Paisa Vaisa with Anupam Gupta

IVM Podcasts
  • 4.9 (14)
  • Investing
  • Updated Weekly

Paisa Vaisa is India's premier podcast on personal finance, boasting over 4 million downloads, featuring over 200 hours of insightful content and discussions, hosting more than 250 guests, and presenting a wealth of knowledge through over 450 episodes. Since 2017, Paisa Vaisa hosts experts from mutual funds, stocks, real estate, loans, education financing, insurance, and much more. It has recently introduced a sub-series offering valuable insights in businesses and entrepreneurship.You can catch this podcast on YouTube 'Paisa Vaisa with Anupam Gupta' or find it on top audio streaming platforms like Apple Podcasts, Spotify, Amazon Music, Google Podcasts, JioSaavn, Gaana, and others.

  1. 1d ago

    Why Gold Loans Are Booming in India | Shripad Jadhav | Paisa Vaisa

    Gold loans are becoming one of India’s fastest-growing credit options. But when does borrowing against your gold actually make financial sense? In this episode of Paisa Vaisa, Anupam Gupta speaks with Shripad Jadhav, Head – Bharat Banking Assets, Kotak Mahindra Bank, to understand the rapid growth of gold loans in India and why borrowers are increasingly viewing them as a mainstream credit option rather than a last resort. Shripad breaks down how a gold loan works, from valuation and documentation to disbursal, interest rates, loan-to-value ratios and repayment structures. He also explains why gold loans are increasingly being used for everything from personal expenses and education to MSME working capital and business needs. The conversation explores how rising gold values, greater banking penetration, regulation and changing attitudes towards borrowing have transformed the gold loan market. Shripad also discusses the risks borrowers should consider, why keeping an LTV buffer matters, what happens when gold prices fluctuate, and how to choose between a gold loan, personal loan or selling your gold. If you own gold and have ever wondered whether you should borrow against it, this episode offers a practical guide to understanding the opportunity, costs and risks involved. From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations.Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & moreWatch full episodes right here on YouTubeExplore more at ivmpodcasts.comConnect with Anupam Gupta: Twitter: @b50Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM PodcastsWe’re @ivmpodcasts on Facebook, Twitter & Instagram See omnystudio.com/listener for privacy information.

    Why Gold Loans Are Booming in India | Shripad Jadhav | Paisa Vaisa

  2. Aug 31

    Beyond Stocks: Alternatives, Global Investing & GIFT City | Sachin Sawrikar | Paisa Vaisa

    What do HNIs and family offices invest in beyond traditional stocks and mutual funds? On this episode of Paisa Vaisa, Anupam Gupta speaks with Sachin Sawrikar, Founder and Managing Partner at Artha Bharat, about alternative investments, global diversification, GIFT City and how sophisticated investors approach portfolio construction. Sachin breaks down the world of distressed assets, private credit, hedge funds, arbitrage and gold, while explaining why alternatives are increasingly becoming part of HNI and family-office portfolios. He also shares how distressed-debt investing works, including the risks involved and why seemingly troubled assets can sometimes create unusual investment opportunities. The conversation explores why Indian investors should think about global diversification, the opportunities available through GIFT City, and what investors need to understand before committing money to alternative investments. Sachin also highlights some important red flags: manager skin in the game, hidden fees, illiquidity, unrealistic return expectations and investment products being sold for commissions rather than suitability. Finally, he shares a simple principle for long-term wealth creation: stay consistent, diversify intelligently and keep investing simple.From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations.Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & moreWatch full episodes right here on YouTubeExplore more at ivmpodcasts.comConnect with Anupam Gupta: Twitter: @b50Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM PodcastsWe’re @ivmpodcasts on Facebook, Twitter & Instagram See omnystudio.com/listener for privacy information.

    Beyond Stocks: Alternatives, Global Investing & GIFT City | Sachin Sawrikar | Paisa Vaisa

  3. Aug 24

    India’s Growth Story Is Intact But the Market Leaders Are Changing | Jitendra Gohil | Paisa Vaisa

