The Property Nerds

The Property Nerds
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Meet Arjun, Adrian & Jack… The Property Nerds Welcome to The Property Nerds Podcast, where real estate meets research, and data drives decisions. Join Arjun Paliwal, Head of Research and Director at InvestorKit, and Jack Fouracre, Partnership Manager at Fouracre Financial, and Adrian, Senior Portfolio Strategist at InvestorKit as they dive deep into Australia’s property market. From market trends to finance tips, Arjun, Jack and Adrian deliver the insights you need to build and grow a profitable property portfolio,  backed by data, not hype. Whether you're a seasoned investor or just getting started, this is your go to podcast for smart, strategic property investing.

  1. 4D AGO

    Why Paige Hadley Started Investing Before Netball Retirement

    In this episode of The Property Nerds, we sit down with Paige Hadley to unpack the side of elite sport most people never see, the uncertainty, the sacrifice and the brutal reality that a professional playing career has a time limit. Paige Hadley is one of Australia’s most respected netballers, with a career spanning from world cups to commonwealth games and international representation for the Diamonds. Known for her consistency, leadership and longevity at the elite level, Paige has spent more than a decade performing in high pressure, high performance environments, where contracts are short, careers are finite and planning for life beyond sport is essential. Paige shares what finally made her start thinking seriously about money, wealth, and life after netball, how she and her partner Jordan approached property investing with contract based income and why building the right “support team” (just like sport) was the turning point that made investing feel possible and repeatable. We cover: The BTS reality of pro sport: uncertainty, sacrifice and why career length changes how athletes think about moneyHow Paige started investing with contract income and the mindset shift that took her from “I’ll just save” to building real long term wealthWhy a support team matters, how data builds confidence, and why going borderless is often the smarter move Timestamps: 02:40 - “Netball isn’t forever”: when life after sport became real 08:10 - Building a business alongside sport 14:20 - What athletes should know about income, career length, and wealth 17:10 - The mindset shift from living “contract to contract” to long term thinking 22:40 - “I wouldn’t have done it alone” why support systems matter 25:30 - Sydney prices and why most people do nothing 27:40 - Why helping women invest is personal for Paige 30:00 - What holds people back from starting 33:10 - Motherhood, money choices and freedom 36:00 - Taking the plunge, asking questions, building your future If you’ve been waiting until you “earn more,” feel more confident or have it all figured out this episode is the reminder that confidence comes after action, and the right strategy + team can change everything. CONNECT WITH THE PROPERTY NERDS: Instagram:https://www.instagram.com/thepropertynerdspodcast/ TikTok: https://www.tiktok.com/@thepropertynerdspodcast CONNECT WITH FOURACRE FINANCIAL: Instagram:https://www.instagram.com/fouracre.financial/ Linkedin: https://www.linkedin.com/company/fouracre- financial/Website: https://fouracrefinancial.com.au/ CONNECT WITH ARJUN: Instagram: https://www.instagram.com/arjpaliwal/ Linkedin: https://www.linkedin.com/in/propertybuyersagent/ CONNECT WITH INVESTORKIT: Instagram: https://www.instagram.com/investorkit.com.au/ Linkedin: https://www.linkedin.com/company/investorkit/ Website: https://www.investorkit.com.au/ This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

