The Property Nerds

The Property Nerds

Welcome to The Property Nerds Podcast, where real estate meets research and data drives decisions. The team behind InvestorKit were named Winner of the REB Buyers Agency of the Year 2026, one of the highest honours in Australia’s property advisory industry. Hosted by Arjun Paliwal, Founder and CEO of InvestorKit, alongside Adrian, Senior Portfolio Strategist at InvestorKit, and Jack Fouracre of Fouracre Financial. Together they unpack market trends, finance strategy and portfolio building so investors can make smarter property decisions backed by data, not hype.

  1. 6H AGO

    Why Rent Vesting Beats Buying Your First Home in Sydney

    In this episode of the Property Nerds Podcast, Arjun Paliwal sits down with client-turned-team-member James Deem to break down the exact strategy he and his partner Danny used to generate over $500,000 in equity in just three years—using a starting capital of just $120k. We go behind the spreadsheets to show how "rent vesting" and a borderless, data-driven approach allowed a UK expat to achieve geographic freedom without staying stuck on the sidelines of the Australian property market. 💡 What’s covered: → The Rent Vesting Superpower: How renting where you want to live gives you your time back while your money accelerates elsewhere. → The Ignorance Advantage: Why not knowing local property stigmas helps you look strictly at cold, hard infrastructure data. → Shifting the Growth Paradigm: The massive difference between "good growth" in your backyard and "great growth" driven by interstate data cycles. → Overcoming the Commitment Bottleneck: Moving past the fear of the "first step off the ledge" and why accountability beats statistical over-analysis. → The 4x Return Blueprint: Re-investing the equity of property number one (Townsville) to cleanly pre-approve property number two (Wodonga) without touching personal savings. → Portfolio Diversification Tactics: Why a borderless system protects you against localized land tax spikes and mismatched state growth cycles. → From Client to Colleague: Why executing a successful strategy naturally shifts your career goals toward building generational wealth. "Real financial movement doesn't happen by rate-pinching or waiting until you can afford a million-dollar Sydney home. It happens when you put a professional team around you" Chapters: 0:00 - Intro: Turning a $120k deposit into $500k equity 1:15 - Meet Jimmy: Arriving from the UK to residency in 2026 4:20 - Priced out of Sydney? The pivot to rent vesting 6:30 - The expat superpower: Letting data remove local biases 9:15 - Market Spotlight: Why Adelaide and Townsville outpaced expectations 11:30 - Dealing with rate rises and building buffer management 14:00 - Proximity is Power: The hidden lifestyle benefits of renting 15:55 - Scaling from Property 1 to Property 2 without using cash 18:10 - The operational reality of hiring a professional Buyers Agent 21:00 - Mitigating land tax risks through geographical diversity 23:30 - Shifting expectations from "Good" to "Great" asset growth 27:25 - The ultimate validation: Joining the InvestorKit squad 31:40 - Common investor execution mistakes: Backyard nesting vs. Data 42:30 - Maximizing commute value and career leverage 48:10 - Future Outlook: Moving onto property number three and passive income 🥇🥇 InvestorKit - Back To Back "REB Buyers Agency Of The Year 2023, 2024, 2026" Book your discovery call here: https://www.investorkit.com.au/discovery-call/ ✅ HOW WE CAN HELP YOU: By being the most trusted, data-driven Buyers Agency for aspiring investors who wish to create real financial change by helping them invest with confidence, outperform the market, and build a high-performing property portfolio. 👉 https://www.investorkit.com.au ✅ CONNECT WITH INVESTORKIT: Website: 👉 https://www.investorkit.com.au Send your questions to: 👉 arjun@investorkit.com.au Follow us on Facebook: 👉 https://www.facebook.com/InvestorKit Follow us on Instagram: 👉 https://www.instagram.com/investorkit.com.au Subscribe to our YouTube Channel: 👉 https://www.youtube.com/@investorkit Connect with us on LinkedIn: 👉 https://www.linkedin.com/company/investorkit Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

    52 min
  2. MAY 12

    Fixed vs. Variable Rates: The Hidden Cost of "Certainty"

