Stack Your Points

stackyourpoints
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Credit cards can be a fun playground of make points, spend points and stack points. Follow along with Matt, Lani, Tariq and RJ as they talk all about points.

  1. 1D AGO

    Binders Full of Bilt Cards

    Viewer Questions   - Considering Matt has a stranglehold on rocket, which guardians characters do the rest of the gang identify as? - Sk8za - How should creators walk the line between speaking in their own experience re: what set ups or strategies work for them vs. inadvertently giving the impression that they are suggesting people should do the same? - DDAF - Several credit cards in the past gained more appreciation when they could no longer be applied to and were only available to grandfathered cardholders. For example, Citi Prestige (5x restaurants, but considered a shell of its former self) and Chase United Presidential Plus (low-priced United Club access, but considered expensive in an era right after lifetime lounge membership was offered). Which of today’s cards would be considered lost grails if they were unobtainable to new applicants? - Ganelon - With Amex closing the United travel  bank loophole on the Platinum, does it affect the Hilton Aspire as well. - James Ragland - People talk about card setups and ecosystems but never the endgame. What is considered your endgame setup (ignoring welcome sub resets on eligibility and NLL links) does that endgame include multiple transferrable ecosystems or one single one etc. - Diamond Ryce ******************************************************************************* Topics    Matt     - Are we overlooking dining programs besides the ones on RewardsNetwork via the Airlines/Hotels. Is anyone using or extracting value out of the Seateds or InKinds of the world? Would you experiment more with them if you lived in a different area? Lani   - Do you ever experience “Which Card Paralysis?” This is when you need to swipe and you don’t know which card to use. What points you need, which credit can be used, etc.   - For me its dining. Because every card has a dining category, when it comes to dining in the wild, I always freeze a little bit, Gold, Aspire, CSR?  RJ - Is there a “happiness” scale in credit cards? It seems the more people know and the more they hunt the high of a great redemption the more they become pessimistic about the game. ******************************************************************************* 00:00 Welcome Back + Lonnie’s Tokyo Trip Highlights 09:01 Which Guardians of the Galaxy Character Are You? 10:30 Sharing Personal Strategies Without Sounding Prescriptive 32:57 Which Current Cards Become ‘Lost Grails’ If Discontinued? 40:53 Amex Closes United TravelBank Loophole—Does Aspire Get Hit Too? 48:12 What’s Your Credit Card ‘End Game’ Setup (If It Even Exists)? 01:01:22 Revisiting TravelBank + Amex ‘Thinning the Herd’: Higher Spend, Crowded Lounges 01:09:22 Which Card Paralysis: Picking the Right Card for Dining (Japan vs US) 01:17:39 Are We Overlooking Dining Programs? Seated, InKind, United Dining & More 01:28:17 Credit Card “Happiness Scale”: More Knowledge, Less Joy? 01:39:05 Reality Check & Closing: Use Points, Shoutouts, and Final Thoughts --- Check out SYP's website and join the Discord: StackYourPoints.com --- Join this channel to get access to perks: https://www.youtube.com/channel/UCUBehygQ0bEq5DcMVGScIjw/join

    1h 42m

  2. 6D AGO

    Planes, Trains and Automobiles

    ## Viewer Questions   - If you had to use a Bilt 2.0 card as your only card for 2026 which card would you choose and how would that impact your point earnings and traveling. - M2K     - What are the SYP goals for 2026? Any sub goals or viewership goals or merch goals etc - Kirby G - What is your "order of operations" when it comes to booking a hotel or flight? For example, do you prioritize expiring credits or point stacks first? Is cash last on that list? - DDAF - What is the best play outside the USA that you wish you could do? - Chris M   - I'm in my "sit on my hands because I got too many cards last year" phase. What phase are you in? - DDAF - If you had to pick one mid tier and one premium tier credit card, but from 2 different issuers, what combination would you pick? Feel free to define the tiers as you see fit - ShabbyOlCloak   00:00 Introduction and Catching Up 06:47 If You Had To Use A Bilt Card 20:44 Stack Your Points Goals for 2026 28:45 Booking Flights and Hotels: Strategies and Preferences 45:31 International Credit Card Wishlist 51:07 Credit Card Phases: Where Are We Now? 58:57 Choosing the Best Mid-Tier and Premium Cards 01:12:25 Annual Fees: How Much Are You Spending? 01:27:08 Dream Credit Card Partners 01:35:53 Alternative Point Transfer Opportunities 01:48:28 Closing Thoughts and Member Highlights   Topics Matt - Outside of Travel, what do you think will be the next sort of point transfer banks may look into transferring with? This could be restaurants, gas stations, grocery stores. Craig - What are your annual fees currently, over the last 12 months, and what do you expect them to be on 1/1/27? - How are you leveraging AF cards and what are some of the key features, perks or benefits required for an annual fee card to be added to your wallet? RJ - If you were starting a credit card company, what are the first 3 to 5 partners that you would sign contracts with?