    34 min

  2. FEB 3

    Rental Yield Won’t Boost Your Borrowing Power

    In this episode of The Property Nerds, we break down one of the most common investor assumptions: that chasing a higher rental yield will meaningfully boost your borrowing capacity. Plus, we unpack a timely SMSF lending update that could change how some investors think about leverage and diversification: 90% LVR options without risk fees, and what that may mean in practice. If you’ve been filtering suburbs based on yield, this episode is your reset.We cover: 1. Why yield obsession usually shows up too late and why it rarely moves borrowing capacity the way people think 2. How a 0.5% yield increase can equal only a modest borrowing bump once banks shade rent and apply DTI limits 3. The bigger levers that actually scale portfolios: income, strategy, savings rate, and lending options 4. What’s changing with higher LVRs and no risk fees, and why it matters for liquidity and diversification inside the fundTimestamps: 00:00 – “If you’re stressing about yield… it’s probably too late” 01:10 – Rental yield impact on borrowing capacity: the big misconception 03:17 – Why a higher yield feels logical 06:01 – The hidden cost: fewer markets, longer search time, missed upside 07:48 – “Cash flow isn’t king” 10:00 – Why higher prices often mean lower yields 11:01 – Fixed costs don’t scale like prices 16:30 – Why negative cash flow is more normal now 18:41 – Growth vs cash flow framing 21:05 – 90% LVR options and what’s changed 22:16 – Why that’s a meaningful difference 24:00 – Stop chasing yield, start building strategically If you’ve been telling yourself “I just need a higher yield first,” this episode will help you zoom out, run the real numbers and focus on the variables that actually move the needle, without delaying your next purchase for the wrong reason. CONNECT WITH THE PROPERTY NERDS: Instagram:https://www.instagram.com/thepropertynerdspodcast/ TikTok: https://www.tiktok.com/@thepropertynerdspodcast CONNECT WITH FOURACRE FINANCIAL: Instagram:https://www.instagram.com/fouracre.financial/ Linkedin: https://www.linkedin.com/company/fouracre-financial/ Website: https://fouracrefinancial.com.au/ CONNECT WITH ARJUN: Instagram: https://www.instagram.com/arjpaliwal/ Linkedin: https://www.linkedin.com/in/propertybuyersagent/ CONNECT WITH INVESTORKIT: Instagram: https://www.instagram.com/investorkit.com.au/ Linkedin: https://www.linkedin.com/company/investorkit/ Website: https://www.investorkit.com.au/ This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

    25 min

  3. JAN 27

    We Started at 45… Now We Own $5.1M in Property

    In this episode of The Property Nerds, we sit down with Peter and Serena to unpack how they built a $5.1 million property portfolio across six properties, starting in their late 40s after nearly a nine year gap of doing nothing. They share the honest reality of what held them back, why “knowing” isn’t the same as acting, and how building the right team changed everything. From going borderless across four states to navigating doubt, timing, finance constraints and market cycles, this conversation breaks down what it really takes to go from your first property to a serious portfolio, without rushing, guessing, or chasing fast money. If you’ve ever wondered whether it’s “too late” to start, how to invest with confidence, or how to avoid costly first-purchase mistakes, this episode is your reset. We cover: 1. How Peter & Serena built a $5.1M portfolio (6 properties) starting in their late 40s and why it’s not too late 2. The 9 year gap and the mindset shift that finally got them moving (and what it cost them to wait) 3. The team & strategy that made it repeatable. Going borderless across multiple states, staying aligned as a couple, and balancing “don’t overpay” vs “don’t miss out” Timestamps: 00:00 - “The hardest part was making ourselves start” 02:12 - From family life to first action: what really changed 04:51 - The 9 year investing gap explained 06:11 - Why most people think they have to do it alone 08:38 - Sitting on equity without realising it 09:19 - From first purchase to serious portfolio momentum 10:30 - Switching teams: what actually matters 12:01 - Regional investing fears and data-led confidence 14:54 - What a good team should never do 16:37 - Diversification across four states 18:24 - Overpaying vs missing out: the real valuation balance 19:17 - Investing as a couple: mindset, risk and communication 22:57 - Going borderless: buying without seeing the property 26:32 - Starting late and investing efficiently 29:41 - Biggest lessons from a $5.1M portfolio 32:50 - Financial habits that made it possible 35:13 - Building wealth for the next generation 37:51 - Consolidation, retirement and what comes next If you’ve been sitting on the sidelines, waiting for the “perfect time,” this episode is a reminder that education without action changes nothing, but the right strategy, team and mindset can change everything. CONNECT WITH THE PROPERTY NERDS: Instagram:https://www.instagram.com/thepropertynerdspodcast/ TikTok: https://www.tiktok.com/@thepropertynerdspodcast CONNECT WITH FOURACRE FINANCIAL: Instagram:https://www.instagram.com/fouracre.financial/ Linkedin: https://www.linkedin.com/company/fouracre-financial/ Website: https://fouracrefinancial.com.au/ CONNECT WITH ARJUN: Instagram: https://www.instagram.com/arjpaliwal/ Linkedin: https://www.linkedin.com/in/propertybuyersagent/ CONNECT WITH INVESTORKIT: Instagram: https://www.instagram.com/investorkit.com.au/ Linkedin: https://www.linkedin.com/company/investorkit/ Website: https://www.investorkit.com.au/ This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

