Stablecoin Solutions

Stablecoin Solutions
  • 5.0 (6)
  • BUSINESS
  • UPDATED WEEKLY

The Stablecoin Solutions Podcast is where business, banking, and blockchain converge. Carlo is the founder of StablecoinSolutions.io and a federal criminal defense attorney at www.DAngeloLegal.com If this piece resonated with you, my book Make Your Wallet Your Bank goes deeper on exactly how to position yourself for what's coming. Download your free copy and learn how to put these ideas to work before the third act plays out. Here’s a link to download your free copy now: https://stablecoinsolutions.kit.com/39fe91a33e

Episodes

  1. 4D AGO

    Stablecoin Solutions Show Episode 7: Stablecoin Solutions Show — Uncle Sam's Debt Spiral, Visa's Solana Pivot, and Why DeFi Refuses to Die

    Carlo is joined by co-host John Wingate of BankSocial for another no-punches-pulled breakdown of the stablecoin and broader crypto landscape. The guys open on the alarming milestone of U.S. national debt eclipsing GDP for the first time since WWII—and what currency debasement really means for the average consumer. From there, it's a packed hour covering everything from Big Payments capitulating to stablecoins to whether DeFi can survive its current gauntlet. In this episode: The "Uncle Sal" analogy: how runaway federal spending mirrors a family business borrowing to pay interest on its borrowingVisa's new Solana-based blockchain and what it signals about the death of traditional interchange (plus the Illinois law stripping interchange off tax and tips)Western Union's "Blockbuster moment" — can a brick-and-mortar remittance giant survive when anyone can send USDC for pennies?The CLARITY Act's real sticking point: it isn't yield, it's ethics provisions — and the Trump family's World Liberty Fi and Mar-a-Lago meme coin events have handed Democrats all the ammo they needJohn's odds on Clarity passing in May (spoiler: under 50%) and why gerrymandering rulings, midterms, and the war are eating Congress's calendarMythos, Anthropic's exploit-hunting AI, and the existential pressure it's putting on both TradFi and DeFi infrastructureThe quiet rotation of capital from DeFi front-ends back into NFTs and self-custodyWhy Bitcoin and Ethereum remain the most battle-tested systems on earth — and how that compares to Windows, AWS, and Oracle exploitsBankSocial's work with corporate credit unions, bankers' banks, and cooperatives (think REI, WinCo, Ace Hardware) to build public-permissioned chains that bring micro-DeFi to community institutionsThe Stablecoin Solutions Show airs live every Friday at 9 AM Eastern on X and YouTube, and is available on Spotify and Apple Podcasts. Grab a free copy of Carlo's book at MakeYourWalletYourBank.com and learn how to break free from the tollbooth economy. If this episode brought you value, please share it—we're building a community to educate consumers and businesses on what's possible with stablecoins and DeFi.

    50 min

  2. APR 24

    Stablecoin Solutions Episode 6: Fast Cop, Slow Cop: Tether, Circle & the Future of DeFi

    On this week's Stablecoin Solutions Show, I'm joined by John Wingate from BankSocial for a wide-ranging, no-holds-barred conversation on the fault lines running through the stablecoin and DeFi landscape right now. We kick off with the state of the Clarity Act — why I think the banks are quietly slow-walking it toward the midterms where it likely dies, why John thinks the bigger problem is the crypto side trying to smuggle "rewards" language through the back door to effectively become unlicensed banks, and whether the Genius Act is already enough on its own for issuers like Circle and Coinbase to keep operating in the gray. From there we get into the brutal ~$200M wave of recent DeFi hacks against Drift, Aave, and others, the role AI is now playing on both sides of the attack surface — including the $75M deepfake-CEO wire fraud that proves TradFi's antiquated rails are just as exposed — and John's case that the answer isn't more decentralization but safer lanes where credit unions and community banks can bring retail into DeFi with real guardrails, freeze-and-recovery mechanisms baked in at the token level, and actual accountability. We close on my new "Fast Cop, Slow Cop" piece comparing how Tether and Circle handle law-enforcement freeze requests, why Tether's willingness to act fast on notice may be quietly giving them a market-structure advantage over Circle (pending class action notwithstanding), and what real-time OFAC screening at the point of sale is going to look like as TRM's Beacon Network, Chainalysis, and the Tornado Cash verdict reshape what "compliant DeFi" actually means. Spicy, substantive, and exactly the kind of conversation you can only get with John in the room.

