A Military Spouse Small Business Podcast: Owning Up

Assoc. of Military Spouse Entrepreneurs®

On Owning Up, we share true stories of entrepreneurship as told by those who best know the grind of starting, running, and owning a business while living the military life. Featuring AMSE CEO/Founder Moni Jefferson The Association of Military Spouse Entrepreneurs (AMSE) was started in the summer of 2019. Through nationwide efforts, AMSE aims to elevate military spouse entrepreneurs to new heights. For more information about AMSE, visit www.amsemembers.com.

  1. February: MilSpo Entrepreneur Community Updates & Opportunities

    FEB 6

    February: MilSpo Entrepreneur Community Updates & Opportunities

    February Events: Leadership, Growth & Community for Military Spouse Entrepreneurs In this episode Moni highlights a dynamic lineup of February programming created specifically for military spouses. From leadership development and AI integration to conquering impostor syndrome and business strategy, these events provide practical tools, expert coaching, and meaningful connections. Whether you're launching your first venture or scaling an established business, this month offers opportunities to grow alongside a supportive community that truly understands the military spouse experience. Key Highlights Leadership development workshops tailored for military spouses Expert coaching sessions on business strategy and AI tools Community-driven support for overcoming impostor syndrome Networking opportunities with fellow military spouse entrepreneurs Actionable guidance for every stage of your business journey A full month of resources designed to build confidence and capability 👋 Welcome New Members! Excited to have members joined in January—welcome to the community! Don't forget to introduce yourself in the intro thread. Resources Mentioned: Join AMSE: amsemembers.com Military Spouse Entrepreneur Guide ad inquiries: here Submit photos for the guide: here Chapter information and meetup RSVPs: Available in member portal We love how our listeners support the mission of AMSE and the Owning Up podcast. As we continue to grow, advocate, and support military spouse entrepreneurs, we wanted to offer that same chance to you, our listeners. For only $5 - you can increase our reach within our community - locally, nationally, and globally. Visit Glow.fm/owningup to become an Owning Up supporter today!  We'd love to have you join our fantastic community! Join the ASSOC. OF MILITARY SPOUSE ENTREPRENEUR COMMUNITY: https://www.amsemembers.com/ Learn more about AMSE at www.amseagency.com Follow Monika Jefferson on Instagram, LinkedIn, Facebook  Follow us on Twitter, Instagram, LinkedIn, and Facebook

    10 min
  2. Glow Up: Ways to Show Your Business the Love It Deserves

    FEB 4

    Glow Up: Ways to Show Your Business the Love It Deserves

    Your Business Deserves Love Too: A February Playbook. February is the month of love — but when was the last time you actually showed your business some love? Not just hustle, not just grind, but real, intentional care for the thing you have been building. In this episode, Moni is walking through a simple February playbook with actionable ways to pour into your business this month. From tidying up your finances to giving your brand a refresh, nurturing your people, and even taking your business on a date night — this is all about showing up with intention. If you have been running on autopilot or feeling disconnected from your business lately, this episode is your reset button.  In This Episode, You'll Learn: How to show your finances some love — reconcile your books, revisit your pricing, and follow up on outstanding invoices Simple ways to give your business a glow up — clean your inbox, update your website, refresh your social profiles How to invest in yourself as the business owner — study what is working, learn a new skill, say yes to something you have been putting off Why nurturing your people matters — send real thank yous, engage authentically, and spread the love to other businesses How to take your business on a date night — revisit your vision, do something fun, and celebrate your wins Key Takeaways: Loving your business does not have to be complicated or expensive — it just takes intention Small actions like cleaning up your inbox or updating your website can make a big impact on how you feel about your business Investing in yourself is investing in your business — the two are connected Gratitude and engagement go a long way in building real relationships with your customers and collaborators Celebrating your wins — big or small — is not optional, it is necessary  Your Action Step: Pick two or three things from this playbook and commit to doing them this month. Start small, stay intentional, and watch how it shifts the way you show up for your business. We love how our listeners support the mission of AMSE and the Owning Up podcast. As we continue to grow, advocate, and support military spouse entrepreneurs, we wanted to offer that same chance to you, our listeners. For only $5 - you can increase our reach within our community - locally, nationally, and globally. Visit Glow.fm/owningup to become an Owning Up supporter today!  We'd love to have you join our fantastic community! Join the ASSOC. OF MILITARY SPOUSE ENTREPRENEUR COMMUNITY: https://www.amsemembers.com/ Learn more about AMSE at www.amseagency.com Follow Monika Jefferson on Instagram, LinkedIn, Facebook  Follow us on Twitter, Instagram, LinkedIn, and Facebook

