PharmD Money Derek Delaney

As a households net worth continues to rise, missed opportunities and mistakes become amplified. No one wants a subpar experience in any service they pay for. When it comes to our money, we expect more.

So is pursing a relationship with a giant financial advisory firm, insurance company, or broker/dealer the right move? Does bigger equal better?

In this podcast episode, Derek breaks down the experience you'll get with a big firm, an example of how it's not as great as people think, and what makes an advisor-client relationship actually valuable.

Enjoy the show!

A lot has happened in 2023. One of the more interesting news stories is the American Government telling us that Aliens exist.

With that news, I think it would be fun to talk about how we could plan to manage our financial lives if Aliens ever make mass contact with the world.

Will investment markets still exist? Will our economy continue on as normal? What will become the most important skill humans can have when the aliens arrive?

All of this and more is covered in this episode. After listening, you'll be fully prepared to manage your finances when Independence Day becomes real life.

Enjoy the show!

With the rise in social media users, it's becoming more popular for people to source advice from a groups. This applies to personal finance, health, education, etc. But there is a point where people take it to far.

In the end, almost all of the goods and services we consume will be able to provide two of three distinct features. Quality, speed, and price. Social media advice is fast and free, so beware of what you're told.

In this episode, Derek dives into why social media community advice can be dangerous if overly relied upon. 

Enjoy the show!

It's like a slow motion horror film. The type where the "bad guy" keeps getting closer and closer and there is nothing you can do about it. Except in the real world, the "bad guy" is student loan debt.

In October, student loan payments are starting again. Billions of discretionary income will be once again tied up in debt payments each month. But what will this mean for the broader economy?

Specifically, how will these payments affect the current AirBnB rental market? In this podcast episode, I give my prediction on what will happen over the next 12 to 18 months.

Enjoy the show!

In 2023, the NOMAD lifestyle is growing rapidly. Over 7 million people in America identify as a NOMAD. Thanks in large part to better digital tools, a NOMAD lifestyle is far more sustainable then ever before.

However, before jumping in, there are important financial considerations that should be planned for. Making sure that you're financial prepared will result in a better overall experience.

In this podcast episode, Derek reviews his top financial considerations for those who plan to start their NOMAD journey in the near future.

Enjoy the show!

A primary goal for many parents with kids is to help them pay for a future college education. However, the thought of paying for future tuition can seem daunting. The cost of college is already really expensive with expectations for it to cost even more in the future.

But what if we're wrong about that? What if the cost of college will actually drop in the future?

A big reason for this could be the upcoming college enrollment cliff. In this podcast episode, Derek talks about this and more. So if you're worried about how you're going to pay for your kid's future college tuition, this episode is for you. 

Enjoy!