    Most investors approach interest rates with a "rate-pinching" mindset. They chase the lowest number on a brochure or fix their rates out of fear, only to find themselves boxed in when they actually need to scale. Both approaches cost you your most valuable asset: flexibility.In this episode of the Property Nerds Podcast, Arjun Paliwal and Jack Fouracre from 4acre Financial break down why a cycle of rate increases is actually the worst time to fix your rates. We move past the headlines to explain why property investing is a game of finance strategy—not just interest rate execution.💡 What’s covered:→ The Fixed Rate Gamble: Why banks often anticipate the market better than you, and the hidden "break fees" that trap investors.→ The "Rate Lock" Reality: Why your fixed rate is actually variable until the day you settle (unless you pay the fee).→ Flexibility vs. Fixed: Why the ability to pull equity and move between lenders is worth more than a 0.3% rate discount.→ The Inflation Myth: Why the RBA doesn't just "jump to 7%" and what their slow 0.25% moves actually tell us about the economy.→ The Offset Trap: Why most fixed rates won't let you use an offset account, and what that's costing you in un-optimized cash flow.→ Intentional Scaling: How a $600k equity pull creates more certainty than any fixed rate ever could.→ Strategy over Execution: Why rate-pinching has never built a $100M portfolio."I’ve never seen someone rate-pinch their way to wealth creation. Wealth is built through movement and finance strategy, not through trying to outsmart a 0.25% hike."Ready to get your finance strategy unstuck?Book a free 15-minute strategy chat with the Fouracre team: https://fouracrefinancial.com.au/https://fouracrefinancial.com.au/Chapters:0:00 - Intro: The worst time to fix your rates2:45 - Thailand Trip: Muay Thai, Scooters & Team Vibes3:50 - Fixed vs. Variable: The basic differences explained5:10 - The 4.5-year loan lifespan (Why banks love the 2-year fix)7:20 - What is a Rate Lock? (And the fees you don't see)9:45 - Why Arjun fixed for 4 years in 2018 (And the lesson learned)11:30 - The RBA’s real goal: Why they don't just "crash" the market12:50 - Equity is the ultimate certainty: The $600k buffer story15:40 - Why fixed rates kill your scaling potential17:45 - The Offset Conflict: Why fixed rates and offsets don't mix20:00 - The Math: Why your interest bill isn't the whole story🎙️ Guest: Jack Fouracre — Fouracre Financial👉 fouracre financial.com.au🥇🥇 InvestorKit - Back To Back "REB Buyers Agency Of The Year 2023, 2024, 2026" Book your discovery call here: https://www.investorkit.com.au/discovery-call/✅ HOW WE CAN HELP YOU:By being the most trusted, data-driven Buyers Agency for aspiring investors who wish to create real financial change by helping them invest with confidence, outperform the market, and build a high-performing property portfolio. 👉 https://www.investorkit.com.au✅ CONNECT WITH INVESTORKIT:Website: 👉 https://www.investorkit.com.auSend your questions to: 👉 arjun@investorkit.com.auFollow us on Facebook: 👉 https://www.facebook.com/InvestorKitFollow us on Instagram: 👉 https://www.instagram.com/investorkit.com.auSubscribe to our YouTube Channel: 👉 https://www.youtube.com/@investorkitConnect with us on LinkedIn: 👉 https://www.linkedin.com/company/investorkitDisclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

