The Mind Money Spectrum Podcast

Aaron Agte and Trishul Patel
  • 5.0 (12)
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Welcome to The Mind Money Spectrum Podcast where your hosts Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Financial Planner from the Bay Area, and Trishul is a Wealth Manager on the East Coast. For more information about Aaron, check out GraystoneAdvisor.com. And for more information on Trishul check out InvestingForever.com. We thank you all for listening, and stay tuned for our latest episode on our website, MindMoneySpectrum.com. Graystone Advisor, LLC is a registered investment adviser offering advisory services in the State of California and in other jurisdictions where exempt from registration. Investing Forever LLC (d/b/a, Investing Forever Advisory) is a registered investment adviser offering advisory services in the State of Florida and in other jurisdictions where exempted.

  1. #156. Should your daughter go to Cornell or NotCornell?

    DEC 9

    #156. Should your daughter go to Cornell or NotCornell?

    If your child has a free ride to multiple universities, how would you help them decide which school and major? Two financial advisors try to separate the value of higher education from all the ancillary benefits of college. If every course lecture is available online for free, should college cost so much? Are the fuzzier benefits worth the tuition and room and board? Would you be better going to NotCornell for half the cost? Episode References MMS #131. We don't need no education. MMS #87. What's the smart way to fund a college education these days? MMS #28. Is a million dollar higher education worth it? Your kids may not think so. Accepted (movie) Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Bay Area Financial Planner with GraystoneAdvisor.com, and Trishul is an East Coast Wealth Manager (InvestingForever.com). MindMoneySpectrum.com and YouTube.

    1h 8m
  2. #155. Future Jobs for Kids

    NOV 11

    #155. Future Jobs for Kids

    What recommendations would you give a high schooler to prepare them for their working career? Aaron starts with the question of what college major would you recommend to a high schooler to prepare them for their working career? Trishul immediately questions whether college is even worth it. If both agree that entrepreneurship makes the most sense, how do you encourage teenagers to develop the necessary skills and ambition. Is work experience more valuable than education and networking? Episode References MMS #142. Wages will never increase again. Here's why. MMS #132. Why would you ever want to be a W-2 employee anymore? MMS #123. I, for one, welcome our new AI robot overlords. MMS #122. The robots are here! Seriously, now what!? MMS #28. Is a million dollar higher education worth it? Your kids may not think so. Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Bay Area Financial Planner with GraystoneAdvisor.com, and Trishul is an East Coast Wealth Manager (InvestingForever.com). MindMoneySpectrum.com and YouTube.

    1h 4m
  3. #154. Seasonal Financial Planning: Focusing on the Right Topics at the Right Time

    OCT 14

    #154. Seasonal Financial Planning: Focusing on the Right Topics at the Right Time

    Financial planners use the seasons to guide which annual topics to focus on. Managing all your financial tasks can feel daunting and overwhelming. Good financial planning helps identify the priorities that need to be taken care of first. It also uses the seasons and various deadlines as themes for deciding which topics to work on. By taking one step at a time, it’s not long until your entire financial picture is running like a well-oiled machine. Episode References MMS #130. Manage expectations to cultivate your ideal year. MMS #103. Don't miss out on big savings during Open Enrollment Season. MMS #107. It's a new year! So now what? MMS #100. ISO University: Your guide to navigating ISOs in a pre-IPO company. MMS #120. Planning for downtime during the holiday season MMS #117. Aaron teaches Trishul how to play fantasy football. MMS #111. The math behind March Madness and Buffett's Billions. Carl Richards, Next Smallest Action Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Bay Area Financial Planner with GraystoneAdvisor.com, and Trishul is an East Coast Wealth Manager (InvestingForever.com). MindMoneySpectrum.com and YouTube.

    1h 5m
  4. #153. Life Planning Lessons from a Vacation That Went Too Long

    SEP 16

    #153. Life Planning Lessons from a Vacation That Went Too Long

    Aaron shares the story of how his family stretched their vacation just a little too much. They added a few days to fit in Padres games or save money on flights. But there came a point they just wanted to sleep in their own bed and walk the dog. Using the life planning exercise of your ideal day, week, and year can help design a routine that you enjoy and make better intentional decisions for your time. Episode References MMS #129. Ideal day, week...and societal expectations? MMS #130. Manage expectations to cultivate your ideal year. MMS #147. After FIRE: Why this Wealth Manager won’t retire. The Berenstain Bears - Too Much Vacation Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Bay Area Financial Planner with GraystoneAdvisor.com, and Trishul is an East Coast Wealth Manager (InvestingForever.com). MindMoneySpectrum.com and YouTube.

    58 min
  5. #152. Set It and Forget It: The Power of Financial Automation

    AUG 12

    #152. Set It and Forget It: The Power of Financial Automation

    What can you set up today that if you forget about it, you are better off a year later? Maxing out your 401k contribution and investing in stocks has the largest impact on your life for minimal effort. Aaron and Trishul go through other ways that setting up automation can provide significant benefits for your future self. From bill payments to investment contributions, automating your finances removes stress and builds long-term wealth on autopilot. Learn how small setup steps today can lead to massive gains tomorrow. Episode References MMS #65. The most important financial advice for someone in their 20's. MMS #17. How to take advantage of your lazy brain. Investing Forever - Passive Is the New Aggressive Graystone Advisor: Advice for friends and family Nudge by Thaler and Sunstein The Opt-Out Solution The Impact of Legislation on Organ Donation Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Bay Area Financial Planner with GraystoneAdvisor.com, and Trishul is an East Coast Wealth Manager (InvestingForever.com). MindMoneySpectrum.com and YouTube.