    45 min

  4. JAN 20

    Trusts Aren’t the Tax Hack You Think They Are (And Lenders Just Changed the Rules)

    In this episode of The Property Nerds, we cut through the noise on property trusts, because despite what the internet says, a discretionary trust is not a magic “distribute to anyone” tax loophole. With Ronesh from Incentum Group joining as a repeat guest, we go back to basics on discretionary vs unit trusts, the real world tax traps and why your finance strategy must come before structure if you actually want to build a portfolio. We also unpack the lender headlines, the extra compliance pressure being placed on trust setups and the key message investors miss: costs are the cost of doing business, strategy and market cycles come first. We cover: The biggest myths investors believe about discretionary trustsWhy you can’t just “distribute income to anyone” Discretionary vs unit trusts: when each structure actually makes senseThe negative gearing catch inside trustsLand tax differences across states The hierarchy investors need Timestamps: 00:00 - The trust myth 01:59 - Lenders pulling back from trusts: what’s actually going on 02:37 - Trusts explained simply: trustee, beneficiaries, and “discretion” 04:20 - Who should buy in a trust? The 3 questions to decide 06:21 - Discretionary vs unit trusts: the key difference most investors miss 06:49 - When unit trusts make sense 09:54 - Why trusts don’t always “save tax” 11:27 - Why distributing outside the group can trigger 47% 12:26 - Land tax reality: state by state rules and why it gets complicated 21:31 - Finance first, cost of doing business last If you’ve been trying to pick a structure based on tax savings alone, this episode is your reset: start with borrowing capacity and strategy, build the right team, then treat trust costs as part of the cost of doing business, not the thing that blocks your investing plan. CONNECT WITH THE PROPERTY NERDS: Instagram:https://www.instagram.com/thepropertynerdspodcast/ TikTok: https://www.tiktok.com/@thepropertynerdspodcast CONNECT WITH FOURACRE FINANCIAL: Instagram:https://www.instagram.com/fouracre.financial/ Linkedin: https://www.linkedin.com/company/fouracre-financial/ Website: https://fouracrefinancial.com.au/ CONNECT WITH ARJUN: Instagram: https://www.instagram.com/arjpaliwal/ Linkedin: https://www.linkedin.com/in/propertybuyersagent/ CONNECT WITH INVESTORKIT: Instagram: https://www.instagram.com/investorkit.com.au/ Linkedin: https://www.linkedin.com/company/investorkit/ Website: https://www.investorkit.com.au/ This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

    26 min

  5. JAN 13

    Rentvesting: Is It ACTUALLY Smarter Than Buying a Home?

    In this data driven episode, Arjun, Jack and Adrian unpack why rentvesting is becoming one of the biggest wealth strategies of 2025 heading into 2026 and when it doesn’t make sense. The nerds break down the four core principles of rentvesting, using real examples to show how renting can boost flexibility, protect cash flow and unlock borrowing capacity, if you invest the right way. You’ll also hear their 2026 outlook, including the rise of digital nomads earning Aussie income while living overseas. We cover: What rentvesting actually isInterest rates vs rental yields and cash flow gapThe hidden borrowing power advantage renters can have over owner occupiersWhy buying the “wrong” home can shut down future investingHow location can impact career, business and income growthThe mistakes new rentvestors make and how to avoid themWhere rentvesting is heading next Timestamps: 02:19 - What rentvesting is (and what it’s not) 03:03 - Why rentvesting is surging in 2025 04:40 - Renting in expensive cities vs investing elsewhere 05:29 - The real cost of moving: 6-10% + $40k-$60k per transaction 06:46 - Interest rates vs rental yields 07:28 - $6M price point + 1.7% yield 08:08 - When rentvesting doesn’t make sense 10:08 - Why rent isn’t “sensitised” like a mortgage 11:42 - Owner occupier vs renter vs investor scenario 12:30 - Lifestyle vs investment performance 14:41 - Arjun’s case study: “2-minute commute” performance rentvesting 19:39 - The biggest rentvesting mistakes 22:42 - Competing for rentals + “100 person queues” 24:42 - When buying your home can be the smarter move 30:02 - 2026 outlook: is rentvesting getting more attractive? 31:34 - The next trend: Aussies rentvesting while living overseas If you’re serious about building wealth through property, rentvesting isn’t just a lifestyle choice, it’s a finance and performance strategy. Watch this episode to understand the framework, run the numbers properly and decide whether rentvesting is the right move for you going into 2026. CONNECT WITH THE PROPERTY NERDS: Instagram:https://www.instagram.com/thepropertynerdspodcast/ TikTok: https://www.tiktok.com/@thepropertynerdspodcast CONNECT WITH FOURACRE FINANCIAL: Instagram:https://www.instagram.com/fouracre.financial/ Linkedin: https://www.linkedin.com/company/fouracre-financial/ Website: https://fouracrefinancial.com.au/ CONNECT WITH ARJUN: Instagram: https://www.instagram.com/arjpaliwal/ Linkedin: https://www.linkedin.com/in/propertybuyersagent/ CONNECT WITH INVESTORKIT: Instagram: https://www.instagram.com/investorkit.com.au/ Linkedin: https://www.linkedin.com/company/investorkit/ Website: https://www.investorkit.com.au/ This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