    22 min
  3. MAY 5

    A $3K Pay Rise Cancels Out a Rate Hike: The Interest Rate Math Nobody Shows You

    Most investors hear "interest rate rise" and freeze. But what if the actual math tells a completely different story? In this episode of Property Nerds, Arjun Paliwal sits down with Jack Fouracre from Fouracre Financial to break down the real numbers behind rate movements, lender tiers, and the yield calculation trap that's quietly shrinking thousands of investors' options without them even realising. 💡 What's covered: → A 0.25% rate rise = ~$20K reduction in borrowing capacity and $200/month per million — less than most people think → Why a $3–4K salary rise or $50/week rent increase cancels out an entire rate hike → How sentiment is doing more damage than the actual rate movement → The 3-tier lender strategy: when to use each and why the order matters → Why major banks put you on P&I loans on purpose (and what it costs you) → The 5% yield trap: how one broker's estimate can cut your investable markets from 12 cities down to 1 or 2 → How dropping your yield assumption from 5% to 4% can open up hundreds of thousands in purchase price → Why reviewing your finance every 12 months is the single best portfolio habit → What open banking + technology will mean for property investors in the future "It's a sentiment thing more than the actual effect. When people hear it only reduced their borrowing power by $20K and added $200 a month — that's a game changer." Chapters: 0:00 Intro — the rate rise math nobody talks about 1:30 How 0.25% actually affects borrowing capacity & sentiment 2:28 Why bad headlines create buying opportunities for smart investors 4:08 Assessment rates explained & why Australian lending stays strong 6:51 The $64/week offset: how salary & rent growth beat rate rises 7:39 The tier lender strategy: why it matters for your portfolio 9:03 Tier 1 & 2 lenders: when and why to use each 12:03 Tier 3 & 4 non-banks: niche policies & big capacity unlocks 16:09 The 5% yield trap shrinking your investment universe 22:02 12-month reviews, open banking & the future of property finance 🎙️ Guest: Jack Fouracre — Fouracre Financial👉 fouracre financial.com.au 🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023 & 2024" Book your discovery call here: https://www.investorkit.com.au/youtube ✅ HOW WE CAN HELP YOU:By being the most trusted, data-driven Buyers Agency for aspiring investors who wish to create real financial change by helping them invest with confidence, outperform the market, and build a high-performing property portfolio. 👉 https://www.investorkit.com.au ✅ CONNECT WITH INVESTORKIT: Website: 👉 https://www.investorkit.com.au Send your questions to: 👉 arjun@investorkit.com.au Follow us on Facebook: 👉 https://www.facebook.com/InvestorKit Follow us on Instagram: 👉 https://www.instagram.com/investorkit.com.au Subscribe to our YouTube Channel: 👉 https://www.youtube.com/@investorkit Connect with us on LinkedIn: 👉 https://www.linkedin.com/company/investorkit Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.#PropertyNerds #InterestRates #BorrowingCapacity #PropertyInvesting #InvestorKit #JackFouracre #MortgageBroker #AustralianProperty

    27 min
  4. APR 28

    The Business Owner's Guide to Property Investing in Australia

    If you're self-employed and someone's told you to wait two years before investing in property — this episode is for you. Arjun Paliwal and Jack Fouracre from Fouracre Financial bust the biggest myths around self-employed lending and break down exactly how business owners at every stage — from 6 months ABN to $20M+ turnover — can build serious property portfolios with the right structure. 💡 What's covered: → The "2-year myth": why 6 months ABN is often enough to get finance → BAS statements, self-declaration letters & bank statements as income verification → SMSF options for business owners — even without a long super contribution history → How to catch up years of super contributions in a lump sum → Why successful business owners can't just "pull money out" without a tax nightmare → The bucket company strategy: moving profits from 25% to 30% tax instead of 47% → A real example: $6M commercial property and how wrong structuring costs $1M in tax → What Arjun overheard at an F1 event with $500M+ in turnover in the room → Div 7A, director's loans & the tax bills that show up 6-7 years later "At a certain point, you can't hide the profits. And most business owners are allergic to paying tax." Chapters: 0:00 The "wait 2 years" myth — busted 1:38 New lending options: 6-month ABN, BAS & self-declaration 5:26 Super catch-up contributions & SMSF strategies 8:20 Why high-turnover business owners can't just "pull money out" 13:24 Bucket companies, trusts & the right tax structure 18:09 Key rules + how to get the right team around you 📞 Book a free discovery call with InvestorKit: 👉 investorkit.com.au 💰 Lending support for self-employed investors: 👉 fouracrefinancial.com.au ✅ HOW WE CAN HELP YOU:By being the most trusted, data-driven Buyers Agency for aspiring investors who wish to create real financial change by helping them invest with confidence, outperform the market, and build a high-performing property portfolio. 👉 https://www.investorkit.com.au ✅ CONNECT WITH INVESTORKIT: Website: 👉 https://www.investorkit.com.au Send your questions to: 👉 arjun@investorkit.com.au Follow us on Facebook: 👉 https://www.facebook.com/InvestorKit Follow us on Instagram: 👉 https://www.instagram.com/investorkit.com.au Subscribe to our YouTube Channel: 👉 https://www.youtube.com/@investorkit Connect with us on LinkedIn: 👉 https://www.linkedin.com/company/investorkit