    19 min
  3. From Frustration to Entrepreneurship

    JAN 20

    From Frustration to Entrepreneurship

    In this episode of the Owning Up podcast, Moni speaks with Kera Sanchez, founder of MilSpo Social Magazine, about her journey as a military spouse and entrepreneur. They discuss the importance of community, collaboration, and support among military spouses, the challenges of starting a business, and the mindset shifts necessary for success. Kera shares her experiences with failure, time management, and the mission of her magazine to empower women and provide visibility to diverse voices in the military spouse community. Takeaways Kera Sanchez emphasizes the importance of community and collaboration among military spouses. Investing time is more crucial than financial investment when starting a business. Failing fast is essential for growth and learning in entrepreneurship. Women should not hesitate to share their stories and support each other in business. Diversity in representation is vital for inspiring others in their entrepreneurial journeys. Starting a business requires a vision, grit, and courage to overcome challenges. It's important to embrace failure as a learning opportunity rather than a setback. Kera's magazine aims to provide visibility to women at all stages of their entrepreneurial journey. Your story and business matter, and they can thrive even in military life. Learn more about Kera Sanchez and MilSpo Magazine:  IG Website Amazon Link Issuu Link We love how our listeners support the mission of AMSE and the Owning Up podcast. As we continue to grow, advocate, and support military spouse entrepreneurs, we wanted to offer that same chance to you, our listeners. For only $5 - you can increase our reach within our community - locally, nationally, and globally. Visit Glow.fm/owningup to become an Owning Up supporter today!  We'd love to have you join our fantastic community! Join the ASSOC. OF MILITARY SPOUSE ENTREPRENEUR COMMUNITY: https://www.amsemembers.com/ Learn more about AMSE at www.amseagency.com Follow Monika Jefferson on Instagram, LinkedIn, Facebook  Follow us on Twitter, Instagram, LinkedIn, and Facebook

    46 min
  4. Finance Fridays & Done Lists: Building a Business That Fits Your Life

    JAN 19

    Finance Fridays & Done Lists: Building a Business That Fits Your Life

    Finance Fridays & Done Lists: Building a Business That Fits Your Life Episode Overview Running a business as a military spouse means navigating PCS moves, deployments, and constant change. In this episode, we're ditching the hustle mentality and talking about what it really means to build a lifestyle business—one that adapts to YOUR life, not the other way around. Plus, our CEO, Moni Jefferson is sharing her exact weekly schedule structure and the game-changing approach to daily to-do lists that finally helped me feel "done." In This Episode What is a Lifestyle Business? A business built around your desired lifestyle, values, and season of life—not just maximum revenue. The key difference: You're optimizing for flexibility and fulfillment rather than scaling at all costs. Lifestyle Business Examples for Milspouses Virtual assistant services you can do from anywhere (PCS-proof!) Coaching or consulting with flexible scheduling around deployment cycles Digital products like courses, templates, or printables that generate income during a move Photography business where you control your booking calendar Freelance writing or social media management with location independence My Weekly Themed Day Schedule Monday - Admin & Alignment Day: Goal review, planning, organizing, and setting the week's tone Tuesday - Forward-Facing Day: Client calls, podcast recording, anything that requires being "on" Wednesday - Deep Work Day: Strategy sessions, big projects, creative thinking—no meetings allowed Thursday - Ad Hoc/Flex Day: Buffer for overflow, unexpected tasks, or whatever inevitably comes up Friday - Finance Friday: Invoicing, bookkeeping, bank reconciliation, budget review, all things money Weekends: Every other weekend, one half-day work session for flexibility without burnout Why Themed Days Work Themed days reduce decision fatigue, create momentum through batching similar tasks, make it easier to defer non-urgent work, and protect your energy and focus. The Daily To-Do List Strategy The problem: We finish our work list and immediately add more tasks—we never feel "done." The solution: Create your realistic daily task list in the morning Once complete, STOP adding work tasks Keep a separate "Life List" for household projects, reading, hobbies, and rest activities Train your brain that completion is real and creates space for life beyond work Bonus tip: Try keeping a "done list" to acknowledge what you actually accomplished each day Key Takeaways Your business should serve your life, not consume it—and that doesn't make you less ambitious, it makes you strategic Themed days aren't about perfection; they're about reducing the mental load of constantly switching contexts Finishing your to-do list should feel like an accomplishment, not an invitation to add five more things Military life is unpredictable enough—your business structure should bring calm, not chaos We love how our listeners support the mission of AMSE and the Owning Up podcast. As we continue to grow, advocate, and support military spouse entrepreneurs, we wanted to offer that same chance to you, our listeners. For only $5 - you can increase our reach within our community - locally, nationally, and globally. Visit Glow.fm/owningup to become an Owning Up supporter today!  We'd love to have you join our fantastic community! Join the ASSOC. OF MILITARY SPOUSE ENTREPRENEUR COMMUNITY: https://www.amsemembers.com/ Learn more about AMSE at www.amseagency.com Follow Monika Jefferson on Instagram, LinkedIn, Facebook  Follow us on Twitter, Instagram, LinkedIn, and Facebook

    25 min
  5. January: MilSpo Entrepreneur Community Updates & Opportunities

    JAN 16

    January: MilSpo Entrepreneur Community Updates & Opportunities

    Military Spouse Entrepreneur Community Update: January Welcome to the AMSE monthly update! Join Moni, CEO and Founder of the Association of Military Spouse Entrepreneurs, as she shares everything happening this month inside the AMSE Circle—your verified community for military spouse business owners. In This Episode: 🎉 Big News: Military Spouse Entrepreneur Guide Issue 11 75,000 printed copies distributed across military installations nationwide Ad space available starting at $250 (limited spots remaining!) Automatic inclusion for all members as of January 1st in the Military Spouse Directory Created by military spouses, for military spouses, in partnership with Stars and Stripes Submit your photos for potential feature consideration! 🔐 Join the AMSE Community Free membership at amseemembers.com Verified through GovEx (similar to ID.me) Safe, vetted community exclusively for military spouses 📅 January Events - 6 Opportunities to Learn & Connect 1. Imposter Syndrome Reset Circle Host: Heather Jones (certified coach, military spouse & veteran) Explore the mind-body connection behind freezing, shrinking, and undercharging Recurring sessions: February 18, March, April, May 2. Hampton Roads Chapter Meetup Date: January 16, 8-10am Location: Back Bay's Farmhouse (in-person) Chapter Leader: Christina Kimbrough, Founder of Free Life 3. Military Spouse Entrepreneur Open House Date: January 20 Learn AMSE benefits and network with fellow military spouse entrepreneurs RSVP via Eventbrite link 4. AMSE Leadership Lab: Lead Like You Mean It Host: Andrea Singas (certified coach) Discover leadership qualities you already have as a military spouse 5. DC Chapter Virtual Meetup: Reach Customers Online with Google Date: January 23 Chapter Leader: Stephanie Shepherd Open to entire AMSE community 6. Additional networking and learning opportunities throughout the month ✨ All Access Member Perks On-demand small business courses including Maria Elena's 3-part "Googleize Your Business" series Voxer coaching with Moni for real-time support Exclusive VIP intensive this month Access to the All Access Lounge Monthly CEO Power Hour guidance 👋 Welcome New Members! 13 new members joined in December—welcome to the community! Don't forget to introduce yourself in the intro thread. Resources Mentioned: Join AMSE: amsemembers.com Military Spouse Entrepreneur Guide ad inquiries: here Submit photos for the guide: here Chapter information and meetup RSVPs: Available in member portal We love how our listeners support the mission of AMSE and the Owning Up podcast. As we continue to grow, advocate, and support military spouse entrepreneurs, we wanted to offer that same chance to you, our listeners. For only $5 - you can increase our reach within our community - locally, nationally, and globally. Visit Glow.fm/owningup to become an Owning Up supporter today!  We'd love to have you join our fantastic community! Join the ASSOC. OF MILITARY SPOUSE ENTREPRENEUR COMMUNITY: https://www.amsemembers.com/ Learn more about AMSE at www.amseagency.com Follow Monika Jefferson on Instagram, LinkedIn, Facebook  Follow us on Twitter, Instagram, LinkedIn, and Facebook Connect with AMSE: Ready to stop building your business alone? Join our verified community of military spouse entrepreneurs today and access events, resources, coaching, and a network that truly understands your journey.

