The Liquid Lunch Project

Matthew Meehan, Luigi Rosabianca

After decades of experience on Wall Street, in finance and building teams of all sizes in multiple industries, Matthew Meehan and Luigi Rosabianca have a world-class understanding of what it takes to scale (and fund) a successful business. They are here to share a No-BS approach to what is involved in growing an empire. A note before you go any further: This show is only for those who want to grow. Every episode of this podcast is going to lay out actionable advice for business owners and entrepreneurs who want to grow their business. We have fun here - but the fact remains that everything you want is on the other side of something difficult. This show will help you get to that other side.

  1. 4D AGO

    Santa's Naughty & Nice List: LLP's Best Episodes of 2025

    Luigi couldn't make it to the mic this time… but don't worry, we had a special guest fresh off his sleigh: Santa Claus. That's right. After delivering toys across the globe, Santa himself dropped by to join Matt and help break down the Top 10 most-listened-to episodes of 2025. What's stuffed in the stocking: How to protect your brand from copycats Why profit isn't just about more revenue The emotional side of being a founder (and why that's normal) The secret weapon difference between a CPA and a CFO And the tax strategy that legally makes five-figure bills disappear   Ready to dive deeper into one of the episodes mentioned? We've got you covered: Ep 221: Navigating E-Commerce's New Challenges with Eric Youngstrom Ep 217: Building a Startup Is Ugly. Here's What Happens Behind the Scenes with Sahil Patel Ep 222: How to Own Your Idea: IP Moves That Actually Work with Austin Bonderer Ep 206: Bourbon, Branding & The Business of Food with Alex Sadowsky Ep 223: From Paperwork to Purpose: Launching a Nonprofit the Right Way with Missy Mastel Ep 205: Plan Like a Navy Commander, Win Like an Entrepreneur with Commander Mary Kelly Ep 228: Selling Your Business? Don't Get Screwed (Financially or Existentially) with Eric Brotman Ep 207: CPA vs CFO: Are You Trusting the Wrong Financial Expert with Teresa Wagonseller Ep 225: How to Turn What You Know Into What You Sell with Stephene Marinaro Ep 208: How This CPA Turned Storage Sheds Into Tax-Free Wealth with Sean Graham   As Santa said, no one made the naughty list this year, but these guests?  They brought the 🔥. From startup resilience to real estate hacks to IP protection and AI wizardry, this is the entrepreneurial highlight reel you need before stepping into 2026.   🚨 Like what you hear? Well, you're in luck! We do a Weekly Recap video of the top news stories each week. Subscribe to our YouTube channel and never miss a drop. youtube.com/@Credit_Banc 🎧 Subscribe. Rate. Share. Repeat. Our website Apple Podcasts Spotify Audible YouTube 📧 Want even more? Subscribe to The Weekly, our Friday morning newsletter, for all the latest in the world of finance, tech, small business, and more. Available on Substack: https://theweeklyfromshieldadvisory.substack.com/ Connect with us on Instagram: ➡️ @matthew.r.meehan ➡️ @luigi_rosabianca, ➡️ https://www.instagram.com/theliquidlunchproject/

    23 min
  2. 12/17/2025

    How One Founder Built Tech to Outlive Us All

    What if your future kid could hear from a grandparent who's no longer here? Not in a cheesy, preloaded card, but a real message, made just for them? This week, Matt grabs a digital drink with Jared Emerick, Founder & CEO of Emotiga, the company behind Kapsol, a platform that lets people record heartfelt messages today and deliver them years from now. Think wedding day notes from your late father, or advice from Grandpa showing up exactly when your kid needs it. But don't get it twisted—this isn't sci-fi fluff. Jared's building tech that blends emotional intelligence, AI, and storytelling to bring meaning back into our hyper-automated world.    🍸 What you'll hear in this episode: How "Kapsol" lets you send messages into the future Why emotionally intelligent tech is the next big market The moment that sparked Jared's mission (and why it still gets him choked up) What entrepreneurs get wrong about "scaling" emotional connection Why the 50+ crowd might be your startup's secret weapon How to build software people feel, not just use   💡 Notable Takeaway: We're losing intergenerational wisdom…and relying on AI to fill that gap. That's dangerous.   👤 About our Guest: Jared Emerick is the Founder & CEO of Emotiga, a platform designing emotionally intelligent tech that bridges the gap between people and their future moments. With roots in innovation, marketing, and storytelling, Jared's focused on building software that makes digital interaction more human—and helping people hold on to what matters most, even when they can't be there in person.   🎧 Why Listen: If you want to leave more behind than just a LinkedIn bio, hit play. This one stays with you.   🔗 Links + Stuff Emotiga: https://emotiga.com Connect with Jared: https://www.linkedin.com/in/jaredemerick Facebook: https://www.facebook.com/jaredemerick 📞 Want help prepping your business for growth or sale? Hit us up at https://api.leadconnectorhq.com/widget/bookings/call-with-credit-banc-pod 🎧 Subscribe. Rate. Share. Repeat. Our website Apple Podcasts Spotify Audible YouTube 📧 Want even more? Subscribe to The Weekly, our Friday morning newsletter, for all the latest in the world of finance, tech, small business, and more. Available on Substack: https://theweeklyfromshieldadvisory.substack.com/ Connect with us on Instagram: ➡️ @matthew.r.meehan ➡️ @luigi_rosabianca, ➡️ https://www.instagram.com/theliquidlunchproject/

