The Property Web

Tom Carr

The Property Web Podcast | Showcasing Professionals Behind the Transaction

  1. 1D AGO

    Unlocking Newcastle: Joris’s Buyers Guide

    Unlocking Newcastle: A Deep Dive into Australia's Emerging Property Hotspot with Property Buyer’s Agent Joris Cuesta Discover how Newcastle is transforming into one of Australia’s hottest property markets, driven by major infrastructure investments, strategic growth, and unique local fundamentals. Join property expert Joris Cuesta as he shares insights on Newcastle’s rising appeal, investment opportunities, and how buyers are navigating this exciting scene. ### In this episode: - The story of how Joris moved from France to Australia and never looked back - Why Newcastle is emerging as a prime property investment hotspot - Key infrastructure projects fueling Newcastle’s growth, including the airport and new transport links - The city’s demographic shifts—owner-occupiers versus investors - Fundamental factors driving property appreciation and development potential - Client success stories demonstrating the power of strategic buying and renovation - How off-market deals and elite networks secure quick transactions in Newcastle - The importance of local relationships and on-the-ground presence for investors - The future outlook: high-speed rail and long-term growth in Newcastle - Practical advice for first-time investors considering Newcastle or similar markets ### Resources & Links: ### 🎙️ Guest Joris Cuesta - Socials & Contact: 🔗 Website: joris.com.au/ 📸 Company Instagram: instagram.com/joris_cuesta/ 💼 LinkedIn: linkedin.com/in/jorisbuyeragents/ 📧 Contact: joris@joris.com.au 🎙️ Host Tom Carr – Socials & Contact: 💼 LinkedIn: linkedin.com/in/tomrcarr 🔗 Website: wombathomeloans.com.au 📧 Email: hello@wombathomeloans.com.au 🎧 The Property Web – Socials: 📸 Instagram: @thepropertywebpod 📘 Facebook: @thepropertywebpod 📧 Email: thepropertyweb@wombathomeloans.com.au ### Timestamps: 00:00 - Welcome and introduction to Newcastle’s property scene 02:15 - The journey of Joris from France to Australia and property beginnings 03:20 - Why Newcastle captured Joris’s interest & its transformation 08:34 - Newcastle’s appeal: infrastructure, lifestyle, and investment potential 10:21 - COVID-19's impact and population shifts to Newcastle 12:33 - Fundamentals of Newcastle’s growing economy and employment sectors 15:30 - Infrastructure projects and zoning for housing development 17:04 - Buyer demand and social media influence on Newcastle’s market 18:30 - Client stories: off-market deals and renovation success 20:43 - Strategies for first-time investors and off-market tactics 22:13 - Newcastle property market dynamics: speed, relationships, and negotiation 23:37 - Future prospects: high-speed rail and inbound migration 24:34 - The importance of local presence and understanding regional nuances 25:02 - The value of relationships, trust, and nuanced service in property buying

    33 min
  2. 6D AGO

    Architecting Wealth: Joy Ford Starts With Tax

    In this episode, Tom Carr speaks with Joy Ford, a tax professional and business owner, about the importance of tax planning and the common mistakes made by small to medium-sized businesses. Joy shares her journey to Australia, her experiences in business, and the challenges faced by her clients, particularly in the medical field. The conversation covers essential topics such as business structure, cash flow management, risk management with the ATO, and strategies for property investment. Joy emphasises the need for proactive tax planning and the value of consulting with an accountant before making significant financial decisions. Takeaways Tax is often an overlooked topic but crucial for business success. Starting a business requires careful planning and consideration of structure. Many professionals, especially in healthcare, neglect their tax obligations due to time constraints. Failing to plan for cash flow can lead to significant financial issues. The ATO is increasingly using technology to identify tax discrepancies. Proper documentation and planning can mitigate risks during audits. Investors need to consider the tax implications of property purchases carefully. Self-managed super funds can be a viable option for property investment but require sufficient funds. Client success stories highlight the importance of proactive tax planning. Engaging with a trusted accountant can save significant amounts in taxes. Resources 🎙️ Guest Joy Ford - Socials & Contact: 🔗 Website: beyondtaxation.com.au/ 📸 Company Instagram: instagram.com/joyford666/ 💼 LinkedIn: linkedin.com/in/accountantsydney 📧 Contact: joy@beyondtaxation.com.au 🎙️ Host Tom Carr – Socials & Contact: 💼 LinkedIn: linkedin.com/in/tomrcarr 🔗 Website: wombathomeloans.com.au 📧 Email: hello@wombathomeloans.com.au 🎧 The Property Web – Socials: 📸 Instagram: @thepropertywebpod 📘 Facebook: @thepropertywebpod 📧 Email: thepropertyweb@wombathomeloans.com.au Chapters 00:00 Introduction to Tax and Personal Stories 02:54 The Journey to Business Ownership 05:49 Understanding Client Needs 08:45 Common Tax Mistakes and Solutions 11:42 Business Structure and Planning 14:55 Risk Management and ATO Audits 17:40 Property Investment and Tax Strategies 20:57 Client Success Stories 23:43 Final Thoughts and Advice