    1h 6m
  6. #151. Why are tech employees so worried?

    JUL 15

    #151. Why are tech employees so worried?

    In 2024, tech stocks were up, while layoffs were also up, leading to a general concern among tech employees.  Tech employees saw their incomes rise dramatically from their equity compensation, but the specter of layoffs meant most people were still concerned. Aaron and Trishul discuss some of the potential reasons behind this dichotomy and how to help people deal with the fear. A healthy cash reserve can help mitigate the concerns of job loss and market downturns as well. Episode References MMS #148. Why Smart Advisors Don’t Care About Market Drops. MMS #150. Wealth Manager shares his secret FIRE recipe MMS #34. How do RSUs work? Warren Buffett quote Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Bay Area Financial Planner with GraystoneAdvisor.com, and Trishul is an East Coast Wealth Manager (InvestingForever.com). MindMoneySpectrum.com and YouTube.

    1h 5m
  7. #150. Wealth Manager shares his secret FIRE recipe

    JUN 17

    #150. Wealth Manager shares his secret FIRE recipe

    The math behind how quickly savings and investments can achieve financial independence. Trishul re-creates the spreadsheet he used to calculate his pursuit of FIRE twenty years ago. He begins with simple time value of money calculations and walks through how increasing savings rates and different investment returns dramatically impact your path to financial freedom. Aaron brings the math to life with a real-world example: a couple maxing out their 401(k)s over two decades. Together, they show just how attainable it is to build a multi-million dollar nest egg with disciplined investing and long-term planning. Episode References MMS #147. After FIRE: Why this Wealth Manager won’t retire. MMS #144. What Financial Independence in Your 40's Really Looks Like MMS #143. FIRE with Kids? Here's How to Make It Work! MMS #65. The most important financial advice for someone in their 20's. MMS #56 The most important rule in finance. MMS #5. The 4% rule is a good start, but betting your life on it can burn you. MMS #1. What's the big deal about FIRE? Trishul's Super Secret FIRE Calculator Rule of 72 Einstein Quote Financial Independence Retire Early Website Trinity Study Determining Withdrawal Rates Using Historical Data The Shockingly Simple Math Behind Early Retirement Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Bay Area Financial Planner with GraystoneAdvisor.com, and Trishul is an East Coast Wealth Manager (InvestingForever.com). MindMoneySpectrum.com and YouTube.

    1h 5m
  8. #149. More Money Than You Need? Smart Ways to Use It.

    MAY 13

    #149. More Money Than You Need? Smart Ways to Use It.

    Safe withdrawal rates often lead to having more money than you need. What then? Trishul achieved FIRE and then built a business that now sustains his lifestyle. He knows he's on track to have more money than he needs. Aaron and Trishul discuss how it feels to be in this position and what to do next. Adjusting to this new phase can take years—and maybe it’s okay if spending doesn’t increase. Episode References MMS #146. A Financial Planner's Journey. MMS #147. After FIRE: Why this Wealth Manager won’t retire. MMS #112. Here's why you need to spend more. MMS #65. The most important financial advice for someone in their 20's. MMS #56 The most important rule in finance. MMS #15. George Kinder: Three life questions that will change everything. MMS #7. The impact of friends, family, and communities on happiness is larger than you might think. Listen through the end to find out why. MMS #5. The 4% rule is a good start, but betting your life on it can burn you. MMS #3. Does money buy happiness? Sometimes yes, but not in the way you think. Die with Zero book Kitces: Upside of Sequence of Returns Risk Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Bay Area Financial Planner with GraystoneAdvisor.com, and Trishul is an East Coast Wealth Manager (InvestingForever.com). MindMoneySpectrum.com and YouTube.

    58 min
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Ratings & Reviews

5
out of 5
12 Ratings

About

Welcome to The Mind Money Spectrum Podcast where your hosts Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Financial Planner from the Bay Area, and Trishul is a Wealth Manager on the East Coast. For more information about Aaron, check out GraystoneAdvisor.com. And for more information on Trishul check out InvestingForever.com. We thank you all for listening, and stay tuned for our latest episode on our website, MindMoneySpectrum.com. Graystone Advisor, LLC is a registered investment adviser offering advisory services in the State of California and in other jurisdictions where exempt from registration. Investing Forever LLC (d/b/a, Investing Forever Advisory) is a registered investment adviser offering advisory services in the State of Florida and in other jurisdictions where exempted.

Information

  • Creator
    Aaron Agte and Trishul Patel
  • Years Active
    2019 - 2025
  • Episodes
    156
  • Rating
    Clean
  • Copyright
    © 2025 The Mind Money Spectrum Podcast. https://graystoneadvisor.com/ https://investingforever.com/
  • Show Website
    The Mind Money Spectrum Podcast