    21 min
  5. APR 23

    23 Years Old, 2 Investment Properties & a Butcher Shop Job: Moses' Story

    At 23, Moses owns two investment properties, one in Townsville, one in Wodonga while working full-time as a disability case manager and part-time on weekends. He didn't come from money. He didn't get a head start. His first accountant and broker both told him his goals weren't possible. He went and did it anyway. In this episode of the Property Nerds podcast, Arjun Paliwal sits down with InvestorKit client Moses to unpack the mindset, habits, and decisions behind one of the most compelling young investor stories we've heard. 💡 What you'll learn: → How an Italian upbringing built the financial discipline most investors never develop → Why Moses chose work over travel straight out of school — and what it gave him → How two properties became possible on a nurse/support worker income → Why affordability is a suburb problem, not an Australia problem → What borderless investing feels like when you've never visited your properties → Why your accountant or broker saying "no" is not the final answer → The framework for career growth: skill, attitude, and understanding what your leaders actually need Moses, "To achieve extraordinary things, you have to do extraordinary things." 📞 Book a free 15-minute discovery call with InvestorKit:👉 investorkit.com.au InvestorKit — 2026 REB Buyers Agency of the Year. $500M+ in equity generated for Australian investors. #PropertyNerds #PropertyInvesting #YoungInvestor #AustralianProperty #InvestorKit #BuyersAgent #BorderlessInvesting ✅ HOW WE CAN HELP YOU:By being the most trusted, data-driven Buyers Agency for aspiring investors who wish to create real financial change by helping them invest with confidence, outperform the market, and build a high-performing property portfolio. 👉 https://www.investorkit.com.au ✅ CONNECT WITH INVESTORKIT:Website: 👉 https://www.investorkit.com.au Send your questions to: 👉 arjun@investorkit.com.au Follow us on Facebook: 👉 https://www.facebook.com/InvestorKit Follow us on Instagram: 👉 https://www.instagram.com/investorkit.com.au Subscribe to our YouTube Channel: 👉 https://www.youtube.com/@investorkit Connect with us on LinkedIn: 👉 https://www.linkedin.com/company/investorkit Chapters 0:10 Meet Moses: 2 properties by age 23 1:52 First job: straight out of school to the butcher shop 5:41 Growing up in a hardworking Italian family 12:18 Career motivation, work ethic & current roles 15:35 The framework for career and financial growth 18:58 Two properties by 23: Townsville & Wodonga 23:41 Why he used a professional buyer's agent 28:20 Buying borderless: properties he's never visited 33:57 Advice for young investors (and ignoring the naysayers)

    40 min
  6. APR 14

    From Rebel Sport to $500K+ Equity: Shahin's Property Journey 20 Years in the Making