    32 min
  3. APR 10

    Investing, Not Speculating: Mark Horvat’s Guide to Blue Chip Property

    Is the Australian property market becoming too focused on speculation? In this episode of The Property Web, Tom Carr sits down with Mark Horvat, founder of The Acquiry and a seasoned real estate professional with a unique global perspective. Having navigated the high-stakes markets of London and the US, Mark brings a refreshingly disciplined approach to the Australian property landscape. Mark dives deep into why long-term ownership beats short-term speculation, the rising importance of buyer’s agents in Australia, and why first-time buyers should value the "intangibles" of a home just as much as capital growth. In this episode, you’ll learn: What truly defines a "Blue Chip" property in 2026.The difference between investing and speculating (and why your risk profile matters).Why the US market embraces buyer’s agents—and why Australia is catching up.The hidden value in quality apartments for long-term wealth. Connect with Mark Horvat: 🌐 Website: theacquiry.com.au 💼 LinkedIn: Mark Horvat 📸 Instagram: @theacquiry 📸 TikTok**:** @theacquiry Chapters: 00:00 - Introduction to Blue Chip Real Estate 02:51 - Mark Horvat's Journey: From Canada to Australia 06:07 - Defining the "Blue Chip" Concept 08:59 - The Evolution of the Buyer’s Agent in Australia 11:45 - Investment Strategies: Longevity vs. Speculation 15:08 - The Shift Toward Quality Apartments 17:56 - Advice for First-Time Buyers 20:46 - The Emotional ROI of Property 24:04 - Conclusion and Contact Information #RealEstateAustralia #PropertyInvestment #BlueChipProperty #BuyersAgent #ThePropertyWeb #SydneyProperty

    28 min
  4. MAR 12

    Tax Strategy & Property Structures: Molly Lim’s Expert Insights

    As your career develops and your property portfolio grows, your financial affairs naturally become more complex. But when does a 'simple' tax return turn into a strategic liability? In this episode of The Property Web, Tom Carr sits down with award-winning accountant Molly Lim, founder of Above Advisory. Molly specialises in helping small business owners and property investors navigate the increasingly sophisticated Australian tax landscape. We dive into: The 'Trust' Debate: Why family trusts aren't always the answer for borrowing capacity and what you need to know before setting one up. ATO Watchlist: The common mistakes investors make with vacant properties and interest deductions that are triggering audits. The New 'Payday Super': What business owners need to prepare for starting July 1st. Growth Mindset: Transitioning from a corporate salary to business ownership while maintaining a property investment strategy. Whether you're a first-home buyer or an established investor, Molly’s "un-stuffy" approach to accounting provides the clarity needed to keep your strategy on track. Resources 🎙️ Guest Molly Lim - Socials & Contact: 🔗 Website: https://aboveadvisory.com.au 📸 Company Instagram: @mollytaxtips 📸 TikTok - https://tiktok.com/@mollylim 💼 LinkedIn: linkedin.com/in/mollylim14/ 📧 Contact: mlim@aboveadvisory.com.au 🎙️ Host Tom Carr – Socials & Contact: 💼 LinkedIn: linkedin.com/in/tomrcarr 🔗 Website: wombathomeloans.com.au 📧 Email: hello@wombathomeloans.com.au 🎧 The Property Web – Socials: 📸 Instagram: @thepropertywebpod 📘 Facebook: @thepropertywebpod 📧 Email: thepropertyweb@wombathomeloans.com.au Chapters 00:00 Introduction and Molly Lim's Background 01:27 Molly's Journey from Myanmar to Australia 02:26 Starting Above Advisory and Her Business Focus 03:25 Her Gym Franchise and Business Diversification 04:43 Typical Clients and Financial Guidance 06:08 Young Entrepreneurs and Social Media Outreach 08:31 Recognition and Awards in Accounting 09:27 Motivation Behind Her Accounting Practice 10:27 Australian Business Environment vs Myanmar 11:47 Office Setup and Client Interactions 13:42 Client Success Stories and Property Investment Advice 15:12 Property Structures and Borrowing Strategies 17:02 Understanding Tax Deductions and ATO Compliance 20:50 Changes in Small Business Regulations and Superannuation 22:15 When to Seek Professional Financial Advice 23:09 Closing Remarks and Contact Information

