Welcome to Bitesize Payments: Digital. I’m Paul Thomalla.
The expanded Substack version is here :-
https://bitesizepayments.substack.com/p/programmable-value
Imagine a banknote that could decide whether you’re allowed to spend it.
Or a coin that automatically splits itself when certain conditions are met.
Or money that flows continuously from your account without you touching it, based on rules it’s executing.
Money that acts. Money with agency. Money that doesn’t just sit there waiting for you to use it—but executes its own instructions.
This sounds deeply strange. Unsettling, even.
Send us Fan Mail
Payments Industry Insights
History of Payments
Payment System Explained
Corporate Payments Strategy
Payment Regulations Impact
ISO20022 Standard
Digital Payments Evolution
CBDC Advancements
Cryptocurrency in Payments
Financial Technology Education
Information
- Show
- FrequencyUpdated Biweekly
- PublishedMay 14, 2026 at 8:00 AM UTC
- Length19 min
- Season2
- Episode5
- RatingClean
