Something More with Chris Boyd

J. Christopher Boyd

Something More with Chris Boyd is Cape Cod's finanical talk show, airing Saturday's at 3pm on WXTK, 95.1 FM. The show covers a wide variety of finanical topics with the goal of educating and entertaining.

  1. 2D AGO ·  VIDEO

    Mailbag Episode: Real Questions on Taxes, Real Estate & Retirement Planning

    What happens when real-life financial questions don't have simple answers? In this episode of Something More with Chris Boyd, Chris and Russ Ball open the mailbag to tackle some of the most common—and often misunderstood questions from clients and listeners. From fixing excess Roth IRA contributions to navigating the complexities of a 1031 exchange, this episode walks through real-world scenarios that can have meaningful financial consequences if handled incorrectly. Along the way, they break down the rules, timing requirements, and potential pitfalls that investors need to be aware of. The conversation also shifts to a more personal and increasingly common challenge: what to do if you're approaching retirement with limited savings. Chris and Russ explore practical strategies for improving your position, including adjusting spending, evaluating housing choices, and considering part-time work to strengthen your long-term outlook. At its core, this episode is about clarity, flexibility, and informed decision-making. Whether you're dealing with a tax issue, evaluating real estate strategies, or simply trying to figure out your next step financially, this discussion offers grounded, actionable insight. If you've ever wondered "What should I do in this situation?" this episode is for you.   #FinancialPlanning #TaxStrategy #RetirementPlanning #WealthManagement #Investing #AdvisorInsights

    33 min
  2. MAY 6 ·  VIDEO

    Caught Between Growth and Risk: Navigating Today's Market Signals

    Markets are hitting new highs but is the foundation as strong as it seems? In this 19th anniversary episode of Something More with Chris Boyd, Chris is joined by Brian Regan, CFA, for a deep dive into the latest quarterly market insights. While earnings remain impressive especially driven by AI and large-cap growth several underlying risks are beginning to emerge that investors can't afford to ignore. Brian shares why inflation remains a key concern, how geopolitical tensions and energy prices are influencing economic trends, and why the Federal Reserve's next moves may keep interest rates higher for longer. He also highlights lesser-discussed risks gaining traction, including private credit liquidity concerns, shifts in construction employment, and the evolving role of cryptocurrency in consumer behavior. Together, they explore what a "K-shaped" economy really means for investors and why markets can perform well even as large segments of the population struggle. Perhaps most importantly, this conversation focuses on how to respond thoughtfully not react emotionally. Rather than making drastic portfolio moves, Chris and Brian explain the value of making measured, strategic adjustments to navigate uncertainty while staying invested for long-term growth. If you're wondering whether today's strong market performance is sustainable or what warning signs might lie ahead this episode offers timely perspective and practical guidance. #FinancialPlanning #Investing #Markets #WealthManagement #EconomicOutlook #PortfolioStrategy #RetirementPlanning

    31 min
  3. APR 28

    Leadership Matters; sometimes more than investors realize

    In this episode of Something More with Chris Boyd, Chris is joined once again by Brian Regan, Senior Portfolio Manager on the AMR Team at Wealth Enhancement, to explore how leadership changes—at major corporations and within the Federal Reserve—can materially influence investment outcomes. The conversation begins with high‑profile leadership transitions, including Apple's succession from Tim Cook, shifts at Berkshire Hathaway, Netflix, Starbucks, and Simon Property Group, and why investors should care not just who leads a company—but how they got there. Chris and Brian unpack what they look for in effective leadership: Founder-led vs. externally hired CEOs Long tenure and institutional knowledge Capital allocation discipline Governance structures that protect shareholders The risks of concentrated control and weak oversight They also discuss: Apple's strategic restraint in AI spending—and why that may be a competitive advantage Governance failures that create "value traps" Why leadership continuity often trumps flashy turnarounds The coming transition at the Federal Reserve, Jerome Powell's legacy, and what uncertainty at the Fed could mean for markets Why strong bank earnings are a reassuring economic signal The episode concludes with a candid discussion on financial advisory fees—when advisors do earn their keep, when they don't, and how good advice extends far beyond investment selection into behavioral coaching, planning, tax strategy, and risk management.  A thoughtful reminder that people matter behind the balance sheets—and so does the advice you rely on.

    31 min
  4. APR 7

    Are You Making These Retirement and College Savings Mistakes?

    In this episode of Something More with Chris Boyd, Chris and Brian dive into two of the biggest areas where families unintentionally sabotage their financial success: retirement savings missteps and education planning mistakes. Brian discusses patterns he's seen after reviewing hundreds of 401(k) plans — especially the surprising frequency of investors mixing target-date funds with additional stock funds, inadvertently doubling their risk. Chris and Brian explain how target-date funds are designed, why adding extra funds defeats the purpose, and how investors often fall into the trap of chasing performance or comparing themselves unfairly to the S&P 500. The conversation also unpacks: Why the S&P 500 is not an appropriate benchmark for most people How risk tolerance, time horizon, and personal financial stability should determine allocation Why short-term performance viewing leads to emotional decisions The "illusion of diversification" when holding many similar stock funds How to properly evaluate whether your portfolio risk matches your goals The importance of focusing on time in the market, not timing the market Then the episode turns to education planning mistakes — an increasingly urgent topic as college costs continue skyrocketing. Chris and Brian cover: Why early and consistent saving matters most Why 529 plans remain the best savings vehicle for education How the new Trump savings accounts fit in (and don't) How costs differ dramatically between public vs. private education Why parents often damage their own retirement security trying to pay for college The importance of setting expectations with children early Brian's personal system for projecting education costs to 2044 Why lifestyle decisions (cars, home choices, spending patterns) impact your ability to fund education Finally, the discussion closes with a thoughtful segment on whether buying a home is always the right move, especially for Millennials and Gen Z. Chris and Brian outline why today's high prices and high mortgage rates reduce affordability — and why renting may sometimes make more financial sense until conditions improve.   Learn more / Contact us: https://somethingmorewithchrisboyd.com AMR-info@wealthenhancement.com  Like, subscribe, and share if you find this helpful.   #RetirementPlanning #CollegeSavings #TargetDateFunds #529Plans #FinancialEducation #WealthManagement #smwcb

    34 min

Ratings & Reviews

4.5
out of 5
11 Ratings

About

Something More with Chris Boyd is Cape Cod's finanical talk show, airing Saturday's at 3pm on WXTK, 95.1 FM. The show covers a wide variety of finanical topics with the goal of educating and entertaining.

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