Retireable

Financial Services of America
  • 5.0 (1)
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Have you ever tried asking someone to explain the steps they took to help achieve a confident retirement? Retirement planning is a complex and deeply personal journey—one we ideally navigate just once in our lives. Welcome to Retireable, where experience and trusted advisors Michael Wallace and John Sauger explore all things retirement. Drawing on years of experience helping families at or near retirement to help achieve their goals and dreams, Mike and John share their knowledge to help guide listeners toward a fulfilling retirement. Each episode features insights from professionals across various aspects of retirement life, as well as examples of families pursuing their ”Retireable” years. Join us as we discuss the strategies, examples, and steps designed to help you pursue a confident retirement.

Episodes

  1. NOV 4

    S3 E8: Planning Beyond the Numbers

    In this episode of The Retireable Podcast, Mike Wallace and John Sauger dive into what it really means to manage wealth once you’ve “made it.” They unpack lessons from John’s recent high net worth forum, exploring how financial planning changes when clients move from needing their money to wanting it to work smarter. Topics include: • What defines “high net worth” today • Why tax management often matters more than investment management • Smart Roth conversion strategies and avoiding Medicare’s IRMAA surprise • How to use QCDs, donor-advised funds, and tax-loss harvesting effectively In their “Holistic Happening,” Mike shares a powerful story of a client who thought his retirement plan was set—until a second look revealed hundreds of thousands of dollars in potential tax savings. This conversation goes beyond wealth—it’s about clarity, control, and creating lasting value for your family.

    48 min

  2. OCT 23

    S3 E7: Can I Retire? And Other Big Questions

    In this Q&A-style episode of The Retireable Podcast, Mike Wallace and John Sauger tackle some of the most common and important questions they hear from pre-retirees and retirees. From “When can I retire?” to “What am I missing?”, they dive into both the financial and emotional sides of retirement planning. Topics include:  • Preparing five years out from retirement  • Why a written income and tax plan matters  • Overlooked risks like the widow’s tax penalty  • Planning for survivor income and lifestyle clarity They also share examples and explain why having a trusted team can make all the difference. If you’re thinking about retirement—or already in it—this episode is packed with insights to help you move forward with confidence.

    43 min

  3. AUG 28

    S3 E6: Passionfruit Tang & Smarter Indexing

    In this episode of The Retireable Podcast, Mike and John kick things off with travel stories, family celebrations, and a surprisingly passionate love for... Tang? But the heart of the conversation is all about indexing - what it is, how it’s evolved, and why it may no longer be the one-size-fits-all solution it once was. They break down: - The difference between traditional and direct indexing - Why tax efficiency matters more than ever - How technology is reshaping modern investment strategies Plus, in the “Holistic Happening,” hear how one client is using real estate, gifting, and planning strategies to bless her grandkids - while avoiding unnecessary taxes. Quick, fun, and packed with useful insight - this is indexing the Retireable way.

    39 min

  4. MAY 21

    S3 E5: The Overlooked Side of Legacy Planning

    In this heartfelt and insightful episode, Mike Wallace and John Sauger dive deep into a topic many avoid but everyone will face – estate settlement. Beyond the documents and legalities, they explore the emotional and logistical realities families experience when a loved one passes. With over five decades of combined experience helping families through the estate settlement process, Mike and John share powerful stories from their personal lives and client interactions – from forgotten safes disguised as footstools to the chaos of inaccessible digital assets. They emphasize the importance of not just having a plan, but communicating it clearly to your loved ones. Listeners will gain practical advice on: Why legacy planning and estate settlement are two very different things. How digital footprints, passwords, and online accounts can complicate the process. The value of organizing physical and sentimental assets before it's too late. How to make legacy conversations a meaningful family connection rather than a somber chore. This episode isn’t just about planning – it’s about legacy, clarity, and easing the burden for those we love. Whether you’re in the middle of planning or just beginning to think about it, this conversation will leave you better prepared and more thoughtful.

    39 min

  5. APR 25

    Market Talk with Tom Siomades, AE Wealth Management

    Special Episode: Market Mayhem & Finding Peace of Mind with Tom Siomades In this timely and impactful episode of the Retirable Podcast, hosts Mike Wallace and John Sauger are joined by Tom Siomades, Chief Market Strategist at AE Wealth Management, for a deep dive into one of the most volatile weeks in recent market history. As tariff headlines shake investor confidence and media noise cranks up the panic, Tom brings clarity, context, and calm. With over three decades of experience tracking market trends, Tom shares why this volatility isn't unprecedented—and why it’s crucial to zoom out, stay grounded, and trust in a solid financial plan. What you’ll learn: Why market swings shouldn’t derail your retirement strategy How tariff uncertainty is influencing investor behavior The role of perspective and long-term thinking in financial planning Why emotional decision-making is the real threat—not the headlines How to stay focused on your goals, not just your portfolio balance Tom's insights offer a refreshing antidote to the fear-driven headlines, reminding us that the real power lies in preparation, not prediction. Whether you’re feeling anxious about the markets or simply seeking a steadier voice in uncertain times, this episode will leave you informed, reassured, and ready to move forward with confidence.

