65 episodes

The Guided Retirement Show is here to be your guide as you travel to and through a successful retirement. When you go on a vacation, you may think it’s something you can do on your own and that may be true. If the destination is the Grand Canyon and your only goal is to stand on the south rim of the Grand Canyon to see it, then it’s probably easy enough without a guide.

But what if you're taking a trip to the Amazon and you've never been there before? You know the rivers can be dangerous, there's all kinds of crazy animals out there, and you don't know your way around. In that situation, it would probably be a good idea to hire a guide. The same rationalization can be applied to your retirement. Learning to navigate the Amazon takes years of practice, likewise, navigating your retirement is no different. That’s why it’s important to have a guide to help you through your taxes, estate plan, insurance, Medicare, Social Security, and the many other precarious situations retirement brings your way.

Your guide on The Guided Retirement Show, Dean Barber, has been in the financial services industry for almost 32 years, focusing on financial planning for people that are getting near retirement or are already retired. Retirement is not just about money, it’s about your life and your goals!

The Guided Retirement Show Dean Barber

    • Business
    • 4.7 • 19 Ratings

The Guided Retirement Show is here to be your guide as you travel to and through a successful retirement. When you go on a vacation, you may think it’s something you can do on your own and that may be true. If the destination is the Grand Canyon and your only goal is to stand on the south rim of the Grand Canyon to see it, then it’s probably easy enough without a guide.

But what if you're taking a trip to the Amazon and you've never been there before? You know the rivers can be dangerous, there's all kinds of crazy animals out there, and you don't know your way around. In that situation, it would probably be a good idea to hire a guide. The same rationalization can be applied to your retirement. Learning to navigate the Amazon takes years of practice, likewise, navigating your retirement is no different. That’s why it’s important to have a guide to help you through your taxes, estate plan, insurance, Medicare, Social Security, and the many other precarious situations retirement brings your way.

Your guide on The Guided Retirement Show, Dean Barber, has been in the financial services industry for almost 32 years, focusing on financial planning for people that are getting near retirement or are already retired. Retirement is not just about money, it’s about your life and your goals!

    Optimizing Your 401(k) for Retirement with Drew Jones

    Optimizing Your 401(k) for Retirement with Drew Jones

    For many people, the 401(k) is their largest asset. From the moment you take your first job, your employer may automatically enroll you into a 401(k), but the plan administrator rarely has your best interests in mind–and barely knows your name.
    So, how do you personalize the 401(k) to your unique needs and ensure that it will help take you through retirement and beyond? To answer that question, I’m excited to talk to Drew Jones. He’s a CERTIFIED FINANCIAL PLANNER™ who specializes in working with people aged 55 and older, helping them create holistic financial plans using a combination of financial and insurance products, tax reduction strategies, and proper estate planning.
    In today’s episode, Drew walks me through how he works with new clients looking to talk about retirement. You’ll learn how to assess risk in your financial plan, how to use different retirement vehicles to best suit your unique needs, and ensure that you’ll be able to protect your spouse or family should the worst happen.
    In this podcast interview, you’ll learn:
    Why employers often fail to personalize 401(k) plans to meet employee needs. What makes a typical 401(k) plan riskier than people think they are–and how Drew helps his clients reallocate their assets. The difference between a traditional or a Roth 401(k) and how to choose which will best serve you. How to stress test your portfolio. The key questions you need to ask as you build out your retirement plan. Get Today's Show Notes
    To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resources mentioned, visit GuidedRetirementShow.com/65
    Learn More about Retirement Planning
    Find out more about retirement planning and Barber Financial Group, by visiting BarberFinancialGroup.com

    • 34 min
    Accessing Liquidity in REITs and Private Real Estate Markets with Brian King

    Accessing Liquidity in REITs and Private Real Estate Markets with Brian King

    We’ve seen incredible growth in the alternatives market over the last several years, and plenty of secondary markets have emerged for corporate investments. But what do you do if you want to invest in assets like real estate investment trusts (REITs)? These investment vehicles come in all shapes and sizes. Some have been wildly successful, and others have been complete and total flops. 
    To help us improve our understanding of these investments, I’m thrilled to welcome Brian King. Brian is the CEO of Realto, a marketplace for non-traded securities that would otherwise be illiquid. Institutional and even retail buyers can use platforms like Realto to buy positions in REITs. 
    In our conversation, we explore why you might (or might not) want to invest in private markets, how a platform like Realto helps determine the actual value of illiquid assets, and the alternative marketplaces he sees emerging in the months to come.
    In this podcast interview, you’ll learn:
    Why it’s so hard to know what you’re specifically investing in when working through broker/dealer channels. Why real estate is by nature illiquid–and why so many REITs have never had liquidity events. Why you should be wary of letters from McKinsey, CMG, and Comrit. How real estate can act like a bond on steroids when an asset performs well. Why a marketplace for private debt and private equity is in Brian’s future.  Get Today's Show Notes
    To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resources mentioned, visit GuidedRetirementShow.com/64
    Learn More about Retirement Planning
    Find out more about retirement planning and Barber Financial Group, by visiting BarberFinancialGroup.com

    • 27 min
    Avoiding Costly Mistakes When Claiming Social Security with Ken Sokol

