The Rob Tetrault Show

Rob Tetrault
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Award-Winning Portfolio Manager Rob Tetrault provides insight for investors on a wide array of wealth management topics. Constantly ranked in the Top 5 Wealth Advisors in Canada, Rob is a Senior Investment Advisor and Portfolio Manager at Tetrault Wealth from Canaccord Genuity Wealth Management. He initially worked as a litigation lawyer at Aikins MacAulay Thorvaldson. He then completed a Finance MBA and was a member of the Dean's list at the Asper School of Business. The Rob Tetrault podcast show includes discussions on investment, tax, insurance, retirement and estate planning. From RESPs to Family Trusts, Rob's goal is to provide value and crucial information to all investors no matter what age and what their current net worth is. Disclaimer: http://ow.ly/XvqU30o8uTc © Copyright 2026 All Rights Reserved. No part of this podcast may be used without permission.

  1. 5D AGO

    What $1 Million Really Looks Like in Retirement in Canada (2026)

    📊 Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj 🔔 Want personalized help with your retirement plan? Book a call → https://tetraultwealth.com/contact-us/ ⭐️⭐️ What $1 Million Really Looks Like in Retirement in Canada (2026) In this video, Rob breaks down what $1 million really looks like in retirement in Canada in 2026, and why it doesn't provide the same lifestyle or flexibility it once did.  Using real-world cost increases, updated retirement spending patterns, and today's tax realities, we walk through how inflation, longevity, portfolio structure, and withdrawal strategies affect retirees.  This discussion covers key topics like retirement income planning, the 4% rule, tax efficiency in retirement, RRSP and TFSA withdrawals, and how Canadians should think about CPP, OAS, and portfolio allocation when planning for retirement today. CHAPTERS: 00:00 - The Problem 00:36 - The Difference Between Now & 20-30 Years Ago 01:40 - Real World Cost Increases 03:21 - The Reality of The 4% Rule 04:19 - Retirement Spending Habits 05:24 - Tax Efficiency in Retirement 06:26 - Portfolio Allocation in Retirement 07:22 - The Good News... 07:55 - What You Should Do Now Subscribe for new weekly videos on retirement planning, taxes, and investing in Canada! 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting #CPP #OAS #TFSA #FHSA #Retiring #RetiringInCanada

    9 min

  2. APR 6

    Retiring at 60? These CRA Tax Traps Catch Most Canadians

    📊 Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj 🔔 Want personalized help with your retirement plan? Book a call → https://tetraultwealth.com/contact-us/ ⭐️⭐️  Retiring at 60? These CRA Tax Traps Catch Most Canadians Retiring around age 60 can feel like freedom, but for many Canadians, it's where tax mistakes quietly begin. In this video, I break down the most common retirement tax traps I see when people stop working, including how CPP, OAS, RRSP and other income sources interact, how timing mistakes can raise your tax bill, and what smart tax planning actually looks like before and after retirement. Whether you plan to retire at 60 or later, understanding these tax rules can help you avoid unnecessary taxes and keep more of your retirement income. What we cover: 00:00 - Why This Matters 00:41 - Tax Mistake #1 02:29 - Tax Mistake #2 03:57 - Tax Mistake #3 5:25 - Tax Mistake #4 6:52 - Tax Mistake #5 8:06 - What Should You Do Now? Subscribe for new weekly videos on retirement planning, taxes, and investing in Canada! 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting #CPP #OAS #TFSA #FHSA #Retiring #RetiringInCanada

    9 min

  3. MAR 31

    5 RRSP Mistakes Canadians Make at 55 & Regret in Retirement

    📊 Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj 🔔 Want personalized help with your retirement plan? Book a call → https://tetraultwealth.com/contact-us/ ⭐️⭐️ 5 RRSP Mistakes Canadians Make at 55 & Regret in Retirement Age 55 is often a turning point for your RRSP - and most Canadians don't realize how much actually changes. In this video, Rob Tétrault breaks down the five RRSP mistakes Canadians make around 55 that can cost you thousands in taxes and missed opportunities during retirement. If you're approaching retirement or planning withdrawals, this is essential viewing. What we cover: 00:00 - Why This Matters 00:35 - RRSP Mistake #1      01:35 - RRSP Mistake #2   01:29 - RRSP Mistake #3  03:22 - RRSP Mistake #4  04:11 - RRSP Mistake #5  05:00 - What Should You Do Now? Whether you're retiring soon, delaying withdrawals, or coordinating your RRSP with CPP, OAS, or a spouse's income, avoiding these mistakes can make a massive difference in retirement. 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting #Retirement #Retiring #RetiringInCanada

