The Retirement Message

Annetta Carter
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Annetta Carter of Magnolia Financial Strategies shares her unique insights on the topics, trends, questions, and concerns facing retirees. With decades of experience, Annetta has a passion for helping people get to and through retirement.

  1. 5D AGO

    Best Of: You Might Need a Bigger Boat: Is Your Retirement Plan Enough?

    A shark sighting at the beach sparks a deeper conversation about retirement readiness. In this episode, Annetta Carter explores what it means to “need a bigger boat” when it comes to your financial future. From debt and emergency funds to inflation, long-term care, and overreliance on Social Security, she outlines the warning signs that your plan may not be seaworthy. Plus, hear how real-life health events can sink even the best intentions—and what you can do now to stay afloat. Ready to connect with Annetta and begin building your retirement plan? Visit Magnolia to get started today! Follow us on social media: Facebook | LinkedIn  See omnystudio.com/listener for privacy information.

    20 min

  2. 12/23/2025

    Best Of: Retirement: Permission to Spend and Enjoy

    What if the biggest challenge in retirement isn’t saving, but knowing when—and how—to spend? Annetta Carter explores the emotional side of enjoying your nest egg, balancing “go-go years” with long-term security, and why regular check-ins and stress-testing your plan matter. Hear real stories about life’s curveballs, the power of life insurance, and how having permission to spend can transform your retirement. Discover strategies to protect your future and make the most of every day. Ready to connect with Annetta and begin building your retirement plan? Visit Magnolia to get started today! Follow us on social media: Facebook | LinkedIn  See omnystudio.com/listener for privacy information.

    19 min

  3. 12/16/2025

    Cushion, Rebalance, Repeat: Building a Smoother Ride to Retirement

    Market rallies may grab headlines, but the real risk for those nearing retirement is how a downturn can derail your income plan. In this episode, Annetta Carter explains why protecting against sequence of returns risk matters more than chasing short-term gains—and how fixed index annuities and structured notes can help fight for your future. Learn how rebalancing, in-service rollovers, and a methodical approach can cushion your portfolio, reduce anxiety, and keep your retirement on track—even when the market gets bumpy. Ready to connect with Annetta and begin building your retirement plan? Visit Magnolia to get started today! Follow us on social media: Facebook | LinkedIn  See omnystudio.com/listener for privacy information.

    21 min

  4. 12/09/2025

    Tax Time Bombs: How to Defuse Retirement’s Biggest Surprise

    What if the biggest surprise in retirement isn’t how much you’ve saved, but how much you’ll owe in taxes? In this episode, Annetta Carter breaks down why understanding tax rules, Social Security strategies, and inflation is key for protecting your income and legacy. Discover how proactive planning can help you avoid costly mistakes, minimize tax burdens, and keep your family’s future secure. From Roth conversions to capital gains, learn the real-world steps that turn confusion into clarity—so you can enjoy retirement without unwelcome surprises. Ready to connect with Annetta and begin building your retirement plan? Visit Magnolia to get started today! Follow us on social media: Facebook | LinkedIn  See omnystudio.com/listener for privacy information.

    21 min

  5. 11/25/2025

    A Conversation about Market Guard with Brad Jenkins

    What if the real risk in your retirement plan isn’t the market, but a one-size-fits-all approach? This episode of The Retirement Message with Annetta Carter features Brad Jenkins, creator of Market Guard, as he reveals why true financial stability means balancing growth with preservation, customizing strategies for every stage of life, and understanding your own “time and temperature.” Discover how innovation, integrity, and a focus on the individual can help you navigate market storms and avoid costly mistakes—no guesswork required. Ready to connect with Annetta and begin building your retirement plan? Visit Magnolia to get started today! Follow us on social media: Facebook | LinkedIn  See omnystudio.com/listener for privacy information.

    31 min

  6. 11/18/2025

    Why Income Planning and Inheritance Go Hand in Hand

    Are you prepared for a retirement that could last 30 years—or for the wealth you might inherit along the way? This episode of The Retirement Message with Annetta Carter explores how to build income streams that keep pace with longevity, why annuities deserve a second look, and how to navigate the “great wealth transfer” with confidence. Learn the importance of personalized planning, understanding tax implications, and preparing heirs to be good stewards. Discover why clarity, trusted advice, and flexibility are essential for preserving your legacy and enjoying peace of mind. Ready to connect with Annetta and begin building your retirement plan? Visit Magnolia to get started today! Follow us on social media: Facebook | LinkedIn  See omnystudio.com/listener for privacy information.

    21 min

  7. 11/11/2025

    Best Of: Tax Traps, Market Swings, and the Power of Planning

    What if the real risk in retirement isn’t just market swings, but emotional decisions? Annetta Carter shares how a non-emotional, mathematical approach can help you navigate volatility, avoid costly mistakes, and build lasting income. Learn why understanding taxes, Social Security, and investment choices matters—and how proactive planning can keep your retirement on track, no matter what headlines say. Ready to connect with Annetta and begin building your retirement plan? Visit Magnolia to get started today! Follow us on social media: Facebook | LinkedIn  See omnystudio.com/listener for privacy information.

    20 min

  8. 11/04/2025

    Why Simplifying Your Finances Could Save Your Future

    Is your retirement plan as unique as your life—or are you stuck with a one-size-fits-all strategy? This episode of The Retirement Message with Annetta Carter explores the critical decision between a pension lump sum and monthly check, why simplifying your financial life matters, and how independent advice can help you avoid costly mistakes. Learn how to align your risk score with your true tolerance, being prepared for long-term care surprises, and build a plan that adapts to your changing needs. Discover why personalized strategies and ongoing reviews are key to lasting retirement plans. Ready to connect with Annetta and begin building your retirement plan? Visit Magnolia to get started today! Follow us on social media: Facebook | LinkedIn  See omnystudio.com/listener for privacy information.

    18 min
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About

Annetta Carter of Magnolia Financial Strategies shares her unique insights on the topics, trends, questions, and concerns facing retirees. With decades of experience, Annetta has a passion for helping people get to and through retirement.

Information

  • Creator
    Annetta Carter
  • Years Active
    2022 - 2025
  • Episodes
    87
  • Rating
    Clean
  • Copyright
    © 2026 Annetta Carter
  • Show Website
    The Retirement Message