The Financial Answer Nathan O' Bryant

In the ever-evolving landscape of financial products, BlackRock has recently introduced a stock ETF with a 100% downside hedge. This announcement has generated a buzz among investors, but what does it really mean? In our latest podcast, Nathan breaks down the complexities of this new offering and provides crucial insights for investors.
 
Here’s some of what we discuss in this episode:
Understanding the 100% downside hedge.
The role of buffered ETFs.
Pros and cons of this ETF.
 
Reuters Article:
https://www.reuters.com/business/finance/blackrock-launches-stock-etf-with-100-downside-hedge-2024-07-01/
 
For more, visit us online: http://thefinancialanswer.com  
 
 

As we navigate through the year, the economic and political landscape remains a topic of concern and speculation. Are there still predictions of a recession looming over us? If so, how can you shore up your financial position, no matter what the future may hold?
 
Here’s some of what we discuss in this episode:
Reduce your debt.
Stress-test your finances.
Boost emergency savings.
Stay informed about your financial health.
 
Recession predictions article: https://www.cnbc.com/2023/12/26/the-us-avoided-a-recession-in-2023-whats-the-outlook-for-2024.html
For more, visit us online: http://thefinancialanswer.com  

Should you get into cryptocurrency? Cryptocurrency has been a hot topic for years, often seen as the Wild West of the financial world. However, recent developments suggest that this once-fringe investment is moving into the mainstream. One of the most significant milestones is the SEC's approval of a spot for Ethereum as an ETF. Nathan shares how he views this form of investing and how it may or may not fit in your financial plan.
 
Here’s some of what we discuss in this episode:
SEC has approved a spot for Ethereum as an ETF.
Ethereum is becoming more mainstream as it moves from fringe to legitimacy.
The tokenization of real-world assets.
Should you get into crypto?
 
The Motley Fool Article: https://www.fool.com/investing/2024/06/09/ethereum-is-making-big-moves-3-reasons-im-buying-i/
For more, visit us online: http://thefinancialanswer.com  

In this special Father's Day episode, Nathan dives into classic “dadisms” to draw out valuable financial lessons from them. We discuss the importance of avoiding knee-jerk financial decisions, understanding the true weight of financial burdens, and the dangers of chasing that "better parking spot" in your investment portfolio.
 
Here’s some of what we discuss in this episode:
Dad joke, “Do I need to amputate?”
“It’s not heavy, it’s just awkward.”
Winning the game and sticking with the plan.
Finding a “better” parking spot for your money.
 
For more, visit us online: http://thefinancialanswer.com  

Are you guilty of putting all your eggs in one financial basket? The latest episode of our podcast delves into the critical topic of investment diversification. We discuss everything from common mistakes Nathan sees to historic examples of when the financial bubble burst. What does true diversification look like and how can you achieve it in your portfolio?
 
Here’s some of what we discuss in this episode:
The dangers of having everything in one basket.
Misconceptions about mutual funds.
Trying to diversify with different financial advisors.
The importance of transparency and communication.
 
For more, visit us online: http://thefinancialanswer.com  

While the stretch IRA has been gone for a few years now, a new tweak in the rules has added some confusion. On today’s episode, we discuss what this may mean for inherited IRAs and look at a recent article from CNBC to break it down. Currently, there is a 10-year rule to withdraw from an inherited IRA account, but the IRS is allowing a penalty relief in 2024 to certain heirs considered “non-eligible designated beneficiaries” as they work to figure it out.
 
Here’s some of what we discuss in this episode:
What the IRS did in 2024 about inherited withdrawals.
What the tax implications could be in the future.
If you should get a Roth conversion.
 
CNBC article: https://www.cnbc.com/2024/04/19/irs-waives-required-withdrawals-from-some-inherited-ira-for-2024.html
For more, visit us online: http://thefinancialanswer.com