    20 years ago, Shahin moved to Australia to learn English and travel. He had no plans to stay, no permanent residency, and no property portfolio. Today? Three investment properties across three cities and two states with over $500,000 in equity generated in just a few years. In this episode of the Property Nerds podcast, Arjun Paliwal sits down with InvestorKit client Shahin to unpack the full journey — the mindset, the challenges, the family dynamics, and the decisions that made it all possible. 💡 What you'll learn: → The $850K apartment Shahin passed on that's now worth $8 million → Why he refused to buy his own home first and what he did instead → How he bought a house in Toowoomba for under $400K (now worth ~$700K) → The system he uses to manage multiple mortgages without financial stress → How he dealt with rising interest rates, inflation headlines & outside noise → What separates data-driven investors from emotional ones "I put my emotions aside completely. Everything has to be an asset. If it makes sense, I'm buying." 📞 Book your free 15-minute discovery call: 👉 investorkit.com.au InvestorKit — 2026 REB Buyers Agency of the Year. $500M+ in equity generated for Australian investors. 🎙️ Jack Fouracre — Fouracre Financial👉 fouracrefinancial.com.au ✅ HOW WE CAN HELP YOU:By being the most trusted, data-driven Buyers Agency for aspiring investors who wish to create real financial change by helping them invest with confidence, outperform the market, and build a high-performing property portfolio. 👉 https://www.investorkit.com.au ✅ CONNECT WITH INVESTORKIT: Website: 👉 https://www.investorkit.com.au Send your questions to: 👉 arjun@investorkit.com.au Follow us on Facebook: 👉 https://www.facebook.com/InvestorKit Follow us on Instagram: 👉 https://www.instagram.com/investorkit.com.au Subscribe to our YouTube Channel: 👉 https://www.youtube.com/@investorkit Connect with us on LinkedIn: 👉 https://www.linkedin.com/company/investorkit Chapters 0:00 Intro — Shahin's story & results snapshot 2:45 Moving to Australia 20 years ago — the beginning 5:41 First job at Rebel Sport & a sales mindset 7:46 The $850K apartment now worth $8 million 9:15 "Everything has to be an asset" — where the mindset came from 11:01 Why he chose a buyers agent (and how he picked InvestorKit) 14:23 Toowoomba: a house under $400K, now worth ~$700K 19:54 Blocking out noise — rates, headlines & fear 23:01 Managing cash flow across three properties 31:34 What $500K+ equity means for his family's future CONNECT WITH THE PROPERTY NERDS: Instagram:https://www.instagram.com/thepropertynerdspodcast/ TikTok: https://www.tiktok.com/@thepropertynerdspodcast CONNECT WITH FOURACRE FINANCIAL: Instagram:https://www.instagram.com/fouracre.financial/ LinkedIn: https://www.linkedin.com/company/fouracre-financial/ Website: https://fouracrefinancial.com.au/ CONNECT WITH ARJUN: Instagram: https://www.instagram.com/arjpaliwal/ LinkedIn: https://www.linkedin.com/in/propertybuyersagent/ CONNECT WITH INVESTORKIT: Instagram: https://www.instagram.com/investorkit.com.au/ LinkedIn: https://www.linkedin.com/company/investorkit/ Website: https://www.investorkit.com.au/ Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions. 🎙️ Jack Fouracre — Fouracre Financial👉 fouracrefinancial.com.au

    37 min
  7. APR 9

    The Lending Loophole Wealthy Investors Use (That The Big Banks Don't Want You to Know)

    The banks control the rules but they don't control which lender you use. In this episode of Property Nerds, Arjun Paliwal sits down with Jack Fouracre from Fouracre Financial to break down exactly how savvy investors are using smarter lending strategies to borrow more, hold more, and build wealth faster. 💡 What you'll learn: → Why a single rate rise only shifts borrowing capacity by ~$20–30k (and what actually matters more)→ How third-tier lenders with 40-year loan terms and lower stress buffers unlock hundreds of thousands in extra capacity → The real impact of rate rises on investors vs owner-occupiers (hint: negative gearing helps a lot)→ Why brokers now hold 80% market share — and how that forces banks to change their policies → The equity release + offset account strategy that lets you hold negatively geared properties without feeling the pain → Arjun's personal formula: saving 25–45% of net household income to "hold the fort" while your assets compound 🎙️ Jack Fouracre — Fouracre Financial👉 fouracrefinancial.com.au ✅ HOW WE CAN HELP YOU:By being the most trusted, data-driven Buyers Agency for aspiring investors who wish to create real financial change by helping them invest with confidence, outperform the market, and build a high-performing property portfolio. 👉 https://www.investorkit.com.au ✅ CONNECT WITH INVESTORKIT: Website: 👉 https://www.investorkit.com.au Send your questions to: 👉 arjun@investorkit.com.au Follow us on Facebook: 👉 https://www.facebook.com/InvestorKit Follow us on Instagram: 👉 https://www.instagram.com/investorkit.com.au Subscribe to our YouTube Channel: 👉 https://www.youtube.com/@investorkit Connect with us on LinkedIn: 👉 https://www.linkedin.com/company/investorkit Chapters 0:31 Meet Jack Fouracre (Fouracre Financial) & why property is a finance game 3:01 Arjun's book: Driving the Data 3:31 How rate rises actually affect borrowing capacity 6:01 Major banks vs third-tier lenders explained 8:01 Real example: $300k deposit vs $150k cash buffer kept 9:01 The equity release + offset buffer strategy 13:31 Compounding growth vs negative cash flow 18:31 The savings formula: 25–45% of net income 23:01 Brokers have 80% market share — what that means for you CONNECT WITH THE PROPERTY NERDS: Instagram:https://www.instagram.com/thepropertynerdspodcast/ TikTok: https://www.tiktok.com/@thepropertynerdspodcast CONNECT WITH FOURACRE FINANCIAL: Instagram:https://www.instagram.com/fouracre.financial/ LinkedIn: https://www.linkedin.com/company/fouracre-financial/ Website: https://fouracrefinancial.com.au/ CONNECT WITH ARJUN: Instagram: https://www.instagram.com/arjpaliwal/ LinkedIn: https://www.linkedin.com/in/propertybuyersagent/ CONNECT WITH INVESTORKIT: Instagram: https://www.instagram.com/investorkit.com.au/ LinkedIn: https://www.linkedin.com/company/investorkit/ Website: https://www.investorkit.com.au/ Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

