The Fairer Finance podcast

Fairer Finance
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A topical show looking at news, policy and regulatory developments in the UK financial services industry. Hosted by Eve McGrady, alongside Fairer Finance's Managing Director James Daley and Director Tim Hogg.

  1. 1D AGO

    FCA responds to the Which? insurance super-complaint/FCA mortgage reforms/Cryptocurrency regulation

    In our last episode of 2025, we take a look at the FCA's response to the Which? super-complaint about home and travel insurance. While there's no market study, the FCA has committed to follow up with more work looking at the link between sales journeys and claims outcomes. We discuss the response in detail and what it means for the industry. In the second half of the show, we discuss the FCA's latest mortgage market reforms, as well as their new regime for regulating cryptocurrency. Email us your questions and suggested topics for discussion to fairerfinance@fairerfinance.com

    44 min

  2. DEC 15

    Targeted support and FCA consumer investment drive/Motor insurance taskforce

    In this week's episode, we start by unpacking a number of new FCA papers designed to get more people investing. As well as simplifications to the disclosure rules, the FCA published a new discussion paper looking at how to change consumer attitudes towards investing. We also discuss the near final Targeted Support rules, published on the 11 December. In the second half of the show, we discuss the FCA's motor insurance taskforce report, and look ahead to its response to the Which? super-complaint. Email us your questions and suggested topics for discussion to fairerfinance@fairerfinance.com

    39 min

  3. NOV 27

    Budget 2025 Special

    In this special Budget edition of the podcast, we take a look at the headlines and relevant news for the financial services sector in this week's Budget.  After months of speculation about major changes to the Isa and pensions system - what changes were actually announced? As ever, Eve, James and Tim catch you up with their analysis.  Email us your questions and suggested topics for discussion to fairerfinance@fairerfinance.com

    22 min

  4. NOV 24

    FCA focus on contracts for difference/Hollowing out in the general insurance market

    In this week's episode, we take a look at the FCA's recent activity in the Contracts for Difference market. The regulator's review of the sector unveils some poor practice and sends a warning shot to the market. In the second half of the show, we take a look at new research from Fairer Finance focusing on hollowing out in the general insurance market. A number of pet insurers now have low underlying limits which cap payouts on some of the most common costs. While travel insurers increasingly have high excesses that are barely more than the cover limits. We consider what the regulator could do to reverse the race to the bottom on quality. Email us your questions and suggested topics for discussion to fairerfinance@fairerfinance.com

    42 min

  5. NOV 10

    Government financial inclusion strategy/Consolidation in the financial advice sector

    In this week's episode, we take a look at the Government's new financial inclusion strategy. With recommendations to improve access to banking, credit and insurance - there are some initiatives to be welcomed, but the recommendations are fairly meek. In the second half of the show, we look at the FCA's recent multi-firm review focusing on consolidation in the financial advice sector. Email us your questions and suggested topics for discussion to fairerfinance@fairerfinance.com

    48 min

  6. OCT 24

    How is AI changing financial services/House of Lords Regulation Committee/FCA Value measures data

    In this week's episode, we look at how AI is being used in financial services and how it might involve in future. We follow the recent discussion between MPs and financial regulators on the topic in the House of Commons and talk about some of the risks as well as the opportunities.  Staying in Westminster, we take a brief look at the House of Lords Financial Regulation Committee - and its recent inquiry into Car Finance, where many of the members appeared to have conflicts of interest. And finally, in the second half of the show, we look at the latest FCA Value Measures data. Claims paid as a percentage of premiums are falling in most sectors. But not in GAP insurance, where insurers are now paying out more than they're taking in. We delve into the detail of the numbers and discuss what they might mean.  Email us your questions and suggested topics for discussion to fairerfinance@fairerfinance.com

    42 min

  7. OCT 13

    FCA consumer duty update/Motor finance compensation scheme

    In this week's episode, we discuss the detail behind the FCA's proposed motor finance redress scheme. While millions of consumers could be in line for compensation, some consumers are unhappy with the design of the scheme. In the second half of the show, we look at the FCA's latest consumer duty updates, and it's work plan for the year ahead. With Buy Now Pay Later being brought into FCA regulation and the Consumer Credit Act under review - the FCA is kickstarting a review of its credit disclosure rules. We discuss what changes we might see, and also talk about Nikhil Rathi's recent letter to the Chancellor and what he meant by the phrase "rebalancing risk".     Email us your questions and suggested topics for discussion to fairerfinance@fairerfinance.com

    42 min

  8. SEP 25

    Which? insurance super-complaint/FCA consultation on crypto-currency

    In this week's episode, we start with a look at Which?'s super-complaint into the home and travel insurance markets. Fairer Finance supported Which? with its analysis, and shares its concerns. But it's likely to have gone down like a lead balloon at the FCA, where resources are stretched and management are being told to focus on the Treasury's pro-growth, deregulation agenda. In the second half of the show, we look at the FCA's latest consultation into regulation of the crypto currency market. The regulator floats the idea of not applying the Consumer Duty to crypto currency markets. Is this the first signal that it is softening on its commitment to the Duty?  Email us your questions and suggested topics for discussion to fairerfinance@fairerfinance.com

    35 min
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About

A topical show looking at news, policy and regulatory developments in the UK financial services industry. Hosted by Eve McGrady, alongside Fairer Finance's Managing Director James Daley and Director Tim Hogg.

Information

  • Creator
    Fairer Finance
  • Years Active
    2K
  • Episodes
    25
  • Rating
    Clean
  • Copyright
    © 2025 The Fairer Finance podcast
  • Show Website
    The Fairer Finance podcast

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