The Rate Guy

JP Conklin
  • 4.7 (49)
  • BUSINESS
  • UPDATED WEEKLY

The Rate Guy Podcast is hosted by JP Conklin of Pensford. It's an irreverent insight into interest rates and current markets and how they impact the Commercial Real Estate and Multifamily industries.

  1. FEB 2

    3 Things to Know About Kevin Warsh

    On this episode of The Rate Guy, JP breaks down the 3 things you absolutely need to know about Kevin Warsh being nominated as the new Fed Chair and can Thom Tillis block his nomination like he said he will.

    28 min

  2. JAN 29

    Fed Meeting Recap

    Miss the Fed meeting today? We've got you!  We translate all the Fed-speak and highlight our favorite moments and key takeaways - like what advice J Powell has for the next Fed Chair.

    13 min

  3. JAN 26

    Fed Meeting Wednesday

    On this episode of The Rate Guy we discuss what some of you may have forgotten...the Fed meeting is this week! We cover the Supreme Court's take on the Lisa Cook case, 10T behaviours, China "dumping" Treasurys and info about caps that our floating rate borrowers might be interested in.  Here is the link for the Pensford Cap Pricer that we discussed.  See you all Wednesday night for the FOMC recap!

    19 min

  4. JAN 12

    DOJ Plans to Indict Powell

    We know this is a little early to call, but this will be the most important episode of the year. So if you listen to nothing else, listen to this one. Shocking news came out late Sunday night. This has literally never happened since the existence of the Federal Reserve. The Department of Justice served the Federal Reserve with grand jury subpoenas, threatening a criminal indictment related to Jerome Powell's testimony before the Senate Banking Committee last June. In this episode we discuss the historical impact of this move and the impact it may have. We also reveal something that had JP completely shook. You can't make this up folks, 2026 is off to an unprecedented start.  Link to Jerome Powell's statement  And we will touch on this again, but we mentioned the LoanBoss redesigned website and completely rebuilt software.  So if you want to check it out - here you go.

    17 min

  5. 12/10/2025

    J-Money's Last Rate Cut?

    On this special episode of The Rate Guy, we examine today's Fed meeting, the dissents, the jobs realization, J Powell's press conference and what it all means for current market conditions and in 2026.

    12 min

  6. 12/08/2025

    A Cut This Week But None Next Year?

    On this episode of The Rate Guy, JP draws a parallel between the Penn State and Fed search for their next leader. Then we jump into what to expect at this week's meeting and a quick look ahead to next year's rate expectations. We'll be back Wednesday for a recap of the Fed meeting.  For those that are curious...here's the calendar reminder screenshot. (if I could insert a facepalm emoji here I would)

    18 min

  7. 11/23/2025

    My Thanksgiving List - Markets Edition

    On this episdoe of The Rate Guy, in the spirit of Thanksgiving, JP runs through a variety of things he's thankful for with his mix of sincerity and sarcasm that we all know and love.  Check out the fancy Private Social Club that we talk about and visited in Atlanta, The Perlant, here. If you want to see Philly Elementary kids go off on Dallas player themed heavy bags (yeah, you read that right) click here. Hope you all have a great Holiday this week!

    17 min

  8. 11/09/2025

    I Love the Smell of Capitalism in the Morning

    On this episode of The Rate Guy, we talk about JP's love of all things Texas (well, maybe not the lobster mac & cheese), dig into the latest private-sector jobs data, and break down where we see interest rates heading in 2026 — plus why the impact on the 10T looks completely binary.

    23 min
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4.7
out of 5
49 Ratings

About

The Rate Guy Podcast is hosted by JP Conklin of Pensford. It's an irreverent insight into interest rates and current markets and how they impact the Commercial Real Estate and Multifamily industries.

Information

  • Creator
    JP Conklin
  • Years Active
    2020 - 2026
  • Episodes
    100
  • Rating
    Explicit
  • Copyright
    All Material Copyright © 2020 Pensford LLC
  • Show Website
    The Rate Guy

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