    24 min
  5. FEB 15

    The Missing Piece in Wealth Building with Roger Sousa

    Discover essential financial strategies from industry expert Roger Sousa, focusing on building wealth, protecting assets, and planning for a secure retirement. This episode highlights the importance of early planning, diversification, and getting professional advice to ensure long-term financial health. Key Topics: The evolution of financial planning industry over the past 25 years The importance of building financial defense alongside wealth accumulation Lessons learned from real estate investing and long-term wealth building Diversification across property, shares, and structures for optimal growth The significance of planning 10-20 years ahead for retirement goals How to effectively use cash flow analysis and understand expenditure The role of insurance and financial defense in wealth protection Strategies for building assets early to avoid reliance on age pension The impact of the Royal Commission on industry credibility and education Building a proactive roadmap for retirement, including fun and lifestyle considerations Timestamps: 00:00 - Introducing the episode: Building wealth and financial defense 02:00 - The industry’s changes over 25 years and industry credibility 04:00 - Lessons from starting in real estate and investing for long-term wealth 06:30 - Diversification strategies: property, shares, structures 08:00 - The importance of early planning: 10-20 years ahead of retirement 10:15 - How cash flow analysis informs wealth building 12:00 - The vital role of insurance in financial defense 14:00 - Building assets early and planning for lifestyle and fun in retirement 16:30 - Addressing misconceptions about property and asset allocation 18:00 - Setting a retirement roadmap regardless of age 20:00 - The value of transparent client communication and information sharing 22:00 - Retirement lifestyle planning and fun expenses integration 24:00 - Building a buffer for unexpected costs and supporting family 27:00 - The importance of asset diversification and property strategies in super 29:00 - The benefits and considerations of Self-Managed Super Funds (SMSFs) 31:00 - Ensuring cash flow sufficiency before property investments 33:00 - Actionable advice for those feeling financially exposed or uncertain Resources & Links: 🎙️ Guest Roger Sousa - Socials & Contact: 🌐 Website: www.asperum.com.au 💼 LinkedIn: linkedin.com/in/roger-s-36993192/ 📧 Contact: rsousa@asperum.com.au 🎙️ Host Tom Carr – Socials & Contact: 💼 LinkedIn: linkedin.com/in/tomrcarr 🔗 Website: wombathomeloans.com.au 📧 Email: hello@wombathomeloans.com.au 🎧 The Property Web – Socials: 📸 Instagram: @thepropertywebpod 📘 Facebook: @thepropertywebpod 📧 Email: thepropertyweb@wombathomeloans.com.au This episode offers practical insights on creating a resilient financial plan, emphasising early action, diversification, and professional guidance to secure your future lifestyle.