    14 min
  6. The Unique Leadership Journey of Military Spouse Entrepreneurs

    JAN 13

    The Unique Leadership Journey of Military Spouse Entrepreneurs

    In this episode, Moni and Andrea discuss the often-overlooked leadership skills that military spouses possess and how they can leverage these skills in their businesses. They explore the unique challenges faced by military spouses, including adaptability, crisis management, and the importance of community support. Andrea emphasizes the need for self-awareness, recognizing one's leadership abilities, and the importance of setting boundaries to avoid burnout. The conversation also touches on practical steps for military spouses to embrace their leadership roles and maintain momentum during transitions such as PCS moves. Takeaways Leadership skills are often built without conscious awareness. Military spouses possess unique leadership superpowers such as adaptability and resilience. Community support is crucial for overcoming feelings of isolation in leadership roles. Recognizing and celebrating your leadership contributions is essential for self-empowerment. Making decisions alone can be challenging; seek accountability and support. Imposter syndrome is common; focus on authenticity and self-awareness to combat  Setting boundaries is vital for maintaining personal well-being and business success. Dreaming big for your business is important; write down your goals. Utilize your skills strategically to enhance your business operations. Leadership is about influence and action, not just titles.  We love how our listeners support the mission of AMSE and the Owning Up podcast. As we continue to grow, advocate, and support military spouse entrepreneurs, we wanted to offer that same chance to you, our listeners. For only $5 - you can increase our reach within our community - locally, nationally, and globally. Visit Glow.fm/owningup to become an Owning Up supporter today!  We'd love to have you join our fantastic community! Join the ASSOC. OF MILITARY SPOUSE ENTREPRENEUR COMMUNITY: https://www.amsemembers.com/ Learn more about AMSE at www.amseagency.com Follow Monika Jefferson on Instagram, LinkedIn, Facebook  Follow us on Twitter, Instagram, LinkedIn, and Facebook