    37 min

  6. JAN 6

    Why Sydney Housing Is Broken (And Why 5% Deposits Won’t Fix It)

    In this weeks episode, the nerds sits down with NSW Liberal Party Minister Mark Speakman to unpack what’s really driving Sydney’s housing crisis and why “quick fix” solutions like 5% deposit schemes may actually make affordability worse. From feasibility and planning delays to the tax and charge load baked into new homes, this conversation breaks down the supply side of housing in plain English and explains what would need to change for Sydney (and NSW) to materially increase housing delivery over the next decade. We cover: Why Sydney is now one of the most unaffordable housing markets in the worldThe real bottleneck holding back supplyHow government taxes and charges can make up 25-40%+ of a new home’s costWhy 5% deposit schemes can push up prices and increase risk for first home buyer Timestamps: 03:26 - Why Sydney is now “severely unaffordable” 05:38 - The real bottleneck: financial feasibility 06:37 - The impact of taxes and charges on new builds 07:13 - Will planning reforms actually speed up supply? 08:04 - Community consultation vs delivery 10:43 - Why density must come with infrastructure 11:46 - The quickest lever: easing state taxes and charges 13:53 - Why 5% deposit schemes are “almost cruel” 16:29 - Is Sydney’s price growth partly “normal” for a global city? 18:33 - What policy changes could reduce the tax burden 19:33 - Rosehill/Camellia: why the project stalled 21:19 - What success looks like by 2029 23:28 - The construction workforce problem If you’re serious about investing in property, you can’t ignore the policy mechanics shaping supply, prices, and feasibility. Watch this episode to understand what’s really holding Sydney back, and what reforms could actually move the needle. CONNECT WITH THE PROPERTY NERDS: Instagram:https://www.instagram.com/thepropertynerdspodcast/ TikTok: https://www.tiktok.com/@thepropertynerdspodcast CONNECT WITH FOURACRE FINANCIAL: Instagram:https://www.instagram.com/fouracre.financial/ Linkedin: https://www.linkedin.com/company/fouracre- financial/Website: https://fouracrefinancial.com.au/ CONNECT WITH ARJUN: Instagram: https://www.instagram.com/arjpaliwal/ Linkedin: https://www.linkedin.com/in/propertybuyersagent/ CONNECT WITH INVESTORKIT: Instagram: https://www.instagram.com/investorkit.com.au/ Linkedin: https://www.linkedin.com/company/investorkit/ Website: https://www.investorkit.com.au/ This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

