28 episodes

This podcast aims to give current and relevant information to help you manage your Money. Ben Davies is a Financial Advisor with Davies Financial-Sterling Mutuals Inc. Ben has a passion to see people thriving with their money.

The opinions expressed are those of the participants, are for informational purposes only, and do not necessarily reflect the views or opinions of Sterling Mutuals Inc. Mutual Funds provided through Sterling Mutuals Inc.  Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the simplified prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. 

The Clear Money Mindset Ben Davies

    • Business
    • 5.0 • 1 Rating

This podcast aims to give current and relevant information to help you manage your Money. Ben Davies is a Financial Advisor with Davies Financial-Sterling Mutuals Inc. Ben has a passion to see people thriving with their money.

The opinions expressed are those of the participants, are for informational purposes only, and do not necessarily reflect the views or opinions of Sterling Mutuals Inc. Mutual Funds provided through Sterling Mutuals Inc.  Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the simplified prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. 

    EP 28 - Lending Dollars & Savings Percent’s - Rob Zanet Axiom Mortgage Solutions Pt. 2

    EP 28 - Lending Dollars & Savings Percent’s - Rob Zanet Axiom Mortgage Solutions Pt. 2

    Lending Dollars & Saving Percents - Part 2  

    Rob Zanet of Axiom Mortgages continues his conversation with Ben as he provides more professional insight into the mortgage world. In the second part of this 2 part podcast Rob discusses his experiences with re-financing (this may be a big trend over the next few years), private mortgages, stress tests, and much more including variable versus fixed mortgages. 

    • 28 min
    EP 27 - Lending Dollars & Savings Percent’s - Rob Zanet Axiom Mortgage Solutions

    EP 27 - Lending Dollars & Savings Percent’s - Rob Zanet Axiom Mortgage Solutions

    A podcast that really hits home (owners). 

    With the cost of housing going up, those who are looking to buy a home (or refinancing your current home) must work hard to save money. This is where the mortgage broker – a professional whose job is to find you the best mortgage rate, enters the conversation. Rob Zanet of Axiom mortgage walks you through what you need to know in part one of this 2-part podcast including: 

    The benefits of using a Broker. 
    Sources that Brokers can use. 
    What are the types of lenders and should you be concerned about “lesser known” lenders. 
    How Brokers are compensated. 
    Tips and Advice that could save you thousands in interest. 

    Rob Zanet and his wife Sandra have collectively over 50 years of mortgage experience in Windsor & Essex Country and currently operate Axiom Mortgages that locally has 2 offices located in both Tecumseh and Leamington.  

    • 28 min
    EP 26 - The Bottom Line - How Biases Affect Your Behavior - Alex Nguyen

    EP 26 - The Bottom Line - How Biases Affect Your Behavior - Alex Nguyen

    Investor emotions have a big impact on investor behavior. That can often lead to making the wrong decisions a the wrong time. This can affect how we react in both up and down markets. Our first podcast in 2020 was about navigating our emotions in investing. We want to revisit that today. 2022 continues to be a tough year. We want to look into how the right mindset can have an impact on our investments.

    • 40 min
    EP 25 - Chris Martin - Cyber Security - Part 2 - Protect Yourself

    EP 25 - Chris Martin - Cyber Security - Part 2 - Protect Yourself

    What would you do if we told you that your “Very Strong” password could be figured out within an hour with no other information about you and if small amounts of information are known it can be minutes or seconds? Many people are unaware of seemingly innocent ways you give your information and how that may make you very susceptible to online hackers. You may be at risk if: 

    Any of y0ur p@$$w0rd$ l00k l!k3 Th!S. 
    You have used any password or part of a password more than once. 
    You use words, patterns, or personal information in your password.
    You use verification questions that are easy.

    We also discuss: 

    Are call phone biometrics safe/secure? 
    How to protect your account and information. 
    Why 2-way authentication is so important (tip, you can set this up in your Sterling portal) . 

    In the second and final part of this two part podcast Ben continues his talk with Chris Martin – Staff Software Engineer with Mozilla Firefox as they discuss the password debacle and gives some suggestions on how you can increase your security in the online world.  

    • 41 min
    EP 24 - Chris Martin - Cyber Security - Part 1 The Truth About Hacking

    EP 24 - Chris Martin - Cyber Security - Part 1 The Truth About Hacking

    What does a modern hacker look like? Many of us have a picture of a person sitting in the dark surrounded by computers and monitors **cue suspenseful music and typing sounds**but this is no longer the face of hackers. You may be surprised at how susceptible each of us can be if we are ever chosen as a target for what has become a lucrative and profitable industry. Today Chris Martin – Staff Software Engineer with Mozilla Firefox educates us on some ways that hackers use everyday exploits to try and gain access to our information. This podcast is not meant to scare but to inform and make use more conscious of the decisions we make surrounding technology and how we access computers. It will take place over 2 parts; the first part will be Chris taking us through some historical accounts of hacking and ways that hackers used a variety of tactics to gain access to companies and information. Be sure to stay turned for part 2 where Chris walks us through simple ways to protect ourselves.  

    • 47 min
    EP 23 - The Reality Of Realty- Sebastian Schmoranz Pt. 2

    EP 23 - The Reality Of Realty- Sebastian Schmoranz Pt. 2

    The Reality of Realty version 2.0 - the second half of our podcast episode explores more inside information from a professional in the real estate industry. If you are planning on buying or building this is a MUST listen, some topics we discuss are:

    - The importance of credit monitoring
    - The problem with pools and how to protect yourself
    - What your Real Estate Lawyer does and why it is important
    - Home warranty tips and tricks

    Thank you to Sebastian Schmoranz, Managing Partner at McGregor, Sims, Schmoranz Law Office

    • 37 min

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