Straight Up Wealth

Zeja

No BS. Just everything we should've been taught about money. I am a physician (M.D.) and entrepreneur. I grew up in an immigrant family focused on scarcity and saving. I had to educate myself on everything money and got quite upset that it had never been taught to me over my many years of “education”. This platform is an attempt to remedy that. Disclaimer: We are not financial advisors and this is not financial advice.

  1. 1d ago

    MLMs Explained: How Multi Level Marketing Actually Works

    MLMs are not automatically scams, and legally they are not the same thing as pyramid schemes. That distinction is exactly what keeps the industry running. In this episode we break down how multi level marketing actually works, what a downline is, where the legal line between an MLM and a pyramid scheme sits, and what regulators look at when they decide which side a company falls on. We go through the compensation plan mechanics that almost nobody reads before signing up: monthly volume quotas, rank advancement tied to recruiting, and breakaway rules that cut your own team out of your pay. Then we get into why people join anyway, covering social proof, survivorship bias, identity, community and sunk cost. If you have ever been pitched a business opportunity by a friend or a cousin, this one gives you the structure to evaluate it yourself. 0:00 What MLM Actually Means 1:02 How The Downline Works 1:50 MLM Versus Pyramid Scheme 2:31 Why The Pitch Is So Compelling 3:43 The Compensation Plan Nobody Reads 5:21 Where The Money Actually Goes 6:33 The Psychology That Keeps People In Follow Along: 💌 Website/Newsletter: https://www.straightupwealth.net 🤝 Community-https://www.skool.com/straight-up-wealth-4058/about?ref=7c3714c1690a44219d4d48754ae89df4 📸 Instagram -https://www.instagram.com/straightupwealth 🐦 Twitter - https://twitter.com/straight_wealth 🎵 Tiktok - https://www.tiktok.com/@straightupwealth 🎙YouTube: https://youtu.be/KQDNNlIsoJM 👔 LinkedIn- https://www.linkedin.com/in/straight-up-wealth-044b0a26a/ Personal 💌 Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.thezeja.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📸 Instagram - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠🐦 Twitter - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🎵 Tiktok - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🎙Podcast: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/3xJGTFWMNcMxzQsN4Be0Aj⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📽️ YouTube-https://www.youtube.com/channel/UCfIedEQ6vWfjkcvYLeTXSaw 👔LinkedIn- https://www.linkedin.com/in/ze-ja-672028285/ About Us I am a physician (M.D.) turned entrepreneur and educator. I grew up in an immigrant family focused on scarcity and saving. Always follow the safe path and the sure thing. Save money, live frugal and that’s how life would go. I questioned nothing, followed that path and ended up unhappy, broke, in debt and not at all living the life I wanted. I had to educate myself on everything money and got quite upset that it had never been taught to me over my many years of “education”. This platform is an effort to remedy that. Get In Touch: Happy to chat, reach out via the options above. DISCLAIMER: Do your own research. We are not licensed financial advisor. There is no legal advice or financial advice in these videos. This video, the topics discussed, and ideas presented are our opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence.

