The Enriched Nurse

Dan Richmond RN, BSN, CMSRN

How nurses can enrich their personal finances, career, and life with Dan Richmond RN, BSN, CMSRN. Nurses work too much. Learn how to work less and live more, rediscover your dream career.

  1. MAR 4

    Nurse Money Mindsets & KMA Money

    Have you ever taken care of a patient with a sad outcome and wondered what if that happened to you?  Has it made you feel like you should be living life to the fullest now? It's March Madness and we nurses often have interesting mindsets towards money that can be influenced by patient care.  I talk about multiple mindsets that can hold nurses back from smarter money decisions.  Also, do you have any KMA money?  I'll discuss why you need some.     With The Enriched Nurse's accredited nursing CE courses you can get paid to get smart with your money, starting today!  Get over 40 CEUs with our All-Access nursing CE membership.  Check it out here: https://enrichednurse.com/membership/ SUBSCRIBE! Be the first to know about new episodes!  Get our newsletter for nurse money & practice insights,  nursing CE promotions, and discounts.  https://dashboard.mailerlite.com/forms/880362/135927758629897896/share  FREE Download! Design Your Ideal Lifestyle and the Ultimate Nurse Work-Life Balance: https://enrichednurse.com/free-download/ FREE Nursing CE Membership! Get access to 3 courses and 5 ANCC Contact Hours for FREE including an introduction to financial literacy and resiliency when you sign up! https://www.enrichednursece.com/l/bundle/727419/introductory-membership The Enriched Nurse® is the only ANCC Approved Provider of Nursing Continuing Professional Development focused on nurse financial health, wellness, and literacy!  Financial Wellness Nursing CE Courses with CEUS and ANCC Contact Hours:  www.enrichednurse.com You may be eligible to get paid and reimbursed to take our nursing ce courses! Free Courses with Nursing CE: www.enrichednursece.com/p/earn-to-learn-transform-your-life-with-nursing-ce www.enrichednursece.com/p/elevate-your-nurse-pay-practice-get-certified Follow On Social Media: Facebook: https://www.facebook.com/TheEnrichedNurse/ LinkedIN:https://www.linkedin.com/in/dan-richmond-rn-bsn-cmsrn-cfei Youtube: https://www.youtube.com/@theenrichednurse Instagram: https://www.instagram.com/theenrichednurse/ Disclaimer I'm an RN and Certified Financial Education Instructor℠, not a finance pro, lawyer, accountant, or tax pro.  I do manage all these aspects of my personal life really well and think other nurses could benefit from my insight and experiences.  Any references to patients have been fictionalized. This podcast is for entertainment, educational, and informational purposes only.  Opinions are those of the speaker and not necessarily The Enriched Nurse.  Nothing in the show should be taken as financial, tax, legal, accounting, or medical advice. Any reference to income, earnings, or returns are estimates and not guarantees.  You may not achieve the same results.  Investing entails risk and you could lose money.  Consult a professional if you do not fully understand the risks and/or topics discussed or you want professional advice.

