Perspectives

Scotiabank Perspectives

Each episode we help break down the important economic issues on Canadians’ minds. With our unique access to leading experts, timely insights and helpful explainers, we navigate the latest in the world of finance, housing, business, the markets — and more. For legal disclosures, please visit http://bit.ly/socialdisclaim and www.gbm.scotiabank.com/disclosures

  1. قبل يومين

    Gold 101: Why gold prices rise and what it really signals

    In this episode, we break down how gold functions in today’s financial system, from the different ways people invest in it to why it often gains attention during periods of inflation, volatility and uncertainty, with guest Robert Cohen, Vice President and Senior Portfolio Manager at Scotia Global Asset Management. He is co-Portfolio Manager of Scotia Resource Fund as well as Portfolio Manager for Scotia Global Asset Management’s Dynamic-branded funds – Dynamic Precious Metals Fund and Dynamic Active Global Gold ETF, to name a few. Robertjoins the podcast to explain what’s behind gold’s recent rise, why central banks around the world continue to increase their gold holdings, and how gold differs from other market assets. For legal disclosures, please visit http://bit.ly/socialdisclaim and www.gbm.scotiabank.com/disclosures   Views expressed regarding a particular company, security, industry or market sector are the views of the writer and should not be considered an indication of trading intent of any investment funds managed by 1832 Asset Management LP. These views should not be considered investment advice, nor should they be considered a recommendation to buy or sell. These views are subject to change at any time based upon markets and other conditions, and we disclaim any responsibility to update such views. Key moments this episode:   2:07 - Robert’s background and how he got into gold and mining  3:06 - What’s driving gold’s big rise right now?  5:35 – What is a fiat currency?  5:54 - Have we seen this kind of gold growth before?  7:24 - Why Canada has no gold reserves today  8:04 - Why other countries are still buying gold  9:45 - What makes gold a safe asset  10:46 - Why Canada matters in the global gold story  12:19 - How much gold Canada may still have left  13:54 - What the future of mining looks like in Canada  15:18 - What role gold plays in a diversified portfolio  16:33 - Where Robert thinks gold is headed next  17:56 - The biggest misconception people have about gold  19:08 - The main takeaway for Canadians watching gold right now

    ٢٠ د
  2. ١ أبريل

    What is economic productivity?

    For many, the word “productivity” evokes thoughts of completing a to-do list or running errands. But in economics, productivity refers to how efficiently a good or service is produced with inputs like labour or energy.  And Canada’s economic productivity has been stalling and it’s impacting our economy.  In this episode, Scotiabank’s Director of Forecasting Patrick Perrier joins us to break down Canada’s productivity problem, explain how it affects Canadians directly and much more.  For legal disclosures, please visit http://bit.ly/socialdisclaim and www.gbm.scotiabank.com/disclosures  Key moments this episode: 1:42 – What economists mean when talking about productivity3:02 – Why productivity should matter to Canadians6:30 – Canada’s productivity performance in recent years8:35 – What caused Canada’s poor productivity11:26 – Why productivity measures are volatile and hard to track12:48 – Is productivity about replacing workers or making them work harder?13:31 – How transformations like the Industrial Revolution and AI affect employment14:52 – Why is productivity especially important for Canada’s success today15:32 – How can countries like Canada improve productivity?17:29 – Is Canada on the right track with productivity?18:37 – Other countries that managed productivity well19:36 – Where to find productivity numbers reported20:04 – Patrick’s main takeaways on productivity

    ٢٢ د
  3. ٢٦ فبراير

    Fraud isn’t going away – here’s how you can protect yourself

    You’ve probably received a phone call that looked like it was coming from a reputable institution, but when you pick up you quickly realize something sounds off. Financial scams are becoming more sophisticated, and scammers are even selling their methods online to other fraudsters. These phone calls, phishing emails or questionable text messages target Canadians at every age.   In this episode, we’re joined by Aaron McAllister, Vice President of Fraud Threat Management at Scotiabank and Chris Lynam, the Director General of the National Cybercrime Coordination Centre and the Canadian Anti-Fraud Centre with the Royal Canadian Mounted Police. They explain what the latest scam trends look like and the various ways Canadians can protect themselves. You can report cybercrime and fraud online at https://reportcyberandfraud.canada.ca/. For more information on the latest scams, visit Scotiabank.com/security. For legal disclosures, please visit http://bit.ly/socialdisclaim and www.gbm.scotiabank.com/disclosures Key moments this episode: 1:48 – An intro to Chris' work combatting fraud with the RCMP2:45 – The scale of fraud in Canada according to recent data4:02 – Why fraud seems to have grown so much4:42 – Chris describes the prominent scams targeting Canadians in 20259:08 – Common scams Aaron has seen from his role at Scotiabank10:25 – How scams target people of all ages11:15 – The newest methods fraudsters are using, such as AI and deepfake videos14:14 – Law enforcement's main challenges addressing fraud16:28 – What Scotiabank and other financial institutions can do to combat fraud17:27 – How the Maple Disruption operation brought together organizations to fight fraud18:56 – The importance of education and Scotiabank's partnerships with other organizations20:24 – What Canada can learn from other jurisdictions21:36 – How a multipronged approach took down LabHost25:08 – The Canadian Anti-Fraud Centre's revamped online report portal27:49 – Aaron's tips for preventing scams29:30 – How to reach seniors with fraud awareness content30:04 – Chris' tips for preventing scams33:21 – Why early disruption is key and more tips from Aaron34:39 – How a 'safe word' can protect families35:19 – Where you can find Scotiabank's latest resources on fraud35:40 – Summarizing tips and the importance of talking about fraud

