The Risk Rundown

Alliant Private Client
  • 5.0 (5)
  • BUSINESS
  • UPDATED MONTHLY

Greater success brings greater risk — but even the greatest risks can be easily overlooked. And for high-net-worth individuals and families, effective risk management is key to protecting your assets and legacy. Join us on the The Risk Rundown as our experts and industry thought leaders offer practical insights and discuss real-life scenarios that illustrate the power of proactive risk management.

  1. APR 13

    Admitted, Non-Admitted, and Self-Insurance Explained

    Is "non-admitted" still a dirty word in the insurance industry? In this episode, Julie Rison and Tyler Banks demystify all things admitted, non-admitted and self-insurance. You’ll learn: Why non-admitted policies went from being a red flag to the gold standard for high-value homesAdmitted vs. Non-Admitted: The technical differences in state regulation, rate flexibility, and coverage limitsHow to use blanket policies and productsThe importance of accurate replacement cost valuationsWhy Self-insuring liability can be a risk Make sure you’re subscribed to The Risk Rundown on your favorite podcast platform. For more resources and information, check out https://alliantprivateclient.com/#

    15 min

  2. MAR 11

    Expect the Unexpected: How to think about risk in the coming year

    In this anniversary episode, Julie welcomes back industry veterans Cindy Zobian and Tyler Banks to reflect on a turbulent 2025 and navigate the shifting landscape of the 2026 insurance market. From the devastating wildfires in Los Angeles to the rising costs of liability, the team discusses why insurance is more than just "words on paper”; it’s a promise. You’ll learn: Lessons from 2025Biggest insurance mythsTrends for 2026; risk mitigation, excess liability surges, and a differentiated marketThe importance of building relationships with clients in the age of AI Make sure you’re subscribed to The Risk Rundown on your favorite podcast platform. For more resources and information, check out https://alliantprivateclient.com/#

    19 min

  3. FEB 9

    Water. Water. Everywhere: Flood vs Water Damage

    Is flood damage covered by homeowners’ insurance, or do you need a separate flood policy? The answer isn’t always clear. In this episode of The Risk Rundown, Julie and Tyler tackle one of the most frequently asked insurance questions: flood vs. water damage. They explain how insurance policies define each type of loss, why nearly 40% of flood claims occur outside high-risk flood zones, and how events like hurricanes, wildfires, and heavy rainfall can lead to unexpected flooding — even far from the coast. You’ll learn: • The difference between flood damage and water damage • Why being outside a flood zone doesn’t mean you’re risk-free • Common causes of water losses inside the home • How private flood insurance differs from NFIP coverage • Practical steps homeowners can take to reduce water-related losses

    16 min

  4. JAN 12

    Why Your Luxury Home May Be Underinsured: Understanding True Replacement Cost

    What does it really cost to rebuild a luxury home after a total loss? Willy Hammond joins Julie and Tyler to break down one of the most misunderstood areas of high-net-worth insurance—replacement costs. This episode covers: • The difference between market value and replacement cost • How renovations, custom features, and technology upgrades increase rebuild costs • How often high-net-worth homeowners should reassess property values • The importance of content documentation, appraisals, and inventories • Common loss scenarios—including water damage—that result in the most expensive claims • Risk mitigation tools insurers increasingly require, such as automatic water shutoff systems From rising construction material costs and labor shortages to understanding why many homeowners are unknowingly underinsured, this episode explains how to ensure your properties are adequately insured to value before a loss occurs.

    14 min

  5. 12/08/2025

    'Tis the Season for Risk: Holiday Hazards You May be Overlooking

    The holiday season brings a unique blend of celebration and risk. In this short episode, Julie and Tyler discuss some of the most common overlooked holiday hazards and some practical tips to protect your homes, valuables, and families during the holidays.

    12 min

  6. 11/10/2025

    Life Insurance Myths, Triggers, and Truths

    Life insurance is never one-size-fits-all. And for high-net-worth clients, it is much more nuanced than obtaining a standard employer policy. In this episode, Alliant Private Client’s Life Insurance Practice Leader, Steven Glick, speaks with Julie and Tyler about how understanding which real-life events — from starting a family to selling a business — can shape coverage and support high-net-worth family, business, and legacy goals.

    13 min

  7. 10/28/2025

    Insurance Horror Stories: When risk turns scary

    What happens when real risk goes unprotected? Julie and Tyler tell some real insurance horror stories and share the eerie but true tales and situations that can turn into nightmares for HNW clients.

    12 min

  8. 10/06/2025

    Growing Pains

    As children step into independence through each stage of life—particularly during their teens and college years—parents face new insurance risks that can still impact the whole family. Julie Rison and new co-host, Tyler Banks, discuss common exposures tied to growing children including: driving, renting, social gatherings, and even digital behavior. Listen in as they share tips on when young adults should get their own coverage, how parents can stay protected, and why proactive conversations are key to managing risk during this transition.

    16 min
See All (16)

Ratings & Reviews

5
out of 5
5 Ratings

About

Greater success brings greater risk — but even the greatest risks can be easily overlooked. And for high-net-worth individuals and families, effective risk management is key to protecting your assets and legacy. Join us on the The Risk Rundown as our experts and industry thought leaders offer practical insights and discuss real-life scenarios that illustrate the power of proactive risk management.

Information

  • Creator
    Alliant Private Client
  • Years Active
    2025 - 2026
  • Episodes
    16
  • Rating
    Clean
  • Copyright
    © 2026 The Risk Rundown Alliant Private Client
  • Show Website
    The Risk Rundown

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