The Responsible Resident

Amber Stitt
  • 0.0 (0)
  • MEDICINE

The Responsible Resident Podcast is a short-form educational series designed for medical students, residents, and fellows who want clarity around financial decisions during training, without pressure, sales, or noise. Hosted by Amber Stitt, co-owner of MD Disability Quotes and a 15-year specialist in physician income protection, this podcast focuses on what truly matters during medical training: timing, underwriting, and protecting future earning power. Most residents believe financial decisions can simply be handled later. What this series explains, calmly and clearly, is that some decisions are influenced by health history and timing. Flexibility exists during training, but it does not last forever. You don’t need to take action immediately. The goal is competence first, so when decisions matter, you’re prepared. If you’re in training and want to understand your options before they narrow, this podcast is for you.

Episodes

  1. 1D AGO

    Disability Insurance Contracts - RR Ep 3

    Send us Fan Mail How do disability insurance contracts actually work for physicians, and what determines if you get paid? Own-Occupation disability insurance, residual benefits, elimination periods, and policy design, explained clearly. In this episode of The Responsible Resident, Amber Stitt breaks down how disability insurance contracts work for physicians, including true own-occupation definitions, partial disability (residual) benefits, recovery benefits, elimination periods, future purchase options, future increase option, and benefit increase riders.  Learn how policy structure, not just coverage, impacts income protection and long-term financial security. To follow along with this episode, download the free guide: StittStrategies.com/Guide 📻 Thank you for tuning in to The Responsible Resident! To Download the FREE Medical Professionals Blueprint: StittStrategies.com/Blueprint If you would like a free quote, please contact us at:  mddisabilityquotes.com/responsible-resident Amber Stitt is a disability insurance specialist with over 15 years of experience helping physicians protect their income and make informed financial decisions.  As the host of The Responsible Resident, she brings a structured, education-first approach to topics like disability insurance, underwriting, and income protection, areas often overlooked during medical training.  🔗 Connect with host, Amber Stitt, on Social Media: AMBER’S INSTAGRAMAMBER’S LINKEDINAMBER’S FACEBOOK📲 Be sure to visit the Stitt Strategies website: www.StittStrategies.com 🎬 And remember, let's take action today!!!

    16 min

  2. 3D AGO

    Employer or Association Disability Insurance vs. Private Disability Insurance - RR Ep 2

    Send us Fan Mail Employer vs. private disability insurance for physicians: What’s the difference and why does it matter? Group disability insurance, own-occupation coverage, and income protection for doctors explained clearly. In this episode of The Responsible Resident, Amber Stitt breaks down how employer-sponsored disability insurance compares to individual disability insurance for physicians.  Learn how group long-term disability plans work, common limitations like benefit caps, taxable income, and offsets, and why true own-occupation disability insurance provides stronger protection for your medical specialty and long-term earning potential. This episode also covers:  Group disability insurance vs. individual disability insurance  Own-occupation vs. modified definitions  Benefit caps, taxes, and Social Security offsets  Portability, rate locks, and protecting future income📻 Thank you for tuning in to The Responsible Resident! To Download the FREE Medical Professionals Blueprint: StittStrategies.com/Blueprint If you would like a free quote, please contact us at:  mddisabilityquotes.com/responsible-resident Amber Stitt is a disability insurance specialist with over 15 years of experience helping physicians protect their income and make informed financial decisions.  As the host of The Responsible Resident, she brings a structured, education-first approach to topics like disability insurance, underwriting, and income protection, areas often overlooked during medical training.  🔗 Connect with host, Amber Stitt, on Social Media: AMBER’S INSTAGRAMAMBER’S LINKEDINAMBER’S FACEBOOK📲 Be sure to visit the Stitt Strategies website: www.StittStrategies.com 🎬 And remember, let's take action today!!!

