The Mind Money Spectrum Podcast

Aaron Agte and Trishul Patel
  • 5.0 (11)
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  • UPDATED BIMONTHLY
The Mind Money Spectrum Podcast

Welcome to The Mind Money Spectrum Podcast where your hosts Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Financial Planner from the Bay Area, and Trishul is a Wealth Manager on the East Coast. For more information about Aaron, check out GraystoneAdvisor.com. And for more information on Trishul check out InvestingForever.com. We thank you all for listening, and stay tuned for our latest episode on our website, MindMoneySpectrum.com. Graystone Advisor, LLC is a registered investment adviser offering advisory services in the State of California and in other jurisdictions where exempt from registration. Investing Forever LLC (d/b/a, Investing Forever Advisory) is a registered investment adviser offering advisory services in the State of Florida and in other jurisdictions where exempted.

  1. #151. Why are tech employees so worried?

    3D AGO

    #151. Why are tech employees so worried?

    In 2024, tech stocks were up, while layoffs were also up, leading to a general concern among tech employees.  Tech employees saw their incomes rise dramatically from their equity compensation, but the specter of layoffs meant most people were still concerned. Aaron and Trishul discuss some of the potential reasons behind this dichotomy and how to help people deal with the fear. A healthy cash reserve can help mitigate the concerns of job loss and market downturns as well. Episode References MMS #148. Why Smart Advisors Don’t Care About Market Drops. MMS #150. Wealth Manager shares his secret FIRE recipe MMS #34. How do RSUs work? Warren Buffett quote Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Bay Area Financial Planner with GraystoneAdvisor.com, and Trishul is an East Coast Wealth Manager (InvestingForever.com). MindMoneySpectrum.com and YouTube.

    1h 5m
  2. #150. Wealth Manager shares his secret FIRE recipe

    JUN 17

    #150. Wealth Manager shares his secret FIRE recipe

    The math behind how quickly savings and investments can achieve financial independence. Trishul re-creates the spreadsheet he used to calculate his pursuit of FIRE twenty years ago. He begins with simple time value of money calculations and walks through how increasing savings rates and different investment returns dramatically impact your path to financial freedom. Aaron brings the math to life with a real-world example: a couple maxing out their 401(k)s over two decades. Together, they show just how attainable it is to build a multi-million dollar nest egg with disciplined investing and long-term planning. Episode References MMS #147. After FIRE: Why this Wealth Manager won’t retire. MMS #144. What Financial Independence in Your 40's Really Looks Like MMS #143. FIRE with Kids? Here's How to Make It Work! MMS #65. The most important financial advice for someone in their 20's. MMS #56 The most important rule in finance. MMS #5. The 4% rule is a good start, but betting your life on it can burn you. MMS #1. What's the big deal about FIRE? Trishul's Super Secret FIRE Calculator Rule of 72 Einstein Quote Financial Independence Retire Early Website Trinity Study Determining Withdrawal Rates Using Historical Data The Shockingly Simple Math Behind Early Retirement Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Bay Area Financial Planner with GraystoneAdvisor.com, and Trishul is an East Coast Wealth Manager (InvestingForever.com). MindMoneySpectrum.com and YouTube.

    1h 5m
  3. #149. More Money Than You Need? Smart Ways to Use It.

    MAY 13

    #149. More Money Than You Need? Smart Ways to Use It.

    Safe withdrawal rates often lead to having more money than you need. What then? Trishul achieved FIRE and then built a business that now sustains his lifestyle. He knows he's on track to have more money than he needs. Aaron and Trishul discuss how it feels to be in this position and what to do next. Adjusting to this new phase can take years—and maybe it’s okay if spending doesn’t increase. Episode References MMS #146. A Financial Planner's Journey. MMS #147. After FIRE: Why this Wealth Manager won’t retire. MMS #112. Here's why you need to spend more. MMS #65. The most important financial advice for someone in their 20's. MMS #56 The most important rule in finance. MMS #15. George Kinder: Three life questions that will change everything. MMS #7. The impact of friends, family, and communities on happiness is larger than you might think. Listen through the end to find out why. MMS #5. The 4% rule is a good start, but betting your life on it can burn you. MMS #3. Does money buy happiness? Sometimes yes, but not in the way you think. Die with Zero book Kitces: Upside of Sequence of Returns Risk Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Bay Area Financial Planner with GraystoneAdvisor.com, and Trishul is an East Coast Wealth Manager (InvestingForever.com). MindMoneySpectrum.com and YouTube.

    58 min
  4. #148. Why Smart Advisors Don’t Care About Market Drops.

    APR 15

    #148. Why Smart Advisors Don’t Care About Market Drops.

    Whether the stock market is up or down, Trishul and Aaron have developed the super power to not care. Stock market downturns often trigger fear among investors. But Aaron and Trishul have developed the ability to simply not care about stock market volatility. It comes from a combination of resilience through multiuple downturns, acknowledging the long-term aspect of investing in stocks, using mutliple asset classes, such as bonds and international stocks, and having a healthy cash position for short-term needs. They also discuss different strategies for tuning out the things they can't control and focusing on what truly matters. Episode References MMS #112. Here's why you need to spend more. MMS #20. When markets crash, ignore this critical advice at your peril. Vanguard Money Market Max My Interest Carl Richards: Fear and Greed Carl Richards: What to focus on Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Bay Area Financial Planner with GraystoneAdvisor.com, and Trishul is an East Coast Wealth Manager (InvestingForever.com). MindMoneySpectrum.com and YouTube.