    37 min
  2. Special Guests: Fred Katz & Breanna Zabel ONA Board Members

    FEB 10

    Special Guests: Fred Katz & Breanna Zabel ONA Board Members

    Ever wondered what it's like to serve as a board member or run to become one in an election?  In this special episode I interview current Oregon Nurses Association Board Members Fred Katz and Breanna Zabel.  For ONA Election & Candidate Info:  https://www.oregonrn.org/page/elections& For Candidate Slates & Platforms:  https://nursesfororegon.org/ https://www.strongertogetheroregon.org/ With The Enriched Nurse's accredited nursing CE courses you can get paid to get smart with your money, starting today!  Get over 40 CEUs with our All-Access nursing CE membership.  Check it out here: https://enrichednurse.com/membership/ SUBSCRIBE! Be the first to know about new episodes!  Get our newsletter for nurse money & practice insights,  nursing CE promotions, and discounts.  https://dashboard.mailerlite.com/forms/880362/135927758629897896/share  FREE Download! Design Your Ideal Lifestyle and the Ultimate Nurse Work-Life Balance: https://enrichednurse.com/free-download/ FREE Nursing CE Membership! Get access to 3 courses and 5 ANCC Contact Hours for FREE including an introduction to financial literacy and resiliency when you sign up! https://www.enrichednursece.com/l/bundle/727419/introductory-membership The Enriched Nurse® is the only ANCC Approved Provider of Nursing Continuing Professional Development focused on nurse financial health, wellness, and literacy!  Financial Health Focused Nursing CE Courses with CEUS and ANCC Contact Hours:  www.enrichednurse.com You may be eligible to get paid and reimbursed to take our nursing ce courses! Free Courses with Nursing CE: www.enrichednursece.com/p/earn-to-learn-transform-your-life-with-nursing-ce www.enrichednursece.com/p/elevate-your-nurse-pay-practice-get-certified Follow On Social Media: Facebook: https://www.facebook.com/TheEnrichedNurse/ LinkedIN:https://www.linkedin.com/in/dan-richmond-rn-bsn-cmsrn-cfei Youtube: https://www.youtube.com/@theenrichednurse Instagram: https://www.instagram.com/theenrichednurse/ Disclaimer I'm an RN and Certified Financial Education Instructor℠, not a finance pro, lawyer, accountant, or tax pro.  I do manage all these aspects of my personal life really well and think other nurses could benefit from my insight and experiences.  Any references to patients have been fictionalized. This podcast is for entertainment, educational, and informational purposes only.  Opinions are those of the speaker and not necessarily The Enriched Nurse.  Nothing in the show should be taken as financial, tax, legal, accounting, or medical advice. Any reference to income, earnings, or returns are estimates and not guarantees.  You may not achieve the same results.  Investing entails risk and you could lose money.  Consult a professional if you do not fully understand the risks and/or topics discussed or you want professional advice.

    43 min
  3. FEB 7

    5 Tax Myths Nurses Should Reconsider

    Getting smarter with my taxes and rejecting typical tax approaches has saved me a lot of money.  It has allowed me to invest more, work less, and not feel like I'm being over taxed!  I break down 5 myths that you should reconsider and practical ways to avoid taxes.   Check out this companion blog post to see years worth of my income and tax rates: Getting Tax Smart: 13 Years of a Nurse's Income & Tax Rates - The Enriched Nurse® https://enrichednurse.com/getting-tax-smart-13-years-of-a-nurses-income-tax-rates/ With The Enriched Nurse's accredited nursing CE courses you can get paid to get smart with your money, starting today!  Get over 40 CEUs with our All-Access nursing CE membership.  Check it out here: https://enrichednurse.com/membership/ SUBSCRIBE! Be the first to know about new episodes!  Get our newsletter for nurse money & practice insights,  nursing CE promotions, and discounts.  https://dashboard.mailerlite.com/forms/880362/135927758629897896/share  FREE Download! Design Your Ideal Lifestyle and the Ultimate Nurse Work-Life Balance: https://enrichednurse.com/free-download/ FREE Nursing CE Membership! Get access to 3 courses and 5 ANCC Contact Hours for FREE including an introduction to financial literacy and resiliency when you sign up! https://www.enrichednursece.com/l/bundle/727419/introductory-membership The Enriched Nurse® is the only ANCC Approved Provider of Nursing Continuing Professional Development focused on nurse financial health, wellness, and literacy!  Financial Health Focused Nursing CE Courses with CEUS and ANCC Contact Hours:  www.enrichednurse.com You may be eligible to get paid and reimbursed to take our nursing ce courses! Free Courses with Nursing CE: www.enrichednursece.com/p/earn-to-learn-transform-your-life-with-nursing-ce www.enrichednursece.com/p/elevate-your-nurse-pay-practice-get-certified Follow On Social Media: Facebook: https://www.facebook.com/TheEnrichedNurse/ LinkedIN:https://www.linkedin.com/in/dan-richmond-rn-bsn-cmsrn-cfei Youtube: https://www.youtube.com/@theenrichednurse Instagram: https://www.instagram.com/theenrichednurse/ Disclaimer I'm an RN and Certified Financial Education Instructor℠, not a finance pro, lawyer, accountant, or tax pro.  I do manage all these aspects of my personal life really well and think other nurses could benefit from my insight and experiences.  Any references to patients have been fictionalized. This podcast is for entertainment, educational, and informational purposes only.  Opinions are those of the speaker and not necessarily The Enriched Nurse.  Nothing in the show should be taken as financial, tax, legal, accounting, or medical advice. Any reference to income, earnings, or returns are estimates and not guarantees.  You may not achieve the same results.  Investing entails risk and you could lose money.  Consult a professional if you do not fully understand the risks and/or topics discussed or you want professional advice.

