.com/in/charlesoligbo/  Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/  🔗 Theo’s latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/  🔗 About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/ Hosted on Acast. See acast.com/privacy for more information.

    18 min
  4. Shaping tomorrow's fintech and innovating for impact

    12/07/2025

    Shaping tomorrow's fintech and innovating for impact

    In this episode of One Vision the Fintech Fuse, we chat with Kristen Castell, Managing Director, Fintech CAFE (Center for Accelerating Financial Equity) and Ryan Venderlic, Program Manager at CAFE.  The trio discuss the accelerator program's evolution, its focus on financial equity for low to moderate-income communities, and the transformative power of collaboration among founders. Kristen and Ryan also share insights on the impact of AI in fintech and future disruptions in financial services. Tune in to learn how CAFE is fostering mission-driven fintech innovations and supporting their founders post-program. 00:00 Introduction and Guest Welcome 01:17 Insights from the CAFE Accelerator Program 03:32 Evolution of the FinTech Ecosystem 05:32 Post-Program Support for Alumni and the Founders Circles 09:52 Mission-Driven FinTech and Challenges 13:21 The Role of AI in FinTech 17:24 Future Disruptions in Financial Services #AI #Fintech #FinancialServices #FinancialInclusion #BankingIndustry  📍 Hot Take: “Amazing people is Number One for us.” Find Kristen Castell on LinkedIn: https://www.linkedin.com/in/kriscastell/    Find Ryan Venderlic on LinkedIn: https://www.linkedin.com/in/ryan-venderlic-b6964458/    Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/  🔗 Theo’s latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/  🔗 About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/  Hosted on Acast. See acast.com/privacy for more information.

    23 min
  5. Fintech Trends: Unwrapping 2025 and predicting 2026

    11/30/2025

    Fintech Trends: Unwrapping 2025 and predicting 2026

    🚀 What's the countdown after Thanksgiving? The new year!  🎙️ Our latest One Vision episode tackles what's ahead for the banking industry in 2026. Theo is joined by Pam Kaur, Tiffani Montez, and Julie Muhn where they dive deep into the unpredictable world of 2025 and discuss the trends shaping the future of fintech, AI, payments, and consumer finance. Don’t miss the bold predictions and thought-provoking discussions on agentic commerce, open banking, data sharing, and more!  00:00 Introduction and Guest Welcome 01:04 Reflecting on 2025: Unpredictable Events 02:11 Economic Challenges and Consumer Finance 02:47 Market Trends 08:19 The Rise of Agentic Commerce 10:49 Ethics and Security in an AI Era 14:14 Future of Banking and Payments 28:31 1033 and Data Sharing  32:23 Crystal Ball Predictions for 2026 📍 Hot take: “If you have generative AI tools that are controlling the product discovery and recommendation, you lose all the data associated with that. I think there's definitely not a lot of dialogue about what gen AI means for banking in terms of product discovery.” ~ Tiffani Montez 📍 Hot take: “Is anybody tracking how much money they have on their Starbucks card as like an asset?” ~ Pam Kaur 📍 Hot take: “So know your customer, know your business. And now we're looking at KYA, Know Your Agent … We are probably severely behind when it comes to authentication and the security and privacy of it all.” ~ Julie Muhn #AI #Fintech #Payments #Agents #AgenticCommerce #Data 🔗 Finovate White Paper: Fintech at the Crossroads https://get.informaconnect.com/finovate-2025-white-paper-fintech-at-the-crossroads/?web  Find Pam Kaur on LinkedIn: https://www.linkedin.com/in/pamkaur001/  Find Tiffani Montez on LinkedIn: https://www.linkedin.com/in/tiffani-montez-b794283/  Find Julie Muhn on LinkedIn: https://www.linkedin.com/in/julieschicktanz/  Find Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/  🔗 Theo’s latest book: Banking on (Artificial) Intelligence: https://www.bankingonaibook.com/  🔗 About Unconventional Ventures and the One Vision Podcast: https://www.unconventionalventures.com/ Hosted on Acast. See acast.com/privacy for more information.

    34 min

Trailer

4.9
out of 5
56 Ratings

About

One Vision fintech fuse podcast, hosted by Theodora Lau, brings purposeful fintech innovation to spotlight. It is where impact meets innovation. One Vision is a convergence of minds that dream of a more equitable, inclusive, and sustainable world for future generations galvanized by innovation. The latest season, FinTech Fuse, brought to you by the powerhouse trio, Theodora Lau, Barb MacLean, and Stephanie Foster, continues the tradition of telling stories that matter. We speak to startup founders, investors, industry players, thought leaders and policy makers in the innovation ecosystem and get their views. While there have been a lot discussed about innovation in the western world, we believe that impact at scale can be achieved in the emerging markets too. In recent times we have seen several leap frog moments across the emerging world. What Alibaba and Tencent have achieved in China, PayTM in India and MPesa in Africa are great examples of impactful stories. We talk to many emerging market players and highlight their efforts to create such leap frog moments. We believe there are many innovation stories that have impact on people's life across the world. We identify these stories and talk to them about their journeys, successes and challenges they have had to overcome. In providing a stage for these entrepreneurs, thought leaders and innovators, we hope to inspire a generation looking to effect positive change. One Vision, One Dream, One Voice for One sustainable future. Hosted on Acast. See acast.com/privacy for more information.