Stack Your Points

stackyourpoints

Credit cards can be a fun playground of make points, spend points and stack points. Follow along with Matt, Lani, Tariq and RJ as they talk all about points.

  1. 1D AGO

    Planes, Trains and Automobiles

    ## Viewer Questions   - If you had to use a Bilt 2.0 card as your only card for 2026 which card would you choose and how would that impact your point earnings and traveling. - M2K     - What are the SYP goals for 2026? Any sub goals or viewership goals or merch goals etc - Kirby G - What is your "order of operations" when it comes to booking a hotel or flight? For example, do you prioritize expiring credits or point stacks first? Is cash last on that list? - DDAF - What is the best play outside the USA that you wish you could do? - Chris M   - I'm in my "sit on my hands because I got too many cards last year" phase. What phase are you in? - DDAF - If you had to pick one mid tier and one premium tier credit card, but from 2 different issuers, what combination would you pick? Feel free to define the tiers as you see fit - ShabbyOlCloak   00:00 Introduction and Catching Up 06:47 If You Had To Use A Bilt Card 20:44 Stack Your Points Goals for 2026 28:45 Booking Flights and Hotels: Strategies and Preferences 45:31 International Credit Card Wishlist 51:07 Credit Card Phases: Where Are We Now? 58:57 Choosing the Best Mid-Tier and Premium Cards 01:12:25 Annual Fees: How Much Are You Spending? 01:27:08 Dream Credit Card Partners 01:35:53 Alternative Point Transfer Opportunities 01:48:28 Closing Thoughts and Member Highlights   Topics Matt - Outside of Travel, what do you think will be the next sort of point transfer banks may look into transferring with? This could be restaurants, gas stations, grocery stores. Craig - What are your annual fees currently, over the last 12 months, and what do you expect them to be on 1/1/27? - How are you leveraging AF cards and what are some of the key features, perks or benefits required for an annual fee card to be added to your wallet? RJ - If you were starting a credit card company, what are the first 3 to 5 partners that you would sign contracts with?

    1h 50m
  2. 12/31/2025

    I Will Crossbow My Father

    In this episode of 'Stack Your Points,' the hosts conduct a year-end review of 2025, discussing standout credit card issuers, notable cards, and major events in the credit card industry. The episode highlights US Bank’s failures, Citi’s partnership with American Airlines, and Chase’s missteps with the Sapphire Reserve refresh. The hosts debate future potential refreshes for cards like the American Express Green and Chase Sapphire Preferred and predict which cards might get nerfed. They delve into the implications of the Discover payment network acquisition by Capital One and explore potential moves by other major banks. Speculations include the evolution of Bilts card lineup, cardless as Bilts next issuer, and strategies various banks may adopt in the constantly changing financial landscape. The episode also touches on macroeconomic concerns and their impact on credit card industry strategies. 00:00 Introduction and Year-End Review 00:28 Superlatives and Standout Issuers of 2025 01:25 US Bank's Troubles and Industry Reactions 03:42 Citi and American Airlines Partnership 06:07 Amex and Chase: Strategic Moves and Refreshes 19:16 Credit Card Strategies and Best Cards of the Year 24:41 Disappointments and Underperforming Cards 31:27 Best Credits and Easy-to-Use Benefits 44:46 Best No Annual Fee Credit Cards 45:05 Wells Fargo's Transfer Partners 46:14 Speculations on Wells Fargo's Future Moves 46:58 Comparing Travel Credit Cards 52:15 Bank of America's Unique Strategy 56:58 Citi's Strata Elite and Travel Strategies 01:05:44 Evaluating Airline Loyalty Programs 01:11:09 Credit Card Refresh Predictions 01:23:32 The Ultimate Modular Credit Card 01:25:02 Capital One's Strategic Moves 01:25:53 Hypothetical Bank Acquisitions 01:27:18 The Future of Payment Networks 01:35:57 Apple's Next CEO 01:40:36 Speculations on the Apple Card 01:45:37 Predictions for 2026 Credit Cards 02:00:19 Conclusion and Member Shoutouts

    2h 2m
4
out of 5
9 Ratings

About

Credit cards can be a fun playground of make points, spend points and stack points. Follow along with Matt, Lani, Tariq and RJ as they talk all about points.

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