27 episodes

Duane and Aaron Johnson are co-founders of Bridger Financial Services.

Retirement DNA Duane Johnson

    • Education
    • 5.0 • 2 Ratings

Duane and Aaron Johnson are co-founders of Bridger Financial Services.

    What Are Retirement Risks?

    What Are Retirement Risks?

    Your retirement plan must address, longevity, healthcare, inflation, taxes and investments. The conventional “Balanced Portfolio” is not going to work. Just one market drop of 20% or more in the first 10 years can have drastic consequences. Make sure you work with an advisor that SHOWS you how you are going to be ok in retirement.

    • 15 min
    Why You May Need to Update Your Plan

    Why You May Need to Update Your Plan

    If your advisor doesn’t show you How you are good and set for retirement, then you probably aren’t. If your advisor just talks about how you have a 60/40 portfolio and says you’re good and set for retirement, you probably aren’t. What happens if markets don’t cooperate during retirement? Is there a plan for that? Don’t base your retirement income on the market, base it on math.

    • 12 min
    Is Retirement Tax-Free?

    Is Retirement Tax-Free?

    Truth is, you may be in a higher tax bracket than when you were working. If you are still working, maybe you shouldn’t be following “conventional wisdom”. There are strategies that can be started now to save on taxes in retirement. Tax Planning needs to be a major part of your Retirement Plan.

    • 12 min
    The Three Levels of Advisors and How They Are Different

    The Three Levels of Advisors and How They Are Different

    Which level of advisor are you currently using? What areas of planning does your advisor cover? Is your advisor addressing your planning needs? A good retirement plan covers more than just investments. It included taxes, health care, risk management and estate planning.  

    • 21 min
    Why You Should Pay Tax Now, Instead of Later

    Why You Should Pay Tax Now, Instead of Later

    Look at your accounts with your Reality Glasses on Understand that the amount you see on your 401(k)/IRA statement isn’t all yours Make smart long term tax decisions Know the difference in tax between converting all at once or over a certain time period Have us run a Roth Conversion calculation for you  
     

    • 16 min
    Pay Less Tax

    Pay Less Tax

    Takeaways:
    Make sure you know what your tax liability looks like in retirement. Your RMD’s can cause the tax you pay to go up on all other sources of income. Would a Roth IRA conversion or special designed life insurance benefit you? Have a Roth IRA conversion calculation done for you.  

    • 15 min

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