    ٣٨ د
  4. ١١ فبراير

    From Boomers to Gen Z – how different generations approach money and why

    In this episode, we’re exploring how different generations approach money — and why — with generational research expert, Kim Lear. She'll help us understand how these shifting attitudes can have big repercussions, dispel some stereotypes and help us bridge the generational divide when it comes to finances.   For legal disclosures, please visit http://bit.ly/socialdisclaim and www.gbm.scotiabank.com/disclosures    Key moments this episode:  1:49 – What exactly does an expert at generational research (like Kim) do?  3:50 – Why it's important to study how generational differences impact how people approach money  5:51 – Defining each generation and giving the broad strokes of their approach to money  8:44 – Diving a little deeper on the unique financial situation facing Gen Z  10:01 – Does Gen Z have any advantages when it comes to finances?  12:54 – What tip Kim would give Gen Z for building their wealth  14:48 – What is the ‘guilt of young inheritors’?   17:08 – How has social media influenced how different generations think of wealth and success  18:42 – Are social media trends helping financial literacy?   21:00 – Why transparency between generations has improved  22:44 – How we’ve moved from an ‘environment of secrecy’ to an ‘environment of openness’ when it comes to money  24:13 – Kim's main takeaway from the conversation  25:26 – Bonus question: Which generation does Kim have a soft spot for?

    ٢٧ د
  5. ٢٨ يناير

    Bank of Canada holds again – for now

    For the second time in a row, the Bank of Canada held the overnight interest rate at 2.25%. The central bank made the decision citing that little had changed from its 2025 October Monetary Policy Report, so holding rates “remain appropriate” as Canada’s current economic outlook appears uncertain given the re-negotiation of the Canada-United States-Mexico Agreement (CUSMA) and evolving trade policies. Scotiabank’s Chief Economist Jean-François Perrault is back on the podcast to break down the latest rate decision, what it could mean for Canadians and what we could see in the second half of the year.  For legal disclosures, please visit ⁠http://bit.ly/socialdisclaim⁠ and ⁠www.gbm.scotiabank.com/disclosures⁠ Key moments for this episode: 1:12 – JF’s take on the main takeaway from the Bank of Canada’s latest decision 2:39 – JF on the current level of uncertainty and the challenge it poses 4:30 – How the Canadian economy has been “surprisingly resilient” 6:25 – The outlook for economic growth in 2026 7:51 – What is the “structural adjustment” that Canada is going through? 9:29 – What this all means for the average Canadian 10:49 – What does this mean for Canadians looking to buy a home or renew their mortgages? 12:57 – What are the takeaways for businesses? 14:20 – What are the main takeaways for Canadians from this decision?

    ١٦ د
  6. ٢٠ يناير

    Former U.S. Open Tournament Director on empowering women in tennis and in business

    Athletes like Billie Jean King or Serena and Venus Williams are known to even non-sports fans as iconic trailblazers when it comes to women’s tennis. But there’s another name, a Canadian, who spent a career off the court helping advance women in the sport and beyond: Stacey Allaster. Among her many accomplishments, she was instrumental in securing equal prize money for women, paving the way for the boom in professional women’s sports we’re seeing now. In partnership with the Scotiabank Women Initiative, Stacey is our guest this episode. She tells us the story behind getting that equal prize money, her insights on what it was like being a woman in a male-dominated industry and why it’s important to empower women on the tennis court, in the boardroom and beyond.  For legal disclosures, please visit http://bit.ly/socialdisclaim and www.gbm.scotiabank.com/disclosures     Key moments this episode:  1:57 – What it was like navigating male-dominated spaces throughout her career 4:36 – The significance of getting equal prize money for women in tournaments like Wimbledon and Roland-Garros 10:12 – What this historic accomplishment taught Stacey about leadership 11:51 – With the expansion of leagues like the PWHL and the WNBA, is women’s sports having a moment right now?  15:26 – Why people still have to go the extra mile to make the business case for women’s sports despite the success we’ve seen 17:38 – Why Stacey also finds it important to empower women off the court in fields like finance and business leadership 21:09 – Stacey talks about her early days at Tennis Canada and the impact it had on her 23:35 – The key factor Stacey learned that can help women succeed in business 24:25 – Stacey tells us what’s next for her as she plans to ‘hang up her full-time racket’ 27:00 – Stacey highlights some of her favourite tennis moments from her career

    ٣٠ د

حول

Each episode we help break down the important economic issues on Canadians’ minds. With our unique access to leading experts, timely insights and helpful explainers, we navigate the latest in the world of finance, housing, business, the markets — and more. For legal disclosures, please visit http://bit.ly/socialdisclaim and www.gbm.scotiabank.com/disclosures

قد يعجبك أيضًا