79 episodes

Travis helps you navigate the insane world of student loans, especially if you owe $50,000 to $1 million. If you've ever spent too much time on the phone with your loan servicer, this is the show for you. Every week we share tips on loan forgiveness, investing, crushing debt, and how to get to financial freedom when you owe more than most people's mortgage.

Student Loan Planner Travis Hornsby

    • Careers
    • 4.8, 67 Ratings

Travis helps you navigate the insane world of student loans, especially if you owe $50,000 to $1 million. If you've ever spent too much time on the phone with your loan servicer, this is the show for you. Every week we share tips on loan forgiveness, investing, crushing debt, and how to get to financial freedom when you owe more than most people's mortgage.

    The mental health challenges of student loans

    The mental health challenges of student loans

    Many student loan borrowers struggle with their mental health. If you’ve ever felt stress, anxiety or worry about your student loan debt, you’re not alone.
    Student loan debt shouldn’t stop you from living your best life. I can’t wave a magic wand and make it all go away but, in this episode, I share some tools to help. 
     
    In today’s episode, you'll find out:
     
    Results of our recent student loan mental health study Why 90% of our listeners have severe student loan anxiety The top 6 things borrowers worry about because of their student loans Why borrowers are more stressed about student loans than COVID-19 How to change your outlook on student loans to reach financial milestones Why student loan interest doesn’t matter Why I don’t think forgiveness will go away How to buy a house with student loan debt Why you shouldn’t wait to have kids because of student loans My thoughts on what the next stimulus bill will include

    Full show notes at: http://studentloanplanner.com/79


    Like the show? There are several ways you can help!


    Subscribe on Apple Podcasts, Stitcher, Spotify or TuneIn. Leave an honest review on Apple Podcasts.  Follow on Facebook, Twitter, or LinkedIn  
    Feeling helpless when it comes to your student loans?
    Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

    • 53 min
    The Double Debt Loophole for Married Couples Explained

    The Double Debt Loophole for Married Couples Explained

    One of the weirdest student loan repayment loopholes that I know of is the double debt loophole. It only works for married couples, but it can change the way you think about your student loan debt. In this episode, I talk about that and 7 other loopholes we use to save you money on your student loans.
    In today’s episode, you'll find out:
    What is the double debt loophole and how does it work Why the loophole doesn’t work with all repayment plans Examples of the double debt loophole in action The #1 thing I tell our consultants about student loan planning Why federal student loan interest will be so low for fall 2020 and spring 2021 The 7 other loopholes our consultants use to lower your monthly payment How to know if you need a professional to analyze your student loans Full show notes at: http://studentloanplanner.com/78
     
    Like the show? There are several ways you can help!

    Subscribe on Apple Podcasts, Stitcher, Spotify or TuneIn Leave an honest review on Apple Podcasts Follow on Facebook, Twitter, or LinkedIn  
    Feeling helpless when it comes to your student loans?
    Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

    • 43 min
    What Business Owner Dentists, Vets, Optometrists, and Lawyers Need to Know, with Tom Bodin

    What Business Owner Dentists, Vets, Optometrists, and Lawyers Need to Know, with Tom Bodin

    As practice owners struggle to get through this tough time, I sat down with Tom Bodin, CFA, CFP®, and a Practice Integration Advisor for Buckingham Strategic Wealth.
    He shares how business owners can best address financial planning amid the pandemic.
     
    In this episode, you'll find out:
    How Bodin’s background in legislative analysis helps his financial planning clients Roadblocks dentists, optometrists, veterinarians, and lawyers are facing because of COVID-19 Best ways to maximize tax savings to lower your AGI How practice owners can put away six-figures for retirement annually The importance of a cash balance plan in practice ownership Cash preservation techniques for business owners How wealth planning can help even if you’re just thinking about a practice purchase

    Full show notes at: http://studentloanplanner.com/77
     
    Like the show? There are several ways you can help!

    Subscribe on Apple Podcasts, Stitcher, Spotify or TuneIn. Leave an honest review on Apple Podcasts.  Follow on Facebook, Twitter, or LinkedIn  
    Feeling helpless when it comes to your student loans?
    Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan

    • 59 min
    Paying Nothing, Borrowing the Max, and What this Recession Means for Student Loan Policy

    Paying Nothing, Borrowing the Max, and What this Recession Means for Student Loan Policy

    Most financial experts are telling you to pay extra on your student loans right now because of the 0% interest rate through the end of September. But I think that’s terrible advice!
    Find out why and what I think the unintended consequences will be of Congress trying to rescue borrowers amid the coronavirus outbreak.
    In today’s episode, you'll find out:
    Why you should pay nothing on your student loans How you could be a victim of a strategic layoff How to lower your payment if you have private student loans Why it’s okay to borrow the max amount of student loans What Congress did to make me think the tax bomb will disappear Some good news about student loan interest rates for next year What matters the most when it comes to student loan repayment
    Full show notes at: http://studentloanplanner.com/76

    • 56 min
    Some Good student Loan News (people are still saving money)

    Some Good student Loan News (people are still saving money)

    To help combat the doom and gloom that is the coronavirus, I’m bringing you some positive energy. Today, I talk with Meagan Landress, Certified Student Loan Professional™ and founder of Financial Coach Meagan, about some good news regarding student loans.
    In today’s episode, you'll find out:
    How Landress has been handling social distancing
    The repayment plan that cut a couple’s payment in half
    The trick to free up cash flow on student loans
    A strategy for student loans specifically for people nearing retirement age
    Why federal student loans aren’t like any other type of debt
    How a recent grad saved $1,000 per month on her monthly payment

    Full show notes at: http://studentloanplanner.com/75

    • 57 min
    Your Quarantine Stories

    Your Quarantine Stories

    I did a second survey of our 20,000-plus email subscribers to find out how the pandemic and economic shut down is affecting different professions.
    The results aren’t what I expected.
    Today, I’m sharing survey findings, quarantine stories from our subscribers, and an update on the CARES Act and how it might impact the future of student loans.
    In today’s episode, you'll find out:
    Why the $350 million funding for PPP loans was a disaster Who I think should apply for a PPP loan if there’s more funding How professions are being impacted by the economic shutdown How long survey respondents said the economy should stay closed The impact of coronavirus on dentists vs. physicians Quarantine stories from survey respondents What big changes might be coming to the CARES Act Why universities want lower interest for student loans
    Full show notes at: http://studentloanplanner.com/74

    • 57 min

Customer Reviews

4.8 out of 5
67 Ratings

67 Ratings

Teresa D. L. ,

Great show!

I look forward to listening to your podcast every week. It helps to keep me on track with my student loan plan and to know that there are many other people in the same situation as myself. Thank you for providing such valuable information. I recommend your show to all my friends that have student loans.

SLPforSLP ,

Thank you

After listening to your podcast for several months, I had a consultation with Lauryn in 2019. She gave me the final push I needed to eradicate my credit card debt, organize my overall financial health, and give me professional direction on my hefty student loans as a speech-language pathologist. I continue to listen to your podcast, and especially during this pandemic nightmare, have appreciated your honest feedback and perspective on managing student loans and overall personal finance. I’m sticking to my long-term strategy!

Drmoskweli ,

Excellent

Well done Travis! People need this info!

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