Positively Jane

Jane Shine

5.0 (1)
Self-Improvement
Updated Daily

Empowering women to become financially smart, savvy and secure. So they can navigate all of their financial concerns, create wealth, restore clarity, optimism and find financial joy! Join me as we navigate life's financial highway...together.

Jul 13

38: Gray Divorce, Hidden Money, and the Asset Most Women Miss

Divorce after 50 has doubled over the last two decades. Yet many women still don't know how retirement assets, pensions, Social Security, and investment accounts may be impacted when a marriage ends. In this episode, I discuss what gray divorce actually means, why women are often financially vulnerable, what a QDRO is and why it matters, and how to rebuild financial confidence in your next chapter. In This Episode The reality of gray divorce and why it's risingWhy women are often financially vulnerable after divorceWhat a QDRO is and why it protects your retirement assetsRetirement accounts and divorce after 50How to rebuild after divorceCreating financial confidence in your next chapter Ready to learn how to create lasting financial clarity and freedom? Financial Independence Society is the place to be! Your journey to financial security begins with my free masterclass. The 4-Step Map to Financial Security: Without Tracking Lattes. Let’s connect on social media! Instagram: https://www.instagram.com/positively.jane/ Youtube: https://www.youtube.com/@PositivelyJane Facebook: https://www.facebook.com/positivelyjane/ If You Loved This Episode Please subscribe, leave a review, and share this episode with a woman who needs this conversation. Let's keep on traveling life's highway — together.
Jul 6

37: Financially Helping Your Kids Is Hurting Your Future

Helping your children feels like love. For many women, helping becomes a regular part of life — paying rent, covering car payments, helping through transitions, stepping in during emergencies. But what happens when temporary help becomes a permanent financial responsibility? In this episode, I explore the hidden cost of supporting adult children and how women can protect their retirement while still leading with love. In This Episode The oxygen mask principle and moneyThe hidden cost of helping adult childrenThe true opportunity cost of money not investedFinancial boundaries that preserve relationshipsHow to support your children without sacrificing retirement Protecting your retirement is not selfish. It is one of the most loving decisions you can make — for yourself and for your children. Ready to learn how to create lasting financial clarity and freedom? Financial Independence Society is the place to be! Your journey to financial security begins with my free masterclass. The 4-Step Map to Financial Security: Without Tracking Lattes. Let’s connect on social media! Instagram: https://www.instagram.com/positively.jane/ Youtube: https://www.youtube.com/@PositivelyJane Facebook: https://www.facebook.com/positivelyjane/ If You Loved This Episode Please subscribe, leave a review, and share this episode with a woman in your life who is ready to protect her future while loving her family well. Let's keep on traveling life's highway — together.
Jun 30

36: The Account That Is Yours Alone

Do you have money that is completely yours? Not jointly owned. Not attached to someone else's account. Not dependent on someone else's access. In this episode, I explore why financial independence strengthens healthy relationships — and why every woman deserves a financial identity that stands on its own. In This Episode Why financial independence is not disloyalThe hidden risks of complete financial dependencyWhat every woman should know about household financesThe financial accounts every woman should haveHow financial identity creates confidence and security Key Takeaway Financial freedom is not something women chase. It is something women build. And part of building it is knowing exactly who you are within it. Resources Mentioned Free Masterclass: The 4-Step Map to Financial Security: Without Tracking Lattes — positivelyjane.net/enroll-masterclass Connect with Jane Instagram: @positively.janeWebsite: positivelyjane.netFree Masterclass: positivelyjane.net/enroll-masterclass If You Loved This Episode Please subscribe, leave a review, and share this episode with a woman in your life who is ready to step fully into her own financial identity. Let's keep on traveling life's highway — together.
Jun 23

35: Stop Calling It an Emergency Fund. Call It a Freedom Account.

Most women build savings expecting to feel secure. But many still feel emotionally tense around money even after building an emergency fund. In this episode, I explore why language around money matters, how emergency funds create reactive thinking, and how building a Freedom Account creates financial capacity that changes everything. This episode will completely change how you think about savings, financial stability, and emotional security around money. In This Episode Why language around money mattersHow emergency funds create reactive financial thinkingThe emotional shift behind a Freedom AccountWhy three months of savings is the floor, not the ceilingWhat a fully funded Freedom Account actually includesHow women can create financial capacity and marginWhy savings are the beginning of wealth building, not the end Ready to learn how to create lasting financial clarity and freedom? Financial Independence Society is the place to be! Your journey to financial security begins with my free masterclass. The 4-Step Map to Financial Security: Without Tracking Lattes. Let’s connect on social media! Instagram: https://www.instagram.com/positively.jane/ Youtube: https://www.youtube.com/@PositivelyJane Facebook: https://www.facebook.com/positivelyjane/
Jun 15

34: Why Budgeting Is Keeping Your Broke (And What To Do Instead)

