Positively Jane

Jane Shine

Empowering women to become financially smart, savvy and secure. So they can navigate all of their financial concerns, create wealth, restore clarity, optimism and find financial joy! Join me as we navigate life's financial highway...together.

  1. 5D AGO

    29: Women Live 2,000 Days Longer Than Men

    Have you ever stopped to think about how long your retirement might actually last? Not just the years you planned for — but the years that come after that? Here’s something most women have never been told. Women live about 2,000 days longer than men. That’s more than five and a half extra years of mornings, decisions, healthcare needs, and living expenses that need to be supported by a financial plan that was actually built to go the distance. And yet many women reach retirement less financially prepared than men — even though they often need their money to last longer. In this episode, I’m sharing what those extra 2,000 days really mean for your financial future — and why this one reality changes everything about how women need to think about building security. In this episode, we’re talking about: Why women statistically live longer than men — and the biological and behavioral reasons behind the gapWhat those extra 2,000 days often look like in real life, including widowhood, healthcare, and living independentlyWhy women often enter retirement with less savings despite needing their money to last longerA personal story from my own family that shows exactly why those later years require real financial preparationWhy awareness — not fear — is the first and most powerful step toward building a secure future This conversation isn’t about shame. It’s about clarity. And clarity leads to intention. Which is how you become smart, savvy, and secure. Because financial freedom isn’t something you chase… It’s something you build. Ready to learn how to create lasting financial clarity and freedom? Financial Independence Society is the place to be! Your journey to financial security begins with my free masterclass. The 4-Step Map to Financial Security: Without Tracking Lattes. Let’s connect on social media! Instagram: https://www.instagram.com/positively.jane/ Youtube: https://www.youtube.com/@PositivelyJane Facebook: https://www.facebook.com/positivelyjane/

    11 min
  2. MAY 4

    28: How I Found Joy in My Finances (After Losing It Completely)

    Have you ever felt like you were doing everything right with money… but still felt quietly uneasy underneath? Good income. Good life on the surface. And yet — something was missing. That something was joy. In this episode, I'm sharing the honest story of how I lost the joy in my finances — and the three steps that brought it back. From selling potholders door to door at eight years old, to a full financial reckoning at forty-eight, this is the conversation I wish someone had given me decades earlier. In this episode, we're talking about: Why financial joy disappears even when income is goodThe comparison trap and how it quietly erodes your sense of securityWhat a bird's-eye view of your money actually looks likeHow to find the hidden money already inside your spending habitsThe crucial difference between managing money and intentionally building a future This conversation isn't about shame. It's about clarity. And clarity leads to intention. Which is how you become smart, savvy, and secure. Because financial freedom isn't something you chase… It's something you build. Ready to learn how to create lasting financial clarity and freedom? Financial Independence Society is the place to be! Your journey to financial security begins with my free masterclass. The 4-Step Map to Financial Security: Without Tracking Lattes. Let's connect on social media! Instagram: https://www.instagram.com/positively.jane/ Youtube: https://www.youtube.com/@PositivelyJane Facebook: https://www.facebook.com/positivelyjane/

    11 min
  3. 23: Women Are More Stressed About Money Than Men (and what to do about it)

    09/26/2023

    23: Women Are More Stressed About Money Than Men (and what to do about it)

    Does money stress you out? Paying bills. Having enough money for retirement? Taking care of your kids? Do you sometimes feel that no matter how hard you work or how much money you will make you will never have enough? As a matter of fact - money, or the lack of money, is the #1 stressor in the lives of most women. Even if you make a good income…there is still that feeling of being behind. If you would like to figure out what stresses you out about money and figure out how to eliminate that stress, this podcast is for you! In this Podcast I chat about: How money can have a negative impact on your health. Women to men ratio as it pertains to money stress. How the earnings of women can impact stress. How to eliminate the money stressors. And more! SHOW LINKS: Grab the FREE workbook: How to Create Wealth (and Financial Freedom) How I paid off $200,000 in debt: Watch the Video 3 Financial Mistakes *Most* Women Make (and how to avoid them) FREE download: https://positivelyjane.net/3-financial-mistakes Need to pay off debt? Start with: How to Payoff Credit Card Debt Fast Grab the worksheet: Debt Snowball Worksheet Read the Bankrate Survey Track your income and spending: You Need a Budget (YNAB) Retirement Calculator: https://positivelyjane.net/retirement-calculator Let’s be Instagram friends: https://www.instagram.com/positively.jane/ Join the PJ Facebook Group: https://positivelyjane.net/PJ-Facebook Positively Jane Website: https://www.PositivelyJane.net

    9 min
  4. 22: 8 Reasons Why Women Overspend

    09/19/2023

    22: 8 Reasons Why Women Overspend

    Are you a victim of overspending? Meaning…you know you shouldn’t hit that buy button or cruise the Target aisles or whip out that credit card for the cutest outfit ever! But you buy it anyway and think that you will figure out how to pay for it later even though your budget is screaming NO! Have you ever set up a budget and then could not stick to it so you felt like a failure in your own financial life? If you answered yes to either of these questions this podcast is for you. I am going to dive into why we overspend and why a budget isn’t usually the answer.   In this episode I chat about: How your emotions play a big role in your spending habits. The 8 reasons why most women overspend. Why a budget doesn't work if your emotions are in over drive. Why replacing your thoughts of financial failure and guilt with thoughts of abundance and extra will help you create the wealth of your dreams. And so much more. SHOW LINKS: Automate your money transactions: You Need a Budget (YNAB) Start creating wealth today: How to be a Millionaire How much money will you have in retirement: Retirement Calculator Start your wealth journey with this easy budget: Beginning Budget Catch up on all the money goodness: Money Blog Posts Download the transcript: Podcast #22 Transcript   Check out the website: Positively Jane Join the private facebook group: Financial Literacy Society Let’s be Instagram friends: PJ Instagram Ready to start your journey to freedom? Check out: Financial Independence Society

    11 min

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Empowering women to become financially smart, savvy and secure. So they can navigate all of their financial concerns, create wealth, restore clarity, optimism and find financial joy! Join me as we navigate life's financial highway...together.