The Retirement Navigator

Kwame Kuadey

Your guide to maximizing retirement benefits and making your money last, whether you're starting with $500 or $500,000. Helping hardworking Americans retire with dignity by navigating Social Security, Medicare, and practical retirement strategies for real people with real budgets.

Episodes

  1. 2D AGO

    The Philosophy of the Second Act: 5 Principles for Living Well in Retirement

    Many retirees did everything “right” - worked for decades, saved consistently, and planned carefully - yet retirement still feels different than expected. If you’ve ever found yourself asking, “How am I supposed to live now?” this episode is for you. In this relaunch of the Retirement Navigator podcast, Kwame introduces a new direction focused not just on Social Security updates, Medicare, or retirement income planning - but on the deeper question of how to live with meaning, dignity, and forward motion after work ends. He shares five guiding principles for what he calls the “Second Act” of life - practical, steady reminders designed to support seniors living on fixed income, navigating senior benefits, and adjusting to the emotional and practical realities of retirement.    In this episode, you’ll discover:  Why retirement is not a withdrawal from lifeThe idea that “You are not done yet” - your life still carries weight and purposeWhy health is your first currency, and how Medicare and senior benefits support itHow to rebuild purpose after leaving a long careerWhy community is essential - not weakness, but strategyWhat “forward motion” really means (small daily actions that matter)How retirement income, Social Security, and health all connect to independence This show is for you if you are:   Adults 55+ adjusting to retirement Seniors living on Social Security or fixed income Anyone feeling uncertain, smaller, or slower in this stage of life Retirees who prepared financially but still feel something is missingOlder adults looking for meaning beyond numbers and benefits Why This Matters Now  With rising cost of living, ongoing Social Security discussions, and constant news about Medicare and government programs, it’s easy for retirement conversations to focus only on finances. But financial stability alone does not answer the deeper question many seniors face: How do I live well now? This episode shifts the conversation from just retirement income planning to living deliberately, even when retirement looks different than expected. Resources Mentioned   Senior First Community  Chapter Medicare  If this episode resonated with you, consider subscribing to the Retirement Navigator podcast so you don’t miss future conversations.  You’re also invited to share your thoughts - what does your “Second Act” look like right now? And if you know another retiree who may need encouragement, feel free to share this episode with them.  You are not done yet - and you don’t have to navigate retirement alone. Subscribe to our Benefits Insider YouTube Channel here: https://www.youtube.com/@Benefits-Insider Support the show

    19 min
  2. 08/30/2025

    Welcome to The Retirement Navigator: Retirement Advice for Real People with Real Budgets

    Are you tired of retirement advice that assumes you're wealthy? Welcome to The Retirement Navigator, the podcast for hardworking Americans who need practical retirement guidance—whether you're starting with $500 or $500,000 saved. I'm Kwame Kuadey, creator of Benefits Insider, where I've helped over 250,000 people maximize their Social Security and Medicare benefits. While other retirement experts chase wealthy clients, I help real people with real budgets retire with dignity. In this introductory episode, you'll discover: Why most retirement advice doesn't apply to middle-class AmericansThe harsh reality facing 60% of retirees (and what to do about it)How to maximize Social Security, Medicare, and government benefits you've earnedWhat to expect from this podcast and how it's different from everything else out thereThis show is for you if: You're ages 50+ and approaching or in retirementYour household income is $40,000-$80,000 annuallyYou have modest retirement savings (or are starting from scratch)You need Social Security and Medicare to work for you, not against youYou're looking for practical strategies, not theoretical investment adviceComing up next week: The biggest Social Security mistake I see people make—and the simple fix that could add $30,000 to your lifetime benefits. Got questions? Email me at hello@benefitsinsider.co - your question might become a future episode! You've worked hard your whole life. You deserve a secure retirement, and I'm here to help you navigate the path forward. Hit subscribe and let's build your retirement confidence together.

    5 min

About

Your guide to maximizing retirement benefits and making your money last, whether you're starting with $500 or $500,000. Helping hardworking Americans retire with dignity by navigating Social Security, Medicare, and practical retirement strategies for real people with real budgets.