61 episodes

I help tech employees use their finances to create the life of their dreams by helping you take your financial confidence to the next level!Are you a tech employee who wants to learn how to better manage your finances?Working in tech you may experience extreme pay increases, which may allow you the ability to accomplish goals you've only dreamed of. However, if mismanaged, you can also find yourself stressed out and under pressure to increase your income in order to fit your lifestyle.The good news, is through education and a little bit of determination, you have the power to control your future and create your best life.Not only will we cover basic personal finance concepts, but we'll dive deep into tech specific benefits and issues that I regularly help my clients build strategies to maximize. (Examples: working for start ups, restricted stock units, stock options, and layoffs) Also, on a regular basis, I will have special guests that will highlight their stories with unique stories about their tech experiences.

Techie Personal Finance Bootcamp Lucas Casarez CFP®

    • Business
    • 5.0 • 6 Ratings

I help tech employees use their finances to create the life of their dreams by helping you take your financial confidence to the next level!Are you a tech employee who wants to learn how to better manage your finances?Working in tech you may experience extreme pay increases, which may allow you the ability to accomplish goals you've only dreamed of. However, if mismanaged, you can also find yourself stressed out and under pressure to increase your income in order to fit your lifestyle.The good news, is through education and a little bit of determination, you have the power to control your future and create your best life.Not only will we cover basic personal finance concepts, but we'll dive deep into tech specific benefits and issues that I regularly help my clients build strategies to maximize. (Examples: working for start ups, restricted stock units, stock options, and layoffs) Also, on a regular basis, I will have special guests that will highlight their stories with unique stories about their tech experiences.

    Special Guest: Real Estate Expert Patrick Soukup

    Special Guest: Real Estate Expert Patrick Soukup

    Join me as I interview a real estate expert, Patrick Soukup of Soukup Real Estate Services in Fort Collins, CO.

    We cover a wide range of topics from real estate as an investment and personal residence. 

    Patrick also shares his insights on whether we are in a real estate bubble, how to search for a home when you're out of state, and his real estate investment philosophy. 



    https://www.soukuprealestate.com/our-team
    https://www.linkedin.com/in/patrick-soukup-cpm-36497225/
    https://www.youtube.com/channel/UCqjpWM9lXcMIEMktSjR_DCg

    • 1 hr 5 min
    Breaking Into Tech By Writing a Jingle with Orlando Gomez (OG)

    Breaking Into Tech By Writing a Jingle with Orlando Gomez (OG)

    Orlando shares his journey from finance, Peace Corp, back to finance and then breaking into tech by writing a jingle.

    Despite having an MBA and finance background, it took him over 8 months to break into tech.

    To stand out from the crowd, Orlando wrote Jingles and leveraged Twitter to directly connect with companies.

    Orlando Gomez is a First-gen Mexican-American from Chicago's South Side. Parents are from Guanajuato and his Dad settled here as a steelworker after working the fields in California. He brought my mom over and I was born here. 
    Orlando received his Bachelor's in Business Management from Robert Morris University-Illinois in Chicago, then went to work at a Walmart store in Columbus, Ohio.  He realized retail wasn't for me and soon after switched to finance.  He received his investment licenses at Charles Schwab in Indianapolis, then moved back to Chicago to work in Private Wealth (Credit Suisse).
    After private wealth, he joined the Peace Corps and lived in the sierra of Peru for two years advising small businesses, teaching youth entrepreneurship, leading financial literacy workshops, and starting a baseball little league. 
    He came back to the US and started business school at Tuck School of Business at Dartmouth and that eventually took him to Investment Banking in NYC (CS - Industrials). 
    The shift to WFH enabled him to return to Chicago where he set out to explore opportunities in Tech and eventually landed at Drift helping build out their Drift for Startups program
    .
    https://www.drift.com/startups/
    https://twitter.com/OrlandoGomezzz
    https://www.linkedin.com/in/orlandogomez13/

    • 44 min
    Should I Take Out a 401(k) Loan?

    Should I Take Out a 401(k) Loan?

    I'm a big fan of 401(k) loans, but they shouldn't be taken out lightly.

    In this episode, I cover the basic rules of a 401(k) loan, the pros, and the cons. 