    How will US debt, AI valuations, geopolitics and global power shifts shape India's stock market over the next few years? In this episode of Paisa Vaisa, Anupam Gupta speaks with Jitendra Gohil, CIO – Listed Equities at Bajaj Alts, to understand why politics not just earnings and valuations is becoming one of the biggest drivers of financial markets. The conversation explores the changing economic landscape across the United States, India, Japan and Korea, the risks posed by rising US debt, AI-led market concentration, bond yields, the US dollar, gold and global capital flows. Jitendra explains why India could still remain one of the world's strongest long-term growth stories while highlighting the sectors that may benefit the most from the country's journey from a $4 trillion to a $10 trillion economy. They also discuss: US debt and AI bubble risks India's long-term market outlook EMS (Electronics Manufacturing Services), shipbuilding and defence Active funds vs ETFs Gold allocation and portfolio diversification Nifty return expectations Mid-cap and small-cap opportunities What retail investors and HNIs should be doing over the next few years Whether you're an investor, mutual fund enthusiast, market follower or someone trying to understand the future of global investing, this episode offers a framework that connects politics, economics and markets.From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations.Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & moreWatch full episodes right here on YouTubeExplore more at ivmpodcasts.comConnect with Anupam Gupta: Twitter: @b50Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM PodcastsWe’re @ivmpodcasts on Facebook, Twitter & Instagram See omnystudio.com/listener for privacy information.

    India’s Growth Story Is Intact But the Market Leaders Are Changing | Jitendra Gohil | Paisa Vaisa

  4. Aug 17

    India’s REIT Opportunity with Amit Shetty on Commercial Real Estate and GCC Growth | Paisa Vaisa

    India’s REIT market is growing, but how should investors actually understand the opportunity? On this episode of Paisa Vaisa, host Anupam Gupta speaks with Amit Shetty, Chief Executive Officer of Embassy Office Parks REIT, about the evolution of REITs in India and the forces driving the country’s commercial real estate market. Amit explains how REITs generate and distribute income to unitholders, why metrics such as occupancy, DPU, NAV and lease tenure matter, and what investors should evaluate before adding REITs to their portfolios. The conversation also looks at the rise of Global Capability Centres or GCCs, their growing demand for Grade A office space, and why Bengaluru, Hyderabad, Chennai and other major markets continue to attract global companies. Amit discusses rising office demand, rental growth, capital allocation, debt, acquisitions and Embassy REIT’s own expansion journey. They also explore the larger Indian REIT ecosystem, which Amit says has distributed around ₹31,000 crore to unitholders, and why awareness and participation in the asset class still have considerable room to grow. For anyone interested in REIT investing, commercial real estate, income-oriented investing, GCCs, portfolio diversification and India’s office-market growth story, this episode offers a detailed look at where the opportunity may lie.From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations.Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & moreWatch full episodes right here on YouTubeExplore more at ivmpodcasts.comConnect with Anupam Gupta: Twitter: @b50Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM PodcastsWe’re @ivmpodcasts on Facebook, Twitter & Instagram See omnystudio.com/listener for privacy information.

    India’s REIT Opportunity with Amit Shetty on Commercial Real Estate and GCC Growth | Paisa Vaisa

  5. Aug 10

    Why Chasing Returns Hurts Serious Investors in PMS and AIFs | Vaibhav Agrawal | Paisa Vaisa

    What does India’s next phase of growth look like and how should investors prepare for it?In this episode of Paisa Vaisa, Vaibhav Agrawal discusses the long term outlook for Indian markets, India’s economic evolution compared with China and why staying invested for the long term is very different from simply saying you are a long term investor.The conversation also looks at one of the biggest mistakes HNI investors make while selecting PMS and AIF strategies which is chasing past performance. Vaibhav explains why headline returns do not always tell the complete story and why investors should understand where those returns actually came from.The episode also explores global diversification and investing overseas from India, along with the challenge of valuing new age businesses that may have high growth and significant potential despite having little or no current earnings.From India’s growth story to PMS and AIF investing, global portfolios, new age stocks and long term wealth creation, this conversation offers a deeper look at how serious investors can think about markets beyond short term returns.From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations.Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & moreWatch full episodes right here on YouTubeExplore more at ivmpodcasts.comConnect with Anupam Gupta: Twitter: @b50Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM PodcastsWe’re @ivmpodcasts on Facebook, Twitter & Instagram See omnystudio.com/listener for privacy information.

