Property Apprentice Podcast

Debbie & Paul Roberts
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Property Apprentice dives deep into the what's and how's of real estate investing in New Zealand. Each week, we discuss topics relevant to every home buyer and investor.

  1. Is a GST Hike Coming? And Why Mortgage Rates Are Up Despite OCR Cuts

    DEC 12

    Is a GST Hike Coming? And Why Mortgage Rates Are Up Despite OCR Cuts

    Send Us A Message! Let us know what you think. Topic #1:  Stuff 10th of December - Capital crunch: Central Wellington now has the cheapest property in the country Topic #2: RNZ 9th of December - GST used to be 10%, is it going to rise again? Topic #3: Interest.co.nz  11th of December- Average asking prices on Trade Me Property cooled in most regions in November Topic #4: RNZ 9th of December - The OCR is down, so why are home loans rising? Topic #5: Financial Markets Authority 11th of December - FMA censures Opes for breaching financial advice provider licensee obligations   A special thanks to Feedspot for naming us as one of the "Top New Zealand Real Estate Podcasts". Support the show *Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

    18 min
  2. Real Estate Market Update: Why It’s the Best Time to Buy in a Decade

    DEC 5

    Real Estate Market Update: Why It’s the Best Time to Buy in a Decade

    Send Us A Message! Let us know what you think. Topic #1:  The Mortgage Mag 4th of December - Buyers sitting on the sidelines in best time to buy in a decade Topic #2: RNZ 3rd of December - Westpac launches scheme to help owners protect homes from extreme weather Topic #3: Cotality 4th of December- Property values still in a holding pattern Topic #4: RNZ 2nd of December - Adjustment to single pension rate may be prompting women to borrow against homes  Topic #5: RNZ 2nd December - Consumer and business credit demand improves again in October  A special thanks to Feedspot for naming us as one of the "Top New Zealand Real Estate Podcasts". #NZProperty #RealEstateNZ #FirstHomeBuyer #PropertyInvestment #HousingMarket #BuyNow #PropertyApprentice #InvestmentOpportunity #RealEstateTips #FinancialFreedom Support the show *Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

    17 min
  3. Rent vs. Buy in 2025: Why “Cheaper Now” Could Cost You More Later

    DEC 3

    Rent vs. Buy in 2025: Why “Cheaper Now” Could Cost You More Later

    Send Us A Message! Let us know what you think. Topic #1:  Good Returns 26th of November- OCR Cut: What the RBNZ said Topic #2: RNZ 26th of November - Is it cheaper to pay a mortgage, or rent? Topic #3: TradeMe 28th of November- OCR predictions for 2026 & 2027 Topic #4: RNZ 26th of November - The rising cost of taking a gamble on the what-ifs Topic #5: NZ Herald 24th of November - KiwiSaver 12% plan risks backfiring without total pay ban, provider warns #PropertyApprentice #NZProperty #RentVsBuy #FirstHomeBuyerNZ #FinancialFreedom #RNZ #PropertyInvestmentNZ #PaulAndDebbieRoberts Support the show *Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

    19 min

  4. DEC 2

    Let's be real about a Capital Gains Tax in NZ

    Send Us A Message! Let us know what you think. Is a Capital Gains Tax (CGT) actually on the horizon for New Zealand property investors? 🏠🤔 Paul's tackling the conversation arising from the recent Labour Party conference and answering the big question many of you have been asking: What does this mean for my portfolio? He also take a hard look at why the Government struggles to be an effective landlord compared to private investors, and I share some "warning signs" from the UK and Australian markets that we need to pay attention to. But it’s not all doom and gloom! The market is moving, and there are massive opportunities right now for investors who can see past the headlines. In this video, I cover:  🔹The CGT: What’s being said and what you need to know.  🔹 Govt vs. Private Landlords: Why private investors are essential for a healthy rental market.  🔹 The "Dysfunctional" Property Manager: Why government-run housing often faces conflict.  🔹 Global Lessons: What we can learn from the tax changes in the UK and Australia.  🔹 Market Outlook: Why I’m optimistic about the economy moving forward. Support the show *Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