    26 min
  3. 12/10/2025

    Community Banking Rebooted: Stablecoins, Tech & the New Money Movement

    When was the last time the person approving your business loan picked up their own phone? In this episode, Matt and Lou sit down with Keith Costello, who built Locality Bank from the ground up, a tech‑forward community bank for real business owners. They dive into his "why," the nuts‑and‑bolts of launching a bank, the future of stable coins, and why the big banks aren't always the best choice for entrepreneurs. 🍸 What you'll hear in this episode: How Keith transitioned from military to Merrill Lynch to banking and finally to founding Locality Bank. Why he says community banking isn't dead—it just needed a reboot. The behind‑the‑scenes of getting a bank charter, FDIC insurance & raising ~$40 million from local business owners. Why many banks are failing local businesses and what entrepreneurs should demand instead. A primer on stablecoins: what they are, why they matter for small/medium businesses. How Locality Bank makes money and why the "spread" matters for business owners. The tech‑first, human‑touch model: balancing digital banking + sit‑down cigars with business owners. What's next for banking, payments, and local business ecosystems. 💡 Notable Takeaway: Traditional finance is not going to go away… but stablecoins and crypto are coming very rapidly.   👤 About our Guest: Keith Costello is the Founder & CEO of Locality Bank, based in Fort Lauderdale, Florida. With prior exits in the banking world, Keith set out to build a new style of community bank designed for small and medium‑sized business owners. He's passionate about preserving local relationships, embracing technology, and enabling entrepreneurs to access the capital they need to grow. 🎧 Why Listen: If you're building a business, seeking banking that gets you, or curious where finance is headed (yes—stable coins, crypto, and what it means for your next deal), press play now. This one's for builders who want banking that works with them, not against them.   🔗 Links + Stuff Linkedin profile keith@localitybank.com Locality Bank   📞 Want help prepping your business for growth or sale? Hit us up at https://api.leadconnectorhq.com/widget/bookings/call-with-credit-banc-pod 🎧 Subscribe. Rate. Share. Repeat. Our website Apple Podcasts Spotify Audible YouTube 📧 Want even more? Subscribe to The Weekly, our Friday morning newsletter, for all the latest in the world of finance, tech, small business, and more. Available on Substack: https://theweeklyfromshieldadvisory.substack.com/ Connect with us on Instagram: ➡️ @matthew.r.meehan ➡️ @luigi_rosabianca, ➡️ https://www.instagram.com/theliquidlunchproject/