    27 min

  7. 12/29/2025

    7 Properties by 35: The Mistakes That Nearly Broke His Portfolio

    In this real investor case study, Kit Gunasekara joins us as we break down the real story behind building a $5M property portfolio across 7 properties in his 30s, including the early mistakes that cost him growth, confidence and opportunity. From buying a Melbourne CBD apartment that went backwards, to working with a buyer’s agent that didn’t deliver, Kit shares what finally changed everything. If you’re trying to grow a portfolio (or restart after a setback), this episode is your playbook. We cover: The early buying mistakes that slowed Kit downWhy land value and scarcity matter more than “big cities” and shiny apartments.How he rebuilt confidence after a disappointing purchaseThe decision making framework he uses now: cash flow, borrowing capacity, capitalWhy he bought multiple properties sight unseen and how he manages riskTrusts, SMSFs and structuring moves that help future proof a growing portfolio Timestamps: 03:02 - Why property (and leverage) wins 05:52 - Land is king09:29 - Education & accountability 11:26 - Buying in 2023 13:52 - Future proofing with structure 15:08 - The Darwin thesis 16:19 - Diversification lowers risk 21:12 - Career pivot with purpose 26:58 - The 3 part investor playbook If you’ve been waiting for the “perfect time” or the “perfect property,” this is your reminder: the investors who win are the ones who learn fast, ask better questions and move with conviction. CONNECT WITH THE PROPERTY NERDS: Instagram:https://www.instagram.com/thepropertynerdspodcast/ TikTok: https://www.tiktok.com/@thepropertynerdspodcast CONNECT WITH FOURACRE FINANCIAL:Instagram:https://www.instagram.com/fouracre.financial/ Linkedin: https://www.linkedin.com/company/fouracre-financial/ Website: https://fouracrefinancial.com.au/ CONNECT WITH ARJUN: Instagram: https://www.instagram.com/arjpaliwal/ Linkedin: https://www.linkedin.com/in/propertybuyersagent/ CONNECT WITH INVESTORKIT: Instagram: https://www.instagram.com/investorkit.com.au/ Linkedin: https://www.linkedin.com/company/investorkit/ Website: https://www.investorkit.com.au/ This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

    34 min

  8. 12/22/2025

    Stop Doing This With DTI: Smart Finance Moves Most Investors Miss

    In this data driven episode, Arjun, Jack and Adrian break down the real lending shifts shaping Australia’s property finance landscape, from rising DTI limits to the new investor lending cap that could shake the market. Whether you’re a first time investor or scaling your portfolio, this episode unpacks how finance policies, trust structures and bank rules are quietly changing the game and how to position yourself before they hit your bottom line. We cover: The mindset mistake most investors make with DTI limitsWhy paying LMI can actually save you thousandsHow Apple’s 20% investor lending cap could reshape the banksThe “policy X factors” your broker might not even know aboutHow to use changing finance rules to unlock your next deal Timestamps: 02:17 - What APRA’s proposal actually targets 03:01 - Brokers & non banks take centre stage 04:45 - DTI 101 with rentvesting 06:10 - Common DTI misconceptions 11:07 - Hitting goals under DTI ≤6 13:36 - LMI waivers + 1% assessment buffers 15:05 - 40-year loan terms 16:59 - LMI 101: cost & structures" 20:12 - Move purchases forward, compound faster If you’re serious about building wealth through property, understanding finance strategy is non negotiable. Watch this episode to learn how to make the new lending landscape work for you. CONNECT WITH THE PROPERTY NERDS: Instagram:https://www.instagram.com/thepropertynerdspodcast/ TikTok: https://www.tiktok.com/@thepropertynerdspodcast CONNECT WITH FOURACRE FINANCIAL: Instagram:https://www.instagram.com/fouracre.financial/ Linkedin: https://www.linkedin.com/company/fouracre-financial/ Website: https://fouracrefinancial.com.au/ CONNECT WITH ARJUN: Instagram: https://www.instagram.com/arjpaliwal/ Linkedin: https://www.linkedin.com/in/propertybuyersagent/ CONNECT WITH INVESTORKIT: Instagram: https://www.instagram.com/investorkit.com.au/ Linkedin: https://www.linkedin.com/company/investorkit/ Website: https://www.investorkit.com.au/ This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

    25 min
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About

Meet Arjun, Adrian & Jack… The Property Nerds Welcome to The Property Nerds Podcast, where real estate meets research, and data drives decisions. Join Arjun Paliwal, Head of Research and Director at InvestorKit, and Jack Fouracre, Partnership Manager at Fouracre Financial, and Adrian, Senior Portfolio Strategist at InvestorKit as they dive deep into Australia’s property market. From market trends to finance tips, Arjun, Jack and Adrian deliver the insights you need to build and grow a profitable property portfolio,  backed by data, not hype. Whether you're a seasoned investor or just getting started, this is your go to podcast for smart, strategic property investing.

Information

  • Creator
    The Property Nerds
  • Years Active
    2021 - 2026
  • Episodes
    103
  • Rating
    Clean
  • Copyright
    © The Property Nerds
  • Show Website
    The Property Nerds

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