Spark

Studio One | Sandy Utah

What if community could be the spark that changes everything? Spark is all about the power of community and the connections that make life meaningful. From grassroots movements to small-town heroes, uplifting stories and conversations with people who are building, strengthening, and inspiring the communities around them. Whether it’s a local initiative, a neighbor helping a neighbor, or a moment that reminded someone of the power of togetherness, Spark shows how we can all make a difference, one connection at a time.

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    Tony Acosta | Saying Yes, Staying Useful, and Building Community

    What does it really mean to lead without gatekeeping? In this episode of Spark, we sit down with Tony Acosta a Realtor with Real Broker, co-founder of the Utah Podcast Coalition, and organizer of TEDx Timpview Drive to explore how showing up for your community can be the most powerful tool in your personal and professional journey. Tony shares his journey from growing up in rental homes across Provo and Orem to becoming a real estate leader who teaches first-time buyers, mentors new agents, and organizes some of Utah's most inspiring events. He reflects on the power of being “useful,” the value of a simple “thank you,” and why you don’t need to be a level 10 expert to make a difference. Whether you're a brand-new agent or a seasoned professional rethinking your purpose, this episode will challenge you to get involved, give back, and grow through service. What does it really mean to lead without gatekeeping? In this episode of Spark, we sit down with Tony Acosta — a Realtor with Real Broker, co-founder of the Utah Podcast Coalition, and organizer of TEDx Timpview Drive — to explore how showing up for your community can be the most powerful tool in your personal and professional journey. Tony shares his journey from growing up in rental homes across Provo and Orem to becoming a real estate leader who teaches first-time buyers, mentors new agents, and organizes some of Utah's most inspiring events. He reflects on the power of being “useful,” the value of a simple “thank you,” and why you don’t need to be a level 10 expert to make a difference. Whether you're a brand-new agent or a seasoned professional rethinking your purpose, this episode will challenge you to get involved, give back, and grow through service. What does it really mean to lead without gatekeeping? In this episode of Spark, we sit down with Tony Acosta — a Realtor with Real Broker, co-founder of the Utah Podcast Coalition, and organizer of TEDx Timpview Drive — to explore how showing up for your community can be the most powerful tool in your personal and professional journey. Tony shares his journey from growing up in rental homes across Provo and Orem to becoming a real estate leader who teaches first-time buyers, mentors new agents, and organizes some of Utah's most inspiring events. He reflects on the power of being “useful,” the value of a simple “thank you,” and why you don’t need to be a level 10 expert to make a difference. Whether you're a brand-new agent or a seasoned professional rethinking your purpose, this episode will challenge you to get involved, give back, and grow through service. Connect with Tony: Real Broker profile: https://joinreal.com/tony-acosta Utah Podcast Coalition: https://www.facebook.com/groups/980617776013572 TEDx Timpview Drive: https://www.instagram.com/tedxtimpviewdrive/ Instagram: https://www.instagram.com/tonyacosta_

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    Brittany Black Empowering Realtors: Strategies for Guiding Second-Time Buyers

    Attention all local real estate professionals! This is an episode you must pay attention to, primarily if you represent clients who stepped into homeownership back in 2021 or before. We're zeroing in on second-time homebuyers who've already cut their teeth on their first properties and are now poised for their subsequent venture. It's a diverse crowd chasing upgrades for myriad reasons: a leap to better school districts, more space for a burgeoning family, or simply the desire to cut down on that daily commute. It's a thrilling yet intricate chapter to embark on. Enter Brittany Black, the savvy mind behind Satori Lending, with a wealth of experience spanning 13 years. Brittany's story is nothing short of inspiring—a testament to property ownership's resilience and profound impact. As a single mother who triumphed over bankruptcy and a short sale, Brittany understands the life-altering potential of owning a home. Her passion lies in empowering individuals to build robust real estate portfolios, thereby transforming their lives and helping them unlock the lifestyle they aspire to. Having weathered every storm, Brittany is the ideal mentor to guide you in crafting a strategic plan that turns the dream of homeownership into a tangible reality. Episode Highlights: The common challenges second-time homebuyers face and strategies to overcome them. Understanding market timing and how to advise clients on interest rates and financial preparation. Creative financing options that might not be readily apparent to homebuyers. The wisdom of considering the entire economic landscape beyond just the interest rate. The potential benefits and considerations of turning a first home into a rental property. Final Thoughts & Next Steps: As second-time homebuyers, your decisions can affect your immediate comfort and long-term financial health. That's why it's crucial to consider the whole picture: market conditions, financial preparation, and creative financing options, among others. If you're a realtor guiding clients or a homeowner preparing for your next move, remember that this journey is not just a transaction—it's a stepping stone to your future. For a deeper dive into these topics, listen to my entire conversation on "Keeping it Real (Utah Edition)," feel free to reach out with any questions or for personalized advice. Contact Information: Phone Number: (801) 921-3174 Instagram: https://www.instagram.com/msbrittanyblack/ Facebook: https://www.facebook.com/brittany.s.bylsma Website:https://satorilendingco.com/

