RetireCoast

William

The RetireCoast Podcast gives you practical, easy-to-use guidance on retirement planning, real estate decisions, smart budgeting, investing, and building a second-act business. Each episode breaks down the topics that matter most as you plan your next chapter, including: Retirement lifestyle planningReal estate insights for buyers, sellers, and investorsCreating income in retirementStarting and growing a business after retirementPersonal finance, taxes, and long-term budgetingTravel, community, and quality-of-life tipsWhether you're preparing to retire, looking for ways to make your money last longer, or exploring business opportunities later in life, this podcast helps you make confident, informed decisions. Explore more tools, calculators, articles, and resources at RetireCoast.com and StartingABusinessAfterRetirement.com. Free to listen. New episodes released regularly.Subscribe today and start building a more affordable, secure, and fulfilling retirement.

  1. Who We Were in 1776: The People Who Became Americans

    1D AGO

    Who We Were in 1776: The People Who Became Americans

    click here: Leave a text, tell us what you liked n this episode of the USA250 Series, we explore the lives of the real people behind the birth of America in 1776. What did the average American look like at the time? You might be surprised to learn that the typical colonial resident was in their late teens—living in a world shaped by hardship, hard work, and hope. We’ll dive into: The average age, profession, religion, and origin of Americans in 1776What was daily life like without modern conveniences or government supportThe remarkable diversity of trades and cultures across the 13 coloniesWhy understanding our ancestors’ world matters as we prepare for the 250th Anniversary of the Declaration of Independence in 2026🎧 Tune in to uncover the untold stories of the farmers, tradesmen, indentured servants, immigrants, and enslaved individuals who laid the foundation for what we now call the United States. 🔗 Learn more and explore the full USA250 series at: https://retirecoast.com/usa-250th-anniversary-gulfcoast Support the show Enjoyed this episode? 🎙️ Subscribe to the RetireCoast Podcast for more practical conversations about retirement planning, financial preparedness, small business growth, and life on the Mississippi Gulf Coast. 👉 Visit RetireCoast.com for in-depth articles, resources, checklists, and guides that expand on the topics we cover here. 💬 Have a question or want us to cover a topic? Email info@retirecoast.com or join our Facebook community: Business After Retirement: Start, Manage, Succeed. Disclaimer: This podcast is for informational purposes only and does not provide financial, tax, or legal advice. Always consult with a qualified professional before making financial decisions. Episode Keywords: Big Beautiful Bill 2025, Social Security changes, retirement taxes, small business incentives, monthly living expenses in retirement, retirement budgeting, Medicare and seniors, financial security, retirement planning, Gulf Coast retirement, small business growth.

    42 min
  2. 11 Best 2026 Tax Changes Millennials and GEN Z Should Understand NOW!

    6D AGO

    11 Best 2026 Tax Changes Millennials and GEN Z Should Understand NOW!

    click here: Leave a text, tell us what you liked The 2026 tax year is shaping up to be one of the most important inflection points for Millennials and Gen Z — and most people won’t see it coming until it’s too late. In this episode, we break down 11 of the most impactful 2026 tax changes that directly affect paychecks, investing, side income, and how much money you actually keep. These aren’t abstract policy debates — they’re real changes that can quietly raise or lower your taxes depending on how prepared you are. We cover: Why waiting until tax season is no longer a smart strategyHow paycheck withholding, credits, and deductions are changingWhat new rules mean for side hustles, dividends, and capital gainsHow smart planning can help you end the year owing $0 instead of scramblingWhy scenario-based planning matters more than “rules of thumb” in 2026To help you apply what you learn, we built a free interactive tool that lets you compare “before and after” tax scenarios side by side: 👉 2026 Tax Scenario Calculator for Millennials https://retirecoast.com/2026-tax-scenario-calculator-for-millennials/ Use it to see how small changes — like adjusting withholding, increasing a 401(k) contribution, or accounting for side income — can change your refund or amount owed before the year is over. This episode is especially important if you: Have a growing income or multiple income streamsInvest in stocks, ETFs, or receive dividendsWork freelance or run a side businessWant more control over your cash flow and fewer tax surprisesBecause in 2026, tax awareness isn’t optional — it’s leverage. Support the show Enjoyed this episode? 🎙️ Subscribe to the RetireCoast Podcast for more practical conversations about retirement planning, financial preparedness, small business growth, and life on the Mississippi Gulf Coast. 👉 Visit RetireCoast.com for in-depth articles, resources, checklists, and guides that expand on the topics we cover here. 💬 Have a question or want us to cover a topic? Email info@retirecoast.com or join our Facebook community: Business After Retirement: Start, Manage, Succeed. Disclaimer: This podcast is for informational purposes only and does not provide financial, tax, or legal advice. Always consult with a qualified professional before making financial decisions. Episode Keywords: Big Beautiful Bill 2025, Social Security changes, retirement taxes, small business incentives, monthly living expenses in retirement, retirement budgeting, Medicare and seniors, financial security, retirement planning, Gulf Coast retirement, small business growth.

