Money decisions are rarely just about the numbers. The beliefs we absorb from our families, culture, and past experiences can quietly influence how we spend, save, invest, and even how comfortable we feel having money. In this episode of The D Shift: Redefining Divorce and Beyond, Strategic Divorce Consultant Mardi Winder talks with financial wellbeing coach JD Rose, creator of the Whole Money Method, about the connection between money, identity, emotions, and the body. JD explains why financial security does not automatically eliminate feelings of scarcity, how long-held beliefs about money can continue influencing us well into adulthood, and why changing our relationship with money requires more than simply thinking differently. For anyone facing major financial decisions during or after divorce, this conversation offers a different way to consider what may be influencing those choices beneath the surface. Questions We Explore Q: Why can someone have plenty of money and still feel financially insecure? A: Because feelings of financial safety can be connected to identity, cultural conditioning, family messages, and deeply held beliefs about scarcity, not simply the amount of money in the bank. Q: How do childhood experiences influence our financial decisions as adults? A: Messages about saving, spending, debt, success, and what we “should” or “should not” do with money can become part of an internal operating system that continues influencing our choices years later. Q: How can you begin identifying a money story that may no longer serve you? A: JD suggests slowing down and getting curious about the story behind a reaction or behavior, then questioning whether that belief is actually true or simply something you have learned to accept as true. Q: Why isn’t changing your money mindset just about changing your thoughts? A: Money can create very real emotional and physical responses. JD explains why recognizing feelings such as shame, guilt, fear, or even tension in the body can be an important part of changing your relationship with money. Q: What is one idea JD wants listeners to remember? A: “Wealth begins in your body. It doesn’t begin in your bank account.” About the Guest: JD Rose is a Financial Well-Being Coach and creator of The Whole Money Method, a whole-person approach to personal finance grounded in practical strategy, emotional clarity, and energy alignment. Drawing on 25 years spanning therapeutic bodywork, health & business coaching, and financial well-being, she works with soulful, sensitive women who feel capable in most areas of life yet secretly struggle with anxiety and shame around money. Through a process that's as much about healing as it is about strategy, her clients build financial confidence and self-trust in the near term, and genuine peace with money in the long term. To connect with JD: Instagram: @the.resourced.woman LinkedIn: www.linkedin.com/in/jd-rose/ Website: www.theresourcedwoman.com About the Host Mardi Winder is a Strategic Divorce Consultant and High-Conflict Divorce Coach who helps high-achieving individuals navigate divorce with clarity, confidence, and control. Drawing on more than 30 years of experience in mediation, divorce coaching and conflict resolution, she supports clients in making smart decisions while reducing emotional and financial fallout, particularly in high-conflict, high-asset and complex divorces. Mardi is the founder of Positive Communication Systems, LLC, and the Strategic Divorce Directory, LLC. For Mardi’s gift: The Resilience Building Blueprint: A 28-Day Journey To A Stronger You https://www.divorcecoach4women.com/rbb Connect with Mardi on Social Media: Facebook - https://www.facebook.com/Divorcecoach4women LinkedIn: https://www.linkedin.com/in/mardiwinder/ Instagram: https://www.instagram.com/divorcecoach4women/ YouTube: https://www.youtube.com/@divorcecoach4women Thanks for Listening! Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page. Do you have feedback or questions about this episode? Leave a comment in the section below! Subscribe to the Podcast If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts. You can also subscribe in your favorite podcast app. Leave an Apple Podcast Review Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts.