NerdWallet's Smart Money Podcast

NerdWallet Personal Finance

NerdWallet’s trusted finance journalists answer real-world money questions to help you make smarter financial decisions with confidence. Each episode dives deep into topics like budgeting, saving, investing, home buying, and credit cards, cutting through misinformation to bring you clear, actionable advice backed by thorough research. By the end of every episode, you’ll have the latest financial insights and the tools you’ll need to manage your money wisely, build wealth, and plan for life’s milestones. And if you have questions for the Nerds, you can leave them a voicemail at 901-730-6373. Join hosts Sean Pyles, CFP®, Elizabeth Ayoola, and other expert Nerds as they answer your biggest money questions and share strategies to help you build wealth and reach your financial goals, including: – Investing: Advanced investment strategies, integrating ETFs and mutual funds into a diversified portfolio, tax-efficient retirement planning, understanding Roth IRA conversions, and navigating robo-advisors. – Credit Cards: Top credit cards for travel rewards and luxury perks, balance transfer strategies, maximizing credit card points, and optimizing credit card usage to boost your credit score. – Personal Finance: Advanced budgeting tips, building generational wealth, creating effective savings plans, managing high-income expenses, and developing a strong money growth mindset. – Home: Smart strategies for homebuying in competitive markets, leveraging home equity loans and HELOCs, refinancing for long-term savings, first-time homebuying tips, and budgeting for major home improvements. If you’re searching for the best personal finance podcasts or want practical knowledge to make smarter money decisions, then follow NerdWallet’s Smart Money Podcast. You’ll love NerdWallet’s Smart Money Podcast if you like podcasts like: Planet Money, The Personal Finance Podcast, DIY Money, Afford Anything, How to Money, The Ramsey Show, Money Rehab with Nicole Lapin, NPR’s Life Kit: Money, Popcorn Finance, Money Girl,Money Guy Show, Everyone’s Talkin’ Money, So Money with Farnoosh Tarabi, The Money with Katie Show, All the Hacks with Chris Hutchins, The Stacking Benjamins Show, MoneyWatch with Jill Schlesinger, or Your Money, Your Wealth. NerdWallet Compare, Inc. NMLS ID# 1617539 NMLS Consumer Access: http://www.nmlsconsumeraccess.org/

  1. Feeling Burned Out? How to Know When to Quit Your Job — and What to Do First

    2小时前

    Feeling Burned Out? How to Know When to Quit Your Job — and What to Do First

    Learn how your habits and the cash and cards in your wallet reveal your money mindset, then learn how to know when it’s time to quit your job. What amount of cash should you keep on hand? Should you “quiet quit” or make a clean break from your job? Hosts Sean Pyles and Elizabeth Ayoola discuss everyday wallet decisions and career change trade-offs to help you understand how everyday money habits and major career choices can strengthen your financial stability. They begin with a candid, “What’s in Your Wallet?” segment, revealing what they keep close and providing some tips and throughs on keeping a small emergency cash stash, rotating rewards cards wisely, and avoiding risky wallet habits like storing everything in your car. Then, Tess Vigeland, Smart Money producer and author of Leap: Leaving a Job with No Plan B to Find the Career and Life You Really Want, joins Sean and Elizabeth to help answer a listener’s question about whether they should quit their job or simply “quiet quit.” They discuss building a “freedom fund” before quitting, ways to reduce workload without burning bridges, the realities of healthcare and benefits if you leave your job, how today’s labor market affects timing, and why giving yourself reflection time can clarify your next step. Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews: American Express Gold Card Review: Dining Rewards Royalty https://www.nerdwallet.com/reviews/credit-cards/american-express-premier-rewards-gold  American Express Platinum Review: Top-Notch Lounge Access, Big Credits https://www.nerdwallet.com/reviews/credit-cards/american-express-platinum  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: quiet quitting, emergency fund, freedom fund, how much cash to keep at home, what to keep in your wallet, wallet organization, travel credit cards, cashback card strategy, debit vs credit, remote work burnout, career change planning, leave a job without plan b, how to quit without burning bridges, lateral move vs new job, reduce workload tips, using AI at work, outsource repetitive tasks, referral risk when underperforming, healthcare after quitting, benefits when changing jobs, real estate license costs, FIRE financial independence retire early, savings goals at 29, HSA spending, high deductible health plan, emergency cash vs card, labor market trends, employee engagement Gallup, identity beyond work, partner concerns about quitting, building a freedom fund timeline, cash vs digital payments, keeping cards safe, rotating cards for categories, smart travel rewards use, backup plan before quitting, burnout signs, and when to leave a job. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

    39 分钟
  2. You Might Also Like: The Oprah Podcast

    2小时前 · 附赠内容

    You Might Also Like: The Oprah Podcast

    Introducing How to Let Go after Being Let Go with Oprah and authors Laura Brown & Kristina O’Neill from The Oprah Podcast. Follow the show: The Oprah Podcast In this episode of The Oprah Podcast former In Style Editor-in-Chief Laura Brown and former Wall Street Journal Magazine Editor-in-Chief Kristina O’Neill talk about the many challenges—and opportunities—that come with losing a job, no matter where you are in your career. They discuss their new book All the Cool Girls Get Fired which dives into everything you need to know if you’ve recently lost your job including how to figure out who you are without your job title. Oprah shares her own story of being fired when she was let go from being the co-anchor of the Baltimore evening news at age 22 and former CNN news anchor Brooke Baldwin talks about how she dealt with losing her high-profile job. We also hear from another woman who says she learned to bounce back better after losing her corporate role of 34 years. BUY THE BOOK! ⁠https://www.simonandschuster.com/books/All-the-Cool-Girls-Get-Fired/Laura-Brown/9781668067451⁠ Subscribe: ⁠https://www.youtube.com/@Oprah?sub_confirmation=1 Follow Oprah Winfrey on Social: https://www.instagram.com/oprahpodcast/ https://www.facebook.com/oprahwinfrey/ Listen to the full podcast: https://open.spotify.com/show/0tEVrfNp92a7lbjDe6GMLI https://podcasts.apple.com/us/podcast/the-oprah-podcast/id1782960381 Learn more about your ad choices. Visit megaphone.fm/adchoices DISCLAIMER: Please note, this is an independent podcast episode not affiliated with, endorsed by, or produced in conjunction with the host podcast feed or any of its media entities. The views and opinions expressed in this episode are solely those of the creators and guests. For any concerns, please reach out to team@podroll.fm.

  3. What Fewer Earnings Reports Could Mean for Investors and How to Teach Kids About Money (Video Episode)

    4天前

    What Fewer Earnings Reports Could Mean for Investors and How to Teach Kids About Money (Video Episode)

    In this special video episode, learn what proposed stock market rule changes could mean for your portfolio and how to grow your teen’s money skills. Will corporate earnings reports soon shift from quarterly to twice a year? And what could new rules about day trading mean for everyday investors? Hosts Sean Pyles and Elizabeth Ayoola team up with senior news writer Anna Helhoski and investing lead writer Sam Taube to break down how potential SEC rule changes could reshape the stock market. They explore the pros and cons of less frequent earnings reports, what research shows about long-term investing behavior, and how easing day-trading limits might open doors for some investors — while raising risks for others. They also share practical ways to interpret earnings data, stay focused on long-term goals, and avoid emotional trading. Then, Sean and Elizabeth meet with listener Essa in-person to discuss how to teach kids money skills at home. They cover options for approaching allowances and savings goals (e.g., Greenlight), building credit safely via authorized-user setups or secured cards, and turning lessons into hands-on practice with simulations and budgeting tools. Essa shares what’s been working in her household so far and gets suggestions on how to introduce new money concepts to her kids. The Nerdy Investor by NerdWallet is a monthly email briefing for investors who want to stay informed about what’s happening in the world of money: https://nerdwalletinvesting.substack.com/about  Get matched with a financial advisor for free using NerdWallet Advisors Match: https://nerdwalletadvisors.com/match  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: SEC rule change 2025, Trump administration stock market changes, FINRA margin requirements, quarterly earnings cycle, semiannual financial reporting, stock market volatility trends, P/E ratio meaning, price to earnings ratio formula, long-term investor behavior, day trading regulation, PDT minimum balance, $25,000 day trading rule, margin trading risks, investor protection rules, stock market research studies, dot-com crash lessons, European Union earnings rules, financial disclosure requirements, investing newsletter signup, U.S. Securities and Exchange Commission updates, FINRA proposal 2025, retail investor access, beginner investing risks, youth financial literacy, teaching kids about credit, financial education apps for students, Bite of Reality app, Next Gen Personal Finance platform, EverFi money games, Financial Times Uber game, teen debit cards, compound interest examples, high-yield savings comparison, 401k matching concept, family money discussions, allowance systems for children, and parent-daughter investing ideas. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

    40 分钟
  4. Watch the Nerds Sweat It Out: Hot Wings Meet Hot Money Takes (Video Episode)

    10月6日

    Watch the Nerds Sweat It Out: Hot Wings Meet Hot Money Takes (Video Episode)

    In this special video episode, Sean and Elizabeth and special guests eat spicy wings and share hot takes on saving versus investing, inflation, crypto, and when to trade up for an electric vehicle. When should you prioritize investing over traditional savings? How do you know when to keep repairing your car versus trading it in for something new, like an EV? Hosts Sean Pyles and Elizabeth Ayoola share their zestiest financial takes over hot wings, blending financial insights with fiery fun. NerdWallet YouTube creator Stephen Smith joins them in-person at NerdWallet HQ in Scottsdale, AZ, for a lively discussion which, like the hot sauce, gets eye-wateringly spicy. They debate whether saving in a checking account makes sense, how high-yield savings stack up against inflation, and whether the U.S. dollar could one day be backed by cryptocurrency. They also dig into why consumer debt is so easy to rack up, including the rise of Buy Now, Pay Later for everyday purchases. Then, listener Sandra joins the in-person conversation with Sean and Elizabeth as they discuss whether she should keep repairing her Acura or buy a new EV. They explore repair costs versus new car payments, the impact of high-yield savings rates, trade-in timing, and refinancing considerations. The episode wraps with practical insights on how to balance financial security with lifestyle goals like travel, education savings, and staying debt-free. Get matched with a financial planner for free using NerdWallet Advisors Match: https://nerdwalletadvisors.com/match  Smart Money is a finalist for TWO Signal Awards! Please take a moment to vote for us here: https://vote.signalaward.com/PublicVoting#/2025/individual-episodes/genre/money-finance  https://vote.signalaward.com/PublicVoting#/2025/shows/genre/money-finance  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: Bitcoin reserve currency, dollar backed by crypto, consumer debt in America, Buy Now Pay Later pros and cons, Klarna food delivery, Klarna at Chipotle, financing gas with BNPL, credit card debt cycle, checking account interest rates, financial literacy for kids, trust fund for children, custodial accounts for kids, Acura MDX, car repair costs, car repair vs new car cost, average car payment 2025, EV tariffs 2025, zero APR car financing, mortgage refinance break-even, 529 vs Roth IRA rollover, saving for college vs high-yield savings, passing down a car to kids, luxury vehicle maintenance costs, average miles per year US drivers, opportunity cost of buying a car, travel vs new car decision, and financial security vs lifestyle goals.. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

    44 分钟
  5. Budget Rehab: What Our Hosts’ Spending Reveals About Smarter Money Moves (Video Episode)

    10月2日

    Budget Rehab: What Our Hosts’ Spending Reveals About Smarter Money Moves (Video Episode)

    In this special video episode, Sean and Elizabeth give each other a “budget rehab,” revealing their own budgets to help you fix yours. How can you feel more in control of your spending? How can you plan for irregular expenses like credit card annual fees or surprise bills? In this video episode, hosts Sean Pyles and Elizabeth Ayoola give each other a “budget rehab” to reveal how they really manage their money — and how you can apply the same strategies to your own finances. But first, they’re joined by NerdWallet senior writer Anna Helhoski to discuss new NerdWallet survey findings about money stress and what steps you can take to alleviate it. They discuss why money stress hits some groups harder than others and share practical tips for easing the pressure. Then, Sean and Elizabeth present a personal “Budget Rehab” segment where they analyze each other’s real numbers while sitting eye to eye at NerdWallet HQ. Sean shares how he balances rental income, savings, and splurges, while Elizabeth maps her freelance income, high savings rate, and family priorities. Together, they highlight the pros and cons of tactics like setting up multiple savings buckets, trimming recurring costs, maxing out tax-advantaged accounts, and planning ahead for annual fees and surprise expenses. Smart Money is a finalist for TWO Signal Awards! Please take a moment to vote for us here: https://vote.signalaward.com/PublicVoting#/2025/individual-episodes/genre/money-finance  https://vote.signalaward.com/PublicVoting#/2025/shows/genre/money-finance  Want the cheapest prepaid phone plan that still fits your phone service needs? Read NerdWallet’s article on the best cheap cell phone plans: https://www.nerdwallet.com/p/best/finance/cheap-cell-phone-plans  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: money anxiety, reduce financial stress, generational money differences, Gen Z money habits, Millennial money habits, Gen X finances, Baby Boomer finances, grocery inflation, high food prices, emergency savings, build emergency cushion, debt payoff strategies, debt snowball vs avalanche, credit card debt payoff, homeownership vs renting, housing costs, mortgage vs rent, rental affordability, HSA benefits, high-deductible health plan, maxing out 401k, brokerage account investing, saving for car replacement, sinking fund examples, subscription audit tips, lower utility bills, cheaper phone plan, cutting cell phone costs, donating to charity, values-based spending, overspending triggers, budget burnout, financial literacy gaps, improve financial confidence, setting financial goals, FIRE movement, early retirement savings, family budgeting, and teaching kids about money. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

    38 分钟
  6. Stop Overpaying With Miles: The Redemption Rules Smart Travelers Use in 2025

    9月29日

    Stop Overpaying With Miles: The Redemption Rules Smart Travelers Use in 2025

    In a special presentation of Smart Travel, learn what your points and miles are really worth in 2025 — and why the answer might change how you book travel. Should you take a $650 flight voucher or 32,500 miles? How much are your points and miles actually worth? Smart Travel hosts Sally French and Meghan Coyle break down the latest NerdWallet valuations to help you make smarter redemption choices. But first, they cover recent travel headlines, including Southwest Airlines’ new partnership with EVA Air, Frontier’s companion certificate promotion and status match, and JetBlue opening up award bookings with Condor Airlines. Then, travel Nerd Craig Joseph joins Meghan to discuss NerdWallet’s latest airline, hotel, and credit card point valuations, with tips and tricks on comparing loyalty programs, maximizing transfer partners, and deciding when cash is more valuable than points. They also discuss the impact of devaluations, how close-in bookings can save you points, and why premium cabins can sometimes offer outsized redemption value. Plus: Craig’s hot take on airport lounges. Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews: Is the Frontier Airlines World Mastercard Worth Its Annual Fee? https://www.nerdwallet.com/article/travel/is-the-frontier-airlines-world-mastercard-worth-its-annual-fee Citi Strata Credit Card Review: Solid Rewards for No Annual Fee https://www.nerdwallet.com/reviews/credit-cards/citi-strata  Citi Double Cash Review: A Solid Choice for Everyday Spending ​​https://www.nerdwallet.com/reviews/credit-cards/citi-double-cash  Citi Custom Cash Card Review: Low-Maintenance 5% Cash Back https://www.nerdwallet.com/reviews/credit-cards/citi-custom-cash  Citi Strata Premier: Big Rewards Across Top Spending Categories https://www.nerdwallet.com/reviews/credit-cards/citi-strata-premier  Is the New Alaska Atmos Summit Card Worth a $395 Annual Fee? https://www.nerdwallet.com/article/travel/is-the-alaska-airlines-atmos-summit-card-worth-its-annual-fee  Resources discussed in this episode: Airline Miles vs. Cash Calculator https://www.nerdwallet.com/article/travel/calculator-should-you-book-a-flight-with-cash-or-miles  How Much Are Travel Points and Miles Worth in 2025? https://www.nerdwallet.com/article/travel/airline-miles-and-hotel-points-valuations  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. In this episode, the Nerds discuss: points and miles valuation, airline miles value, hotel points value, credit card points value, Southwest EVA Air partnership, Frontier Companion Certificate, JetBlue Condor award booking, Citi American Airlines transfer, Amex Membership Rewards value, Capital One points value, Bilt points value, Hyatt points value, Hilton points value, Marriott points value, Wyndham points value, IHG points value, Alaska miles value, JetBlue points value, American Airlines miles value, United miles value, Southwest points value, Virgin Atlantic miles value, ANA miles value, Avianca LifeMiles value, best way to use Amex points, best way to use Citi points, best way to use Capital One points, use cash or points for flights, last minute award flight value, premium cabin redemption value, economy flight points value, airline devaluation, hotel point devaluation, cash vs points travel booking, when to transfer credit card points, how to maximize travel rewards, and NerdWallet points and miles calculator. Learn more about your ad choices. Visit megaphone.fm/adchoices

    44 分钟
  7. Stay Ahead of a Government Shutdown and Learn How to Invest Extra Money Wisely

    9月25日

    Stay Ahead of a Government Shutdown and Learn How to Invest Extra Money Wisely

    Learn how to prepare for a government shutdown and where to put $600 a month after building your emergency fund. What happens in a federal government shutdown? Where should you put $600/month after funding an emergency cushion? Hosts Sean Pyles and Elizabeth Ayoola discuss the looming shutdown before answering a listener’s question about where to allocate their extra income. They begin with senior news writer Anna Helhoski, breaking down how a lapse in government funding could affect benefits, travel, parks, mail, and taxes, and how to keep your own plan steady. Then, Elizabeth and Sean answer a listener’s question about how to think about allocating $600/month. They discuss automating IRA/solo 401(k)/SEP IRA contributions, using diversified index or mutual funds and a taxable brokerage, balancing a home down payment with retirement via time horizons and DTI/credit score, and what to look for in funds. They also explore how habit-building and automation can help you grow retirement savings while still working toward a down payment. Get matched with a financial advisor for free: https://www.nerdwallet.com/l/advisor-match-financial  Are you on track to save enough for retirement? Use NerdWallet’s free calculator to check your progress, see how much retirement income you'll have and estimate how much more you should save: https://www.nerdwallet.com/calculator/retirement-calculator  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: Social Security during shutdown, TSA delays shutdown, Medicare during shutdown, Medicaid during shutdown, WIC benefits shutdown, IRS refund delays, FAFSA processing delay, federal employees furlough, furloughed vs essential workers, continuing resolution, national park closures shutdown, food safety inspections shutdown, EPA inspections shutdown, FDA inspections shutdown, NIH grants shutdown, unemployment benefits shutdown, debt-to-income ratio mortgage, mortgage approval process, credit score mortgage requirement, down payment savings strategy, closing costs when buying a home, emergency savings for home repairs, retirement calculator, 15 percent retirement savings rule, ETF vs mutual fund, S&P 500 index fund, expense ratio explained, index fund performance history, index fund tracking error, taxable brokerage account basics, diversification in investing, automate retirement contributions, solo 401k contribution limit, and SEP IRA contribution limit. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

    31 分钟
  8. Preparing Finances for Fall and How to Help Parents Who Haven’t Saved Enough