Most women think budgeting automatically leads to financial security. But what if budgeting is actually keeping you financially stuck? In this episode, I explore why budgeting feels emotionally exhausting, the difference between managing money and building wealth, and how a Money Map changes your financial life completely. If you have ever felt like you are doing everything right financially but still not moving forward — this episode will completely change how you think about money. In This Episode Why budgeting feels emotionally exhaustingThe difference between managing money and building wealthWhy traditional budgets focus on the pastThe Budget Straight-Jacket — what it is and how to escape itHow to create a Money MapThe financial mindset shift that changes everything Key Takeaway Financial freedom is not something women chase. It is something women build. Resources Mentioned Free Masterclass: The 4-Step Map to Financial Security: Without Tracking Lattes — positivelyjane.net/enroll-masterclass Connect with Jane Instagram: @positivelyjaneWebsite: positivelyjane.netFree Masterclass: positivelyjane.net/enroll-masterclass If You Loved This Episode Please subscribe, leave a review, and share this episode with a woman in your life who has been managing her money carefully — and is ready to start building wealth. Let's keep on traveling life's highway — together.
Jun 9

33: What Your Spending Is Actually Saying About You

Your spending habits are not random. They reveal what you value, what you fear, what makes you feel safe, and what kind of future you believe is possible for yourself. In this episode, I explore the emotional side of spending and the three most common spending patterns I see in women who are financially capable but still feel disconnected from their money. In This Episode Why spending is emotional dataThe psychology behind emotional purchasesSpending tied to status and identityUnder-spending and financial fearHow to align your money with the life you want to build Key Takeaway Financial freedom is not built through shame. It is built through awareness, clarity, and intentional decisions. Ready to learn how to create lasting financial clarity and freedom? Financial Independence Society is the place to be! Your journey to financial security begins with my free masterclass. The 4-Step Map to Financial Security: Without Tracking Lattes. Let’s connect on social media! Instagram: https://www.instagram.com/positively.jane/ Youtube: https://www.youtube.com/@PositivelyJane Facebook: https://www.facebook.com/positivelyjane/ If You Loved This Episode Please subscribe, leave a review, and share this episode with a woman in your life who is ready to understand her relationship with money — without judgment. Let's keep on traveling life's highway — together.
Jun 1

#32: Why Women Don't Invest and Are Stuck In Saving Mode

Saving is the starting point. Not the strategy. Financial freedom isn't something you protect your way into — it's something you build your way into. Being responsible with money is a beautiful thing. But what if the very habit that's kept you safe is also keeping you stuck? In this episode, I'm talking about something I see constantly — smart, thoughtful, disciplined women who have saved faithfully for years and still don't feel financially secure about their future. If that sounds familiar, this one is for you. I share my own story of being so in love with my savings accounts that I didn't realize inflation was quietly making me broke. I walk through the emotional reasons women over-save — and why that fear deserves compassion, not judgment. And I give you a clear, grounded picture of what it actually looks like to take your first step from saving to building. This is not about becoming reckless. This is about expanding your strategy — so your money can finally start working as hard as you do. In This Episode Why being "good with money" can actually keep you financially stuckThe real difference between a savings account and a building strategyHow inflation quietly erodes your purchasing power — even when your balance stays the sameThe emotional roots of over-saving: why it starts as protection and becomes a limitationThe story of Sally — the woman who did everything right and still wasn't buildingMy personal story of discovering I was saving my way to brokeWhat your first step from saving to building actually looks likeWhy you don't need to know everything before you begin Ready to learn how to create lasting financial clarity and freedom? Financial Independence Society is the place to be! Your journey to financial security begins with my free masterclass. The 4-Step Map to Financial Security: Without Tracking Lattes. Let's connect on social media! Instagram: https://www.instagram.com/positively.jane/ Youtube: https://www.youtube.com/@PositivelyJane Facebook: https://www.facebook.com/positivelyjane/
May 25

31: “I’ll Die First.” And Other Dangerous Financial Fantasies

Have you ever laughed something off that actually deserved a serious pause? "Oh, it doesn't matter. I'll probably die first anyway." Maybe you've said it. Maybe you've heard it. And maybe you've never stopped to question it. That sentence isn't romantic. It's risky. And "my kids will handle it" isn't a plan — it's outsourcing your adulthood. In this episode, we're talking about: Why "I'll die first" is one of the most dangerous financial assumptions women make — and what the data actually saysWhy handing your financial life to your children isn't protection — it's pressureWhat every woman needs to know about her money so she is never left financially helpless if life takes an unexpected turn Because financial freedom isn't something you chase… it's something you build. And building means preparing for realities we'd prefer not to think about. Ready to learn how to create lasting financial clarity and freedom? Financial Independence Society is the place to be! Your journey to financial security begins with my free masterclass. The 4-Step Map to Financial Security: Without Tracking Lattes. Let's connect on social media! Instagram: https://www.instagram.com/positively.jane/ Youtube: https://www.youtube.com/@PositivelyJane Facebook: https://www.facebook.com/positivelyjane/

See All (38)

Creator

Jane Shine
Years Active

2023 - 2026
Episodes

38
Rating

Clean
Show Website

Positively Jane

Positively Jane

Episodes

38: Gray Divorce, Hidden Money, and the Asset Most Women Miss

37: Financially Helping Your Kids Is Hurting Your Future

36: The Account That Is Yours Alone

35: Stop Calling It an Emergency Fund. Call It a Freedom Account.

34: Why Budgeting Is Keeping Your Broke (And What To Do Instead)

33: What Your Spending Is Actually Saying About You

#32: Why Women Don't Invest and Are Stuck In Saving Mode

31: “I’ll Die First.” And Other Dangerous Financial Fantasies

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