  2. Aug 25

    Bitcoin For Beginners: Everything You Need To Understand

    Bitcoin is back in the headlines and almost nobody can explain why. In this episode we skip the price predictions and break down what Bitcoin actually is: a digital asset with a fixed supply that moves over a decentralized network with no bank, government, or payment company operating the ledger. We cover the double spending problem it was built to solve, how the blockchain records and links transactions, what it really means to own Bitcoin through public addresses and private keys, and the tradeoff between self custody and leaving your coins on an exchange. From there we get into mining and the 21 million supply cap, the six properties people point to when they argue Bitcoin has value, and the uncomfortable question of who profits whether you do or not. We finish with the risks that matter: volatility, leverage, custody failure, regulation, technology, and the fact that Bitcoin produces nothing on its own. This one is for anyone who wants to understand the asset before deciding whether it belongs anywhere near their portfolio. 0:00 Why Bitcoin Is Back In The Headlines 1:06 The Double Spending Problem 1:59 How The Blockchain Actually Works 3:13 Keys, Wallets And Custody 4:30 Mining And The Fixed Supply 5:23 Why Bitcoin Has Any Value 6:39 Who Profits And What Can Go Wrong Follow Along: 💌 Website/Newsletter: https://www.straightupwealth.net 🤝 Community-https://www.skool.com/straight-up-wealth-4058/about?ref=7c3714c1690a44219d4d48754ae89df4 📸 Instagram -https://www.instagram.com/straightupwealth 🐦 Twitter - https://twitter.com/straight_wealth 🎵 Tiktok - https://www.tiktok.com/@straightupwealth 🎙YouTube: https://youtu.be/KQDNNlIsoJM 👔 LinkedIn- https://www.linkedin.com/in/straight-up-wealth-044b0a26a/ Personal 💌 Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.thezeja.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📸 Instagram - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠🐦 Twitter - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🎵 Tiktok - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🎙Podcast: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/3xJGTFWMNcMxzQsN4Be0Aj⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📽️ YouTube-https://www.youtube.com/channel/UCfIedEQ6vWfjkcvYLeTXSaw 👔LinkedIn- https://www.linkedin.com/in/ze-ja-672028285/ About Us I am a physician (M.D.) turned entrepreneur and educator. I grew up in an immigrant family focused on scarcity and saving. Always follow the safe path and the sure thing. Save money, live frugal and that’s how life would go. I questioned nothing, followed that path and ended up unhappy, broke, in debt and not at all living the life I wanted. I had to educate myself on everything money and got quite upset that it had never been taught to me over my many years of “education”. This platform is an effort to remedy that. Get In Touch: Happy to chat, reach out via the options above. DISCLAIMER: Do your own research. We are not licensed financial advisor. There is no legal advice or financial advice in these videos. This video, the topics discussed, and ideas presented are our opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence.

  3. Aug 18

    FHSA Explained: Don’t Make These Mistakes!

    The First Home Savings Account is the most powerful registered account available to Canadian first-time home buyers, and most people are using it wrong or not using it at all. In this episode we break down exactly how the FHSA works: the $8,000 annual and $40,000 lifetime limits, how carry forward is capped, what the deduction is actually worth in dollars, and the rule that means your contribution room is probably sitting at zero right now. We also cover who qualifies as a first-time buyer under the CRA definition, what you can hold inside the account and how to match that to your timeline, the requirements for a tax-free qualifying withdrawal, and how stacking the FHSA with the RRSP Home Buyers Plan gets one person to $100,000 toward a first home. If you are saving for a down payment or you opened an FHSA and left the money in cash, this one is for you. 0:00 What the FHSA Is 1:05 Contribution Limits and Carry Forward 1:41 Why Your Room Starts at Zero 2:17 What the Deduction Is Worth 3:17 Who Qualifies and How to Invest It 5:01 Withdrawals and the Home Buyers Plan 6:38 The Mistakes to Avoid Follow Along: 💌 Website/Newsletter: https://www.straightupwealth.net 🤝 Community-https://www.skool.com/straight-up-wealth-4058/about?ref=7c3714c1690a44219d4d48754ae89df4 📸 Instagram -https://www.instagram.com/straightupwealth 🐦 Twitter - https://twitter.com/straight_wealth 🎵 Tiktok - https://www.tiktok.com/@straightupwealth 🎙YouTube: https://youtu.be/KQDNNlIsoJM 👔 LinkedIn- https://www.linkedin.com/in/straight-up-wealth-044b0a26a/ Personal 💌 Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.thezeja.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📸 Instagram - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠🐦 Twitter - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🎵 Tiktok - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🎙Podcast: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/3xJGTFWMNcMxzQsN4Be0Aj⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📽️ YouTube-https://www.youtube.com/channel/UCfIedEQ6vWfjkcvYLeTXSaw 👔LinkedIn- https://www.linkedin.com/in/ze-ja-672028285/ About Us I am a physician (M.D.) turned entrepreneur and educator. I grew up in an immigrant family focused on scarcity and saving. Always follow the safe path and the sure thing. Save money, live frugal and that’s how life would go. I questioned nothing, followed that path and ended up unhappy, broke, in debt and not at all living the life I wanted. I had to educate myself on everything money and got quite upset that it had never been taught to me over my many years of “education”. This platform is an effort to remedy that. Get In Touch: Happy to chat, reach out via the options above. DISCLAIMER: Do your own research. We are not licensed financial advisor. There is no legal advice or financial advice in these videos. This video, the topics discussed, and ideas presented are our opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence.

