Sound Cents

Ent Credit Union

The Sound Cents podcast helps you make sense of money and personal finance topics so you can improve your financial quality of life.

  1. 10/14/2025

    Protect Your Wallet: Cybersecurity Tips That Matter

    Cybersecurity isn’t just for tech experts — it’s something everyone should take seriously. In this episode, we break down essential tips to protect your personal information and finances from online threats. Learn how to spot scams, create strong passwords, safeguard your devices, and build safer online habits. Whether you’re banking online, shopping digitally, or managing your personal data, these practical strategies will help you stay secure in today’s connected world. To work with one of our free Financial Coaches, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ent.com/Coaching⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ For more articles, calculators, and other financial resources, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ent.com/EducationCenter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Disclaimers: The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ent.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for more information.

    23 min
  2. 09/09/2025

    Retirement Planning 101: When to Start and What to Know

    Retirement might feel far away, but the truth is it’s never too early (or too late) to start planning. In this episode, we break down retirement basics, tacklecommon myths and share simple tips to help you prepare for the future you want. To work with one of our free Financial Coaches, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ent.com/Coaching⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ For more articles, calculators, and other financial resources, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ent.com/EducationCenter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Disclaimers: The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ent.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for more information.

    17 min
  3. 08/05/2025

    The Importance of Financial Teamwork

    Teamwork makes the dream work, especially when it comes to money. Join us to explore what financial teamwork looks like, why it matters, and how to build a strong team that helps you reach your goals. To work with one of our free Financial Coaches, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ent.com/Coaching⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ For more articles, calculators, and other financial resources, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ent.com/EducationCenter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Disclaimers: The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ent.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for more information.

    13 min
  4. 07/08/2025

    Financial Independence Made Simple

    Dreaming of living life on your terms? In this episode, we break down what financial independence really means and share practical strategies for budgeting, reducing debt, and saving for long-term security. From setting goals to avoiding common pitfalls, we’ll help you map out your journey to financial freedom — so you can find peace of mind and take charge of your future. To work with one of our free Financial Coaches, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ent.com/Coaching⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ For more articles, calculators, and other financial resources, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ent.com/EducationCenter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Disclaimers: The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ent.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for more information.

    13 min
  5. 06/10/2025

    Soak Up the Fun, Not the Costs: Smart Spending This Summer

    Summer fun doesn’t have to come with a big price tag. In this episode, we’re diving into practical ways to enjoy the season without overspending. From planning budget-friendly getaways to managing spontaneous expenses, we’ve got tips to help you make the most of your summer — without taking on extra debt. Whether you're saving up for a vacation or just want to keep your spending in check, this episode is your go-to guide for smart, sunny financial choices. To work with one of our free Financial Coaches, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ent.com/Coaching⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠ For more articles, calculators, and other financial resources, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ent.com/EducationCenter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Disclaimers: The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ent.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for more information.

    14 min
  6. 04/15/2025

    Budgeting & Debt 101: Your Financial Literacy Power-Up

    Ready to take control of your money? In this Financial Literacy Month episode, we’re breaking down the basics of budgeting and debt repayment — with tips that are simple, practical, and actually doable. Whether you're just getting started or need a reset, this is your power-up for building confidence with your finances. To work with one of our free Financial Coaches, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ent.com/Coaching⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠ For more articles, calculators, and other financial resources, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ent.com/EducationCenter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Disclaimers: The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ent.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for more information.

    14 min
  7. 03/18/2025

    A Guide to Small Business Financial Planning

    Starting or growing your business? Join us as we dive into smart financial planning strategies to help your business thrive. From budgeting to cash flow management, we’ve got expert tips to set you up for success! To work with one of our free Financial Coaches, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ent.com/Coaching⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠ For more articles, calculators, and other financial resources, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ent.com/EducationCenter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Disclaimers: The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ent.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for more information.

    11 min
  8. 02/18/2025

    Tax Scams Uncovered: How to Protect Your Finances

    Tax season is here — and so are scammers. In this episode of Sound Cents, we’re joined by Angie Maestas, Manager of Card Fraud, and Lynzi Crippen, Manager of Fraud Investigations, to uncover the most common tax scams, how to spot them, and the steps you can take to protect your personal information. Don’t let fraudsters get the best of you — tune in to stay informed and secure this tax season! Visit IRS.gov for more details about tax scams Submit a complaint to the U.S. Treasury Inspector General To work with one of our free Financial Coaches, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ent.com/Coaching⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠ For more articles, calculators, and other financial resources, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ent.com/EducationCenter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Disclaimers: The information presented in this episode is intended to be used for informational purposes only and should not be considered advice. Consult a financial, tax or legal professional to see if the information provided in this episode is suitable for your situation. Information stated is current as of the time of recording and may be subject to change in the future. Third party products and services mentioned in the podcast are done so for informational purposes only and should not be considered endorsements or affiliations unless stated otherwise. Any opinions of guests or third parties on the podcast are strictly their own and do not represent Ent Credit Union. Ent Credit Union is insured by the NCUA and is an equal housing opportunity lender. Visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ent.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for more information.

    10 min
5
out of 5
8 Ratings

About

The Sound Cents podcast helps you make sense of money and personal finance topics so you can improve your financial quality of life.