Retirement Genius Chris Orestis

To achieve a well-balanced retirement, people need to work on their financial security, health & long-term care security, and lifestyle as early as possible. Bringing these three things together is what's needed to build a solid foundation for a well-balanced retirement, so you can Retire Like a Genius. Chris wraps up the season finale by breaking down the three major areas that challenge people as they age: Finances, Health, and Lifestyle.

Everyone wants to be able to retire at some point and live a happy, healthy, and financially secure life beyond their work years. But not enough people are planning to achieve this goal, and people need to remember that hope is not a plan. In the season finale of Retirement Genius, Chris and Joe discuss overcoming the challenges of aging, along with more information about why high inflation is leading to the biggest raise in Social Security in more than 40 years.

Life Settlements can help people liquidate their existing life insurance policies instead of surrendering or lapsing them and in the second part of this episode, Chris is joined by Rob Haynie, the Managing Director of Life Insurance Settlements. For nearly 30 years, Rob has been a major influence on the evolution of the life settlement industry and has been recognized as one of the Most Influential People in Life Settlements by The Life Settlement Review.

Last year, more than 9 million individual life insurance policies lapsed or were surrendered. But many policyholders don't understand that Life Settlements can be a unique financial option that allows the owner of a policy to sell their policy for cash instead of letting it lapse or surrender. In this episode, Chris explains why Life Settlements have grown in popularity over the years and why they've become a viable option for people who are aging and/or experiencing declining health to access capital.

In the conclusion of our conversation revolving around the Impact of Climate Change on Retirement, Chris is joined by Dr. Robin Cooper, the co-founder of Climate Psychiatry Alliance.  Robin talks about her efforts to address climate change impacts on mental health and health.

As people plan for retirement, they now need to consider a factor previous generations didn’t need to worry about: climate change. Climate change is going to affect retirees’ decisions on where to live, how to stay healthy, and how to avoid financial problems brought on by extreme weather events. This week on Retirement Genius, Chris discusses how the rise of heat waves, wildfires, drought, hurricanes, and flooding, are all recipes for disaster in the lives of seniors not well suited to cope with these conditions.