    36 min
  4. JAN 27

    Nurses: Check & Diagnose Your Financial Vital Signs (Part 2) A Powerful Personal Finance Exercise

    This is Part 2 of Powerful Personal Finance Exercises for Nurses.  Part 1 -Walked you through conducting a financial head-to-toe assessment.  On todays episode we'll talk about how you can check your financial vitals from that assessment for analysis and diagnosis.  Don't worry, we'll just be making nursing diagnoses...No seriously, drawing the wrong conclusions for taking action on your money can amke you think its impossible to get ahead.  I'll break down how you can get whole picture and make smarter money decisions.   Blog Posts: Episode Companion: https://enrichednurse.com/checking-nurse-financial-vitals/ Part 1: https://enrichednurse.com/nurse-financial-head-to-toe-assessment/ With The Enriched Nurse's accredited nursing CE courses you can get paid to get smart with your money, starting today!  Our course: "Important Personal Finance Math..." with 1 ANCC Contact Hours is included in our All Access nursing CE membership.  Check it out here: https://enrichednurse.com/membership/ SUBSCRIBE! Be the first to know about new episodes!  Get our newsletter for nurse money & practice insights,  nursing CE promotions, and discounts.  https://dashboard.mailerlite.com/forms/880362/135927758629897896/share  FREE Download! Design Your Ideal Lifestyle and the Ultimate Nurse Work-Life Balance: https://enrichednurse.com/free-download/ FREE Nursing CE Membership! Get access to 3 courses and 5 ANCC Contact Hours for FREE including an introduction to financial literacy and resiliency when you sign up! https://www.enrichednursece.com/l/bundle/727419/introductory-membership The Enriched Nurse® is the only ANCC Approved Provider of Nursing Continuing Professional Development focused on nurse financial health, wellness, and literacy!  Financial Health Focused Nursing CE Courses with CEUS and ANCC Contact Hours:  www.enrichednurse.com You may be eligible to get paid and reimbursed to take our nursing ce courses! Free Courses with Nursing CE: www.enrichednursece.com/p/earn-to-learn-transform-your-life-with-nursing-ce www.enrichednursece.com/p/elevate-your-nurse-pay-practice-get-certified Follow On Social Media: Facebook: https://www.facebook.com/TheEnrichedNurse/ LinkedIN:https://www.linkedin.com/in/dan-richmond-rn-bsn-cmsrn-cfei Youtube: https://www.youtube.com/@theenrichednurse Instagram: https://www.instagram.com/theenrichednurse/ Disclaimer I'm an RN and Certified Financial Education Instructor℠, not a finance pro, lawyer, accountant, or tax pro.  I do manage all these aspects of my personal life really well and think other nurses could benefit from my insight and experiences.  Any references to patients have been fictionalized. This podcast is for entertainment, educational, and informational purposes only.  Opinions are those of the speaker and not necessarily The Enriched Nurse.  Nothing in the show should be taken as financial, tax, legal, accounting, or medical advice. Any reference to income, earnings, or returns are estimates and not guarantees.  You may not achieve the same results.  Investing entails risk and you could lose money.  Consult a professional if you do not fully understand the risks and/or topics discussed or you want professional advice.