    36 min
  3. Behind the Lines of 1776: Camp Followers and the Forgotten Backbone of the American Revolution Episode

    FEB 1

    Behind the Lines of 1776: Camp Followers and the Forgotten Backbone of the American Revolution Episode

    click here: Leave a text, tell us what you liked Part of the 250th Anniversary Series on RetireCoast.com As we approach the 250th Anniversary of American Independence, it’s time to look beyond the battlefield and honor the people whose sacrifices made freedom possible—but whose stories are rarely told. In this episode, we explore the lives of the camp followers who trailed the Continental Army during the American Revolution. These families—women, children, and elderly relatives—performed the essential work that kept the army alive.  They nursed the sick, repaired clothing, prepared meals, and endured starvation, disease, and the constant threat of violence, often while receiving fewer rations than the soldiers themselves. Even George Washington acknowledged that the army could not have survived without their tireless support. Their labor, resilience, and willingness to suffer unimaginable hardships formed the true backbone of the war effort. This podcast is part of RetireCoast.com’s 250th Anniversary series, an entire section dedicated to exploring what happened in 1776—and how our forefathers and foremothers endured extraordinary hardship, uncertainty, and sacrifice to create this great nation.  These stories remind us that American independence was not won by soldiers alone, but by families and civilians who carried the weight of history on their backs. This episode stands as a tribute to the unsung heroes of the Revolution—and a reminder that freedom was forged not only through battle, but through perseverance, sacrifice, and shared resolve. Support the show Enjoyed this episode? 🎙️ Subscribe to the RetireCoast Podcast for more practical conversations about retirement planning, financial preparedness, small business growth, and life on the Mississippi Gulf Coast. 👉 Visit RetireCoast.com for in-depth articles, resources, checklists, and guides that expand on the topics we cover here. 💬 Have a question or want us to cover a topic? Email info@retirecoast.com or join our Facebook community: Business After Retirement: Start, Manage, Succeed. Disclaimer: This podcast is for informational purposes only and does not provide financial, tax, or legal advice. Always consult with a qualified professional before making financial decisions. Episode Keywords: Big Beautiful Bill 2025, Social Security changes, retirement taxes, small business incentives, monthly living expenses in retirement, retirement budgeting, Medicare and seniors, financial security, retirement planning, Gulf Coast retirement, small business growth.

    26 min
  4. The Next Chapter: Selling a Longtime Home to Move Into Senior Living

    JAN 23

    The Next Chapter: Selling a Longtime Home to Move Into Senior Living

    click here: Leave a text, tell us what you liked Selling a longtime home is more than a real estate transaction—it’s a major life transition filled with emotion, financial decisions, and family considerations. In this episode of the RetireCoast Podcast, we explore what it really means to sell a home you may have lived in for decades and move into senior living. We discuss why many seniors choose community living for connection and support, how to prepare a home for sale without unnecessary stress, and how to price and negotiate in a way that protects both value and peace of mind. You’ll also hear guidance on: Timing the sale to match life stages and health needsInvolving family members in the decision-making processWhat to do with the proceeds from the sale of a homePlanning for senior living expenses and long-term careHow adult children—especially Gen X—can support parents through the transitionWhether you’re considering senior living yourself or helping a parent navigate this next chapter, this episode offers clear insight, practical advice, and reassurance during one of retirement’s most significant moments. Read our entire article on this topic at: https://retirecoast.com/selling-home-moving-to-senior-living/ Support the show Enjoyed this episode? 🎙️ Subscribe to the RetireCoast Podcast for more practical conversations about retirement planning, financial preparedness, small business growth, and life on the Mississippi Gulf Coast. 👉 Visit RetireCoast.com for in-depth articles, resources, checklists, and guides that expand on the topics we cover here. 💬 Have a question or want us to cover a topic? Email info@retirecoast.com or join our Facebook community: Business After Retirement: Start, Manage, Succeed. Disclaimer: This podcast is for informational purposes only and does not provide financial, tax, or legal advice. Always consult with a qualified professional before making financial decisions. Episode Keywords: Big Beautiful Bill 2025, Social Security changes, retirement taxes, small business incentives, monthly living expenses in retirement, retirement budgeting, Medicare and seniors, financial security, retirement planning, Gulf Coast retirement, small business growth.