    39 min
  4. 12/03/2025

    Business or Prison? Michael Walsh Explains Why Founders Get Stuck Scaling

    What's the real reason your business growth feels like you're carrying bricks uphill? On today's episode, Michael Walsh takes us behind the curtain of business growth, from "we're doing fine" to "we're doing great, but I'm drowning anyway." He walks through the hidden growth blockers (structures, people, manager vs. individual contributor), his "Freedom by Design" framework, and how to shift your business from a grind to something that actually frees you.   🍸 What you'll hear in this episode: Why the common growth trap isn't revenue; it's the structures you've outgrown and the people you can't manage. Why your top salesperson might be the worst person to promote into management. The difference between "authority + wisdom" and "connection → wisdom" in leadership. Michael's four human‑behavior levers (survive/thrive/connect/adapt) that drive business culture and freedom. The idea of "talking‑back‑money (TBM)"—why you should pass on the client who doesn't fit your values. How a strong core‑value system doesn't change when you grow. It anchors you even when everything else is different.   💡 Notable Takeaway: Freedom in your business, freedom from your business, and freedom because of your business.   👤 About our Guest: Michael Walsh is the founder and CEO of the Walsh Business Growth Institute. He's authored multiple books—Business by Design, Thinking Big Is Not Enough, and Freedom by Design. He works with professional services and engineering‑type firms to scale from the 1‑to‑5‑to‑10‑million range and beyond by aligning people, process, and profit.   🎧 Why Listen: Don't just grow bigger; grow better. Hit play, listen with a notebook, and give your business the structure and human backbone it's been missing. You'll thank yourself later.   🔗 Links + Stuff Freedom by Design by Michael Walsh Walsh Business Growth Institute   📞 Want help prepping your business for growth or sale? Hit us up at https://api.leadconnectorhq.com/widget/bookings/call-with-credit-banc-pod 🎧 Subscribe. Rate. Share. Repeat. Our website Apple Podcasts  Spotify  Audible  YouTube    📧 Want even more? Subscribe to The Weekly, our Friday morning newsletter, for all the latest in the world of finance, tech, small business, and more.  Available on Substack: https://theweeklyfromshieldadvisory.substack.com/ Connect with us on Instagram: ➡️ @matthew.r.meehan ➡️ @luigi_rosabianca, ➡️ https://www.instagram.com/theliquidlunchproject/

    7 min
  5. 11/26/2025

    Burnout in Lycra – Nathalia Melo's Journey from Bro-Culture to Balanced Coaching

    What happens when a world‑class athlete trades the stage for the boardroom—and discovers the hardest competitor is the one in the mirror? In this episode, Matt and Luigi sit down with Nathalia Melo, former Ms. Olympia, to talk about her journey from gym floors in Brazil to global stages, and how that athletic mindset maps straight onto entrepreneurship, body image, hustle, and building a life that works when the perfect time never comes. 🍸 What you'll hear in this episode: Nathalia's humble start: moving from Brazil to the U.S. with $300, living in a cockroach‑infested apartment, cleaning restaurants, and bartending before the bodybuilding world. How competition training (3‑4 hrs of cardio + 1–1.5 hrs lifting daily) pushed her body and mind…and why she now warns that competition is far from "healthy." The "fat closet / skinny closet" metaphor: the mental toll of fluctuating between extremes and losing sight of identity outside the stage. Why the devices, data, and perfection‑culture around fitness are creating more noise than help, and how busy high‑achievers sabotage themselves by waiting for perfect alignment. Practical strategies for busy professionals to stay consistent: build routines that work even when travel, kids, long hours, and chaos hit. Commit to something, not perfection. Transitioning from competitor to coach: how Nathalia flipped the script, began working with women in high‑stress professions, and focused on behavior, emotion, and sustainable habits instead of extreme "bro‑culture" fitness. 💡 Notable Takeaway: "The deadline is literally the coffin."   👤 About our Guest: Nathalia Melo is a Brazilian‑born former Ms. Olympia (one of the most prestigious titles in bodybuilding) who turned her high‑performance athlete mindset into a coaching business. After years in the extreme world of fitness and competition—where she traveled, coached, and lived the spotlight—she shifted gears into helping busy professional women (law, finance, executives) design realistic, high‑impact lifestyles that include health, movement, and mental clarity.   🔊 Why Listen: Hit play, take notes, and let Nathalia's story remind you: you don't need perfect conditions—just a consistent decision to show up. Tune in now. Connect with Nathalia: Website Podcast Instagram Facebook 📞 Want help prepping your business for growth or sale? Hit us up at https://api.leadconnectorhq.com/widget/bookings/call-with-credit-banc-pod 🎧 Subscribe. Rate. Share. Repeat. Our website Apple Podcasts  Spotify  Audible  YouTube    📧 Want even more? Subscribe to The Weekly, our Friday morning newsletter, for all the latest in the world of finance, tech, small business, and more.  Available on Substack: https://theweeklyfromshieldadvisory.substack.com/ Connect with us on Instagram: ➡️ @matthew.r.meehan ➡️ @luigi_rosabianca, ➡️ https://www.instagram.com/theliquidlunchproject/

