The Legacy Lab

RMC Group
  • 5.0 (3)
  • BUSINESS
  • UPDATED BIWEEKLY

Welcome to the Legacy Lab. This is your one stop destination for insights and strategies to build a lasting legacy. Whether it's managing health benefits, growing your retirement nest egg, or safeguarding your business with innovative risk solutions, we're here to empower you to thrive today and secure tomorrow. Be sure to subscribe and catch our new episodes every other week as we talk about what matters most for your health, wealth, and peace of mind.

  1. The 2025 Retirement Plan Rescue: How SECURE 2.0 Gives Business Owners a Second Chance

    4D AGO

    The 2025 Retirement Plan Rescue: How SECURE 2.0 Gives Business Owners a Second Chance

    Most business owners think once the calendar turns, their tax-advantaged retirement planning opportunities are gone, but SECURE 2.0 changed the game. In this episode, Megan and Ashley sit down with retirement plan expert Tamara Middleton to unpack how employers can still start retirement plans for the 2025 tax year, qualify for powerful tax credits, and get ahead of major changes coming in 2026. If you’re an advisor or business owner looking for smarter ways to save for retirement, while reducing current taxes, attract employees, and avoid compliance surprises, this episode is your retirement plan toolkit. The information provided in this podcast is for informational purposes only and does not constitute legal, financial, or professional advice. RMC Group recommends consulting with qualified professionals regarding your specific needs and circumstances.

    8 min
  2. Over-Insured or Under-Protected? The Hidden Gaps in Business Insurance

    JAN 20

    Over-Insured or Under-Protected? The Hidden Gaps in Business Insurance

    When it comes to insurance, more coverage doesn’t always mean better protection. In this episode of The Legacy Lab, the team walks through the most common insurance blind spots facing business owners today—from paying for outdated assets to missing critical protections like flood, cyber, or business interruption coverage. Through real-world examples and a practical risk checkup, we share how regular policy reviews can help businesses avoid surprises, reduce unnecessary costs, and stay properly protected as they grow. The information provided in this podcast is for informational purposes only and does not constitute legal, financial, or professional advice. RMC Group recommends consulting with qualified professionals regarding your specific needs and circumstances.

    9 min
  3. Insurance Questions, Answered: Business & Personal P&C Explained

    JAN 6

    Insurance Questions, Answered: Business & Personal P&C Explained

    In this Q&A-style episode of The Legacy Lab, Megan Davis and Ashley Simpson answer the most common Property & Casualty insurance questions for both business owners and individuals. From reviewing coverage and avoiding costly gaps to understanding replacement cost, cyber insurance, and umbrella policies, this episode breaks down what you need to know to protect what matters—without overpaying. The information provided in this podcast is for informational purposes only and does not constitute legal, financial, or professional advice. RMC Group recommends consulting with qualified professionals regarding your specific needs and circumstances.

    9 min
  4. The 5-Minute Risk Checkup Every Business Needs

    12/09/2025

    The 5-Minute Risk Checkup Every Business Needs

    Are you over-insured, under-protected, or both? In this episode of The Legacy Lab, Megan, Ashley, and Tom break down common insurance gaps, why outdated policies cost business owners money, and share a quick “5-Minute Risk Checkup” to spot red flags fast. Plus, hear real examples of how a simple policy review can save thousands and strengthen your protection. The information provided in this podcast is for informational purposes only and does not constitute legal, financial, or professional advice. RMC Group recommends consulting with qualified professionals regarding your specific needs and circumstances.

    9 min
  5. Open Enrollment 101: Make the Most of Your Benefits This Year

    11/11/2025

    Open Enrollment 101: Make the Most of Your Benefits This Year

    It’s open enrollment season — and whether you love comparing insurance plans or dread it every year, this episode is for you. Megan and Ashley break down the essentials in simple, stress-free language so you can confidently choose the benefits that fit your life and budget. The information provided in this podcast is for informational purposes only and does not constitute legal, financial, or professional advice. RMC Group recommends consulting with qualified professionals regarding your specific needs and circumstances.

    9 min
  6. Retirement Planning with Increased Longevity

    10/28/2025

    Retirement Planning with Increased Longevity

    People are living longer than ever, which means your retirement plan needs to go the distance. In this episode of The Legacy Lab, Megan and Ashley talk with RMC Group’s Tamara Middleton about how to plan for a 30–40 year retirement. They discuss saving strategies, income diversification, and preparing for healthcare and lifestyle costs so your money—and your life—last longer. The information provided in this podcast is for informational purposes only and does not constitute legal, financial, or professional advice. RMC Group recommends consulting with qualified professionals regarding your specific needs and circumstances.

    16 min
  7. Retention Isn’t Free – The ROI of Vision, Dental & Ancillary Benefits

    10/14/2025

    Retention Isn’t Free – The ROI of Vision, Dental & Ancillary Benefits

    In this episode of The Legacy Lab, we tackle a crucial topic for employers: retention and the often-overlooked role of ancillary benefits in driving it. Joining me is Sue Nelson, VP of Health and Benefits at RMC Group, who shares insights on how investing in vision, dental, and supplemental coverages can lead to significant long-term savings and improved employee satisfaction. We discuss the hidden costs of turnover and how these benefits not only enhance workplace attractiveness but also contribute to better productivity and morale. Discover practical strategies to tailor your benefits offerings, maximize ROI, and ultimately secure your business's future. Tune in to learn how small investments can yield substantial returns in retention and organizational success.

    12 min
  8. Cyber Insurance and Why It Matters

    09/30/2025

    Cyber Insurance and Why It Matters

    Cyberattacks aren’t just an IT problem—they’re a business risk. In this episode of The Legacy Lab, Megan and Ashley sit down with Mark Elwell, VP of Risk at RMC Group, to unpack why cyber insurance is essential for businesses of all sizes. From ransomware to regulatory fines, discover what’s covered, how policies work, and the steps you can take today to protect your company. Disclosure: The information provided in this podcast is for informational purposes only and does not constitute legal, financial, or professional advice. RMC Group recommends consulting with qualified professionals regarding your specific needs and circumstances.

    10 min
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Ratings & Reviews

5
out of 5
3 Ratings

About

Welcome to the Legacy Lab. This is your one stop destination for insights and strategies to build a lasting legacy. Whether it's managing health benefits, growing your retirement nest egg, or safeguarding your business with innovative risk solutions, we're here to empower you to thrive today and secure tomorrow. Be sure to subscribe and catch our new episodes every other week as we talk about what matters most for your health, wealth, and peace of mind.

Information

  • Creator
    RMC Group
  • Years Active
    2025 - 2026
  • Episodes
    22
  • Rating
    Clean