    37 min
  5. Fix Credit Without Getting Scammed: 15 Smart Moves for Millennials

    JAN 19

    Fix Credit Without Getting Scammed: 15 Smart Moves for Millennials

    click here: Leave a text, tell us what you liked This guide from RetireCoast.com details how millennials can improve their credit scores without falling victim to predatory scams. It emphasizes that legitimate credit repair is a slow, mechanical process rooted in consistent habits like on-time payments and low debt utilization rather than quick fixes. Readers are warned to avoid companies that demand upfront fees or promise to remove accurate negative data, as these are common indicators of fraud. RetireCoast advocates for a self-help approach, encouraging individuals to monitor their own free credit reports and use official government resources for disputes. Ultimately, the source frames good credit as a tool for financial access, such as securing mortgages or auto loans, rather than an end in itself. Highlighting a long-term mindset, the material provides a structured framework for achieving financial stability through patience and informed decision-making. Visit Retirecoast.com to read our complete article about this topic along with other articles written specifically for Millennials.   Support the show Enjoyed this episode? 🎙️ Subscribe to the RetireCoast Podcast for more practical conversations about retirement planning, financial preparedness, small business growth, and life on the Mississippi Gulf Coast. 👉 Visit RetireCoast.com for in-depth articles, resources, checklists, and guides that expand on the topics we cover here. 💬 Have a question or want us to cover a topic? Email info@retirecoast.com or join our Facebook community: Business After Retirement: Start, Manage, Succeed. Disclaimer: This podcast is for informational purposes only and does not provide financial, tax, or legal advice. Always consult with a qualified professional before making financial decisions. Episode Keywords: Big Beautiful Bill 2025, Social Security changes, retirement taxes, small business incentives, monthly living expenses in retirement, retirement budgeting, Medicare and seniors, financial security, retirement planning, Gulf Coast retirement, small business growth.

    34 min
  6. 11 Housing Myths Holding Millennials Back — And the Truth You Need to Hear

    JAN 12

    11 Housing Myths Holding Millennials Back — And the Truth You Need to Hear

    click here: Leave a text, tell us what you liked Millennials and Gen Z hear the same housing narratives over and over: corporations bought all the homes, rates are too high, student debt makes ownership impossible, the system is rigged. But what if most of what you’ve been told is wrong? In this special RetireCoast podcast episode, we compile 11 short myth-busting audio segments into one clear, fact-based guide to today’s housing market. Each myth is broken down with real data, historical context, and practical insight—cutting through social media noise and replacing frustration with understanding. You’ll learn: Why big corporations did not buy up all the homesWhy today’s mortgage rates are historically normalWhy CEO pay and corporate taxes aren’t driving housing pricesWhy affordable housing still exists—just not everywhereHow millennials are already buying homes in large numbersWhy student debt is not a life sentenceWhen renting makes sense—and when it doesn’tAnd why the system isn’t rigged if you understand how it worksThis episode isn’t about politics or blame. It’s about reclaiming control, learning how the housing system actually functions, and making informed decisions about your future. If you’ve ever felt discouraged, misled, or stuck when it comes to buying a home—this episode is for you. 🎧 Listen, learn, and become a housing myth buster. Support the show Enjoyed this episode? 🎙️ Subscribe to the RetireCoast Podcast for more practical conversations about retirement planning, financial preparedness, small business growth, and life on the Mississippi Gulf Coast. 👉 Visit RetireCoast.com for in-depth articles, resources, checklists, and guides that expand on the topics we cover here. 💬 Have a question or want us to cover a topic? Email info@retirecoast.com or join our Facebook community: Business After Retirement: Start, Manage, Succeed. Disclaimer: This podcast is for informational purposes only and does not provide financial, tax, or legal advice. Always consult with a qualified professional before making financial decisions. Episode Keywords: Big Beautiful Bill 2025, Social Security changes, retirement taxes, small business incentives, monthly living expenses in retirement, retirement budgeting, Medicare and seniors, financial security, retirement planning, Gulf Coast retirement, small business growth.