  4. Aug 11

    Interest Rates Explained- Your Best Friend Or Worst Enemy

    Interest rates decide what you pay on your mortgage, your car loan and your credit card, and what you earn on every dollar you save or invest. In this episode we break down what an interest rate actually is, the four factors that decide the number you personally get quoted, and how one overnight rate set by the central bank passes all the way down to your next statement. We also cover why rates are never set to zero, why central banks cut when the economy weakens, and the difference between simple and compound interest using real numbers. If you have ever nodded along to a Fed headline without knowing what it meant for your money, this is the episode that fixes that. 0:00 Why Interest Rates Affect Everything 0:45 What An Interest Rate Actually Is 1:14 What Decides The Rate You Pay 2:34 Central Banks And The Prime Rate 3:38 Why Rates Are Not Zero 4:32 Why Central Banks Cut Rates 5:32 Simple Versus Compound Interest Follow Along: 💌 Website/Newsletter: https://www.straightupwealth.net 🤝 Community-https://www.skool.com/straight-up-wealth-4058/about?ref=7c3714c1690a44219d4d48754ae89df4 📸 Instagram -https://www.instagram.com/straightupwealth 🐦 Twitter - https://twitter.com/straight_wealth 🎵 Tiktok - https://www.tiktok.com/@straightupwealth 🎙YouTube: https://youtu.be/KQDNNlIsoJM 👔 LinkedIn- https://www.linkedin.com/in/straight-up-wealth-044b0a26a/ Personal 💌 Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.thezeja.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📸 Instagram - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠🐦 Twitter - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🎵 Tiktok - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🎙Podcast: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/3xJGTFWMNcMxzQsN4Be0Aj⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📽️ YouTube-https://www.youtube.com/channel/UCfIedEQ6vWfjkcvYLeTXSaw 👔LinkedIn- https://www.linkedin.com/in/ze-ja-672028285/ About Us I am a physician (M.D.) turned entrepreneur and educator. I grew up in an immigrant family focused on scarcity and saving. Always follow the safe path and the sure thing. Save money, live frugal and that’s how life would go. I questioned nothing, followed that path and ended up unhappy, broke, in debt and not at all living the life I wanted. I had to educate myself on everything money and got quite upset that it had never been taught to me over my many years of “education”. This platform is an effort to remedy that. Get In Touch: Happy to chat, reach out via the options above. DISCLAIMER: Do your own research. We are not licensed financial advisor. There is no legal advice or financial advice in these videos. This video, the topics discussed, and ideas presented are our opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence.

  5. Aug 4

    Margin Explained: How It Works And Why It Destroys Lives

    Margin is sold as extra buying power. What it actually is: a loan from your broker, charged at interest, secured by the exact investments you just bought. If those investments fall far enough, your broker sells them without asking you, and if the sale does not cover the loan, you still owe the balance. In this episode we break down the full mechanics with real numbers. Cash accounts versus margin accounts, why the loan never shrinks when your position does, how a 20% market move turns into a 40% loss on your equity, the difference between initial margin and maintenance margin, and exactly how small a decline has to be before you get margin called. We also cover the July 2026 blowups that put this back in the headlines, from an AI hedge fund forced to dump its entire public book to over a million leveraged retail accounts liquidated days before the rebound. 0:00 What Margin Actually Is 0:31 The AI Fund That Blew Up 1:40 Cash Account Vs Margin Account 2:36 Who Actually Profits 3:32 The Math Up And Down 4:51 Margin Calls And Maintenance Requirements 7:27 Interest, Timing, And The Bottom Line Follow Along: 💌 Website/Newsletter: https://www.straightupwealth.net 🤝 Community-https://www.skool.com/straight-up-wealth-4058/about?ref=7c3714c1690a44219d4d48754ae89df4 📸 Instagram -https://www.instagram.com/straightupwealth 🐦 Twitter - https://twitter.com/straight_wealth 🎵 Tiktok - https://www.tiktok.com/@straightupwealth 🎙YouTube: https://youtu.be/KQDNNlIsoJM 👔 LinkedIn- https://www.linkedin.com/in/straight-up-wealth-044b0a26a/ Personal 💌 Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.thezeja.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📸 Instagram - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠🐦 Twitter - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🎵 Tiktok - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🎙Podcast: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/3xJGTFWMNcMxzQsN4Be0Aj⁠⁠⁠⁠⁠⁠⁠⁠ 📽️ YouTube-https://www.youtube.com/channel/UCfIedEQ6vWfjkcvYLeTXSaw 👔LinkedIn- https://www.linkedin.com/in/ze-ja-672028285/ About Us I am a physician (M.D.) turned entrepreneur and educator. I grew up in an immigrant family focused on scarcity and saving. Always follow the safe path and the sure thing. Save money, live frugal and that’s how life would go. I questioned nothing, followed that path and ended up unhappy, broke, in debt and not at all living the life I wanted. I had to educate myself on everything money and got quite upset that it had never been taught to me over my many years of “education”. This platform is an effort to remedy that. Get In Touch: Happy to chat, reach out via the options above. DISCLAIMER: Do your own research. We are not licensed financial advisor. There is no legal advice or financial advice in these videos. This video, the topics discussed, and ideas presented are our opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence.