    6 min

  4. MAR 24

    The New Reality of Retiring in Canada (2026 Update)

    📊 Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj 🔔 Want personalized help with your retirement plan? Book a call → https://tetraultwealth.com/contact-us/ ⭐️⭐️ Why Retiring in 2025 Just Became a LOT Harder (Canadian Edition) Is 70 becoming the new 65? With inflation staying stubborn, interest rates reshaping savings returns, and living costs creeping higher, more Canadians are delaying retirement than ever before. In this video, I break down: ✔️ The real inflation landscape in 2025 ✔️ How today's interest rates could delay retirement ✔️ A real retiree case study ✔️ The "spending creep" Canadians don't realize they're facing ✔️ 4 proven strategies to protect your retirement plan ✔️ Why having a structured plan matters more than your portfolio balance If you're planning to retire in the next 5–10 years, this video is a must-watch. CHAPTERS: 00:00 - The Situation 00:51 - 2025 Inflation Landscape 01:47 - 2025 Interest Rate Landscape 03:23 - Spending Creep... 04:16 - Real Retiree Example 05:50 - 4 Strategies To Protect YOUR Retirement Plan 06:01 - Strategy 1 06:39 - Strategy 2 07:19 - Strategy 3 07:55 - Strategy 4 08:37 - The Importance of a PLAN 09:25 - What To Do Next? 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting #Retirement #Retiring #RetiringInCanada

    10 min

  5. MAR 18

    Your GIC Just Matured - Here's the Smartest Move You Can Make

    📊 Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj 🔔 Want personalized help with your retirement plan? Book a call → https://tetraultwealth.com/contact-us/ ⭐️⭐️ Your GIC Just Matured - Here's the Smartest Move You Can Make Your GIC just matured... now what? Before you auto-renew into another 1–5 year term, you need to understand what's changing in 2025/2026, what the opportunity cost looks like, and when renewing actually hurts your long-term returns. In this video, I cover: ✔️ What's changing with GIC rates ✔️ When it makes sense to renew (and when it doesn't) ✔️ How a GIC ladder works ✔️ The real opportunity cost of being locked in ✔️ GIC risks most Canadians underestimate ✔️ A compounding example that may change your thinking ✔️ What to do next to protect and grow your savings GICs can still play a role, but only if used strategically. CHAPTERS: 00:00 - Why This Matters & Today's Agenda 00:54 - What's Changing? 01:26 - When To Renew (& When Not To) 02:18 - GIC Ladder Explanation 03:15 - Opportunity Cost of Owning GICs 03:46 - The Power of Compounding Example 04:08 - Redefining "Safety" & GIC Risks 04:54 - What You Should Do Next 05:59 - Final Thoughts 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting #GIC #GICRenewal #GuaranteedInvestmentCertificate

    7 min

  6. MAR 5

    5 RRSP Mistakes Canadians Make at 55 & Regret in Retirement

    📊 Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj 🔔 Want personalized help with your retirement plan? Book a call → https://tetraultwealth.com/contact-us/ ⭐️⭐️ 5 RRSP Mistakes Canadians Make at 55 & Regret in Retirement Age 55 is often a turning point for your RRSP - and most Canadians don't realize how much actually changes. In this video, Rob Tétrault breaks down the five RRSP mistakes Canadians make around 55 that can cost you thousands in taxes and missed opportunities during retirement. If you're approaching retirement or planning withdrawals, this is essential viewing. What we cover: 00:00 - Why This Matters 00:35 - RRSP Mistake #1      01:35 - RRSP Mistake #2   01:29 - RRSP Mistake #3  03:22 - RRSP Mistake #4  04:11 - RRSP Mistake #5  05:00 - What Should You Do Now? Whether you're retiring soon, delaying withdrawals, or coordinating your RRSP with CPP, OAS, or a spouse's income, avoiding these mistakes can make a massive difference in retirement. 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting #Retirement #Retiring #RetiringInCanada