    1h 7m
  5. #147. After FIRE: Why this Wealth Manager won’t retire.

    MAR 18

    #147. After FIRE: Why this Wealth Manager won’t retire.

    Trishul's journey from FIRE to lifestyle practice. Trishul Patel achieved FIRE by building teams to solve problems. After reaching financial independence, his desire to help others led him to accidentally create an lifestyle practice. Now, he focuses on keeping it from growing too large, ensuring it doesn’t interfere with the hobbies he finds most fulfilling. Episode References MMS #144. What Financial Independence in Your 40's Really Looks Like MMS #91. Why did Trishul and Aaron choose lifestyle practices? MMS #90. What you need to know about advisory fees. MMS #88. What's the big deal about the CFP®? MMS #74. This hidden benefit of financial independence changes everything. Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Bay Area Financial Planner with GraystoneAdvisor.com, and Trishul is an East Coast Wealth Manager (InvestingForever.com). MindMoneySpectrum.com and YouTube.

    1h 4m
  6. #146. A Financial Planner's Journey: from Engineer to Hedge Fund Manager

    FEB 18

    #146. A Financial Planner's Journey: from Engineer to Hedge Fund Manager

    Trishul's journey from engineer to hedge fund manager. How does an engineer become a hedge fund manager? Trishul Patel shares his journey from engineering to wealth management, bringing his analytical mindset into the world of finance. In this episode, he dives into the key moments of his career and explains how foundational concepts like compounding and risk shaped his path to financial independence. Discover how his unique perspective on money management can inspire your own journey toward building wealth and achieving financial freedom. Episode References MMS #1. What's the big deal about FIRE? MMS #138. Financial Planner tells a story of why Fee-Only matters Investing Forever: About Trishul Patel Political prediction markets Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Bay Area Financial Planner with GraystoneAdvisor.com, and Trishul is an East Coast Wealth Manager (InvestingForever.com). MindMoneySpectrum.com and YouTube.

    1h 6m
  7. #145. Retirement Risks You’re Overlooking (It’s NOT About Money!)

    JAN 14

    #145. Retirement Risks You’re Overlooking (It’s NOT About Money!)

    You need to build your own routine to thrive in retirement. People often retire with the idea of spending their time doing "whatever they want, whenever they want." However, this lack of structure can lead to a negative spiral, potentially resulting in health issues such as depression. To truly thrive in retirement—whether in your 40s or 60s—you need to create your own sense of discipline. It's essential to plan things to look forward to on a daily, weekly, and annual basis. Episode References MMS #7. The impact of friends, family, and communities on happiness is larger than you might think. Listen through the end to find out why. MMS #19. Life doesn't need to begin at retirement. Here's why. MMS #129. Ideal day, week...and societal expectations? MMS #130. Manage expectations to cultivate your ideal year. MMS #135. Aaron and Trishul discover the meaning of life. Maslow’s Hierarchy of Needs Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Bay Area Financial Planner with GraystoneAdvisor.com, and Trishul is an East Coast Wealth Manager (InvestingForever.com). MindMoneySpectrum.com and YouTube.

    56 min
  8. #144. What Financial Independence in Your 40's Really Looks Like

    12/17/2024

    #144. What Financial Independence in Your 40's Really Looks Like

    Trishul is in his 40's and has achieved FIRE. Aaron is also in his 40's, but is not financially independent. Yet they both lead similar lives. What's the difference? Trishul achieved FIRE and began writing a blog to help friends and family make better financial decisions. This eventually led to starting a lifestyle practice as a financial advisor. Aaron started a lifestyle business to help people with stock options while having the time to coach his kids' sports teams. Both see the value in making intentional decisions with family lifestyle as the priority. The difference is that Trishul's backup plan is his nest egg, while Aaron's backup plan is his future income potential. Episode References MMS #143. FIRE with Kids? Here's How to Make It Work! MMS #135. Aaron and Trishul discover the meaning of life. MMS #117. Aaron teaches Trishul how to play fantasy football. MMS #91. Why did Trishul and Aaron choose lifestyle practices? MMS #74. This hidden benefit of financial independence changes everything. MMS #19. Life doesn't need to begin at retirement. Here's why. MMS #1. What's the big deal about FIRE? Aaron's blog with friends Trishul's book with his father Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Bay Area Financial Planner with GraystoneAdvisor.com, and Trishul is an East Coast Wealth Manager (InvestingForever.com). MindMoneySpectrum.com and YouTube.

    1h 1m
See All (151)

Ratings & Reviews

5
out of 5
11 Ratings

About

Welcome to The Mind Money Spectrum Podcast where your hosts Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Financial Planner from the Bay Area, and Trishul is a Wealth Manager on the East Coast. For more information about Aaron, check out GraystoneAdvisor.com. And for more information on Trishul check out InvestingForever.com. We thank you all for listening, and stay tuned for our latest episode on our website, MindMoneySpectrum.com. Graystone Advisor, LLC is a registered investment adviser offering advisory services in the State of California and in other jurisdictions where exempt from registration. Investing Forever LLC (d/b/a, Investing Forever Advisory) is a registered investment adviser offering advisory services in the State of Florida and in other jurisdictions where exempted.

Information

  • Creator
    Aaron Agte and Trishul Patel
  • Years Active
    2019 - 2025
  • Episodes
    151
  • Rating
    Clean
  • Copyright
    © 2025 The Mind Money Spectrum Podcast. https://graystoneadvisor.com/ https://investingforever.com/
  • Show Website
    The Mind Money Spectrum Podcast

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