    54 min

  3. APR 17

    Episode 5 - Clarity Act Secrecy, Circle's Freeze Dilemma & Paulson's "Break the Glass" Warning

    Clarity Act Secrecy, Circle's Freeze Dilemma & Paulson's "Break the Glass" Warning In this week's Stablecoin Solutions Show, Carlo breaks down three major developments reshaping the stablecoin landscape — and why consumers are being left out of the conversation. First up: the Clarity Act. Senator Tillis has pushed back the release of draft language on stablecoin yield provisions, and reporting from Eleanor Terrett confirms what Carlo has been warning about for weeks — legislators are deliberately shielding the text from public scrutiny ahead of a markup. With the bank lobby and crypto lobby battling behind closed doors over whether consumers can earn yield on digital dollars, Carlo argues the consumer has no meaningful seat at the table in the most significant piece of crypto legislation to date. Next, Carlo unpacks the newly filed class action lawsuit against Circle stemming from the April 1st, $285M Drift protocol exploit attributed to North Korea's Lazarus group. Building on ZachXBT's on-chain investigation and Jeremy Allaire's public response, Carlo explains why Circle almost certainly wins this case — stablecoin issuers operate under the same legal constraints as banks and can't unilaterally freeze wallets without court cover — but why the episode exposes a real gap: the legal mechanisms for triggering on-chain freezes need to evolve to match blockchain speed. Expect a hybrid judicial/administrative solution on the horizon. Finally, Carlo reacts to Hank Paulson's Bloomberg interview with David Westin, where the former Treasury Secretary called for a "break the glass" plan to prepare for a potential collapse in Treasury demand. Carlo argues Scott Bessent has already built that plan — and its name is the Genius Act. With a $39 trillion deficit and debt servicing out of control, engineering trillions in new stablecoin-driven demand for Treasuries may be the Treasury's last real lever. Carlo closes with his ongoing thesis: spend in stables, stack sats, and make your wallet your bank. Stablecoins solve the short-term friction of the legacy banking system — but they don't solve currency debasement, which is why a two-asset strategy still matters. Download Carlo's Free Book: https://stablecoinsolutions.kit.com/39fe91a33e

    34 min

  4. APR 12

    Episode 4 - World Liberty Financial Scandal And What It Means for the CLARITY ACT

    I'm covering three big stories this week. First, I lay out my thesis that stablecoins are the dollar's third act — from Bretton Woods to the petrodollar to a digital dollar reserve system built on the GENIUS Act. The Iran war may have just put the final nail in the petrodollar coffin, and I think Treasury Secretary Bessent knows it. Second, the White House backed up what I've been saying for weeks: the banking lobby's doomsday predictions about stablecoin yield are overblown. Banks pay you less than 1% on deposits while fighting tooth and nail to make sure you can't earn 4–5% on stablecoins. I break down why, and what Congress needs to do about it before the Clarity Act markup. Third — and this one really frustrates me — World Liberty Financial dropped a bombshell the night before this episode. A $75M DeFi borrowing move that drained liquidity and locked retail users out of their funds, right when we're trying to get the Clarity Act over the finish line. The timing could not be worse, and Senate Democrats are going to use it. All this and my case for why making your wallet your bank is the smartest move you can make right now.