    6 min

  7. FEB 23

    The New Reality of Retiring in Canada (2026 Update)

    📊 Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj 🔔 Want personalized help with your retirement plan? Book a call → https://tetraultwealth.com/contact-us/ ⭐️⭐️ Why Retiring in 2025 Just Became a LOT Harder (Canadian Edition) Is 70 becoming the new 65? With inflation staying stubborn, interest rates reshaping savings returns, and living costs creeping higher, more Canadians are delaying retirement than ever before. In this video, I break down: ✔️ The real inflation landscape in 2025 ✔️ How today's interest rates could delay retirement ✔️ A real retiree case study ✔️ The "spending creep" Canadians don't realize they're facing ✔️ 4 proven strategies to protect your retirement plan ✔️ Why having a structured plan matters more than your portfolio balance If you're planning to retire in the next 5–10 years, this video is a must-watch. CHAPTERS: 00:00 - The Situation 00:51 - 2025 Inflation Landscape 01:47 - 2025 Interest Rate Landscape 03:23 - Spending Creep... 04:16 - Real Retiree Example 05:50 - 4 Strategies To Protect YOUR Retirement Plan 06:01 - Strategy 1 06:39 - Strategy 2 07:19 - Strategy 3 07:55 - Strategy 4 08:37 - The Importance of a PLAN 09:25 - What To Do Next? 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting #Retirement #Retiring #RetiringInCanada

    10 min

  8. FEB 18

    The Hidden Cost of Renewing Your GIC (No One Talks About This)

    📊 Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj 🔔 Want personalized help with your retirement plan? Book a call → https://tetraultwealth.com/contact-us/ ⭐️⭐️ Why Renewing Your GIC in 2026 Could Be a HUGE Mistake Thinking about renewing your GIC? Read this first. GIC rates have changed dramatically since 2022/2023, and blindly renewing could cost you thousands in lost income and missed opportunities. In this video, Rob Tétrault breaks down: ✅ The real cost of renewing your GIC in 2025/2026 ✅ What's changed since rates peaked ✅ When you should renew - and when you definitely shouldn't ✅ How GICs impact retirement income, taxes, and inflation ✅ What alternatives to consider before locking in If you have a GIC renewal coming up, this is the 5-minute tutorial you need. CHAPTERS: 00:00 - Why This Matters 00:32 - The Landscape & The Problem 02:04 - What You Should Do Instead 03:32 - What's The Cost Of Renewing Your GIC? 04:14 - What To Do Next? 📩 Sign up to receive the Tetrault Wealth Newsletter that covers important investing topics, latest market news and engaging interviews with CEOs from stock market listed companies https://robtetrault.com/tetrault-newsletter/ #RetirementPlanning #WealthManagement #Retirement #Investing #RRSPMeltdown #RetirementSavings #CanadianInvesting #GIC #GICRenewal #GuaranteedInvestmentCertificate

    5 min
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About

Award-Winning Portfolio Manager Rob Tetrault provides insight for investors on a wide array of wealth management topics. Constantly ranked in the Top 5 Wealth Advisors in Canada, Rob is a Senior Investment Advisor and Portfolio Manager at Tetrault Wealth from Canaccord Genuity Wealth Management. He initially worked as a litigation lawyer at Aikins MacAulay Thorvaldson. He then completed a Finance MBA and was a member of the Dean's list at the Asper School of Business. The Rob Tetrault podcast show includes discussions on investment, tax, insurance, retirement and estate planning. From RESPs to Family Trusts, Rob's goal is to provide value and crucial information to all investors no matter what age and what their current net worth is. Disclaimer: http://ow.ly/XvqU30o8uTc © Copyright 2026 All Rights Reserved. No part of this podcast may be used without permission.

Information

  • Creator
    Rob Tetrault
  • Years Active
    2019 - 2026
  • Episodes
    299
  • Rating
    Clean
  • Copyright
    © Copyright 2022 All Rights Reserved. No part of this podcast may be used without permission.
  • Show Website
    The Rob Tetrault Show

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