The Financial Call Zacc Call

One of the biggest misconceptions about estate planning is that a trust and a will are the same things and that if you have one, you don’t need the other.
 
This is not true.
 
In this episode, Zacc Call and Laura Hadley invite estate planning attorneys Courtney and Gregory Lyle onto the podcast to discuss some of the biggest misconceptions about trusts and wills and how you can use them to best organize your estate for your family.
 
Greg and Courtney discuss:
 
The main differences between a trust and a will
Why you should have a will AND a trust 
Whether a revocable trust or an irrevocable trust is the best fit for your needs
The crucial elements you should include in your trust 
And more
 
Resources:
 
Guided Path 5-1: The Estate Plan Everyone Should Have 
 
Connect with Capita Financial Network:
 
info@capitamail.com
tfc@capitamail.com
(801) 566-5058
Capita Financial Network
LinkedIn: Zaccary Call 
LinkedIn: Laura Hadley
LinkedIn: Capita Financial Network
Facebook: Capita Financial Network
 
Connect with Gregory & Courtney Lyle:
 
Independence Law Firm
LinkedIn: Gregory Lyle



About Gregory and Courtney Lyle:
 
Courtney and Gregory Lyle are both estate planning attorneys located right next door to Capita Financial Network! Courtney and Greg met at Brigham Young University and then attended the University of Utah together for Law School. They then got married and have been working as estate planning attorneys ever since.
 
Courtney and Greg use their expertise with estate planning law alongside Capita to enrich individuals' financial planning experience. 

Not sure when to start creating your estate plan? Take this as your sign.
 
This first episode of season five provides an overview of estate planning and highlights the importance of protecting your assets and loved ones. 
 
Jayson McGinnis joins the conversation and discusses some of the misconceptions around estate planning, the key elements to consider, and some practical tips for those not knowing where to start with their plan.
 
Zacc, Laura, and Jayson discuss:
 
The important topics to discuss with your family when assembling an estate plan
What 4 documents should be in your “starter estate plan”
How your estate plan changes when minor children are involved
Some common misconceptions about estate planning and why they’re not just for wealthy individuals
And more
 
Resources:
Guided Path 2-4 Divorce, Remarriage and Death with Jayson McGinnis  
Connect with Capita Financial Network:
 
info@capitamail.com
tfc@capitamail.com
(801) 566-5058
Capita Financial Network
LinkedIn: Zaccary Call 
LinkedIn: Laura Hadley
LinkedIn: Capita Financial Network
Facebook: Capita Financial Network
 
Connect with Jayson McGinnis:
 
LinkedIn: Jayson McGinnis
Capita Financial Network: Jayson McGinnis
 
About Our Guest: 
Jayson is a Wealth Advisor at Capita and a CFP® professional. He obtained his commercial pilot’s license while attending Utah Valley University and earned a Bachelor’s degree in Aviation Science. Jayson began his career in financial services in 2007 at Fidelity Investments. He joined Capita in 2019. His ability to simplify complex financial planning strategies has allowed him to educate and connect with clients. After serving a Russian-speaking mission in Sacramento, CA for his church he moved to Utah from his home state of Washington. He enjoys skiing and taking his family on vacation.
 

Between June 5th and the end of September this year, the U.S. government is scheduled to reach it's debt ceiling. Listen in to this special bonus episode to know what this means, how this will affect the economy and why there could be a government shutdown as a result of this. You don't want to miss this!

It’s important to educate yourself on the truth about taxes and avoid falling for the most common myths, which we debunk thoroughly.
 
In this episode, Zacc Call and Laura Hadley discuss the most common tax myths people fall for which includes the discussion of mortgages, estate tax, and gifting funds. The aim is to help you better understand the truth behind these rumors so you can avoid problems with the IRS.
 
Zacc and Laura discuss:
 
The most believable tax myths you might be falling for
How to limit as much estate tax (aka death tax) as possible
Why paying taxes on smaller dollar amounts shouldn’t always be more desirable
Why some of the 1% pay such little in taxes
And more
 
Connect With Capita Financial Network:
 
info@capitamail.com
tfc@capitamail.com
(801) 566-5058
Capita Financial Network
LinkedIn: Zaccary Call 
LinkedIn: Laura Hadley
LinkedIn: Capita Financial Network
Facebook: Capita Financial Network
 

Does your employer offer stock options as part of your compensation package?
Whether they do or not, this episode will be helpful for you to better understand the intricacies of stock options.
In this release, Zacc Call and Laura Hadley dive into the topic of employee stock options, discussing what they are, how they work, and their benefits and risks. They also touch on taxes surrounding these types of investments with their guest, Zach Geertsen.
Listen in as Zacc, Laura, and Zach discuss:
 
How to capitalize on stock options and build a solid plan for investing
ESPPs - Employee Stock Purchase Plans; and the other acronyms you should know
What you should do when your company’s stock price plummets 
And so much more
 
Resources:
 
Guided Path 4-1 How The Government Calculates Your Taxes
Guided Path 4-2 Roth vs Traditional 
Guided Path 4-3 How Non-Retirement Investments Are Taxed 
Guided Path 4-4 Retiree Tax Strategies: Helping You Save Money On Taxes
 
Connect With Capita Financial Network:
 
info@capitamail.com
tfc@capitamail.com
(801) 566-5058
Capita Financial Network
LinkedIn: Zaccary Call 
LinkedIn: Laura Hadley
LinkedIn: Capita Financial Network
Facebook: Capita Financial Network
 

Are you tired of paying high taxes and want to keep more of your hard-earned money?
 
In this episode, Zacc Call and Laura Hadley break down various tax strategies to help you save money on your taxes. While they focus on tax strategies geared towards retirees, many of the tax strategies discussed can be applied at any age!
 
Zacc and Laura discuss:
 
Different tax strategies for retirees 
Some strategies that can be applied at any age
The purpose of tax diversification
How you can set yourself up for success in the future
And more
 
Resources:
 
Guided Path 4-3 How Non-Retirement Investments Are Taxed 
Giving Smarter - Donor Advised Funds
DAFs – The Packing Cubes of Charitable Giving
 
Connect With Capita Financial Network:
 
info@capitamail.com
tfc@capitamail.com
(801) 566-5058
Capita Financial Network
LinkedIn: Zaccary Call 
LinkedIn: Laura Hadley
LinkedIn: Capita Financial Network
Facebook: Capita Financial Network