    • 14 min
    The Ebbs and Flows of Being a Startup Founder with Josiah Haswell

    The Ebbs and Flows of Being a Startup Founder with Josiah Haswell

    Josiah Haswell, in addition to being a good friend, is the CoFounder of Sunshower. IO. The first comprehensive, provider-agnostic cloud management platform. In this episode, you will hear how Josiah shifted from corporate tech to being an employee at Startups and ultimately starting up his own companies. Like any business, startup life ebbs and flows, and Josiah shares some of the challenges, he’s faced with his startups over the years.


    Without further ado, here is Josiah’s interview.


    Discovering the power of softwareUnique contrast between old tech and new techVetting a cofounderHiring and firing as a startup founderImportance of sales for a business

    https://www.linkedin.com/in/josiah-haswell-4b116823/
    https://sunshower.io/

    • 48 min
    Spending After the Pandemic

    Spending After the Pandemic

    If you are anything like my family, your spending habits have changed significantly during the pandemic. If you managed to maintain employment throughout this whole period, then you may have found that your savings accounts actually increased.
     
    Or maybe you are a stress shopper and managed to find more ways to spend money now that you have more time on your hands.
     
    Either way, your spending habits are likely to change again as we approach what will be a new normal.
     
    How have your spending habits changed during the pandemic?

    • 23 min
    Making Smart Money Moves in 2021

    Making Smart Money Moves in 2021

    Make SMART Financial Moves in 2021


    We made it to 2021! A year like 2020 stretched us thin in many aspects of our lives and that may have included your finances. If you feel you can improve on your finances in 2021 and want to make it a priority, I want to provide you a framework to get started in 2021. 


    Improving your finances is more than dollars and cents, which is why it is so important to start with a vision... a purpose….. a why…... Call it what you want, but you need to focus on what you actually care about. The best way to hone in on this is by reflecting on your life and what gives you the most joy and what you value the most. 


    What will your life look like if you improve your finances?
    How will you feel with finances that are in better shape?
    What else is possible if you can take control of your financial situation?


    Next, you need to plan. Sustainable improvements do not happen by accident. You need to create a plan that allows you to be successful. You’ve probably heard of making SMART goals. The reason for having SMART goals is so you have a roadmap on how to achieve your goals, which will make it easier for you to get started and easily track your progress.


    Let’s break down SMART goals.


    Specific: It needs to be as specific as possible. The vaguer you are, the less you’ll care about actually achieving it. 
    Non-Specific Example: I would like to be better with my financesSpecific Example: I will pay off all of my credit card debt.Measurable: The nice thing about finances, is it can be easily measured. With debts, we want to see the number go down. With assets, we want that number to go up. Additionally, when you can measure progress, you can create byte-sized goals to achieve along the way. 
    Non-Measuable Example: I want to feel better about my finances. Measurable Example: I would like to contribute 10% of my income towards my 401(k)Attainable: You want to believe that you are capable of achieving your goal. Did you know that confidence in being successful is a big factor in actually being successful? If it’s a pipe dream, then you likely won’t even try.
    Non-Attainable: I want to make a million dollars this year without having to work.Attainable Example: I want to increase my earning power by 10%.Relevant: You have to care about your goal. If it’s not relevant to what you care about, then you won’t put in the work to make it happen, or worse, you’ll invest your time, energy, and money into something you didn’t even want.
    Non-Relevant Example: I want to get a master’s degree because it’s what you’re supposed to do for your current career trajectory, but you really want to make a career change.Relevant Example: I want to attend a Tech Bootcamp so I can make a career change into a field that I’m excited about.Time-Based: Deadlines help us be more productive. Without a time constraint and because of human nature, we’re more likely to put off starting in the first place.
    Non-Time-Based Example: I would like to get married soon.Relevant Example: I would like to get married next year. 

    All of these examples are from conversations I’ve had with clients. It’s amazing how making SMART goals help you start to build the life you actually want to create and stop saying one day I’ll …… or it would be nice to …….

    • 17 min

Customer Reviews

5.0 out of 5
6 Ratings

6 Ratings

bxhearl ,

Fantastic!

The Information I have receive from these podcasts is amazing! The quality of knowledge and experiences provided from Lucas and his guests are top notch. I wish I had access to this kind of education and thinking 10 years ago!

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