    1h 50m

  3. FEB 6

    You Never Catch The Dragon

    00:00:00 - Hello and Welcome 00:03:24 - Credit Card Nerd At Work 00:11:08 - Managing Orphan Points 00:21:06 - Improving Capital One Portfolio 00:30:58 - Best Mid-Tier Travel Cards 00:40:35 - Bilt Card Transition 01:03:47 - The Return of the Chase Slate Card 01:04:51 - The Math Behind Credit Card Points 01:19:33 - The Complexity of Credit Card Setups 01:37:13 - The Psychology Behind Credit Minimization 01:49:47 - Final Thoughts and Member Shoutouts

    1h 56m

  4. JAN 29

    Card Roulette

    Understanding The Latest Trends in Credit Card Rewards   In this episode of Stack Your Points, hosts Matt Clausen, Craig, and CallMeLani dive into several hot topics in the world of credit cards and point stacking.   00:00 Introduction and Welcoming Guests 00:18 Discussing Cold Weather and Travel Experiences 02:52 Credit Card Points and Devaluations 17:21 Built 2.0 and Credit Card Comparisons 39:45 Future of Credit Card Rewards and Banking Changes 42:44 Cutting Out Poor Consumer Choices 44:19 Points and Miles Devaluation 48:53 Credit Card Spending and Status Tiers 01:01:32 Stacking Coupons and Offers 01:17:10 Chase Apple Card Speculations 01:30:26 Sharing Points and Miles with Friends and Family 01:41:21 Credit Card Launches: No More Pre-Announcements 01:49:36 Final Thoughts and Shoutouts

    1h 52m

  5. JAN 23

    The Headphone Wars

    00:00:00 - Hello and Welcome 00:03:12 - Tourism Challenge 00:11:44 - Hotel Credit Card Strategies 00:25:48 - In-Flight Experiences 00:35:36 - Anticipated Card Refreshes 00:47:49 - Deciding Which Hacks to Share 01:12:08 - What Direction Are Banks Moving? 01:32:40 - Mid-Tier Cards vs. High-End Cards 01:55:18 - Bilt’s Leadership and Trust Issues 02:26:59 - Final Thoughts and Community Engagement

    2h 28m

  6. JAN 16

    We’re Getting Divorced At Chuck E. Cheese

    00:00:00 - Start 00:06:14 - Discussion on Points Devaluation 00:24:38 - Future Plans for 2026 00:34:23 - Choosing the Next Credit Card 00:45:39 - Emergency Points Transfer Strategy 00:56:18 - The Value of the Sapphire Reserve Card 01:28:09 - Using Credits and Points Effectively 01:40:38 - Favorite Trips Funded by Points and Miles 02:00:08 - Navigating Corporate Ethics 02:25:12 - Amex Gold Card: Keep or Cancel? 02:37:34 - And We’re Out

    2h 39m

  7. 12/31/2025

    I Will Crossbow My Father

    In this episode of 'Stack Your Points,' the hosts conduct a year-end review of 2025, discussing standout credit card issuers, notable cards, and major events in the credit card industry. The episode highlights US Bank’s failures, Citi’s partnership with American Airlines, and Chase’s missteps with the Sapphire Reserve refresh. The hosts debate future potential refreshes for cards like the American Express Green and Chase Sapphire Preferred and predict which cards might get nerfed. They delve into the implications of the Discover payment network acquisition by Capital One and explore potential moves by other major banks. Speculations include the evolution of Bilts card lineup, cardless as Bilts next issuer, and strategies various banks may adopt in the constantly changing financial landscape. The episode also touches on macroeconomic concerns and their impact on credit card industry strategies. 00:00 Introduction and Year-End Review 00:28 Superlatives and Standout Issuers of 2025 01:25 US Bank's Troubles and Industry Reactions 03:42 Citi and American Airlines Partnership 06:07 Amex and Chase: Strategic Moves and Refreshes 19:16 Credit Card Strategies and Best Cards of the Year 24:41 Disappointments and Underperforming Cards 31:27 Best Credits and Easy-to-Use Benefits 44:46 Best No Annual Fee Credit Cards 45:05 Wells Fargo's Transfer Partners 46:14 Speculations on Wells Fargo's Future Moves 46:58 Comparing Travel Credit Cards 52:15 Bank of America's Unique Strategy 56:58 Citi's Strata Elite and Travel Strategies 01:05:44 Evaluating Airline Loyalty Programs 01:11:09 Credit Card Refresh Predictions 01:23:32 The Ultimate Modular Credit Card 01:25:02 Capital One's Strategic Moves 01:25:53 Hypothetical Bank Acquisitions 01:27:18 The Future of Payment Networks 01:35:57 Apple's Next CEO 01:40:36 Speculations on the Apple Card 01:45:37 Predictions for 2026 Credit Cards 02:00:19 Conclusion and Member Shoutouts

    2h 2m

  8. 12/19/2025

    The CSE is just a Bougie CFU

    In this episode of Stack Your Points, the hosts delve into various aspects of the credit card and travel rewards space. The show kicks off with a discussion about the sudden collapse of the Mesa credit card program and its implications for cardholders. Lonnie shares his favorite Disney properties, emphasizing the unique charm of Aulani in Hawaii. The hosts also tackle listener questions, including tips for booking Disney vacations using DVC points, and share their best flight and hotel experiences of the year. Additionally, RJ discusses her recent travel ordeal and how best to handle significant flight delays. The episode concludes with each host's wishlist for future credit card offerings and bonus categories. 00:00:00 - Introduction 00:01:37 - Mesa Credit Card Collapse 00:26:25 - Disney Vacation Tips and Tricks 00:38:01 - Best Flights and Hotel Stays of 2025 00:41:57 - Positive Changes in the Credit Card Space 00:43:43 - Favorite Small Credits 00:49:01 - Comparing Citi Strata Elite and Chase Freedom Unlimited 01:01:46 - Travel Delays 01:09:58 - Wishlist for Credit Card Issuers 01:18:35 - Bonus Categories We’d Love to See 01:24:31 - Final Thoughts and Member Highlights

    1h 27m
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About

Credit cards can be a fun playground of make points, spend points and stack points. Follow along with Matt, Lani, Tariq and RJ as they talk all about points.

Information

  • Creator
    stackyourpoints
  • Years Active
    2024 - 2026
  • Episodes
    81
  • Rating
    Clean
  • Copyright
    © Copyright 2024 All rights reserved.
  • Show Website
    Stack Your Points

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