308 episodes
Student Loan Planner Travis Hornsby
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- Business
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4.7 • 144 Ratings
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Travis helps you navigate the insane world of student loans, especially if you owe $20,000 to $1 million. If you've ever spent too much time on the phone with your loan servicer, this is the show for you. Every week we share tips on loan forgiveness, investing, crushing debt, and how to get to financial freedom when you owe more than most people's mortgage.
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Multimillionaire Veterinarian on Conquering Ownership Fears
I had an inspiring conversation with Dr. Mike Walker, a veterinary practice owner. Listen is as he shares his journey from graduating vet school in 2017 with significant student loan debt to owning Apollo Vet, a clinic worth between $4 to $5 million today.
In today’s episode:
04:46 Preparing financially before starting a business 16:51 Fear of the unknown, business opportunities and financial projections 30:43 The role of mentors in starting a business 40:24 You don't need to be an expert to launch a startup
Links mentioned:
Find Dr. Mike Walker on Instagram
Like the show? There are several ways you can help!
Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts Subscribe to the newsletter
Feeling helpless when it comes to your student loans?
Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planning
Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!
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Emergency Pod: SAVE Plan Blocked
The Saving on a Valuable Education (SAVE) plan is being temporarily blocked by an appeals court, and the whole plan could be in jeopardy. No new sign ups are allowed, but this is not the final word. Here’s what you need to know.
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SAVE Plan Could be Toast
The Saving on a Valuable Education (SAVE) plan faces legal heat. Two separate lawsuits, one in Missouri and another in Kansas, each attacking the plan from a different angle. Is the SAVE plan in danger of disappearing? I’ll explain what the lawsuits mean for student loan borrowers and why they’re a risk to the SAVE plan, so you know exactly what’s going on.
In today’s episode:
02:04 The Missouri and Kansas lawsuits could go all the way to the Supreme Court 07:17 Progressive groups advocate freezing the student loan system 17:54 My advice for borrowers caught in the middle 24:03 Tax-free forgiveness for borrowers in the private sector expires in 2026
Like the show? There are several ways you can help!
Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts Subscribe to the newsletter Feeling helpless when it comes to your student loans?
Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planning
Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!
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PSLF on Pause
Public Service Loan Forgiveness (PSLF) has been on pause since May while servicing transitions away from MOHELA, causing waves. Student Loan Advisors Sim Terwilliger and Sam Silberstein dissect what these shifts mean for borrowers. Learn the new processes for submitting and tracking PSLF forms through StudentAid.gov, the impacts of administrative forbearance, and the long-term outlook for PSLF.
In today’s episode:
06:23 How the pause in submissions during May and June affect processing
08:43 When forbearance counts for PSLF forgiveness, and when it doesn’t
14:50 Avoid complications by submitting employment certification annually
20:15 Borrowers can audit student loan payment counts
Links mentioned:
PSLF Help Tool
StudentAid.gov
Like the show? There are several ways you can help!
Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts Subscribe to the newsletter Feeling helpless when it comes to your student loans?
Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planning Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!
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SAVE Plan Injunction: What It Means For Student Loan Borrowers
The student loan world continues to change. Looming deadlines are approaching and there is an injunction to the Saving on A Valuable Education (SAVE) plan.
Listen in as student loan experts Kathleen Boyd, CFP®, CSLP® and Lauryn Williams, CFP®, CSLP®, AFC® answer your burning questions. Including factors and considerations for the SAVE plan injunction, Pay As You Earn plan, Income Contingent Repayment plan and IDR waiver.
SAVE injunction news SAVE risk tolerance Pay As You Earn final call FAQs: When will forgiveness happen? Why is there an injunction? Should I stay on my student loan repayment plan? Income Contingent Repayment final call ICR and Parent PLUS Borrowers considerations IDR waiver consolidation considerations When will there be more student loan updates? Student loan deadlines to be aware of
Like the show? There are several ways you can help!
Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts Subscribe to the newsletter Feeling helpless when it comes to your student loans?
Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planning
Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!
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Last Call for PAYE, ICR and the IDR Waiver
A looming June 30, 2024, deadline means big changes for student loan borrowers. Student loan experts Lauryn Williams and Connor Pierce explain why this is the last call for the IDR waiver, Pay As You Earn (PAYE) plan and Income Contingent Repayment (ICR) plan. Learn what’s at stake with these benefits phasing out and how to avoid costly mistakes.
In today’s episode:
03:58 Last chance for Pay As You Earn (PAYE) and why it’s crucial for professions with escalating incomes
13:30 Income Contingent Repayment (ICR) is going away for borrowers who don’t have Parent PLUS loans
20:24 IDR waiver benefits before they expire and why you might need to consolidate your loans before June 30, 2024
30:19 Undergrad borrowers on Saving on a Valuable Education (SAVE) could see their payments drop July 1, 2024
Like the show? There are several ways you can help!
Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts Subscribe to the newsletter Feeling helpless when it comes to your student loans?
Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planning
Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!
Customer Reviews
THE BEST
The absolute gold standard of student loan-related podcasts. I listen to every episode and recommend the show highly.
A must for anyone with student loans.
Thank you so much Travis and your team for all that you. Looking out for us with student loans, with compassion and nonjudgmental .
Meh
Very informative, however as much as it’s boasted that you can apply these steps to anyone’s situation, which…I’m sure you can to a degree, I’ve listened to many of these episodes and it is largely focused on people with 6-digit debt, ASSUMING they’re in well paying jobs like medical, or married with dual income, and especially people who qualify for PSLF.
For someone like me, 6-digit student loans, stuck in 46k job that ISN’T medical or government or anything remotely PSLF-qualifying, with high bills, I haven’t found anything that talks to people like me.
Smart guy, but where’s the help for the:
-single
-$200k+ debt
-$46k gross
-living minimally with $180 to live off bi-weekly after bills
-standard job; think customer service, not govt or medical or law