Rich Without The Rush

R. Lee Vann

You're not bad with money. You're just exhausted. Exhausted from advice that doesn't fit your life. Exhausted from feeling behind. Exhausted from doing everything right and still worrying if it's enough. This personal finance podcast is for Gen X—the ones in our 40s, 50s, and 60s who are tired of money advice made for 25-year-olds. No "just start early." No get-rich-quick schemes. No guilt trips about what you should have done. I'm R. Lee Vann. I started over at 52 after a divorce and rebuilt from there. I've spent 30 years studying what the Bible actually says about money—not the prosperity gospel stuff, just the wisdom that works. Each week, we'll talk about building wealth slowly, retirement planning without panic, and finding financial freedom on your own timeline. Real strategies for real people who feel behind but refuse to give up. This isn't about catching up. It's about finding peace with your money and finishing strong. The tortoise wins. Let me show you how. New episodes every Thursday.

Episodes

  1. 5h ago

    Episode 10: The 1 Number That Ends the Chase

    You picked a number once. A money number. You told yourself that when you hit it, you would finally feel safe. Then you got there -- and the number moved. This episode is about the one number that ends the chase. It is called your Enough Number. Not too little. Not too much. Just enough to live, enough to give, and enough to breathe. Once you name it, the whole race gets quieter. In this episode, R. Lee Vann shares: - Why the "safe" number always seems to sit just out of reach - The simple kitchen-table decision that did more for his peace than any raise - How the Tortoise Formula -- Direction times Discipline divided by Distraction equals Wealth -- points you straight at your number - One small move you can make tonight to stop chasing You are not broke. You are exhausted. And a lot of that tiredness is not from a lack of money. It is from chasing a number you never stopped to define. CHAPTERS 0:00 The number you keep chasing 0:42 What your Enough Number is 1:08 Why the safe number keeps moving 2:00 The night I stopped chasing 2:55 You are a person, not a business 3:50 Neither poverty nor riches -- Proverbs 30:8 4:40 Where the Tortoise Formula points you 5:35 Your one move this week 6:35 You are not broke. You are exhausted. FIND YOUR NUMBER Want help finding your Enough Number? Try the free Peace Index Calculator. It measures what your bank balance cannot. RichWithoutTheRush.com ABOUT R. Lee Vann is an award-winning author and the host of Rich Without the Rush -- a calmer way to think about money for anyone in the second half of life who feels behind but refuses to panic. Get the book "Rich Without the Rush: How to Get Rich Slowly -- and Stay Calm Doing It" on Amazon: https://www.amazon.com/dp/B0GCP386X1 Be calm. Be consistent. And remember -- slow and steady wins the race. #RichWithoutTheRush #EnoughNumber #PersonalFinance #TortoiseWealth #MoneyMindset #Contentment #FinancialWellness

    8 min
  2. 6d ago

    Episode 9: 3 Sentences That Save Your Retirement (When Your Adult Child Asks for Money)

    You're in your forties or fifties. You're caring for an aging parent. You're working full time. And every few months, your adult child asks for money again. You love them. You want to help. But every time you say yes, your own retirement gets smaller. In this episode, R. Lee Vann gives you three sentences that protect your retirement -- without losing your child. You'll learn: - Why "I can't" works better than "I won't" - The three-question test for real emergencies vs. recurring patterns - How to hold the boundary when the request comes back - What Galatians 6:5 says about adult responsibility - The Tortoise Formula applied to the sandwich generation This is the final episode in the Sandwich Generation arc. If you have ever sat up at 10:30 PM doing the math on three generations, this one is for you. Free Peace Index Calculator: RichWithoutTheRush.com Book on Amazon: https://www.amazon.com/Rich-Without-Rush-Slowly-Doing/dp/B0GCP386X1/ref=sr_1_1?crid=OPIOM8W3XG11&dib=eyJ2IjoiMSJ9.4tGXxrr9rZvlaHjY8Aaqwn5xu2Ota15DDTpTuM_lP-kpte1tWhuojBiPR7YOfoNOaO64ixPbphPQ8DU3WO6A6IahE0ZKwsfvErZ7YnzHqWO6VOgIuFoIYhmUPevYA4IOP_ed7nIv6saoI-ekoIL89d-TfPKj_OO3ICXvBlrSuDV26D5Epa4ACr-QLk7LvqWcG8M15b1b3CplAwkZXwwYESWLOK6XJ7sv4d52bfAPQw0.NY-yiBX3xEx7sPYQFczXZ3nqJTdAkSB-aDbsY8fKhKk&dib_tag=se&keywords=rich+without+the+rush&qid=1780094983&sprefix=rich+with%2Caps%2C192&sr=8-1 I'm R. Lee Vann. This is Rich Without the Rush. Be calm. Be consistent. And remember -- slow wins. #SandwichGeneration #GenX #PersonalFinance