    28 min
  8. MAR 31

    $4.6 Trillion Opportunity Most Australians Ignore

    Over $4.6 trillion sits inside the Australian super system, but for many investors, it’s simply left inside default funds with little control over how it’s invested. In this episode of The Property Nerds, we sit down with Natalia Clack from Easy Super to unpack the growing trend of Australians taking control of their retirement savings through Self Managed Super Funds (SMSFs) and how property is becoming part of that strategy. We unpack: Why SMSFs surged in popularity after 2020The biggest mistakes people make when setting up a fundHow Australians are using super to invest in propertyWhy borrowing power outside super is pushing investors to look inside itThe common balances and ages where SMSFs start to make sense If you’ve ever wondered whether your super could be working harder for you, this episode breaks down the structure, risks and opportunities investors need to understand. Timestamps: 02:10 - Natalia’s 22 Year Journey in the SMSF Industry 04:20 - Why SMSFs Surged After 2020 06:00 - Borrowing Power & Why Investors Look to Super 07:45 - The Biggest SMSF Mistakes People Make 11:40 - Why the Right Specialist Team Matters 14:55 - Typical SMSF Balances & Who It’s For 20:50 - Can You Pay Expenses Before Your SMSF Is Set Up? 24:00 - How Much Cash Buffer an SMSF Should Hold 27:00 - Crypto, Gold & Alternative Assets Inside Super CONNECT WITH THE PROPERTY NERDS: Instagram:https://www.instagram.com/thepropertynerdspodcast/ TikTok: https://www.tiktok.com/@thepropertynerdspodcast CONNECT WITH FOURACRE FINANCIAL: Instagram:https://www.instagram.com/fouracre.financial/ Linkedin: https://www.linkedin.com/company/fouracre-financial/ Website: https://fouracrefinancial.com.au/ CONNECT WITH ARJUN: Instagram: https://www.instagram.com/arjpaliwal/ Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT: Instagram: https://www.instagram.com/investorkit.com.au/ Linkedin: https://www.linkedin.com/company/investorkit/ Website: https://www.investorkit.com.au/ This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

    33 min

About

Welcome to The Property Nerds Podcast, where real estate meets research and data drives decisions. The team behind InvestorKit were named Winner of the REB Buyers Agency of the Year 2026, one of the highest honours in Australia’s property advisory industry. Hosted by Arjun Paliwal, Founder and CEO of InvestorKit, alongside Adrian, Senior Portfolio Strategist at InvestorKit, and Jack Fouracre of Fouracre Financial. Together they unpack market trends, finance strategy and portfolio building so investors can make smarter property decisions backed by data, not hype.

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