    14 min

  3. 6D AGO

    What Is Disability Insurance? - RR Ep 1

    Send us Fan Mail What is own occupation disability insurance for physicians, and why does it matter? Disability insurance for doctors, income protection, and group vs. individual coverage explained simply. In this episode of The Responsible Resident, Amber Stitt breaks down how disability insurance works, why physicians need income protection, and how true own-occupation coverage protects your specialty, sub-specialty, and future earnings.  Learn the difference between employer group disability and private individual policies, and why timing and understanding your options early matters. Amber unpacks what true own-occupation disability insurance really means, shares a powerful real-life story, and reveals why your ability to earn is your biggest financial asset.  If you’re wondering whether you actually need disability insurance, or you’ve felt overwhelmed by complex policies, this episode gives you the clarity and confidence to protect your future. Let’s talk about the realities of risk, the myths around disability, and why proactive planning matters for every physician’s path to financial freedom. 📻 Thank you for tuning in to The Responsible Resident! To Download the FREE Medical Professionals Blueprint: StittStrategies.com/Blueprint If you would like a free quote, please contact us at:  mddisabilityquotes.com/responsible-resident Amber Stitt is a disability insurance specialist with over 15 years of experience helping physicians protect their income and make informed financial decisions.  As the host of The Responsible Resident, she brings a structured, education-first approach to topics like disability insurance, underwriting, and income protection, areas often overlooked during medical training.  🔗 Connect with host, Amber Stitt, on Social Media: AMBER’S INSTAGRAMAMBER’S LINKEDINAMBER’S FACEBOOK📲 Be sure to visit the Stitt Strategies website: www.StittStrategies.com 🎬 And remember, let's take action today!!!

    13 min

  4. MAY 6

    The Responsible Resident Podcast Trailer

    Send us Fan Mail The Responsible Resident is a practical, education-first podcast designed to help physicians make clear, confident financial decisions, without needing a finance background.  In this introductory episode, Amber Stitt shares the personal and professional experiences that led her to create this series, along with a simple blueprint to think through your career, money, and risk. Physician financial planning, disability insurance for doctors, and income protection explained, without complexity. This podcast series is a practical guide for medical students, residents, and physicians to make smarter financial decisions early in their careers. Because doing nothing is still a decision. 📻 Thank you for tuning in to The Responsible Resident! To Download the FREE Medical Professionals Blueprint: StittStrategies.com/Blueprint If you would like a free quote, please contact us at:  mddisabilityquotes.com/responsible-resident Amber Stitt is a disability insurance specialist with over 15 years of experience helping physicians protect their income and make informed financial decisions.  As the host of The Responsible Resident, she brings a structured, education-first approach to topics like disability insurance, underwriting, and income protection, areas often overlooked during medical training.  🔗 Connect with host, Amber Stitt, on Social Media: AMBER’S INSTAGRAMAMBER’S LINKEDINAMBER’S FACEBOOK📲 Be sure to visit the Stitt Strategies website: www.StittStrategies.com 🎬 And remember, let's take action today!!!

    4 min
  • 4 Episodes

About

The Responsible Resident Podcast is a short-form educational series designed for medical students, residents, and fellows who want clarity around financial decisions during training, without pressure, sales, or noise. Hosted by Amber Stitt, co-owner of MD Disability Quotes and a 15-year specialist in physician income protection, this podcast focuses on what truly matters during medical training: timing, underwriting, and protecting future earning power. Most residents believe financial decisions can simply be handled later. What this series explains, calmly and clearly, is that some decisions are influenced by health history and timing. Flexibility exists during training, but it does not last forever. You don’t need to take action immediately. The goal is competence first, so when decisions matter, you’re prepared. If you’re in training and want to understand your options before they narrow, this podcast is for you.

Information

  • Creator
    Amber Stitt
  • Years Active
    2K
  • Episodes
    4
  • Rating
    Clean
  • Copyright
    © 2026 The Responsible Resident
  • Show Website
    The Responsible Resident