    20 min
  5. The CGT Revenue Myth & Future Interest Rate Cuts

    NOV 25

    The CGT Revenue Myth & Future Interest Rate Cuts

    Send Us A Message! Let us know what you think. Topic #1:  NZ Herald 19th of November- Capital gains tax wouldn’t have raised much in recent years - Cotality Topic #2: RNZ 20th of November - The difference in investing strategies between over-60s and under-30s Topic #3: Oneroof 19th of November- Homeowners could get up to $15,000 as ANZ boosts its cashback to 1.5% Topic #4: TradeMe 20th of November - What new Auckland Council housing intensification proposals (PC 120) mean for you Topic #5: NZ Adviser 20th of November - Final OCR cut expected, door left open for more #KiwiSaver #HardshipWithdrawal #KiwiSaverNews #RetirementFunds #FinancialPlanning #MoneyMatters #FinancialLiteracy #FinancePodcast #MoneyTalks #WealthTips #SmartMoneyMoves #NZFinance #FinanceDebate #FinancialAwareness #InvestingInNZ #KiwiSaverReform #PersonalFinance Support the show *Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

    18 min
  6. Hardship Withdrawals in KiwiSaver: When Rules Are Being Bent

    NOV 7

    Hardship Withdrawals in KiwiSaver: When Rules Are Being Bent

    Send Us A Message! Let us know what you think. Topic #1:  Good  Returns 3rd of November- Market recovery signals consistent with interest rate falls Topic #2: NZ Financial Adviser 5th of November - Auckland housing market steadies as listings rise and confidence grows Topic #3: RNZ 6th of November- 'People learning to manipulate the system': Call for KiwiSaver hardship withdrawal changes Topic #4: Oneroof 4th of November - SBS quietly offers ‘crazy’ home loan rates of 3.99% - lowest in four years Topic #5: Realestate.co.nz 6th of November - Kiwis paying more at the supermarket, but less on rent #KiwiSaver #HardshipWithdrawal #KiwiSaverNews #RetirementFunds #FinancialPlanning #MoneyMatters #FinancialLiteracy #FinancePodcast #MoneyTalks #WealthTips #SmartMoneyMoves #NZFinance #FinanceDebate #FinancialAwareness #InvestingInNZ #KiwiSaverReform #PersonalFinance Support the show *Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

    19 min
  7. Experts Respond to Capital Gains Tax: Housing Market Outlook Explained

    OCT 31

    Experts Respond to Capital Gains Tax: Housing Market Outlook Explained

    Send Us A Message! Let us know what you think. Topic #1:  Oneroof 29th of October-Capital gains tax fallout: ‘House prices are not going to fall another 20%’ Topic #2: Good Returns 28th of October - Bets are on for OCR to fall even further Topic #3:  Stuff 30th of October- Biggest bank thinks house prices will rise this year after all Topic #4: 1News 30th of October - New granny flat rules could put rates up, economist says #PropertyInvestment #NZPropertyMarket #PropertyNews #RealEstateNZ #InvestInProperty #PropertyInvesting #PropertyApprentice #LandlordsNZ #OccupancyLimits #GrannyFlatsNZ #ConsentFreeGrannyFlats #HousingReformNZ #RentalMarketNZ #PropertyLegislation #FinancialFreedomNZ #PropertyEducation #BuildWealthThroughProperty #NZInvestors #PropertyUpdate Support the show *Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

    17 min
  8. Economists Welcome RBNZ’s Careful LVR Changes | Will It Boost NZ Property Investment?

    OCT 31

    Economists Welcome RBNZ’s Careful LVR Changes | Will It Boost NZ Property Investment?

    Send Us A Message! Let us know what you think. Topic #1:  RNZ 15th of October- Consider tax breaks for KiwiSaver, international report say Topic #2: NZ Financial Adviser 16th of October - Economists welcome RBNZ's cautious LVR easing amid housing restraint Topic #3: Good Returns 14th of October - First home buyers take advantage of soft housing market Topic #4: 1News 13th of October- Why Inland Revenue is taking money from bank accounts Topic #5: Interest.co.nz 25th of October -Residential building costs still increasing but slowed to 0.4% in the September quarter Register to our free online "How to Succeed with Property Investing" Events: https://www.propertyapprentice.co.nz/free-strategy-call/ Book a no-obligation chat with Paul Roberts: https://www.propertyapprentice.co.nz/auckland-events/ #AucklandHomelessness #InternationalStudents #RoughSleeping #NZNews #TreasurySolutions #GSTIncrease #PensionAge72 #FinancialCrunch #RNZNews #NewZealandNews Support the show *Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

    16 min
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About

Property Apprentice dives deep into the what's and how's of real estate investing in New Zealand. Each week, we discuss topics relevant to every home buyer and investor.

Information

  • Creator
    Debbie & Paul Roberts
  • Years Active
    2020 - 2025
  • Episodes
    242
  • Rating
    Clean
  • Copyright
    © 2025 Property Apprentice Podcast
  • Show Website
    Property Apprentice Podcast

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