    30 min
  5. 12/15/2025

    Financial Head-to-Toe Assessment (Part 1): A Powerful Nurse Personal Finance Exercise

    Do you know where your money is going?  Is it making you wealthy?  Or others?   Is it forcing you to work extra, long shifts, and still have nothing left over to show for it?  Mapping out your finances and performing a financial head-to-toe assessment is a powerful exercise for nurses to get smarter with their money.  You work way too hard to see your income lost to interest, taxes, and waste.  With The Enriched Nurse's accredited nursing CE courses you can get paid to get smart with your money, starting today!  Our Financial Head to Toe Course with 4 ANCC Contact Hours is included in our All Access nursing CE membership.  Check it out here:  https://enrichednurse.com/membership/  SUBSCRIBE! Be the first to know about new episodes!  Get our newsletter for nurse money & practice insights,  nursing CE promotions, and discounts.  https://dashboard.mailerlite.com/forms/880362/135927758629897896/share  FREE Download! Design Your Ideal Lifestyle and the Ultimate Nurse Work-Life Balance: https://enrichednurse.com/free-download/ FREE Nursing CE Membership! Get access to 3 courses and 5 ANCC Contact Hours for FREE including an introduction to financial literacy and resiliency when you sign up! https://www.enrichednursece.com/l/bundle/727419/introductory-membership The Enriched Nurse® is the only ANCC Approved Provider of Nursing Continuing Professional Development focused on nurse financial health, wellness, and literacy!  Financial Health Focused Nursing CE Courses with CEUS and ANCC Contact Hours:  www.enrichednurse.com You may be eligible to get paid and reimbursed to take our nursing ce courses! Free Courses with Nursing CE: www.enrichednursece.com/p/earn-to-learn-transform-your-life-with-nursing-ce www.enrichednursece.com/p/elevate-your-nurse-pay-practice-get-certified Follow On Social Media: Facebook: https://www.facebook.com/TheEnrichedNurse/ LinkedIN:https://www.linkedin.com/in/dan-richmond-rn-bsn-cmsrn-cfei Youtube: https://www.youtube.com/@theenrichednurse Instagram: https://www.instagram.com/theenrichednurse/ Disclaimer I'm an RN and Certified Financial Education Instructor℠, not a finance pro, lawyer, accountant, or tax pro.  I do manage all these aspects of my personal life really well and think other nurses could benefit from my insight and experiences.  Any references to patients have been fictionalized. This podcast is for entertainment, educational, and informational purposes only.  Opinions are those of the speaker and not necessarily The Enriched Nurse.  Nothing in the show should be taken as financial, tax, legal, accounting, or medical advice. Any reference to income, earnings, or returns are estimates and not guarantees.  You may not achieve the same results.  Investing entails risk and you could lose money.  Consult a professional if you do not fully understand the risks and/or topics discussed or you want professional advice.