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    Carolina Paz | Cómo comprar una casa con ingresos 1099

    En la última década, la fuerza laboral estadounidense ha cambiado de maneras significativas. La economía gig ha explotado, aumentando un 31% en solo cinco años para incluir a 58 millones de estadounidenses. Estos trabajadores independientes y contratistas tienen los mismos sueños de ser propietarios de una casa como los empleados tradicionales, pero el camino hacia allí puede ser diferente. Este episodio presenta a Carolina Paz, una oficial de préstamos con amplia experiencia que desglosa el proceso de compra de viviendas para aquellos con ingresos 1099. Carolina comparte consejos, estrategias e historias de éxito para ayudar a los trabajadores de la economía gig a alcanzar la propiedad de una vivienda. Puntos Destacados del Episodio: Cómo los trabajadores con ingresos 1099 pueden optimizar su perfil financiero para los prestamistas. Las principales técnicas de planificación de Carolina adaptadas a los patrones de ingresos irregulares de los trabajadores de la economía gig. Soluciones de préstamos personalizadas para diversas profesiones dentro de la economía gig. La importancia de aprovechar las deducciones fiscales sin perjudicar las perspectivas de calificación para hipotecas. Estrategias para que los trabajadores 1099 mejoren su solvencia crediticia y elegibilidad para préstamos. Pensamientos Finales y Próximos Pasos: Carolina iluminó un tema que toca el núcleo del sueño americano para aquellos que ganan fuera del cheque de pago tradicional. Para los trabajadores 1099, la propiedad de una vivienda no es solo una posibilidad, sino un objetivo alcanzable con el enfoque y la preparación correctos. Las perspectivas de Carolina nos recuerdan que una planificación financiera cuidadosa, mantener un perfil de crédito sólido y comprender los requisitos específicos de préstamos para trabajadores de la economía gig son cruciales. Al concluir, animamos a los oyentes a examinar detalladamente su salud financiera, buscar consejos de expertos como Carolina y aprovechar los recursos disponibles para navegar con éxito el viaje de compra de una vivienda. Ya sea que estés comenzando a soñar con una casa o ya estés en el camino, recuerda que el conocimiento es la base para tomar decisiones informadas que conducen al éxito. Información de Contacto: Número de Teléfono: 801-300-5441 Instagram: https://www.instagram.com/caropazyourrealestateexpert/?hl=en Facebook: https://www.facebook.com/caropazyourrealestateexpert Sitio Web:: https://www.intercaplending.com/loan-officer/carolina-paz/

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    Gabriela Cordova | From Under Contract to Closing

    Imagine this: you've been scrolling through endless listings, swiping left on many "meh" houses, and then bam! What happens next after being under contract? You stumble upon THE ONE – perfect location, the right price, and they said yes to your offer! What happens next after being under contract? In this episode, the knowledgeable Gabriela Cordova, a Realtor® at Paras Real Estate, joins us and discusses everything from earnest money to home inspections. Not only is Gabby a pro when it comes to real estate, but her unique journey, from the picturesque landscapes of Northern Patagonia to the vibrant communities of Park City, Utah, has equipped her with invaluable insights. Her multicultural background and deep understanding of the home buying and selling process set her apart. Episode Highlights: Understanding earnest money's role in real estate transactions. The pivotal differences between inspection and appraisal processes. We are breaking down the components of closing costs. Gaby's multicultural insights in real estate. Final Thoughts & Next Steps: Navigating the real estate landscape can be complex, but the process becomes more transparent and manageable with the proper guidance. Reach out to Gabby for tailored assistance. Until next time, stay informed and empowered! Contact Information: Phone Number: (435) 659-4281 Instagram: https://www.instagram.com/gabycordova_realtor_utah/?hl=en Facebook: https://www.facebook.com/GabrielaParasRealEstate/ Website: https://parasrealestate.com/? fbclid=IwAR3UcIGIsJnxxrVjGfriyFmBSrqRKGo1tDoEZgQvfVM64aOTBeF8aY_wWwY

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What if community could be the spark that changes everything? Spark is all about the power of community and the connections that make life meaningful. From grassroots movements to small-town heroes, uplifting stories and conversations with people who are building, strengthening, and inspiring the communities around them. Whether it’s a local initiative, a neighbor helping a neighbor, or a moment that reminded someone of the power of togetherness, Spark shows how we can all make a difference, one connection at a time.