    Why Chasing Returns Hurts Serious Investors in PMS and AIFs | Vaibhav Agrawal | Paisa Vaisa

  6. Aug 3

    Why Investors Switch Mutual Funds Despite Good Returns | Mitu Samar | Paisa Vaisa

    Do good returns automatically make a mutual fund trustworthy? In this episode of Paisa Vaisa, Anupam Gupta speaks with Mitu Samar, founder of Eminence Strategy Consulting, about what really drives investor trust in mutual funds. Drawing from research involving approximately 1,200 respondents across India, Mitu reveals why performance may only be the starting point. One in three investors said they trust a fund house’s reputation more than their own knowledge, while 46% of Gen Z respondents said they may consider switching after sustained negative news even when returns are good. The conversation explores the growing importance of fund-manager credibility, brand familiarity, clear communication, customer experience and leadership visibility. Mitu also explains why newer investors often depend on external signals, how women and men evaluate financial brands differently, and why advisors continue to remain an important source of investment guidance. Anupam and Mitu also discuss the mistakes asset management companies make while communicating with existing investors, the challenges investors face during redemptions and life-stage changes, and what AMCs must do to earn long-term loyalty. Is reputation becoming as important as returns? Listen to the complete episode to understand what investors should examine before choosing or leaving a mutual fund.From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations.Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & moreWatch full episodes right here on YouTubeExplore more at ivmpodcasts.comConnect with Anupam Gupta: Twitter: @b50Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM PodcastsWe’re @ivmpodcasts on Facebook, Twitter & Instagram See omnystudio.com/listener for privacy information.

    Why Investors Switch Mutual Funds Despite Good Returns | Mitu Samar | Paisa Vaisa

  7. Jul 27

    Managing India’s Crorepatis with Sandeep Jethwani on Wealth Management for HNIs | Paisa Vaisa

    India has nearly 1 crore crorepati households, but only around 8,000 to 10,000 wealth managers serving this growing segment. So who really needs professional wealth management, and when is DIY investing enough? In this episode of Paisa Vaisa, Anupam Gupta speaks with Sandeep Jethwani, Co-Founder of Dezerv, about how Indian investors should think about direct mutual funds, financial advisory and PMS. Sandeep explains why choosing funds purely on past performance can be misleading, why last year’s best-performing fund may not repeat its success, and why 40% of Dezerv’s inflows come from investors transferring existing mutual fund portfolios. The conversation also explores the real value of a wealth manager, the cost of professional advice and why investing is often more about personality and mindset than numbers. They also discuss why comparing portfolio returns with friends can lead to poor financial decisions.From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations.Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & moreWatch full episodes right here on YouTubeExplore more at ivmpodcasts.comConnect with Anupam Gupta: Twitter: @b50Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM PodcastsWe’re @ivmpodcasts on Facebook, Twitter & Instagram See omnystudio.com/listener for privacy information.

    Managing India’s Crorepatis with Sandeep Jethwani on Wealth Management for HNIs | Paisa Vaisa

  8. Jul 20

    How Gajendra Kothari Stayed Invested Through 10 Years of Negative Returns | Paisa Vaisa

    Most investors spend their time searching for the best mutual fund. Gajendra Kothari believes the bigger advantage is having the patience to leave a good investment alone. In this episode of Paisa Vaisa, Anupam Gupta speaks with Gajendra of Etica Wealth about his attempt to build a ₹100 crore corpus entirely through mutual funds. He shares how he started with a ₹10,000 SIP, continued investing through years of poor returns and built the temperament required to stay invested across multiple market cycles. The conversation explores why investors chase recent winners, why too many funds can weaken a portfolio and why market declines may benefit people investing for the next 10–20 years. Gajendra also discusses his approach to Nifty 500 index funds, asset allocation, debt for short-term goals, large-, mid- and small-cap funds, and current opportunities he sees in Indian IT, banks and China. At its core, this episode is about simplifying wealth creation: start early, automate your SIP, avoid unnecessary interference and give compounding enough time to work. The views expressed are personal and should not be considered investment advice.From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations.Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & moreWatch full episodes right here on YouTubeExplore more at ivmpodcasts.comConnect with Anupam Gupta: Twitter: @b50Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM PodcastsWe’re @ivmpodcasts on Facebook, Twitter & Instagram See omnystudio.com/listener for privacy information.

    How Gajendra Kothari Stayed Invested Through 10 Years of Negative Returns | Paisa Vaisa
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4.9
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Paisa Vaisa is India's premier podcast on personal finance, boasting over 4 million downloads, featuring over 200 hours of insightful content and discussions, hosting more than 250 guests, and presenting a wealth of knowledge through over 450 episodes. Since 2017, Paisa Vaisa hosts experts from mutual funds, stocks, real estate, loans, education financing, insurance, and much more. It has recently introduced a sub-series offering valuable insights in businesses and entrepreneurship.You can catch this podcast on YouTube 'Paisa Vaisa with Anupam Gupta' or find it on top audio streaming platforms like Apple Podcasts, Spotify, Amazon Music, Google Podcasts, JioSaavn, Gaana, and others.

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