Simply Stated - All Things Finance

Conference of State Bank Supervisors (CSBS)
  • 4.4 (12)
  • GOVERNMENT

Join us as we discuss the people, policies, and platforms driving financial regulation today. We speak with economists, regulators, industry, and subject matter experts to gain insights into where the nation's financial regulatory system is headed.

  1. NMLS Modernization Phase One is Live - What's Changed and What Comes Next

    07/22/2024

    NMLS Modernization Phase One is Live - What's Changed and What Comes Next

    For more information on updates to NMLS Modernization and how to get involved, visit the NMLS Modernization page on the CSBS website. Since the NMLS Annual Conference & Training in February, there’s been a lot of excitement around “NMLS Modernization.” Today, CSBS launched several new features and changes in NMLS as a part of this modernization effort. I sit down with Dave Dwyer, Senior Vice President of Business Services at CSBS, to learn about the changes available to NMLS users today and what's to come as NMLS Modernization continues.

    25 min

  2. 07/09/2024

    Charting Uncertain Waters - Q2 Community Bank Sentiment Index

    Community banker sentiment remains near-neutral for a second quarter but is still rising; in the second quarter of 2024, the Community Bank Sentiment Index (CBSI) reached its highest level recorded since 2021.  CSBS Chief Economist Tom Siems joins us today to explore what is driving a near-neutral sentiment from community bankers, how uncertainty impacts a community bank's outlook, and what regulators and compliance experts should take from this quarter's CBSI reading.

    11 min

  3. 05/30/2024

    Has the Interest Rate Pinch Finally Arrived?

    Are we finally starting to see the long-awaited cooldown in economic activity?  CSBS Chief Economist Tom Siems takes us along for a deep dive into interest rate data, market fluctuations, and the current state of commercial real estate and office lending. And, as always, we ask: what should regulators an the industries be looking out for in the current economic climate?

    22 min

  4. 05/21/2024

    How State and Federal Regulators Share Information

    Regulators take confidentiality seriously. So, when regulators from different states, agencies, or industries need to communicate, how do they do it? As it turns out, regulators spend months (and sometimes years) carefully setting up the infrastructure and processes so that, when the need arises to communicate with one another, they know exactly what can be shared with whom and when. This week, Matt Lambert sits down with me to talk through these "information sharing agreements," why they matter, the work that goes into making them, and what the industry should know about how their regulators communicate. Guest: Matt Lambert, CSBS Deputy General Counsel - Policy

    20 min

  5. 04/23/2024

    Positive Negativity - Community Banker Sentiment Rises to Start 2024

    Community banker sentiment remains negative for a ninth straight quarter, but things are looking up; in the first quarter of 2024, the Community Bank Sentiment Index (CBSI) reached its highest level recorded since 2021.  CSBS Chief Economist Tom Siems joins us today to look deeper into the driving forces behind community banker negativity, why their negative sentiment is trending toward positivity, and what regulators and compliance experts should take from this quarter's CBSI reading.

    14 min

  6. 11/27/2023

    Ransomware Self-Assessment Tool, Version 2.0

    Simply Stated - All Things Finance

    23 min

  7. 11/01/2023

    What Goes Into Getting a Mortgage Broker License?

    Guest Rich Madison, Vice President, Credentialing and Accreditation Programs In today's episode, we discuss: What a mortgage broker's license isWhat it means for your mortgage broker to be licensedWhere you can search for a licensed or registered mortgage brokerWho to contact if you have concerns

    11 min
  8. The Making of NMLS: Epilogue - Lessons Learned and Wisdom from the Regulators

    08/02/2023

    The Making of NMLS: Epilogue - Lessons Learned and Wisdom from the Regulators

    In the epilogue, we ask regulators to share their insights on the importance of NMLS, what we gain from a state-federal regulatory partnership and lessons learned from the NMLS development process. About "The Making of NMLS" Series The Housing and Economic Recovery Act, or HERA, was signed into law fifteen years ago on July 30, 2008. HERA included the SAFE Act, which required mortgage loan originators to register or be licensed in the Nationwide Multi-State Licensing System (NMLS). In celebration of 15 years of NMLS, CSBS is releasing a podcast series about the creation of NMLS. Join us each week through August as we interview the regulators and leaders responsible for one of history's most ambitious 50-state projects. Guests Vickie Peck - Executive Vice President, Products & SolutionsBuz Gorman - Executive Vice President, General CounselJohn Ryan - Former CSBS President and CEONeil Milner - Former CSBS President and CEOBill Matthews - Former President and CEO of State Regulatory Registry LLCSteve Antonakes - Former Massachusetts Commissioner of Banks; Former Deputy Director of the CFPBGavin Gee - Former Director of the Idaho Department of Finance; Former CSBS ChairJoe Smith - Former North Carolina Commissioner of BanksTom Gronstal - Former Superintendent of Banking in IowaDarrin Domingue - Former Chief Examiner of the Louisiana Office of Financial Institutions

    18 min
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Ratings & Reviews

4.4
out of 5
12 Ratings

About

Join us as we discuss the people, policies, and platforms driving financial regulation today. We speak with economists, regulators, industry, and subject matter experts to gain insights into where the nation's financial regulatory system is headed.

Information

  • Creator
    Conference of State Bank Supervisors (CSBS)
  • Years Active
    2019 - 2024
  • Episodes
    84
  • Rating
    Clean
  • Copyright
    © 2026 Simply Stated - All Things Finance
  • Show Website
    Simply Stated - All Things Finance