    9月22日

    Preparing Finances for Fall and How to Help Parents Who Haven’t Saved Enough

    Learn how to prepare your finances for fall and support aging parents who have limited retirement savings. How can you check in on your finances this fall? What’s the best way to help parents with little savings retire? Hosts Sean Pyles and Elizabeth Ayoola explain how you can give yourself a fall financial check-in before they answer a listener’s question about supporting aging parents. They begin with a discussion of fall planning and open enrollment season, with tips for using this year’s health costs to choose next year’s plan, reviewing IRA/401(k) contributions and allocations, and setting a realistic holiday budget while tracking travel prices. Then, NerdWallet lead writer Kate Ashford joins Sean and Elizabeth to discuss how a listener can support their aging parents who haven’t saved much. They discuss how to start sensitive money talks, navigate Medicare vs. Medicare Advantage (plus SHIP and Medicaid resources), and practical ways to help, including how to cover specific bills, explore subsidized senior housing, and avoid raiding your own retirement fund in order to help. See the latest rates in NerdWallet’s roundups of the best high-yield savings accounts: https://www.nerdwallet.com/m/banking/standout-online-savings-accounts-2  Read NerdWallet’s 2024 Financially Assisting Aging Parents Report: https://www.nerdwallet.com/article/finance/2024-financially-assisting-aging-parents-report  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: open enrollment, Medicare vs Medicare Advantage, Social Security benefits, holiday budget, IRA contribution limits, 401(k) contribution limit, high-yield savings accounts, emergency fund, claiming parents as dependents, subsidized senior housing, State Health Insurance Assistance Program (SHIP), retirement planning checklist, talking to parents about money, healthcare plan comparison, out-of-pocket maximum, Summary of Benefits and Coverage, Roth IRA vs Traditional IRA, SSA account estimate, travel prices Thanksgiving, Christmas flight prices, budget for gifts, avoid 401(k) loans, elder law attorney, support aging parents financially, pay parents’ bills vs cash, cost of Medicare Advantage networks, housing downsize for retirees, public benefits for seniors, SNAP for seniors, utility assistance programs, property tax relief seniors, high-yield savings rate 4 percent, set savings buckets, wedding budget overrun, and school-year child care costs. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

    31 分钟

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NerdWallet’s trusted finance journalists answer real-world money questions to help you make smarter financial decisions with confidence. Each episode dives deep into topics like budgeting, saving, investing, home buying, and credit cards, cutting through misinformation to bring you clear, actionable advice backed by thorough research. By the end of every episode, you’ll have the latest financial insights and the tools you’ll need to manage your money wisely, build wealth, and plan for life’s milestones. And if you have questions for the Nerds, you can leave them a voicemail at 901-730-6373. Join hosts Sean Pyles, CFP®, Elizabeth Ayoola, and other expert Nerds as they answer your biggest money questions and share strategies to help you build wealth and reach your financial goals, including: – Investing: Advanced investment strategies, integrating ETFs and mutual funds into a diversified portfolio, tax-efficient retirement planning, understanding Roth IRA conversions, and navigating robo-advisors. – Credit Cards: Top credit cards for travel rewards and luxury perks, balance transfer strategies, maximizing credit card points, and optimizing credit card usage to boost your credit score. – Personal Finance: Advanced budgeting tips, building generational wealth, creating effective savings plans, managing high-income expenses, and developing a strong money growth mindset. – Home: Smart strategies for homebuying in competitive markets, leveraging home equity loans and HELOCs, refinancing for long-term savings, first-time homebuying tips, and budgeting for major home improvements. If you’re searching for the best personal finance podcasts or want practical knowledge to make smarter money decisions, then follow NerdWallet’s Smart Money Podcast. You’ll love NerdWallet’s Smart Money Podcast if you like podcasts like: Planet Money, The Personal Finance Podcast, DIY Money, Afford Anything, How to Money, The Ramsey Show, Money Rehab with Nicole Lapin, NPR’s Life Kit: Money, Popcorn Finance, Money Girl,Money Guy Show, Everyone’s Talkin’ Money, So Money with Farnoosh Tarabi, The Money with Katie Show, All the Hacks with Chris Hutchins, The Stacking Benjamins Show, MoneyWatch with Jill Schlesinger, or Your Money, Your Wealth. NerdWallet Compare, Inc. NMLS ID# 1617539 NMLS Consumer Access: http://www.nmlsconsumeraccess.org/

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