    19 min
  6. 11/07/2025

    What Nurses with Active Lifestyles Should Know About Accident Insurance

    Ever wonder if that "extra" accident insurance during open enrollment is worth it? For nurses with busy families and high-deductible plans, it just might be. In this episode, Dan shares a real-life story and numbers showing how a small policy turned into $475 in benefits—and how you can make these add-on coverages work for you. This episode explains how supplemental accident insurance can offset out of pocket medical costs, preserve HSA funds, and even pay for itself through employer benefits and health-screening payouts. www.enrichednurse.com  SUBSCRIBE! Be the first to know about new episodes!  Get our newsletter for nurse money & practice insights,  nursing CE promotions, and discounts. https://dashboard.mailerlite.com/forms/880362/135927758629897896/share  FREE Download! Design Your Ideal Lifestyle and the Ultimate Nurse Work-Life Balance: https://enrichednurse.com/free-download/ FREE Nursing CE Membership! Get access to 3 courses and 5 ANCC Contact Hours including an introduction to financial literacy and resiliency! https://www.enrichednursece.com/l/bundle/727419/introductory-membership Get All-Access to our ANCC Courses and Save Big: https://enrichednurse.com/membership/ The Enriched Nurse® is the only ANCC Approved Provider of Nursing Continuing Professional Development focused on nurse financial health, wellness, and literacy!  Financial Health Focused Nursing CE Courses with CEUS and ANCC Contact Hours:  www.enrichednurse.com You may be eligible to get paid and reimbursed to take our nursing ce courses! Free Courses with Nursing CE: www.enrichednursece.com/p/earn-to-learn-transform-your-life-with-nursing-ce www.enrichednursece.com/p/elevate-your-nurse-pay-practice-get-certified Follow On Social Media: Facebook: https://www.facebook.com/TheEnrichedNurse/ LinkedIN: https://www.linkedin.com/in/dan-richmond-rn-bsn-cmsrn-6068152b3/ Youtube: https://www.youtube.com/@theenrichednurse Instagram: https://www.instagram.com/theenrichednurse/ Disclaimer I'm an RN and Certified Financial Education Instructor℠, not a finance pro, lawyer, accountant, or tax pro.  I do manage all these aspects of my personal life really well and think other nurses could benefit from my insight and experiences.  Any references to patients have been fictionalized. This podcast is for entertainment, educational, and informational purposes only.  Opinions are those of the speaker and not necessarily The Enriched Nurse.  Nothing in the show should be taken as financial, tax, legal, accounting, or medical advice. Any reference to income, earnings, or returns are estimates and not guarantees.  You may not achieve the same results.  Investing entails risk and you could lose money.  Consult a professional if you do not fully understand the risks and/or topics discussed or you want professional advice.

    17 min
  7. 10/14/2025

    Nurses Make Smarter Benefit Choices and Be Ready for Open Enrollment

    In this episode, I talk about benefit selections and why you should get smart about open enrollment, before it starts!  Spoiler alert:  otherwise you probably won't change much or get what you need...like my friend.  Learn about typical options, how I'm saving thousands in taxes, and what I plan to elect this year! Table of Contents:  Intro  / What is Open Enrollment? 8:45 / The Point of Insurance 10:20 Medical Insurances & Tax Savings 15:20 / Dental  20:50 / HSA 22:15 FSA 26:30 / DCFSA 29:45 / Life Insurance, ADD 33:30 / Other Benefits: Accident, etc. 43:30 www.enrichednurse.com  SUBSCRIBE! Be the first to know about new episodes!  Get our newsletter for nurse money & practice insights,  nursing CE promotions, and discounts. https://dashboard.mailerlite.com/forms/880362/135927758629897896/share  FREE Download! Design Your Ideal Lifestyle and the Ultimate Nurse Work-Life Balance: https://enrichednurse.com/free-download/ FREE Nursing CE Membership! Get access to 3 courses and 5 ANCC Contact Hours including an introduction to financial literacy and resiliency! https://www.enrichednursece.com/l/bundle/727419/introductory-membership Get All-Access to our ANCC Courses and Save Big: https://enrichednurse.com/membership/ The Enriched Nurse® is the only ANCC Approved Provider of Nursing Continuing Professional Development focused on nurse financial health, wellness, and literacy!  Financial Health Focused Nursing CE Courses with CEUS and ANCC Contact Hours:  www.enrichednurse.com You may be eligible to get paid and reimbursed to take our nursing ce courses! Free Courses with Nursing CE: www.enrichednursece.com/p/earn-to-learn-transform-your-life-with-nursing-ce www.enrichednursece.com/p/elevate-your-nurse-pay-practice-get-certified Follow On Social Media: Facebook: https://www.facebook.com/TheEnrichedNurse/ LinkedIN: https://www.linkedin.com/in/dan-richmond-rn-bsn-cmsrn-6068152b3/ Youtube: https://www.youtube.com/@theenrichednurse Instagram: https://www.instagram.com/theenrichednurse/ Disclaimer I'm an RN and Certified Financial Education Instructor℠, not a finance pro, lawyer, accountant, or tax pro.  I do manage all these aspects of my personal life really well and think other nurses could benefit from my insight and experiences.  Any references to patients have been fictionalized. This podcast is for entertainment, educational, and informational purposes only.  Opinions are those of the speaker and not necessarily The Enriched Nurse.  Nothing in the show should be taken as financial, tax, legal, accounting, or medical advice. Any reference to income, earnings, or returns are estimates and not guarantees.  You may not achieve the same results.  Investing entails risk and you could lose money.  Consult a professional if you do not fully understand the risks and/or topics discussed or you want professional advice.