    39 min

  5. 12/31/2025

    Episode 3 - Robert (“Infra”) — Infranomics

    Are we living through a “silent depression” — and what does that mean for young people trying to build wealth? Robert (“Infra”) joins Carlo to explain why the economy feels harder than the data suggests—and how debt, debasement, and liquidity cycles are reshaping the future. This episode connects macro trends to real life outcomes, and explores Bitcoin, stablecoins, and Treasury policy as mechanisms driving the next phase of financial markets. Why traditional metrics can be misleading without the “right denominator” The long decline of real purchasing power and participation Asset inflation as a mask for systemic degradation Negative real rates as the unavoidable fiscal solution QE mechanics: reserves, asset swaps, and liquidity Treasury bill dominance and “Treasury-centric liquidity” Stablecoins + Treasuries as a demand flywheel Triffin’s Dilemma + why reserve currency status has a cost The case for owning scarce assets in a debasement regime A long-term Bitcoin price framework tied to money supply growth 00:00 — Intro: Carlo welcomes Robert (“Infra”)01:00 — Infra’s origin story: early Bitcoin + macro obsession03:30 — Why macro matters more than stock picking04:40 — “Silent depression” & the K-shaped economy07:10 — Why homeowners were buffered, and young people weren’t09:40 — Debasement as the mega-trend13:00 — Negative real rates & financial repression explained14:05 — World War II playbook: capped rates + hot inflation15:15 — Why Bitcoin & gold benefit in debasement regimes16:20 — Avoiding leverage, building income streams18:30 — Why Infra launched YouTube (and why it took off fast)21:40 — Setting the table: $38T debt + BOJ + Fed cuts + liquidity23:00 — What “money printer go brrr” actually means27:20 — Repo market strain & liquidity warnings33:00 — Election cycle + money markets + Powell exit35:15 — Treasury-driven liquidity: a new regime?36:45 — GENIUS Act stablecoin flywheel explained37:50 — Triffin’s Dilemma (simple explanation)45:00 — Mar-a-Lago Accord / Plaza Accord 2.047:40 — Stablecoins: bullish dollar tool or last Hail Mary?48:30 — Inflation expectations (not “hyperinflation”)53:20 — Practical advice: debt payoff, skills, DCA, income56:30 — Bitcoin outlook: 2027 and beyond59:10 — Where to follow Infra60:00 — Outro