    8 min
  3. Mar 15

    Episode 7: Dear Sandwich Generation: A Letter to the Woman Holding Everything Together

    This episode is different. No frameworks. No formulas. No homework. Today, I'm just going to talk to you.   If you're driving home from your parents' house right now. If you're sitting in a parking lot before you walk into the next thing on your list. If you're up at midnight doing the math and most nights the numbers don't work — stay right here for a few minutes.   59 million Americans are living your life right now. 86% of sandwich generation caregivers report emotional exhaustion. You're not behind because you made bad choices. You're behind because you made everyone else a priority.   You're not broke. You're exhausted. And there's a difference.   This is a letter to the woman managing three generations on one paycheck and four hours of sleep. The one who Googles "how much does assisted living cost" at 11 PM and then closes the tab. The one nobody asks, "How are YOU doing?"   I see you. And this episode was made for you.   TIMESTAMPS: 0:00 - I see you 2:00 - You are not failing 4:00 - What this really costs 6:00 - My story: starting over at 52 8:00 - It's not too late 10:00 - You have permission 12:30 - Who needs to hear this?   If this episode meant something to you, send it to the woman in your life who's carrying everything and never asks for help. Sometimes the best gift is letting someone know: I see you.   Get the free Peace Calculator: https://richwithouttherush.com Get the book: "Rich Without the Rush" by R. Lee Vann on Amazon   📕 Book: https://amazon.com [insert link] 🎧 Podcast: Available on Apple Podcasts, Spotify, Amazon Music 📧 Email: info@RichWithoutTheRush.com   #SandwichGeneration #GenX #Caregiver #YoureNotBroke #YoureExhausted #RichWithoutTheRush #PersonalFinance #FinancialPeace #WorkingMom #AgingParents #CaregiverBurnout #GenXWomen

    13 min
  4. Jan 31

    Episode 4: 54% of Gen X Is Caught...

    **NAVIGATING THE SANDWICH GENERATION: CARE, BOUNDARIES, AND PEACE In this episode, R. Lee Vann discusses the challenges faced by the "sandwich generation"—middle-aged adults supporting aging parents while caring for their own children. He shares practical principles to maintain peace, set boundaries, and build wealth slowly and sustainably. KEY TOPICS: * The emotional and time squeeze of caring for aging parents and supporting adult children * The importance of self-care: "You cannot pour from an empty cup" * Having hard conversations early about health, finances, and long-term plans * Setting boundaries to protect your peace and avoid resentment * The slow, steady approach: practicing patience and consistency in caregiving and financial planning * Practical tips: develop one boundary each week and communicate with love * The impact of guilt and obligation versus love and intentionality in family support *** What boundary do you need to set? Tell me in the comments 👇*** TIMESTAMPS: 00:00 - The reality of being in the sandwich generation 00:21 - You're not failing — you're in the squeeze 00:28 - The time and emotional costs of caregiving 00:53 - The pressures of supporting aging parents and adult children 01:39 - Why you might feel broke even if you're not 03:16 - Three principles to help navigate the squeeze 03:29 - Principle 1: You cannot pour from an empty cup 03:54 - The importance of self-care to maintain long-term help 04:33 - Principle 2: Have hard conversations now 04:53 - Discussing long-term care planning with parents 05:09 - Talking to your adult children about boundaries and limits 05:56 - Principle 3: Boundaries are love 06:08 - Practical examples of setting boundaries: appointments, expenses 06:41 - The truth: You're not helping by going broke or losing peace 06:52 - You can't control everything, but you can control your response 07:26 - Homework: set one boundary with your adult children this week 07:59 - Share your boundary in the comments 08:18 - Upcoming episode with Warren Buffett insights 08:33 - Find more in "Rich Without the Rush" on Amazon

    9 min

About

You're not bad with money. You're just exhausted. Exhausted from advice that doesn't fit your life. Exhausted from feeling behind. Exhausted from doing everything right and still worrying if it's enough. This personal finance podcast is for Gen X—the ones in our 40s, 50s, and 60s who are tired of money advice made for 25-year-olds. No "just start early." No get-rich-quick schemes. No guilt trips about what you should have done. I'm R. Lee Vann. I started over at 52 after a divorce and rebuilt from there. I've spent 30 years studying what the Bible actually says about money—not the prosperity gospel stuff, just the wisdom that works. Each week, we'll talk about building wealth slowly, retirement planning without panic, and finding financial freedom on your own timeline. Real strategies for real people who feel behind but refuse to give up. This isn't about catching up. It's about finding peace with your money and finishing strong. The tortoise wins. Let me show you how. New episodes every Thursday.