Chris Mihos, founder of Make Banc, joins The Generalists for Episode 83 to talk about generalism, startup failure, crypto adoption, risk, and why the future of banking may be less about traditional banks and more about putting money to work through global financial rails. 🎟️ Join us live for Beyond Belief: Nir Eyal Live Podcast with The Generalists May 25th at Poddster - Just 60 seats available Tickets here: https://www.eventbrite.sg/e/beyond-belief-nir-eyal-live-podcast-with-the-generalists-tickets-1988068911632?aff=oddtdtcreator In this episode, Chris shares the story behind Make Banc, a crypto-powered financial platform designed to make money easier to grow, use, and protect. He explains why most people should not need to understand the full complexity of crypto infrastructure, just like they do not need to understand how the internet works to use it. The conversation explores crypto as global connectivity, custody, risk management, yield, membership models, stablecoin rails, and why users ultimately care more about outcomes than mechanisms. 🤝 Sponsored by https://TAP4SRV.com - Quickly find local Service Providers on WhatsApp! 🤝 Chris also opens up about the failure of his previous startup, OHRG, and the founder lesson it taught him: first-time founders often solve problems, not pains. He explains why product clarity, customer pain, and founder-market fit matter more than building an impressive solution. The episode also explores generalism, remote teams, psychological safety, high-agency hiring, and why being helpful, humble, and human is central to how Chris builds. 🔔 Listen and Subscribe • YouTube: https://www.youtube.com/@TheGeneralistsPodcast • Spotify: https://open.spotify.com/show/2apfGY403NGr1EyTNkJfG4 • Apple Podcasts: https://podcasts.apple.com/sg/podcast/the-generalists 📖 What You'll Learn • Why Chris believes generalists are often more focused on outcomes than job titles • What “content generalist, skills specialist” means in practice • Why Chris’s previous startup failed despite strong intent and a powerful product • How first-time founders fall into the trap of solving problems instead of pains • Why crypto adoption depends on abstracting complexity away from users • How Make Banc thinks about fiat, crypto, custody, risk tolerance, and user control • Why Chris sees crypto as global financial connectivity rather than just currency • How membership models can create better incentives than airdrops and hype cycles • Why helpful, humble, and human became Chris’s operating philosophy for remote teams • How founders can build high-agency teams without relying only on traditional co-founder structures • Why failure is only valuable when founders learn from it quickly • How community, recovery, and family help Chris stay grounded while building 👤👤 Hosts • Michael Smith Jr.: https://www.linkedin.com/in/smittysgp/ • Raz Kotler: https://www.linkedin.com/in/razkotler/ 👤 Guest • Chris Mihos: https://www.linkedin.com/in/chrismihos/ 🔗 Links and Resources • Make Banc: https://www.makebanc.com • Chocolate Finance: https://www.chocolatefinance.com • Crypto.com: https://crypto.com/sg/ • Bitwise Asset Management: https://bitwiseinvestments.com • Coinbase: https://www.coinbase.com • Polymarket: https://polymarket.com • StraitsX: https://www.straitsx.com • Levi’s Singapore: https://levi.com.sg • McKinsey & Company: https://www.mckinsey.com • Steven Bartlett: https://stevenbartlett.com • The Diary of a CEO: https://stevenbartlett.com/the-diary-of-a-ceo • The Ice Bath Club: https://www.theicebathclubs.com • Prefer Coffee: https://www.prefer.coffee • Moneyball: https://www.imdb.com/title/tt1210166/ • Physical: Asia: https://www.netflix.com/title/82006516 • Be Useful by Arnold Schwarzenegger: https://www.amazon.com/Be-Useful-Seven-Tools-Life/dp/0593655958 • The Almanack of Naval Ravikant: https://www.navalmanack.com/ #CryptoForBeginners #StartupMistakes #FutureOfBanking