    Avoiding Costly Mistakes When Claiming Social Security with Ken Sokol

    Many people think that claiming Social Security is a simple process–that is, until they do it.
    Ken Sokol is living proof of this. He retired from his engineering career at Hallmark in the early 2000s at the age of 54. Soon, he found himself digging deep into how Social Security claims actually worked, became a traveling lecturer on the topic, and joined the National Academy of Social Insurance–a think tank based in Washington, D.C. working to help retirees understand the choices they make and what’s really at stake when it comes to Social Security.
    In today’s episode, we discuss strategies you can do, and mistakes to avoid, when claiming Social Security. We’ll cover why your retirement distribution strategy could be the difference between bringing in, or losing, more retirement income. Additionally, we’ll review some financial questions you should be asking yourself as you prepare for retirement.
    In this podcast interview, you’ll learn:
    How provisional income limits work–and why you stand to lose more money than you think you do by making mistakes in your claims. Why boomers are going to blow away life expectancy tables–and how to build a financial plan that takes this into account. Why choosing to withdraw from a Roth IRA or a traditional IRA first is not an either-or question. Why the Social Security office will never help answer your questions–and who can. Get Today's Show Notes
    To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resources mentioned, visit GuidedRetirementShow.com/63
    Learn More about Retirement Planning
    Find out more about retirement planning and Barber Financial Group, by visiting BarberFinancialGroup.com

    • 36 min
    Navigating Health Care Costs in Retirement with Taylor Garner

    Navigating Health Care Costs in Retirement with Taylor Garner

    Health insurance costs in retirement are a big deal to just about everyone. So many people transitioning into retirement find themselves frustrated by their Medicare coverage, enrolled in the wrong coverage, and stuck with unnecessary expenses that fail to cover their medical needs. After Taylor Garner’s father went through this experience, he focused his career on making sure it wouldn’t happen to other people. As an agent at American Republic Insurance Services, he works tirelessly to help his clients make informed decisions about their futures–and helps them to save money with custom insurance programs that meet their unique needs.
    In today’s episode, Taylor and I talk about the traps and challenges of the healthcare industry that affect countless retirees, why the right plan can bring down your healthcare costs substantially, and how to put the many different forms of supplemental coverage to work for you.
    In this podcast interview, you’ll learn:
    Why so many insurance agents sell misleading and confusing insurance products. How a lack of education in insurance creates so many problems. Why Medicare Supplement plans are necessary, why they’re so confusing, and why it’s so easy to pay the wrong price for coverage. How Taylor educates clients and helps them confidently choose the Medicare coverage to address their healthcare challenges. Get Today's Show Notes
    To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resources mentioned, visit GuidedRetirementShow.com/62
    Learn More about Retirement Planning
    Find out more about retirement planning and Barber Financial Group, by visiting BarberFinancialGroup.com

    • 35 min
    Creating a Financial First Aid Kit with Will Doty

    Creating a Financial First Aid Kit with Will Doty

    Everybody knows that life can be unpredictable, and anything can happen at any time. Out of nowhere, we may lose a loved one, fall ill ourselves, or end up living through a natural disaster–and the last thing you want in these trying moments is to be in financial distress.
    This is why disaster planning is a critical part of retirement planning. Many people fail to make several necessary arrangements for end-of-life planning before disaster strikes, and it can lead to massive expenses, a conflict that tears families apart, and nasty court battles.
    Today’s episode is all about how to create a financial first aid kit. You’ll hear from CERTIFIED FINANCIAL PLANNER™ Will Doty about the documents and resources you need to have ready if you’re dealt with a worst-case scenario event.
    We’ll also talk about why it’s so easy to put these planning decisions off and the simple steps you can take to protect yourself in the short term without becoming a full-on survivalist.
    In this podcast interview, you’ll learn:
    Why disaster planning is critical from a financial perspective. The critical components of a catastrophe plan–and why having just a will is not enough. The importance of having a team to help you settle your estate when you lose a loved one. Why naming a child as a successor trustee can be a double-edged sword. How Will coaches clients to be better prepared for natural disasters. Get Today's Show Notes
    To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resources mentioned, visit GuidedRetirementShow.com/61
    Learn More about Retirement Planning
    Find out more about retirement planning and Barber Financial Group, by visiting BarberFinancialGroup.com

    • 26 min
    The Ins and Outs of Property and Casualty Insurance with Sarah Askren

    The Ins and Outs of Property and Casualty Insurance with Sarah Askren

    Whether you’re just getting started or well into your retirement, having an adequate amount of insurance is critical. It’s an essential tool for risk management and a major piece of a well-crafted financial plan. It’s also extremely complex.
    People of all ages find themselves underinsured or have purchased the wrong products, and these can lead to significant financial setbacks at any stage of life.
    Joining me to talk about this is Sarah Askren. Sarah is a property and casualty insurance expert at The Miller Group. With over 20 years experience in the field, she’s passionate about making sure that her clients protect their loved ones and have access to the resources they need.
    In this conversation, Sarah and I discuss the ins and outs of property and casualty insurance, what you should be looking for when you shop for insurance, and how to avoid being sold insurance products you don’t need.
    In this podcast interview, you’ll learn:
    Why insurance plays such a crucial role in everyone’s financial life. How insurance needs change as people age. The big mistakes that Sarah sees in clients’ property and casualty insurance coverage. Why a risk management review is important and how they work. The things everyone should be aware of when working with insurance agents. What you need to know to effectively file an insurance claim to get paid quickly. Get Today's Show Notes
    To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resources mentioned, visit GuidedRetirementShow.com/60
    Learn More about Retirement Planning
    Find out more about retirement planning and Barber Financial Group, by visiting BarberFinancialGroup.com

    • 31 min

Customer Reviews

4.7 out of 5
19 Ratings

19 Ratings

TheListenerOfPodcasts ,

Lots of interesting conversation about retirement

The amount of content covered in these podcasts is vast. Episodes can be about retirement lifestyle to very specific financial concepts for retirees. Great variety and interesting guests.

Ericinkc ,

Broad coverage of many topics!

A lot of gold in these podcasts. Great guests and topics!

Kimsuebarber ,

Insightful

Very informative

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