    59 min
  8. 09/03/2025

    Essential Nurse Personal Finance Concepts: Why Nurses (and Millennials) Need to Understand Supply & Demand

    In this episode, we'll dive into why every nurse (and millennial) should understand supply and demand, an essential nurse finance concept.  I discuss today's economic challenges like housing costs and student loans.  I'll break down how this economic force impacts personal finances with multiple examples. Including a personal story and supply & demand case study about buying property in Shelter Cove at age 18.  I'll put it in perspective, highlighting key milestones from history, the hidden role of marketing in creating artificial demand, and practical ways nurses can make smarter money decisions. Whether you're wondering how anyone can get ahead these days, tackle debt, or can make smarter financial decisions, this conversation will encourage you to think differently about money and may help you build long-term wealth.   www.enrichednurse.com Related Blog Post: You've Got a "S#%T Lot!": A Nurse Finance Lesson in Supply and Demand - The Enriched Nurse®  SUBSCRIBE! Be the first to know about new episodes!  Get our newsletter for nurse money & practice insights,  nursing CE promotions, and discounts. https://dashboard.mailerlite.com/forms/880362/135927758629897896/share  FREE Download! Design Your Ideal Lifestyle and the Ultimate Nurse Work-Life Balance: https://enrichednurse.com/free-download/ FREE Nursing CE Membership! Get access to 3 courses and 5 ANCC Contact Hours including an introduction to financial literacy and resiliency! https://www.enrichednursece.com/l/bundle/727419/introductory-membership Get All-Access to our ANCC Courses and Save Big: https://enrichednurse.com/membership/ The Enriched Nurse® is the only ANCC Approved Provider of Nursing Continuing Professional Development focused on nurse financial health, wellness, and literacy!  Financial Health Focused Nursing CE Courses with CEUS and ANCC Contact Hours:  www.enrichednurse.com You may be eligible to get paid and reimbursed to take our nursing ce courses! Free Courses with Nursing CE: www.enrichednursece.com/p/earn-to-learn-transform-your-life-with-nursing-ce www.enrichednursece.com/p/elevate-your-nurse-pay-practice-get-certified Follow On Social Media: Facebook: https://www.facebook.com/TheEnrichedNurse/ LinkedIN: https://www.linkedin.com/in/dan-richmond-rn-bsn-cmsrn-6068152b3/ Youtube: https://www.youtube.com/@theenrichednurse Instagram: https://www.instagram.com/theenrichednurse/ Disclaimer I'm an RN and Certified Financial Education Instructor℠, not a finance pro, lawyer, accountant, or tax pro.  I do manage all these aspects of my personal life really well and think other nurses could benefit from my insight and experiences.  Any references to patients have been fictionalized. This podcast is for entertainment, educational, and informational purposes only.  Opinions are those of the speaker and not necessarily The Enriched Nurse.  Nothing in the show should be taken as financial, tax, legal, accounting, or medical advice. Any reference to income, earnings, or returns are estimates and not guarantees.  You may not achieve the same results.  Investing entails risk and you could lose money.  Consult a professional if you do not fully understand the risks and/or topics discussed or you want professional advice.

    46 min

Ratings & Reviews

5
out of 5
4 Ratings

About

How nurses can enrich their personal finances, career, and life with Dan Richmond RN, BSN, CMSRN. Nurses work too much. Learn how to work less and live more, rediscover your dream career.