    59 min
  7. PCSing Your Business Like A Pro with Megan Harless

    12/08/2025

    PCSing Your Business Like A Pro with Megan Harless

    _*]:min-w-0"> Episode Summary _*]:min-w-0"> In this episode, AMSE CEO and Founder Moni sits down with Megan Harless, founder of PCS Like A Pro, to discuss everything military spouse business owners need to know about moving their businesses during a PCS. From maximizing reimbursements to managing the stress of relocation, Megan shares insider knowledge on regulations, documentation, and strategies that can save military families thousands of dollars. This conversation covers the often-overlooked financial benefits available to spouses, common costly mistakes, and practical tools for making your next PCS smoother for both your family and your business. _*]:min-w-0"> Key Takeaways _*]:min-w-0"> Money & Reimbursements: Military spouses can get reimbursed for licenses, certifications, equipment moving, permits, registrations, and technology upgrades Each service branch offers up to $1,000 for business costs and $1,000 for licensing (up to $2,000 total) These reimbursements are IN ADDITION to regular PCS moving expenses You must have established your business at your current or previous duty station to qualify _*]:min-w-0"> Documentation Essentials: Keep all receipts and invoices (set up email filters to auto-sort into folders) Required documents: service-specific verification form, PCS orders, current/previous licenses, new state licenses, fee payment receipts, and marriage certificate Use apps like Stride or Google Drive to organize and store documentation Document everything as you go—don't wait until tax season _*]:min-w-0"> Tax Implications: You CANNOT double-dip—if the military reimburses an expense, you cannot claim it on your taxes Consider Schedule C for self-employed individuals for non-reimbursed expenses Contact a tax professional as soon as you know you're moving Keep business and personal expenses separate and well-documented _*]:min-w-0"> Timeline Strategy: _*]:min-w-0"> Before the Move: Research requirements for establishing business in your new state Print and prepare reimbursement forms Get quotes for moving specialty equipment Notify clients as soon as possible about your moving timeline _*]:min-w-0"> During the Move: Communicate with clients about service interruptions Share your journey on business social media (humanizes your brand) Set expectations for response times and availability Create a "last chance" promotion if applicable _*]:min-w-0"> After the Move: Re-register your business in the new state Update tax information (city, state, IRS) Submit reimbursement packet immediately Network in local military and civilian communities Join Facebook groups for your new area We love how our listeners support the mission of AMSE and the Owning Up podcast. As we continue to grow, advocate, and support military spouse entrepreneurs, we wanted to offer that same chance to you, our listeners. For only $5 - you can increase our reach within our community - locally, nationally, and globally. Visit Glow.fm/owningup to become an Owning Up supporter today!  We'd love to have you join our fantastic community! Join the ASSOC. OF MILITARY SPOUSE ENTREPRENEUR COMMUNITY: https://www.amsemembers.com/ Learn more about AMSE at www.amseagency.com Follow Monika Jefferson on Instagram, LinkedIn, Facebook  Follow us on Twitter, Instagram, LinkedIn, and Facebook "Once a spouse, always a spouse" - Supporting military spouse entrepreneurs in every season of their journey.

    53 min
  8. The Military Spouse Entrepreneur Summit You Can't Afford to Miss

    08/27/2025

    The Military Spouse Entrepreneur Summit You Can't Afford to Miss

    Show notes:  Episode Overview Join host Moni as she breaks down everything you need to know about the More Than a Mil Spouse Summit and why military spouses need to attend this transformative business event. Moni shares that this summit was divinely timed, moving from May to October after retirement and major life changes. The partnership with Business Beyond the Battlefield and Patrick's team made this Arlington, Texas location possible, creating an even better opportunity for military spouse entrepreneurs to connect and grow. Who Should Attend • All military spouses with business interests: Consultants, strategists, and coaches Freelancers, visionaries, and founders Those with business ideas (new or seasoned) Nonprofit leaders Service-based or product-based businesses • Open to all branches and status: Active duty spouses Reserve and National Guard spouses Retired military spouses ("veteran military spouses") All military branches Event Details Dates & Schedule • October 8-10, 2025 - Arlington, Texas area • Day 1 (Oct 8): Vendor reception and check-in day • Day 2 (Oct 9): Full day of activities Networking sessions Workshops and panels Mini activations throughout the day Podcast recording station Evening social at Texas Live NFL watch party OR movie night • Day 3 (Oct 10): Half day (ends at 12-1pm) Morning networking Workshop sessions and panels Closing lunch What Makes This Summit Different Core Focus Areas • Financials - Building sustainable business finances • Health & Mental Wellness - Maintaining balance while growing a business • Business Foundations - Essential building blocks for success The Summit Promise • No infomercials - Focus on pouring into attendees, not selling to them • Actionable content - Implement strategies immediately, not someday • Real connections - Meet other military spouse business owners who understand your journey • Curated resources - Specifically designed for military spouse entrepreneurs, not generic veteran resources What's Included with Your $49 Ticket • All sessions, panels, and workshops • 7 meals and snacks • Workbook for following along with sessions • Event swag • Networking sessions and activities • Access to all activations and experiences Featured Speaker Mike Kelly - Military Community and Collective Impact Champion 10+ years mentoring military spouse entrepreneurs Keynote speaker sharing wealth of knowledge about building successful businesses Investment Perspective Why This Investment Matters • Build your ecosystem - Connect with like-minded military spouses • Create ROI - Unlike everyday purchases, this investment grows your business • Tax write-off - Business conference attendance is tax-deductible • Future partnerships - Meet potential clients, partners, and collaborators Cost-Saving Tips • Find a roommate - Split hotel costs with other attendees • Plan ahead - Book flights and hotels early for better rates • Remember the value - Compare to what you spend on coffee, Target runs, etc. Scholarship Opportunities • Application deadline: September 1 • Purpose: Help cover travel costs for spouses who need financial assistance • Note: Created specifically to address travel cost concerns Ways to Support Virtual Partnership Options - Submit here.  • Benefits for sponsors: 30-second podcast plug (10,000+ monthly listeners) Feature in Military Spouse Entrepreneur Guide (75,000 printed copies globally) Recognition as event supporter Sponsorship Opportunities • Financial sponsorships • In-kind donations • Individual spouse sponsorships Key Takeaways Investment in Yourself • As military spouses, we constantly pour into others - commands, schools, volunteer work • It's essential to invest time and resources in your own growth • This summit is designed specifically for YOUR success, not as an afterthought The Power of Community • Connect with spouses who understand your unique journey • Build relationships that last beyond the event • Create partnerships that advance your business goals Contact Information • Website: www.amseagency.com (Summit tab at top) • Email: hello@amseagency.com • Scholarship Application: Available on website (closes Sept 1) https://airtable.com/appBAUV0gtkjdTsBH/shrC62fn7jNBzvw0w Action Steps Register for your $49 ticket at www.amseagency.com Apply for scholarship if needed (before Sept 1) Connect with other attendees for roommate matching Block your calendar for October 8-10 Prepare to invest in yourself and your business future We love how our listeners support the mission of AMSE and the Owning Up podcast. As we continue to grow, advocate, and support military spouse entrepreneurs, we wanted to offer that same chance to you, our listeners. For only $5 - you can increase our reach within our community - locally, nationally, and globally. Visit Glow.fm/owningup to become an Owning Up supporter today!  We'd love to have you join our fantastic community! Join the ASSOC. OF MILITARY SPOUSE ENTREPRENEUR COMMUNITY: https://www.amsemembers.com/ Learn more about AMSE at www.amseagency.com Follow Monika Jefferson on Instagram, LinkedIn, Facebook  Follow us on Twitter, Instagram, LinkedIn, and Facebook "Once a spouse, always a spouse" - Supporting military spouse entrepreneurs in every season of their journey.

    18 min
4.6
out of 5
10 Ratings

About

On Owning Up, we share true stories of entrepreneurship as told by those who best know the grind of starting, running, and owning a business while living the military life. Featuring AMSE CEO/Founder Moni Jefferson The Association of Military Spouse Entrepreneurs (AMSE) was started in the summer of 2019. Through nationwide efforts, AMSE aims to elevate military spouse entrepreneurs to new heights. For more information about AMSE, visit www.amsemembers.com.