  6. Jul 28

    Credit Cards Explained: How They Work And How To Use Them Right

    A credit card is either one of the best tools for building your financial life or one of the fastest ways to wreck it, and the difference comes down entirely to how well you understand it. In this episode we break down what a credit card actually is, why your credit limit is not your money, the four dates that control everything, and how interest is calculated and charged behind the scenes. We also get into how credit card companies really make their money, where rewards actually come from, and how payment history, utilization and account age shape the credit score lenders look at when you apply for a mortgage or a car loan. If you have ever paid a minimum payment, carried a balance, or wondered whether you are using your card the right way, this one is for you. 0:00 The Good Way And The Bad Way 1:13 How A Credit Card Actually Works 2:55 The Four Dates That Matter 3:58 Statement Balance vs Current Balance 5:24 How Interest Actually Adds Up 6:46 How Credit Card Companies Make Money 7:52 Building Credit And Using Cards Right Follow Along: 💌 Website/Newsletter: https://www.straightupwealth.net 🤝 Community-https://www.skool.com/straight-up-wealth-4058/about?ref=7c3714c1690a44219d4d48754ae89df4 📸 Instagram -https://www.instagram.com/straightupwealth 🐦 Twitter - https://twitter.com/straight_wealth 🎵 Tiktok - https://www.tiktok.com/@straightupwealth 🎙YouTube: https://youtu.be/KQDNNlIsoJM 👔 LinkedIn- https://www.linkedin.com/in/straight-up-wealth-044b0a26a/ Personal 💌 Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.thezeja.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📸 Instagram - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠🐦 Twitter - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🎵 Tiktok - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🎙Podcast: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/3xJGTFWMNcMxzQsN4Be0Aj⁠⁠⁠⁠⁠⁠⁠ 📽️ YouTube-https://www.youtube.com/channel/UCfIedEQ6vWfjkcvYLeTXSaw 👔LinkedIn- https://www.linkedin.com/in/ze-ja-672028285/ About Us I am a physician (M.D.) turned entrepreneur and educator. I grew up in an immigrant family focused on scarcity and saving. Always follow the safe path and the sure thing. Save money, live frugal and that’s how life would go. I questioned nothing, followed that path and ended up unhappy, broke, in debt and not at all living the life I wanted. I had to educate myself on everything money and got quite upset that it had never been taught to me over my many years of “education”. This platform is an effort to remedy that. Get In Touch: Happy to chat, reach out via the options above. DISCLAIMER: Do your own research. We are not licensed financial advisor. There is no legal advice or financial advice in these videos. This video, the topics discussed, and ideas presented are our opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence.