    35 min
  6. JAN 27

    From Coding to Co-Founding: Heshan's PiFi Property Story

    Host Tom Carr delves into the innovative world of property analytics with Heshan, one of the founders of PiFi Property. PiFi is a groundbreaking platform designed to uncover hidden potential in properties, offering insights beyond traditional market analysis. Heshan shares his journey from a tech background to co-founding PiFi, highlighting the platform's unique scoring system and its ability to simplify complex property data for investors and homebuyers alike. The conversation also explores the future of PiFi, including the integration of AI and maps to enhance user experience. 🎙️ Guest Heshan Jayawardena - Socials & Contact: 🔗 Website: https://pifiproperty.com 📸 Company Instagram: @pifi.property 💼 LinkedIn: linkedin.com/in/pifiproperty 🎙️ Host Tom Carr – Socials & Contact: 💼 LinkedIn: linkedin.com/in/tomrcarr 🔗 Website: wombathomeloans.com.au 📧 Email: hello@wombathomeloans.com.au 🎧 The Property Web – Socials: 📸 Instagram: @thepropertywebpod 📘 Facebook: @thepropertywebpod 📧 Email: thepropertyweb@wombathomeloans.com.au Hi, I’m Tom Carr, and this is The Property Web. If you’re on a property journey, or you’re ready to start one - you’ve probably thought to yourself at some point… this is difficult… who can actually help me? Now, as a mortgage broker, I’d be tempted to say me, but I want to help you go further. This podcast introduces you to experts—people with the support and guidance you need to move forward. My goal is to help you make an informed decision about who you want to work with and to get that property dream on track!

    25 min
  7. 12/15/2025

    Navigating Property Investment: Insights from Tim Watson

    In this episode of The Property Web, host Tom Carr sits down with Tim Watson, a seasoned property strategist and buyer's agent, to explore the intricacies of property investment. From understanding client needs to leveraging market dynamics, Tim shares his journey from corporate life to founding Bricks to Wealth. Discover the importance of strategic planning, the benefits of using a buyer's agent, and how to navigate the ever-changing property market landscape. Whether you're a first-time investor or looking to expand your portfolio, this episode offers valuable insights and practical advice to help you achieve your property investment goals. 🎙️ Guest Tim Watson - Socials & Contact: 🔗 Website: brickstowealth.com.au 📸 Company Facebook: @Brickstowealth 💼 LinkedIn: linkedin.com/in/tim-watson-brickstowealth 📧 Contact: tim.watson@brickstowealth.com.au 🎙️ Host Tom Carr – Socials & Contact: 💼 LinkedIn: linkedin.com/in/tomrcarr 🔗 Website: wombathomeloans.com.au 📧 Email: hello@wombathomeloans.com.au 🎧 The Property Web – Socials: 📸 Instagram: @thepropertywebpod 📘 Facebook: @thepropertywebpod 📧 Email: thepropertyweb@wombathomeloans.com.au Hi, I’m Tom Carr, and this is The Property Web. If you’re on a property journey, or you’re ready to start one - you’ve probably thought to yourself at some point… this is difficult… who can actually help me? Now, as a mortgage broker, I’d be tempted to say me, but I want to help you go further. This podcast introduces you to experts—people with the support and guidance you need to move forward. My goal is to help you make an informed decision about who you want to work with and to get that property dream on track!

    37 min
  8. 12/05/2025

    From Accountant to App Founder: Alesha Masaud’s story behind TaxApp

    In this episode of The Property Web, host Tom Carr interviews Alesha, an accountant from Sydney, about her journey from Pakistan to Australia and her innovative approach to accounting through her company, TaxApp. Alesha shares her experiences in the corporate world, her transition to entrepreneurship, and the development of her digital-first accounting app that combines personal service with technology. The conversation covers the challenges and successes of building an app, the importance of personalised client support, and insights into property investment strategies. 🎙️ Guest Alesha Masaud - Socials & Contact: 🔗 Website: https://www.taxapp.com.au/ 📸 Company Instagram: @taxappau 👤 Personal Instagram: @alesha.masaud 💼 LinkedIn: linkedin.com/in/aleshamasaud 📧 Contact: customerservice@taxapp.com.au 🎙️ Host Tom Carr – Socials & Contact: 💼 LinkedIn: linkedin.com/in/tomrcarr 🔗 Website: wombathomeloans.com.au 📧 Email: hello@wombathomeloans.com.au 🎧 The Property Web – Socials: 📸 Instagram: @thepropertywebpod 📘 Facebook: @thepropertywebpod 📧 Email: thepropertyweb@wombathomeloans.com.au Hi, I’m Tom Carr, and this is The Property Web. If you’re on a property journey, or you’re ready to start one - you’ve probably thought to yourself at some point… this is difficult… who can actually help me? Now, as a mortgage broker, I’d be tempted to say me, but I want to help you go further. This podcast introduces you to experts—people with the support and guidance you need to move forward. My goal is to help you make an informed decision about who you want to work with and to get that property dream on track!

    26 min

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The Property Web Podcast | Showcasing Professionals Behind the Transaction