    1h 1m

  6. 12/23/2025

    Episode 2 - CJ Konstantinos, founder of People’s Reserve

    Bitcoin as Pristine Collateral, Stablecoins, and the Future of Finance In Episode 2 of the Stablecoin Solutions Podcast, I sit down with CJ Konstantinos, founder of People’s Reserve, for a wide-ranging and deeply technical conversation on where Bitcoin, stablecoins, and traditional banking are headed. CJ is a longtime Bitcoiner with a background in accounting and finance, and he brings a rare ability to bridge traditional financial systems with Bitcoin-native thinking. We unpack why Bitcoin is emerging as pristine collateral, how stablecoins are quietly dismantling fractional-reserve banking, and why banks that fail to adapt may not survive the next decade. This episode goes far beyond price action. We dive into collateral theory, DeFi vs. TradFi, the GENIUS Act, stablecoin regulation, and even a preview of a revolutionary Bitcoin-backed mortgage insurance model that could reshape housing affordability. Episode 2 — Key Timestamps & Topics 00:00 – Introduction Welcome to Episode 2 Introducing CJ Konstantinos, Founder of People’s Reserve 02:15 – CJ’s Background Accounting, finance, Austrian economics Discovering Bitcoin as an alternative financial system 03:45 – Early Bitcoin Adoption Buying Bitcoin at ~$150 Mining, market cycles, and early skepticism 04:40 – Bitcoin Volatility & Market Psychology Fear & Greed Index Why Bitcoin isn’t volatile — people are 06:10 – Institutional Adoption BlackRock, ETFs, Larry Fink, Jamie Dimon Bitcoin as an emerging equity layer 07:30 – Bitcoin vs. Gold vs. Treasuries Settlement speed Cost and trust issues with traditional collateral 09:40 – Bitcoin as “Pristine Collateral” Absolute digital scarcity Verifiability, instant settlement, and trust 12:00 – Inflation, Trust, and Fiat Currency Why trust—not CPI—is the real trigger for hyperinflation Treasury debasement since 2020 15:10 – Never Sell Your Bitcoin CJ’s personal story: buying a home with 100 BTC The cost of violating Bitcoin’s golden rule 17:30 – Eliminating Liquidation Risk Cross-collateralized loans (Bitcoin + property title) Why margin-based Bitcoin loans are flawed 19:15 – Banks vs. Bitcoin-Native Lending Why banks still misunderstand Bitcoin Bitcoin treated as a speculative asset, not collateral 21:45 – “Stack Sats, Spend Stables” Why Bitcoin is savings tech Stablecoins as spending tech 24:00 – Merchants, Payments & Stablecoins Credit card fees vs. Bitcoin & stablecoin rails Merchant incentives and settlement efficiency 27:00 – Credit Cards, Float, and DeFi Why credit cards are becoming obsolete Borrowing at interbank rates via DeFi 32:45 – Banks Are in Trouble Fee extraction models Why stablecoins move money faster than banks 34:15 – Fractional Reserve Banking Explained What fractional reserves really mean Why FDIC exists 37:00 – Silicon Valley Bank & the Bank Term Funding Program Interest rate risk How the Fed absorbed bank balance sheet losses 39:30 – Stablecoins vs. Bank Deposits Fully reserved money 24/7 access without permission 40:30 – Why Stablecoins Will Kill Fractional Reserve Banking Tether as the most profitable “bank” in the world Fully reserved models vs. leveraged banking 43:00 – GENIUS Act & Treasury Demand Stablecoins as a global buyer of U.S. Treasuries Why this is a calculated bet by Treasury 48:30 – Bitcoin + Stablecoins = New Financial Rails Why stablecoins alone aren’t enough Bitcoin as the missing equity layer 50:30 – Bitcoin Mortgage Insurance (NEW) Replacing PMI with Bitcoin-backed insurance Building equity faster and reducing debt 56:30 – Housing Affordability Crisis Why 50-year mortgages fail Engineering better financial solutions 57:45 – Financial Literacy for the Next Generation Education failures Why young people must opt out of broken systems 01:05:00 – Where to Find CJ & People’s Reserve Website, X (Twitter), newsletter Closing thoughts on freedom and financial sovereignty

    1h 6m

  7. 10/20/2025

    Episode 1: GENIUS Act Regulatory Roundtable: From Law to Launch--What You Need to Know

    In this roundtable chat we discussed the passage of the GENIUS Act and how fully-regulated, 1-to-1 dollar-backed stablecoins will totally redefine how we move money. For the first time ever, consumers, businesses and family offices can now send and receive cash at the speed of the internet, as opposed to the speed of banks. Now that the GENIUS Act has been signed into law, the United States Treasury and OCC are tasked with drafting the rules that will shape the future of digital dollars. In this episode we disussed what to expect. Moderator: Carlo D'Angelo, Stablecoin SolutionsPanelist: Caitlin Long, Custodia Bank Zack Shapiro, Rains LLPAnthony Bassili, Coinbase Asset Mngt. Rob Hadick, Dragon Fly John Wingate, Bank Social

    1h 1m
  • 7 Episodes

Ratings & Reviews

5
out of 5
6 Ratings

About

The Stablecoin Solutions Podcast is where business, banking, and blockchain converge. Carlo is the founder of StablecoinSolutions.io and a federal criminal defense attorney at www.DAngeloLegal.com If this piece resonated with you, my book Make Your Wallet Your Bank goes deeper on exactly how to position yourself for what's coming. Download your free copy and learn how to put these ideas to work before the third act plays out. Here’s a link to download your free copy now: https://stablecoinsolutions.kit.com/39fe91a33e

Information

  • Creator
    Stablecoin Solutions
  • Years Active
    2025 - 2026
  • Episodes
    7
  • Rating
    Explicit
  • Copyright
    © Stablecoin Solutions
  • Show Website
    Stablecoin Solutions