SPPI-TV

Southwest Public Policy Institute

SPPI-TV is the podcast of the Southwest Public Policy Institute. Join us as we dive into the world of public policy, exploring the issues that shape our communities and influence our future. In each episode, we bring together policymakers, experts, and thought leaders to discuss pressing topics such as healthcare, education, environment, and economic development. With insightful interviews, engaging discussions, and expert analysis, SPPI-TV offers a platform to understand the complexities of public policy and discover innovative solutions to the challenges we face.

  1. 07/19/2025

    SPPI-TV on KKOB, Black Market Payday: Unlicensed, Unregulated, Unpunished

    In this explosive episode of SPPI-TV, Patrick M. Brenner joins Brandon Vogt on News Radio KKOB to unpack Black Market Payday, the Southwest Public Policy Institute’s groundbreaking investigative report. The conversation reveals how former State Rep. Tara Jaramillo operated an unlicensed payday lending scheme through her company, Positive Outcomes, Inc., targeting low-income and Native American caregivers with interest rates as high as 2,737% APR, while state regulators looked the other way. Patrick details how overregulation, including New Mexico’s 36% APR interest rate cap, pushed legal lenders out and opened the door to a dangerous black market for credit. The episode also dives into campaign contributions to Governor Michelle Lujan Grisham, Attorney General Raúl Torrez, and the stunning lack of enforcement despite damning evidence. This is a must-listen for anyone concerned about consumer protection, political corruption, financial regulation, and the real-world consequences of misguided economic policy. Relevant links: https://southwestpolicy.com/report-black-market-payday/https://omny.fm/shows/bv-today/black-market-pay-dayhttps://www.santafenewmexican.com/news/local_news/former-lawmaker-accused-of-lending-scheme-vows-to-go-after-accuser/article_8ddf66cd-116f-4549-8298-02ec3031c4ce.htmlhttps://www.newsradiokkob.com/brandon-vogt/https://redstate.com/redstate-guest-editorial/2025/06/25/progressive-payday-new-mexico-democrat-probed-for-high-interest-loans-to-workers-n2190876https://southwestpolicy.com/report-no-loan-for-you/https://southwestpolicy.com/report-no-loan-for-you-too/https://www.americanbanker.com/opinion/if-i-cant-get-an-emergency-loan-from-a-bank-its-not-clear-who-possibly-canhttps://www.americanbanker.com/opinion/need-a-200-loan-thanks-to-rate-caps-youre-mostly-out-of-luckhttps://southwestpolicy.com/https://donate.southwestpolicy.com/

    35 min
  2. 05/20/2025

    SPPI-TV on KKOB: Will Brandon Vogt Swipe Right for Financial Freedom?

    In this special episode of SPPI-TV, Southwest Public Policy Institute President Patrick M. Brenner joins Brandon Vogt on News Radio KKOB to discuss SPPI’s latest report, Swipe Right: How Comparison Shopping Tools and Lead Generators Revolutionize Consumer Access to Products and Services. Together, they examine how platforms like NerdWallet and Credit Karma provide real value to consumers by streamlining access to credit, particularly for those underserved by traditional banking. Patrick walks through the personal experience that inspired the report, highlights the growing threat of federal regulatory overreach, and makes the case for preserving the freedom to choose in a rapidly evolving financial marketplace. This is a fast-paced, insightful conversation about consumer empowerment, digital innovation, and the future of fintech. Don't miss this episode if you're concerned about rising regulation and shrinking financial options. Relevant links: https://southwestpolicy.com/new-mexico-agency-ordered-to-pay-30k-after-losing-transparency-lawsuit/https://www.abqjournal.com/news/article_b6cdc102-680d-4ac9-8495-10bacb5ac4ec.htmlhttps://southwestpolicy.com/albuquerque-journal-covers-sppis-legal-victory-in-public-records-lawsuit/https://www.newsradiokkob.com/brandon-vogt/https://omny.fm/shows/bv-today/consumer-benefit⁠https://southwestpolicy.com/report-swipe-right/⁠⁠https://www.foxbusiness.com/economy/credit-card-rewards-are-about-vanish-guess-whos-blame⁠⁠https://www.foxbusiness.com/economy/products-credit-karma-nerdwallet-benefit-consumers-not-harm-them-report⁠⁠https://southwestpolicy.com/⁠⁠https://donate.southwestpolicy.com/

    39 min
  3. SPPI-TV Ep. 19: Electricity — Past, Present, and Future

    08/04/2023

    SPPI-TV Ep. 19: Electricity — Past, Present, and Future

    Join us for an enlightening episode of SPPI-TV as we explore the world of electricity through the lens of history, current practices, and the road ahead. Hosted by Patrick M. Brenner, President of Southwest Public Policy Institute, and D. Dowd Muska, Vice President of Research, this episode welcomes Kenny Stein, Vice President for Policy at the Institute for Energy Research (IER). In this episode, we'll delve into IER's recent report released on February 15, 2023, which provides a critical examination of restricting domestic oil and natural gas production in developed countries. It's a complex issue that calls into question the very methods we've employed to protect our environment. The report unveils a series of contradictions and complexities: A well-intentioned political movement aimed at halting oil and gas production in North America and Europe seems to have backfired, failing to eliminate the demand in developed nations; This movement inadvertently shifts production to countries with lower or negligible environmental standards, creating a net negative environmental impact; The U.S., with the highest environmental standards among major producers, faces a dilemma: Replacing domestic production with foreign supply would lead to overwhelmingly negative tradeoffs; With environmental scores 23.6% and 24.5% lower for the 20 largest non-U.S. oil and natural gas producers, the gap between ideals and reality is stark; Surprisingly, U.S. oil and gas production has shown that growth and environmental protection aren't mutually exclusive; emissions have decreased over the past 40 years despite increased production. Tune in as we discuss these paradoxes and what they mean for the future of electricity. Is the current approach to environmental protection misguided? What can be done to align our goals with tangible outcomes? Don't miss this thought-provoking episode, as we navigate the past, scrutinize the present, and envision a future where electricity production aligns more closely with our global environmental aspirations. Relevant links: https://www.youtube.com/watch?v=nWfOhReP96s https://www.instituteforenergyresearch.org/international-issues/ier-report-shows-restricting-domestic-oil-and-natural-gas-production-leads-to-negative-environmental-outcomes/ https://southwestpolicy.com/report-a-bright-shining-disappointment/ https://southwestpolicy.com/poll-7-of-10-new-mexicans-prefer-affordable-and-reliable-energy/ https://www.instituteforenergyresearch.org/ https://www.linkedin.com/in/kenneth-stein-a514899/ https://southwestpolicy.com/ https://donate.southwestpolicy.com/

    1h 1m

About

SPPI-TV is the podcast of the Southwest Public Policy Institute. Join us as we dive into the world of public policy, exploring the issues that shape our communities and influence our future. In each episode, we bring together policymakers, experts, and thought leaders to discuss pressing topics such as healthcare, education, environment, and economic development. With insightful interviews, engaging discussions, and expert analysis, SPPI-TV offers a platform to understand the complexities of public policy and discover innovative solutions to the challenges we face.