    33 min
  6. 11/19/2025

    Find Hidden Money in Your Business: Julio Gonzalez on Tax Strategies

    What if we told you the government owes you money…and you didn't even know it? In this episode, Matt and Luigi sit down with Julio Gonzalez, founder and CEO of Engineered Tax Services, to peel back the curtain on how the tax code can actually become a tool — not a penalty — for entrepreneurs and real‑estate investors.  We talk about the game‑changer "big beautiful bill," why R&D tax credits matter even to non‑tech firms, how cost segregation among real‑estate players is far more than "just depreciation," and why your accountant might be asleep at the wheel.  Julio brings the engineering + tax combo that's usually reserved for the Fortune 500 … but we're showing you how to use it too. 🍸 What you'll hear in this episode: Julio explains how the R&D tax credit has been revived…and how business owners can go back three years to claim it. What qualifies as "R&D"? Even a honey company changing formulas counts: it's about improving processes and products. Cost segregation in real estate: how classifying non‑structural elements (HVAC, lighting, flooring) can allow huge write‑offs up front. Comparing an estimate vs. an engineered study for tax purposes, and why the IRS will toss the first and respect the second. How cost segregation ties into a 1031 exchange and impacts your basis, and what happens when you pass the property on via inheritance (step‑up basis). The future of accounting: AI, talent shortages, and how firms that can't keep up will lose. Julio's story: from Miami family‑house chaos to tax reform pioneer, bringing elite tax strategies to "regular" business owners. 💡 Notable Takeaway: The government doesn't have to be a 50% owner of your profit.   👤 About our Guest: Julio Gonzalez is the founder & CEO of Engineered Tax Services (ETS), a national firm that blends engineering, tax, and accounting to bring specialty tax credits and cost‑segregation studies (historically for Fortune 500s) to entrepreneurs and real‑estate investors. His mission: tax equality for small business owners, converting tax liabilities into wealth‑building play.   🎧 Why Listen: If you own a business, invest in real estate, or are about to sell/transition your company, don't leave money on the table. Hit play, take notes, then connect with your CPA (and maybe Julio's team) to see if you're owed. This isn't a "maybe one day" strategy. Time is ticking.   🔗 Links + Stuff Free R+D Tax Credit Estimate Free Cost Segregation Analysis Free copy of Julio's book, Why Billionaires Love the Tax Code. Text "Y" to 26786 Engineered Tax Services Website

    32 min
  7. 11/12/2025

    How Chang Robotics Is Making Automation Work for Small Businesses

    What if your next coworker isn't human? What if it's a robot… and it's already cost‑effective? In this episode, Matt and Luigi sit down with Dr. Don Capener, a serial entrepreneur whose career jumps from streetwear to startups to scaling robotics companies. From founding a basketball apparel brand bought by Reebok, to leading a tech IPO during the dot-com boom, to now helping small and mid-size manufacturers automate with Chang Robotics, Don proves that business is a contact sport... and he's still dunking. 🍸 What you'll hear in this episode: Don's not-so-linear journey from the court to the code The real reason most automation doesn't get adopted (spoiler: it's not cost) Why small businesses can use robotics — and how it's already happening The difference between being a "vendor" and a "strategic partner" How Chang Robotics is helping businesses compete with overseas manufacturers Why graphene oxide could be the next big thing in sustainable packaging How to raise a fund, build IP, and keep it founder-funded 💡 Notable Takeaway: Automation isn't about robots replacing people. It's about making your existing team more productive.   👤 About our Guest: Dr. Don Capener is part professor, part founder, part startup whisperer. He's built brands, scaled tech companies, and now serves as Chief Strategy & Culture Officer at Chang Robotics, helping manufacturers and logistics firms embrace automation through strategy, not just engineering.   🔊 Why Listen: If you think robotics is "someday tech," this episode will slap that timeline right into the present. Press play and find out what the future of work really looks like.   Connect with Dr. Don Capener: Email: dcapener@changrobotics.ai Chang Robotics Chang Robotics Fund   📞 Want help prepping your business for growth or sale? Hit us up at https://api.leadconnectorhq.com/widget/bookings/call-with-credit-banc-pod 🎧 Subscribe. Rate. Share. Repeat. Our website Apple Podcasts  Spotify  Audible  YouTube    📧 Want even more? Subscribe to The Weekly, our Friday morning newsletter, for all the latest in the world of finance, tech, small business, and more.  Available on Substack: https://theweeklyfromshieldadvisory.substack.com/ Connect with us on Instagram: ➡️ @matthew.r.meehan ➡️ @luigi_rosabianca, ➡️ https://www.instagram.com/theliquidlunchproject/

    41 min
5
out of 5
236 Ratings

About

After decades of experience on Wall Street, in finance and building teams of all sizes in multiple industries, Matthew Meehan and Luigi Rosabianca have a world-class understanding of what it takes to scale (and fund) a successful business. They are here to share a No-BS approach to what is involved in growing an empire. A note before you go any further: This show is only for those who want to grow. Every episode of this podcast is going to lay out actionable advice for business owners and entrepreneurs who want to grow their business. We have fun here - but the fact remains that everything you want is on the other side of something difficult. This show will help you get to that other side.