Secure Act 2.0 - 2025 Super Catch Up Rules Explained

In the latest episode of Amplified Wealth: According to Plan, hosts Kate Fishbein and Tom Farrell break down a major Secure Act 2.0 provision taking effect in 2025: the Super Catch-Up Contribution for workers aged 60 to 63.
 
Episode Highlights:
 
🦸‍♂️ Super Catch-Up Uncovered: Workers aged 60–63 can contribute $11,250 - a boost over the standard $7,500 catch-up limit.
 
📅 Timing is Everything: Why your age on December 31, 2025 determines eligibility.
 
📊 Plan Types Matter: How SIMPLE plans differ from 401(k)s—and why not all plans may allow super catch-ups just yet.
 
📈 Tax Strategy Insight: How this fits into broader retirement savings - and what’s coming in 2026 with Roth-only catch-ups.
 
And much more!

Timestamps:
Introduction and Secure Act Overview: 00:00

New Supercharged Catch-Up Retirement Contributions: 2:07

Rules by Age: 5:01

SIMPLE Plans: 10:03

Wrap Up & Conclusion: 13:42

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