    35 min

  6. APR 9

    S3 E4: Asset Allocation vs Location

    In this episode of the Retireable Podcast, Mike Wallace and John Sauger dive into two critical - but often misunderstood - concepts in retirement planning: asset allocation and asset location. They break down the difference between what you’re invested in (allocation) and where your investments are held from a tax standpoint (location) - and why both matter for long-term financial health. From diversification strategies and sector exposure to the hidden tax traps of retirement income, Mike and John use real-world examples and a dash of humor to make complex ideas easy to understand. You'll also hear a heartfelt story about the impact of planning ahead, even down to organizing collectibles, and how those thoughtful details can leave a lasting legacy for loved ones. Whether you're planning your future or already retired, this episode will help you ask the right questions, avoid costly mistakes, and create a smarter, more strategic financial plan.

    41 min

  7. FEB 19

    S3 E3 - The Truth About Taxes in Retirement

    In this episode of Retireable Podcast, hosts Mike Wallace and John Sauger dive into one of the most important yet often overlooked aspects of retirement planning: taxes. They break down the different types of retirement accounts—tax-deferred, taxable, and tax-free—and learn ways on how strategic tax planning can help make a significant impact on your financial future. Key topics include: ✅ The difference between tax recording and tax planning ✅ Learn ways Roth conversions can help reduce your tax burden in retirement ✅ Why Social Security, pensions, and RMDs can create unavoidable tax implications ✅ The impact of tax law changes and why planning ahead is so important ✅ Strategies like tax-loss harvesting to help minimize unnecessary taxes Whether you’re approaching retirement or already in it, understanding these strategies can help you keep more of your hard-earned money. Tune in to learn ways proper tax planning could save you hundreds of thousands of dollars over your lifetime!

    43 min

  8. JAN 13

    S3 E2: Adapting your Retirement Plans as your life and financial goals evolve.

    In this engaging episode of the Retirable Podcast, hosts Mike Wallace and John Sauger dive into the art of financial analysis, breaking down the essential pillars: risk, fees, and taxes. From understanding investment performance to uncovering hidden fees and navigating complex tax implications, they offer insights to help listeners make more informed decisions about their financial future. John shares a compelling story about a life-changing career switch and the holistic financial planning considerations involved, from tax strategies to retirement accounts. The hosts also discuss the importance of ongoing analysis and adapting plans as life and financial goals evolve. Packed with practical advice and relatable examples, this episode is a must-listen for anyone seeking to build confidence in their financial journey. Tune in now to gain valuable insights for navigating life’s big transitions and help secure your retirement dreams!

    37 min

  9. 12/05/2024

    S3 E1: Understanding the Retirement Planning Process

    Welcome to Season 3 of the FSA Podcast, Retireable! In this episode, we’re excited to share updates about our brand-new studio and take you behind the scenes of what happens when you choose to partner with Learn about the steps involved in our client process and the ways we help you navigate your journey toward financial confidence as we work with you to create your comprehensive financial plan designed to help secure your retirement goals and objectives. Tune in!   Connect with us! Web: fsa1.com Phone: 800-977-9292 Email: info@fsa-1.com

    36 min
  • 9 Episodes

About

Have you ever tried asking someone to explain the steps they took to help achieve a confident retirement? Retirement planning is a complex and deeply personal journey—one we ideally navigate just once in our lives. Welcome to Retireable, where experience and trusted advisors Michael Wallace and John Sauger explore all things retirement. Drawing on years of experience helping families at or near retirement to help achieve their goals and dreams, Mike and John share their knowledge to help guide listeners toward a fulfilling retirement. Each episode features insights from professionals across various aspects of retirement life, as well as examples of families pursuing their ”Retireable” years. Join us as we discuss the strategies, examples, and steps designed to help you pursue a confident retirement.

Information

  • Creator
    Financial Services of America
  • Years Active
    2024 - 2025
  • Episodes
    9
  • Rating
    Clean
  • Copyright
    © Copyright 2024 All rights reserved.
  • Show Website
    Retireable

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