  7. Jul 21

    IPOs Explained: Don't Buy Until You Watch This

    Every time a big company goes public, the internet splits in two. Half tells you it's your shot at the next Amazon, the other half calls it a scam. This video cuts through the noise and explains what an IPO actually is, how the process works, and who is really making the money when a company lists. Using the SpaceX IPO as a jumping-off point, we break down primary and secondary offerings, why companies go public in the first place, how shares get allocated, why the first day pop is not your return, and what nearly 9,000 IPOs from 1980 to 2024 reveal about their real performance. If you have ever felt the FOMO around a hyped-up listing, this one is for you. 0:00 The Biggest IPO In History 0:43 What An IPO Actually Is 1:30 Primary And Secondary Offerings 2:16 Why Companies Go Public 4:43 How An IPO Works 6:06 Who Gets The Shares 7:25 The First Day Pop Explained 8:09 Do IPOs Actually Perform 9:38 Lockups And The Delayed Drop 10:22 The Smart Way To Approach IPOs Follow Along: 💌 Website/Newsletter: https://www.straightupwealth.net 🤝 Community-https://www.skool.com/straight-up-wealth-4058/about?ref=7c3714c1690a44219d4d48754ae89df4 📸 Instagram -https://www.instagram.com/straightupwealth 🐦 Twitter - https://twitter.com/straight_wealth 🎵 Tiktok - https://www.tiktok.com/@straightupwealth 🎙YouTube: https://youtu.be/KQDNNlIsoJM 👔 LinkedIn- https://www.linkedin.com/in/straight-up-wealth-044b0a26a/ Personal 💌 Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.thezeja.com⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📸 Instagram - ⁠⁠⁠⁠⁠⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠🐦 Twitter - ⁠⁠⁠⁠⁠⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🎵 Tiktok - ⁠⁠⁠⁠⁠⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🎙Podcast: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/3xJGTFWMNcMxzQsN4Be0Aj⁠⁠⁠⁠⁠⁠ 📽️ YouTube-https://www.youtube.com/channel/UCfIedEQ6vWfjkcvYLeTXSaw 👔LinkedIn- https://www.linkedin.com/in/ze-ja-672028285/ About Us I am a physician (M.D.) turned entrepreneur and educator. I grew up in an immigrant family focused on scarcity and saving. Always follow the safe path and the sure thing. Save money, live frugal and that’s how life would go. I questioned nothing, followed that path and ended up unhappy, broke, in debt and not at all living the life I wanted. I had to educate myself on everything money and got quite upset that it had never been taught to me over my many years of “education”. This platform is an effort to remedy that. Get In Touch: Happy to chat, reach out via the options above. DISCLAIMER: Do your own research. We are not licensed financial advisor. There is no legal advice or financial advice in these videos. This video, the topics discussed, and ideas presented are our opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence.

  8. Jul 14

    Trump Accounts Explained: $1000 to $13 Million

    Trump accounts launched on July 4th, 2026, and they give American families a new tax-advantaged way to save and invest for kids under 18. In this video we break down exactly how the account works, who qualifies, the one-time $1,000 government contribution, contribution limits, and how the money is invested. Whether you are a new parent or just planning ahead, this walks through the real numbers behind long-term compounding, how to open an account, and how to manage it, so you can decide if it belongs in your family's financial plan. 0:00 What Trump Accounts Are 0:48 Contributions and Who Can Add Money 1:49 How the Funds Are Invested 2:34 The Power of Compounding 3:31 Accessing the Money 3:58 Opening and Managing the Account 4:27 Why It Matters Follow Along: 💌 Website/Newsletter: https://www.straightupwealth.net 🤝 Community-https://www.skool.com/straight-up-wealth-4058/about?ref=7c3714c1690a44219d4d48754ae89df4 📸 Instagram -https://www.instagram.com/straightupwealth 🐦 Twitter - https://twitter.com/straight_wealth 🎵 Tiktok - https://www.tiktok.com/@straightupwealth 🎙YouTube: https://youtu.be/KQDNNlIsoJM 👔 LinkedIn- https://www.linkedin.com/in/straight-up-wealth-044b0a26a/ Personal 💌 Website: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.thezeja.com⁠⁠⁠⁠⁠⁠⁠⁠ 📸 Instagram - ⁠⁠⁠⁠⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠🐦 Twitter - ⁠⁠⁠⁠⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠⁠⁠⁠⁠ 🎵 Tiktok - ⁠⁠⁠⁠⁠⁠⁠⁠  / thezeja  ⁠⁠⁠⁠⁠⁠⁠⁠ 🎙Podcast: ⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/3xJGTFWMNcMxzQsN4Be0Aj⁠⁠⁠⁠⁠ 📽️ YouTube-https://www.youtube.com/channel/UCfIedEQ6vWfjkcvYLeTXSaw 👔LinkedIn- https://www.linkedin.com/in/ze-ja-672028285/ About Us I am a physician (M.D.) turned entrepreneur and educator. I grew up in an immigrant family focused on scarcity and saving. Always follow the safe path and the sure thing. Save money, live frugal and that’s how life would go. I questioned nothing, followed that path and ended up unhappy, broke, in debt and not at all living the life I wanted. I had to educate myself on everything money and got quite upset that it had never been taught to me over my many years of “education”. This platform is an effort to remedy that. Get In Touch: Happy to chat, reach out via the options above. DISCLAIMER: Do your own research. We are not licensed financial advisor. There is no legal advice or financial advice in these videos. This video, the topics discussed, and ideas presented are our opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence.

About

No BS. Just everything we should've been taught about money. I am a physician (M.D.) and entrepreneur. I grew up in an immigrant family focused on scarcity and saving. I had to educate myself on everything money and got quite upset that it had never been taught to me over my many years of “education”. This platform is an attempt to remedy that. Disclaimer: We are not financial advisors and this is not financial advice.