    48 min
  7. Women at War 1776: Indispensable Contributions of Women to Win the Revolutionary War

    12/26/2025

    Women at War 1776: Indispensable Contributions of Women to Win the Revolutionary War

    click here: Leave a text, tell us what you liked This article highlights the indispensable contributions of women during the American Revolution, challenging historical myths that once dismissed them as mere observers. Through the stories of figures like Margaret Corbin and Sarah Osborn, the source illustrates how women provided vital logistical support and occasionally engaged in direct combat. Modern research and primary documents, such as pension records, prove that these individuals faced extreme danger while working as cooks, nurses, and even artillery operators. The material also covers diverse roles of resistance, ranging from the intellectual influence of Phillis Wheatley to the daring rescue missions of Elizabeth Burgin. Ultimately, the overview emphasizes that these women were active agents of independence whose labor and bravery were essential to the Continental Army’s survival. This comprehensive look at the "forgotten half" of the war serves to complete the historical narrative as the nation approaches its 250th anniversary. Enjoyed this episode? 🎙️ Subscribe to the RetireCoast Podcast for more practical conversations about retirement planning, financial preparedness, small business growth, and life on the Mississippi Gulf Coast. 👉 Visit RetireCoast.com for in-depth articles, resources, checklists, and guides that expand on the topics we cover here. 💬 Have a question or want us to cover a topic? Email info@retirecoast.com or join our Facebook community: Business After Retirement: Start, Manage, Succeed. Disclaimer: This podcast is for informational purposes only and does not provide financial, tax, or legal advice. Always consult with a qualified professional before making financial decisions. Episode Keywords: Big Beautiful Bill 2025, Social Security changes, retirement taxes, small business incentives, monthly living expenses in retirement, retirement budgeting, Medicare and seniors, financial security, retirement planning, Gulf Coast retirement, small business growth.

    35 min
  8. Coordinating Tax-Advantaged Retirement Accounts: 401(k)s, IRAs, Roth, and HSA

    12/18/2025

    Coordinating Tax-Advantaged Retirement Accounts: 401(k)s, IRAs, Roth, and HSA

    click here: Leave a text, tell us what you liked This guide from RetireCoast focuses on providing a comprehensive and evergreen strategy for utilising multiple tax-advantaged retirement accounts, including 401(k)s, Traditional and Roth IRAs, and Health Savings Accounts (HSAs). We explain that successful retirement planning relies on coordinating these different accounts as a single system, rather than treating them in isolation. Key sections break down the function of each account—positioning the 401(k) as the core accumulation engine and the HSA as a triple tax-advantage tool for healthcare—and offer practical case studies showing how to prioritise funding to maximise employer matches and tax-free growth. The text also covers important topics like managing 401(k) rollovers after a job change and the benefits of opening a custodial Roth IRA for minors to leverage long-term tax-free compounding. Please visit RetireCoast.com and read the complete article that was the foundation for this podcast.  Calculators, infographics, charts and much more. Enjoyed this episode? 🎙️ Subscribe to the RetireCoast Podcast for more practical conversations about retirement planning, financial preparedness, small business growth, and life on the Mississippi Gulf Coast. 👉 Visit RetireCoast.com for in-depth articles, resources, checklists, and guides that expand on the topics we cover here. 💬 Have a question or want us to cover a topic? Email info@retirecoast.com or join our Facebook community: Business After Retirement: Start, Manage, Succeed. Disclaimer: This podcast is for informational purposes only and does not provide financial, tax, or legal advice. Always consult with a qualified professional before making financial decisions. Episode Keywords: Big Beautiful Bill 2025, Social Security changes, retirement taxes, small business incentives, monthly living expenses in retirement, retirement budgeting, Medicare and seniors, financial security, retirement planning, Gulf Coast retirement, small business growth.

    44 min

About

The RetireCoast Podcast gives you practical, easy-to-use guidance on retirement planning, real estate decisions, smart budgeting, investing, and building a second-act business. Each episode breaks down the topics that matter most as you plan your next chapter, including: Retirement lifestyle planningReal estate insights for buyers, sellers, and investorsCreating income in retirementStarting and growing a business after retirementPersonal finance, taxes, and long-term budgetingTravel, community, and quality-of-life tipsWhether you're preparing to retire, looking for ways to make your money last longer, or exploring business opportunities later in life, this podcast helps you make confident, informed decisions. Explore more tools, calculators, articles, and resources at RetireCoast.com and StartingABusinessAfterRetirement.com. Free to listen. New episodes released regularly.Subscribe today and start building a more affordable, secure, and fulfilling retirement.