The Big Picture

Rich Swerbinsky
  • 5.0 (1)
  • BUSINESS
  • UPDATED WEEKLY

Housing. Business. Life. Levity!

  1. The Big Picture - Featuring Liz Facemire & Justin Wiseman

    APR 1

    The Big Picture - Featuring Liz Facemire & Justin Wiseman

    On this week’s The Big Picture, Liz Facemire and Justin Wiseman of the Mortgage Bankers Association (MBA) join the show for a timely conversation on the policy, regulatory, and advocacy forces shaping mortgage lending today. Bringing perspectives from both the state and national level, Liz and Justin break down how shifting political dynamics, market volatility, and global events are influencing the industry, and what lenders should actually be paying attention to. We dig into the evolving regulatory landscape for IMBs and servicers, including the growing role of state-level oversight, AI-related policy considerations, and recent federal actions impacting housing and banking. The conversation also highlights MBA’s advocacy efforts, how lenders can better engage with policymakers, and why education and alignment across the industry are more important than ever. It’s a clear, practical look at the intersection of policy and business, and how to navigate both with confidence.

    46 min
  2. The Big Picture - Featuring Bill Cosgrove

    APR 1

    The Big Picture - Featuring Bill Cosgrove

    On this week’s The Big Picture, Bill Cosgrove, President and CEO of Union Home Mortgage and co-chair of the Tampa Bay Rays, joins the show for a wide-ranging conversation on leadership, market dynamics, and building at scale. With more than 35 years in mortgage banking, Bill brings a seasoned perspective on how the industry is evolving and what it takes to stay competitive through cycles of volatility and change. We dig into consolidation trends, the potential impact of Basel III relief and big bank re-entry into lending, and the broader role of Fannie Mae and Freddie Mac in today’s housing finance system. The conversation also explores rising costs, the growing need for technology and AI-driven efficiency, Bill’s unique path into professional sports ownership, and how that experience connects back to leadership, culture, and long-term strategy. It’s a candid, big-picture discussion on where the industry stands today and where it may be headed next.

    45 min
  3. The Big Picture - Featuring Dan Snyder

    MAR 19

    The Big Picture - Featuring Dan Snyder

    On this week’s The Big Picture, Dan Snyder, Founder and CEO of Lower(.com), joins the show to talk growth, innovation, and what it takes to build a modern mortgage platform in a rapidly evolving market. An entrepreneur with a builder’s mindset, Dan shares how Lower has expanded beyond traditional lending into a broader homeownership ecosystem by combining mortgage, real estate, and technology under one roof. We dig into Lower’s multi-channel strategy, the role of acquisitions in accelerating platform development, and how the company approaches recruiting, training, and scaling top talent. The conversation also explores the real-world impact of AI and emerging technologies on mortgage operations, and what lenders should be thinking about as competition intensifies across retail, wholesale, and direct channels. It’s a candid, forward-looking discussion on building for the future while staying grounded in execution today.

    49 min
  4. The Big Picture - Featuring Brian Vieaux

    MAR 19

    The Big Picture - Featuring Brian Vieaux

    On this week’s The Big Picture, Brian Vieaux, President of MISMO, joins the show to unpack the role of data standards in shaping the future of mortgage, and why they matter more than most people realize. With more than 30 years of experience across lending, fintech, and channel development, Brian brings a unique perspective on how infrastructure, not just innovation, will define the next era of housing finance. We dig into the evolving conversation around trigger leads, market volatility driven by global events, and the broader forces impacting rates and capital markets. The conversation then turns to MISMO: what it is, how it’s funded, and why its work around data standardization, compliance datasets, and AI enablement is critical to driving efficiency across the industry. From practical applications to long-term adoption challenges, Brian offers a thoughtful look at how alignment, transparency, and shared standards can ultimately benefit both lenders and consumers.

    50 min
  5. The Big Picture - Featuring Jodi Hall

    MAR 19

    The Big Picture - Featuring Jodi Hall

    On this week’s The Big Picture, Jodi Hall, President and CEO of The Mortgage Collaborative (TMC), joins the show for a timely conversation right after the TMC Conference in Scottsdale, AZ. With nearly 30 years of experience across lending, operations, and technology, Jodi brings a clear, operator-focused perspective on the themes that are resonating most with lenders right now, and what they signal for the road ahead. We dig into the key takeaways from the conference, like shifting market dynamics and the strategic priorities top lenders are focused on as conditions continue to evolve. The conversation also explores how teams should be thinking about execution, culture, and technology in the current environment, and what it takes to stay competitive while building for the next cycle. It’s a practical, forward-looking discussion grounded in real conversations happening across the industry today.

    45 min
  6. The Big Picture - Featuring Jay Arneja

    FEB 19

    The Big Picture - Featuring Jay Arneja

    On this week’s The Big Picture, Jay Arneja of nCino joins the show for a forward-looking conversation on where mortgage technology is headed and why progress sometimes feels slower than it should. With more than 25 years at the intersection of lending, partnerships, and digital transformation, Jay brings a candid perspective on the structural challenges facing banks and lenders as they adapt to shifting policy signals and evolving borrower expectations. We dig into the role of AI, data standards, and digitization in modernizing the mortgage process, along with updates on remote online notarization, eNotes, and the push toward a truly paperless closing. The conversation also explores factory-built housing as a potential affordability solution and what meaningful innovation actually requires from lenders, regulators, and tech partners. It’s a straight-shooting discussion on the future of mortgage infrastructure, and what needs to happen next to move the industry forward.

    47 min
  7. The Big Picture - Featuring Natalie Alexander

    FEB 12

    The Big Picture - Featuring Natalie Alexander

    On this week’s The Big Picture, Natalie Alexander, President and CFO of Willow Bend Mortgage, joins the show for a candid conversation on leadership, market dynamics, and the evolving playbook for independent mortgage banks. With more than a decade helping guide Willow Bend’s growth, Natalie brings both financial discipline and a people-first perspective to a rapidly shifting lending environment. We dig into conditions in the Dallas–Fort Worth housing market, including builder incentives and competitive pressures, and tackle bigger-picture issues like rising credit report costs, consolidation trends, and the role of servicing in long-term strategy. The conversation also explores the underrepresentation of women in IMB leadership and what meaningful progress looks like, along with the opportunities and challenges tied to AI adoption across mortgage operations. It’s a grounded, forward-looking discussion on how independent lenders can stay competitive while staying true to their culture.

    49 min
  8. The Big Picture - Featuring Bob Broeksmit

    FEB 6

    The Big Picture - Featuring Bob Broeksmit

    On this week’s The Big Picture, Bob Broeksmit, President and CEO of the Mortgage Bankers Association (MBA), joins the show for a wide-ranging conversation on the forces shaping mortgage banking right now. From reflections on industry leadership and legacy to insights coming out of the MBA Independent Mortgage Banking Conference, Bob offers a candid look at where the industry stands and what’s rising to the top of the priority list. We dig into the ongoing debate around proposed credit score changes, the regulatory and political dynamics influencing housing policy, and how administrative actions differ from legislative reform. The conversation also touches on MBA’s advocacy efforts around affordability, condo insurance, loan officer compensation, servicing rules, and RESPA. With decades of experience and a clear view from Washington, Bob brings thoughtful context and practical perspective to the issues lenders and servicers are navigating today.

    49 min
See All (90)

About

Housing. Business. Life. Levity!

Information

  • Creator
    Rich Swerbinsky
  • Years Active
    2024 - 2026
  • Episodes
    90
  • Rating
    Explicit
  • Copyright
    © 2026 The Big Picture
  • Show Website
    The Big Picture

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