The Most Mindset

Michael Most

Real conversations about mindset, mortgages, and mastery for loan officers and originators who have outgrown being undervalued and underpaid.

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    Where the Obstacle Becomes the Advantage

    In this episode of the Most Mindset podcast, Michael Most interviews Bill Gross, a seasoned expert in probate real estate. Bill shares his unique journey from aspiring attorney to successful real estate agent, emphasizing the importance of understanding the probate process. He discusses the challenges and opportunities within the probate niche, the significance of building relationships, and the role of data in generating leads. Bill also highlights the importance of effective communication and the value of being an expert in court confirmation sales. The conversation concludes with insights on developing strong professional relationships and the mindset necessary for success in the real estate industry. 00:30 Introduction to Bill Gross and His Journey 02:59 Understanding Probate: A Deep Dive 05:55 Navigating the Probate Process 08:41 The Role of Professionals in Probate Real Estate 11:19 Data and Lead Generation in Probate 14:06 Real-Life Case Study: From Probate to Sale 16:48 Challenges and Success in Court Confirmation 19:36 Bill's Expertise and Track Record 22:37 Building Relationships in Real Estate 24:25 The Role of Loan Officers 26:18 Creating Value Through Professional Relationships 29:19 Networking and Community Building 33:08 Lessons from Communication and Conflict Resolution 35:50 Influential Books and Mindset Connect with Bill Gross Connect with Michael Most LEARN MORE ABOUT JOINING OUR TEAM!

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    Communication Is Your Superpower

    In this episode of The Most Mindset, Michael sits down with longtime friend and veteran loan officer Chris Davis to unpack a 25-year journey through the mortgage world. From growing up in Napa's wine country and backpacking the globe, to stumbling into tech sales and then landing in mortgage banking right as the "internet" was becoming a thing, Chris shares how communication, curiosity, and relationship skills shaped his career. Together they break down what it's really like to move from big banks to IMBs to the broker model, the fears that come with those transitions, and the freedom on the other side. Chris talks about difficult clients, underwriting realities, staying calm when millions are on the line, and how mountain biking, family time, and perspective keep him grounded. It's a real, relatable look at how to evolve, stay steady under pressure, and build a career you actually enjoy. 00:25 Introductions & Background 01:19 From Tech Sales to a New "Internet" Product 04:19 Backpacking the World & Early Career Detours 05:59 Wine, Marine Biology & Choosing a Different Path 07:36 The Power of Communication & Sales Skills 10:47 Big Bank Years & High-Rise Projects 16:27 More Products, More Guidelines, More Opportunity 21:02 Jumping to the Broker Model & Saying "Yes" More Often 25:52 Underwriting Reality Checks & Funny Client Moments 31:29 Becoming "Calm Chris" Through Perspective 39:34 Books That Shaped Chris & Final Thoughts  Connect with Chris Davis Connect with Michael Most LEARN MORE ABOUT JOINING OUR TEAM!

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Real conversations about mindset, mortgages, and mastery for loan officers and originators who have outgrown being undervalued and underpaid.